Yeah physical IOS/Android wallet exchanges are what I use now..
No way I'm going to store bank data on a server belonging to someone too irresponsible to hire competent developers... Most of the hacks on the "reputable" sites I'm told were high level SQL injection attacks. Entry level developer stuff.. The owners also have presence on low-ball freelancer sites..
Honestly the fact such poor quality services are listed as reputable even on bitcoin.it makes me edgy as a investor.. Nobody wants to hand money to people who think it's a video game where if your property is lost it's not suppose to be an issue..
AFAIK BitStamp covered investor losses in their recent breach. But yes, the majority of exchanges have a ho-hum attitude. Mt. Gox and even Inputs.io are still fresh in the minds of many.