I have had an offer of a 0.1 btc loan so only need 0.3 btc now.
If someone is lending you .1 btc then you need to be very clear to any potential lender that you have another loan outstanding.
What collateral do you have
Apart from my forum account, no alt coins that would be worth the amount.
Well if you had enough alt coins then it would be worth that amount. I don't think it would be appropriate to use your account as collateral for that large of a loan though, I am not sure a lender could sell it quickly to recoup their investment if you were to default
That's cool, i really didn't want to use my account for collateral anyway unless really needed.
Thanks for your reply.
If you are not using your account as collateral, and are not offering anything else as collateral then you would be using your reputation to 'back' your loan and your reputation would be worth less then your account as a general rule (which I think would apply here)