How did you find this patent? Was it mentioned in any news?
Quick google search on this guy returned this:
http://wallethub.com/profile/RichardRayCrites/Richard Crites is an insurance agent operating out of Clearwater, FL.
Other Names Used: Richard Crites, Richard R Crites
Don't know what is this about, but looks like he just saw the idea of P2P marketplaces and decided to patent it as his own invention. I don't see how he intends to make any money on that.
Just another case of patent trolling?