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Author Topic: XAPO euro debit card. Experience, fees and limits.  (Read 9529 times)
timz
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January 09, 2015, 04:22:49 PM
 #1

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!


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hamdi
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January 09, 2015, 04:56:27 PM
 #2

link to the card?

timz
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January 09, 2015, 05:00:44 PM
 #3

https://xapo.com
Just open the account and order your card. The card will be automatically linked to your xapo bitcoin wallet.

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January 09, 2015, 05:13:10 PM
 #4

I have heard of Xapo and I have read a bit about. It seems like they have a very decent card. Do you know where the company is located? I thought it was China but I'm not sure.

Two days to get verified is very quick and I like their method of getting the PIN code. Sending it together with the card would be stupid, so this is well done.


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timz
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January 09, 2015, 07:29:59 PM
 #5

It is a California-based startup, raised $40 million. It is even more, than BitPay ($30M) http://www.coindesk.com/xapo-sets-40-million-fundraising-record-bitcoin-industry/

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January 09, 2015, 08:02:24 PM
 #6

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin


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knight22
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January 10, 2015, 02:48:35 AM
 #7

This card is awesome I can confirm. I have to pay 3% conversion fees though because the card is denominated in USD and I am in Canada  Undecided

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January 10, 2015, 10:58:58 AM
 #8

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?


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January 11, 2015, 04:37:12 AM
 #9

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?

http://www.cryptoarticles.com/crypto-news/xapo-bitcoin-debit-card-fees-exchange-rates-verification-procedure-explained

timz
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January 11, 2015, 09:05:32 AM
 #10

timz, how did you request the card? I can't seem to find it. Or do they ship it as soon as you sign up and you entered your personal details?
May be this link will help: http://support.xapo.com/how-do-i-order-a-xapo-debit-card

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January 11, 2015, 09:31:56 AM
 #11

It took 3 months to deliver the card to Europe??
timz
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January 11, 2015, 09:50:26 AM
 #12

It took 3 months to deliver the card to Europe??
They are still in test mode. You may preorder the card, but I don't know current delivery time frame. It was 2 months in my case.

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January 11, 2015, 10:03:06 AM
 #13

Well, I followed the I followed that link and now I see this on my Wallet page:


Going to guess that it worked and that I should get one in 2/3 months. Grin


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conteaza
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January 11, 2015, 11:16:54 AM
 #14

Well, I followed the I followed that link and now I see this on my Wallet page:


Going to guess that it worked and that I should get one in 2/3 months. Grin
same here, seems cards are free becase they didn't ask to pay Grin
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January 11, 2015, 12:24:18 PM
 #15

They make you verify your address even before beginning on trading :l

Reynaldo.....
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January 11, 2015, 01:34:49 PM
 #16

i readed only bad things about xapo, there are many complaints on this forum too, use search function and u will see
Xapo
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January 12, 2015, 04:26:15 PM
 #17

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!



Thanks for the review timz!

As you said, we are still in a beta type mode, but for those interested in the card, sign up on Xapo (yes, legally, you are required to confirm your identity at this stage), and send me a PM. I can add those to the early access list. We appreciate Bitcointalk's enthusiasm towards Xapo and the Debit Card! Any other questions about Xapo and our products, let me know!

Twitter: @xapo
DARKANGEL6415
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January 13, 2015, 12:12:15 AM
 #18

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin
i really hope you not in the usa cause they dont send cards to the usa, you can use them in the usa with not fees if currency is usd but wont ship to usa  Cry



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DARKANGEL6415
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January 13, 2015, 12:19:33 AM
 #19

Hello,
I want to share my experience with XAPO debit card. I ordered EURO card 2-3 months ago, finally received.
What to say? It is amazing!!! It is exactly I looked for. It is a EUR card with current account in bitcoins.

- Zero fee on purchase! I have xapo account in BTC, when I do purchase they instantly convert required amount of bitcoins into euro. By good rate (it was higher, than kraken for example) with zero fee! No need to top up the card, I can spend all bitcoins I having on the xapo account.
- They took 2.5 euro for ATM withdraw Sad
- You have to verify your identity to increase limits:
  • ATM withdrawals (per transaction) increased from €200 to €1,000
  • ATM withdrawals (per day) increased from €400 to €2,000
  • Maximum charges (per day) increased from €2,500 to €10,000
  • Purchase amount (per lifetime) increased from €2,500 to 'no limit'
- For the verification you have to send scan of your ID and proof of address where the card was delivered to. I've done in 2 days.
- Works fine in internet (PayPal).
- After receiving you have to activate card calling to UK number, enter your data and listen the PIN. No other way to find out the PIN! Afterwards your may change PIN in ATM with $0.50 fee.

In this way I have very high limit bitcoin card. The card has a chip and printed name of the owner. It is important, because local merchant refuse for example ANX card without a chip and name.
Furthermore xapo has fast and responsible support service.
Recommend!



Thanks for the review timz!

As you said, we are still in a beta type mode, but for those interested in the card, sign up on Xapo (yes, legally, you are required to confirm your identity at this stage), and send me a PM. I can add those to the early access list. We appreciate Bitcointalk's enthusiasm towards Xapo and the Debit Card! Any other questions about Xapo and our products, let me know!


come on give us some love to us folks in the usa LOL send it to us poor folks  Grin



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T
....ANGEL TOKEN....


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Mitchell
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January 13, 2015, 06:14:33 AM
 #20

Oh, I see. Well, time to check it out and maybe even order one! Thanks for your review! Grin
i really hope you not in the usa cause they dont send cards to the usa, you can use them in the usa with not fees if currency is usd but wont ship to usa  Cry
If you looked on my profile you would hag  known that I'm from the Netherlands, Europe. So all good.


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