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Author Topic: Why I used to trust Patrick Harnett  (Read 30511 times)
ripper234
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July 08, 2012, 08:23:27 PM
 #1

http://ripper234.com/p/why-i-trust-patrick-harnett/

Since Patrick is now in default, and got a scammer tag, this thread is now defunct (renamed).

For what it's worth, I believe Patrick wasn't an intentional scammer, just made some bad decisions in a bad situation ... but I don't really know. I've been out of touch with the lending scene in the last few months.

Please do not pm me, use ron@bitcoin.org.il instead
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finkleshnorts
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July 08, 2012, 08:48:43 PM
 #2

Nice post! I agree with every word.
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July 08, 2012, 09:20:17 PM
 #3

Don't trust anyone. Only invest money that you can live without.
BadBitcoin (James Sutton)
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July 08, 2012, 09:41:05 PM
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Don't trust anyone. Only invest money that you can live without.

definitely true, but patrick is up there with my local bank in terms of trust IMO, I've dealt with him enough.

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July 08, 2012, 10:45:38 PM
 #5

It appears he invests with pirate, so what is this, paying 1% - 1,5% for being able to invest with pirate and pocketing the 5,5% - 6% difference??

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Raoul Duke
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July 08, 2012, 10:50:40 PM
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He's a starfish, why wouldn't you trust a starfish?  Huh

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July 08, 2012, 10:53:06 PM
 #7

Patrick is the most honest and trustworthy poster that I've encountered on here.

I would be happy to deposit a lot of coins with him and hopefully I will do so in the future.

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July 08, 2012, 10:54:53 PM
 #8

It appears he invests with pirate, so what is this, paying 1% - 1,5% for being able to invest with pirate and pocketing the 5,5% - 6% difference??
He runs separate pirate pass throughs if requested.

The 1% interest is coming from his other activities.

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July 08, 2012, 11:24:21 PM
 #9

I was avoiding posting here, but I obviously need to provide (repeat) some information about my business and it is my private business and doesn't need to be disclosed.

Yes, I have a BS&T account, and have had it since 17 December 2011 (no secret, it's announced in the BS&T thread).  For a long time it sat around 4k and at the moment it's sitting at 10k and will probably stay that way until Christmas.  I'll be getting 5%/week on it as I don't expect to be attracting pass-through deposits.  Income derived from this account goes into two main activities:
1: Increasing BTC investments including GLBSE assets, mining equipment and a stake I have in things like a BTC electronics business, and
2: Cashing out funds to pay for various real-life things including various organisations like our local homeless shelter which is costing me a couple hundred dollars/week thanks to the efforts my wife makes.

Outside of the BS&T account, as of today, I have 10,794 BTC outstanding in loans and 10,586 BTC held on deposit (plus 160 in the 7Seas fund).  This is the core business of StarFish BCB and what generates the return for people looking for something other than BS&T exposure.
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July 08, 2012, 11:53:38 PM
 #10

I agree with the OP. I thank Patrick for looking at loan requests fairly as he did when I took a 200BTC loan from him (repaid). Not all Jr. members are scammers, I have been around for 7 months, just don't say a whole lot. People do stereotype very quickly around here based on your post count. I requested my loan directly from Patrick via PM because more often than not when posting many people will find some reason to cry fowl even if they had no intentions of funding a loan in the first place. You know what I mean the "Mother Goose", just doing their duty to watch out for people so they don't get scammed. A lender will do their own research before funding a loan.

I can imagine it is tough to weed the loan requests out and pick carefully for who to provide a loan. All I can say to those requesting is that providing your verifiable true identity goes a long way to put a lender at ease. I provided multiple pieces of ID. I can see why that would be mandatory when you have not established any rep.

Thank You Patrick, and best wishes with all of your current and future endeavors.
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July 09, 2012, 12:00:37 AM
 #11

Great to see satisfied customers of lenders / investors. This is what unregulated capitalism looks like. Here's to another successful year.
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July 09, 2012, 12:26:35 AM
 #12

I agree with the OP. I thank Patrick for looking at loan requests fairly as he did when I took a 200BTC loan from him (repaid). Not all Jr. members are scammers, I have been around for 7 months, just don't say a whole lot. People do stereotype very quickly around here based on your post count. I requested my loan directly from Patrick via PM because more often than not when posting many people will find some reason to cry fowl even if they had no intentions of funding a loan in the first place. You know what I mean the "Mother Goose", just doing their duty to watch out for people so they don't get scammed. A lender will do their own research before funding a loan.

I can imagine it is tough to weed the loan requests out and pick carefully for who to provide a loan. All I can say to those requesting is that providing your verifiable true identity goes a long way to put a lender at ease. I provided multiple pieces of ID. I can see why that would be mandatory when you have not established any rep.

Thank You Patrick, and best wishes with all of your current and future endeavors.

+1
John (John K.)
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Will read PM's. Have more time lately


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July 09, 2012, 02:15:20 AM
 #13

Patrick (and his Starfish Bank) has my total trust.
That is all.

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July 09, 2012, 02:24:22 AM
 #14

Agreed, +1 for patrick
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July 09, 2012, 02:26:03 AM
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Agree 100%
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July 09, 2012, 03:04:02 AM
 #16

I agree 100%

Great guy to do business with.

Positive transactions: jaebird (1x5830), jbob06 (5x5850,1x890FXA-GD70), rjk (5x5870), Garr255 (Sold: M-audio Axiom 25), GenTarkin (AMD Game Codes)

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malavita
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July 09, 2012, 02:16:08 PM
 #17


Total transparency + excellent business sense & ethics + totally trustworthy and personable = Patrick Harnett Smiley


I agree 100%

Great guy to do business with.


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July 09, 2012, 03:11:00 PM
 #18

Agree 100% also, great guy, very trustworthy, and easy to deal with.
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July 10, 2012, 02:47:20 AM
 #19

I agree 100%

Great guy to do business with.


+1

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July 11, 2012, 01:12:22 AM
 #20

Patrick Harnett is a god among men. That is an understatement.  Smiley

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