Ok, just realized another bad thing. He gave himself(Ume), a trust rating from Twipple's account, saying..Gave me a loan.
But last seen online is same for both, which proves Ume is still in control.
according to this ! i can show you the pm that twipple said i,ll give you the +rep if you give me the loan !
I see that you did remove the trust, however there is no real reason you should give yourself trust in any circumstances.
I personally think the reason for this thread was to get additional posts, as what you do with collateral on a defaulted loan should be obvious.