fryarminer (OP)
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January 11, 2015, 04:27:41 PM |
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I just got this email. My response was: "Just use bitcoin!" 1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards. In case your luggage is lost, take another list in your carry on bag, especially if you are abroad and need immediate access to those numbers.
Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:
5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call.. Keep those where you can find them.
6. File a police report immediately in the jurisdiction where your credit cards, etc.., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one). But here's what is perhaps most important of all: (I never even thought to do this.)
7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.
The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks..
Now, here are the numbers you always need to contact about your wallet, if it has been stolen:
1.) Equifax: 1-800-525-6285 1-800-525-6285 2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742 3.) Trans Union : 1-800-680 7289 1-800-680 7289 4.) Social Security Administration (fraud line): 1-800-269-0271 1-800-269-0271
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elephantas1
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January 11, 2015, 04:44:15 PM |
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uhmm who wrote this email to you? is it just random spam?
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newIndia
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January 11, 2015, 04:47:26 PM |
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uhmm who wrote this email to you? is it just random spam?
Probably his Credit Card company for suggested security measures...
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Meuh6879
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January 11, 2015, 05:39:41 PM |
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true (but explained to a customer ... manually).
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fryarminer (OP)
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January 12, 2015, 02:41:40 AM |
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uhmm who wrote this email to you? is it just random spam?
It was passed on from a few people actually.
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fildza
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January 12, 2015, 02:44:59 AM |
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Yes just use bitcoins. Later you will get same email but for bitcoin. How to make your btc safe from hacker. Lol
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Flashman
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January 12, 2015, 02:54:58 AM |
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I get the ones all the time that go...
Noes! Your paypalz has been h4xx0red, log in at paypal.freepages.yahoo.com to verificate your details plzkthx.
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TL;DR See Spot run. Run Spot run. .... .... Freelance interweb comedian, for teh lulz >>> 1MqAAR4XkJWfDt367hVTv5SstPZ54Fwse6
Bitcoin Custodian: Keeping BTC away from weak heads since Feb '13, adopter of homeless bitcoins.
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hdd3go
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January 12, 2015, 02:55:49 AM |
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LOL, is that mail sent by BitcoinFundation?
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Chef Ramsay
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January 12, 2015, 03:46:57 AM |
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Lol, perfect response. I'd also mention for them to stop wasting my time and to stop spamming me 20th century and prior bullshit. Like, stop being a neanderthal you burnout! Don't beat your wife either.
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doggieTattoo
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January 12, 2015, 04:25:11 AM |
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These are all ways to prevent you from having your identity stolen (which would cause major headaches).
Yes your response of to use bitcoin would prevent you from potentially having your identity stolen (assuming your identity is not stolen when an exchange is hacked, ect) however bitcoin does have it's own headaches
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Mieehayii
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January 12, 2015, 08:30:40 AM |
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I look forward to how they respond to yours
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Elwar
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Viva Ut Vivas
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January 12, 2015, 08:51:12 AM |
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First seastead company actually selling sea homes: Ocean Builders https://ocean.builders Of course we accept bitcoin.
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freebit13
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January 12, 2015, 09:36:02 AM |
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I just got this email. My response was: "Just use bitcoin!" .... Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. .... What? This guy is a lawyer and it took him a week to cancel his credit card... stupid, lazy bastard!
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Decentralize EVERYTHING!
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Ingatqhvq
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January 12, 2015, 09:57:08 AM |
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yes, bitcoin solve this problem.
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Q7
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January 12, 2015, 11:12:27 AM |
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While bitcoin solves all these problems, it introduces another set of problems totally non related to this.
1) The safest option is to print paper wallet 2) Be mindful and perform backup regularly 3) Never reveal your private key 4) Scan your pc regularly to check for malware and the list goes on....
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herzmeister
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January 12, 2015, 12:13:41 PM |
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and most people out there believe securing bitcoins is complicated
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Silly Money
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January 12, 2015, 01:07:23 PM |
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While some of this advice is useable a lot of these things are put in place to actually prevent fraud and criminal behavior and that's why we have so many rules and regulations. The powers that be will never allow bitcoin to be used anoymously even for legit reason due to their fear of tax evasion and criminality. Yeah it sux but that's modern life I guess.
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BitUsher
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January 12, 2015, 02:01:11 PM |
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Excellent advice! We should make a meme regarding this.
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R2D221
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January 12, 2015, 02:03:45 PM |
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... 2) Be mindful and perform backup regularly ... 4) Scan your pc regularly to check for malware ...
These two are things you should already be doing with your computer, anyway, so I don't see what's the problem.
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An economy based on endless growth is unsustainable.
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gjgjg
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January 12, 2015, 02:05:37 PM |
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In Europe, Credit cards are Chip and Pin secured, so signatures are never used as verification (although NFP can be done without PIN for low amounts).
This was done by the banks so the responsibility of fraud is now with the merchant, not the banks. So the customer has a bit more security, but the merchants are actually worse off: another thing BTC solves.
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