From the birth of those new products, we can see the changing attitude of the regulators. Instead of leaving bitcoin in the corner and letting it kidnapped by drug dealers or underground economies, why not use it for good purpose?
I believe more and more bitcoin products will arrive in the USA, if the regulators are adjusting their attitude favorably like this.
New products could include:
Saving accounts accepting bitocins and paying bitcoin-unique interest rate,
Term loans based on bitcoins,
Corporate bonds denominated in bitcoins,
IPOs denominated in bitcoins.
The marriage between bitcoins and the Wall Street will be blessing and magnificent to all supporters like us.
A conspiracy theory of mine is that FED surely want to do more QE to boost the economy and to win the currency war against depreciating Euro, Yen and RMB.
However, the printing of new USD is tightly monitored by the republican senate and congress.
How to get around of that? Yep, approving bitcoin related products and making it a de-factor currency. Then the inflationary bitcoins at the distribution stage will funciton like "newly printed USD pouring into the economy".
So the hypothesis is "using bitcoins to implicitly QE the U.S. economy".
Yep. The US among other countries may look to increase QE for the years to come and once massive inflation or fiat devaluing can no longer be sustained, they are going to dump this fiat into Bitcoin/or a Bitcoin-like system to front run the start of a new digital era of transactions and commerce. The key is getting the masses to like it enough to want to use it from the Fed's perspective.
This will be a revolutionary change, however; those in it for speculation will be very disappointed or in the same position they are in now (economically speaking) if they don't take advantage now. The regular joe will not stand a chance truly benefiting from Bitcoin anytime but in the next 5-10 years. Once big companies/exchanges/small bits of nationalized commerce are underway, the advantage of Bitcoin will be in the hands of those who run things/own technology surrounding the blockchain for making money.
In the future (should this exist), the regular joe stands to have an easier access to payment and new kinds of credit/debt. Depending on your beliefs, this can be good or bad. The "man" stands to make unlimited new fiat funds using a digital backer and corporate America stands to make a truck load developing new technologies implementing Bitcoin.