99% of the time that's what I hear from 'average' people:
"Why should I use Bitcoin when I have a credit card and Paypal? Bitcoin is a solution without a problem ... "
I think Bitcoin will catch fire first in the developing countries, especially Africa, where people have few access to banking services and where remittances from family members living outside Africa are so critical. Neither Western Union nor wire transfer is the best service for family members in 1st world countries to send money to third world countries ...
"Why should I use Email when I have the postal service and UPS? Email is a solution without a problem."
The stupid, it hurts.
Last fall I had a contractor re-excavate a silted-in pond on my property for a cost of $18,000. He was an old codger and wouldn't take bitcoin, so I had to pay him the old fashioned way. On the 23rd of the month he finished up and mentioned having to make some payments on the first of the following month, so in good faith I told him I'd do my best to get him his funds by then; he'd done a good job so it was the least I could do.
So I spent the extra $50 for expedited processing as I sold some stock and had funds wired to my checking account; soon as they arrived I mailed him the check and called him to let him know it was coming. The cost?
$147 in fees on my end. And despite my effort, we missed the deadline. It took
11 days for my "expedited" payment to reach his bank account.
$147 and 11 days, versus $0.03 and 30 minutes with bitcoin. Tell me again how bitcoin is a solution without a problem?
Totally being overlooked upon by people. The expenses when using bitcoin vs credit cards is totally noticeable. Low transaction fees of bitcoin makes it a better option compared to any other credit cards out there. I mean, come on. Why would I continue using things that has an insane added value if I can use another one for less expenses?