Leupay - "Free" online SEPA account in Malta

[HostFat]

Disclaimer
I don't work for Leupay in anyway.
I don't get anything from them by writing this here.
"Nothing"
I just think that this service is good and can be useful for the Bitcoin community


https://www.leupay.eu/

Their old domain is https://www.ipay.eu, they have change it few weeks ago. (they are probably still migrating accounts)
They are these also: https://www.icard.com / https://www.icard.bg


You can open and verify the account for free.
They will be even sent you a debitcard (mc) for free.
You can even deposit with credit/debit cards. (max 5 cards currently)
You will have a sepa iban for every currency that you will enable on your account.
The IBAN is assigned at "your name", so you can use to receive and send to exchanges that need verification

Here are the "actual" fees with a verified account:



I can just say that it works well, but I haven't used it for large amount of money, so be careful as always

Maybe, it will be interesting if an exchange will integrate their iPay system ...

[jertsy]

Do they supply an account number to deposit with credit/debit cards?

[HostFat]

Do they supply an account number to deposit with credit/debit cards?

I'm not sure about the question.
You must be registered and logged to deposit  "on your account" with credit/debit cards.
You can't deposit to other user directly with credit/debit cards.
If you want to send money to other people through leupay (they also must be registered), you have to deposit money on your account before, and then send money to them after.

[mishax1]

Do you need to be an EU resident to open an account ?

I don't see any telephone numbers on their site.. only email contacts.

[HostFat]

Do you need to be an EU resident to open an account ?

Sorry but I don't know this

It's an interesting question, if you find the answer, can you even report it here?

[Gisado]

I live in South Korea, and it looks like I can create account there. (If I cannot join, they wouldn't allow me to fill the forms)

I stopped the process when I was requested to put "ID number", though. So not sure if they reject for not being EU citizen.

[HostFat]

They support all these currencies (they will give a different iban for all of them)
https://www.leupay.eu/isl/en/exchangerates
You can even exchange them internally.

If you make a business account, the leupay debit card will have the name of your company (or else)

[mishax1]

Well, the domain is less then 6 months old, and there are no phone numbers.

When searching google about them I find zero information or discussion about them.. 

I would stay away for now..

[HostFat]

I linked their new domain, because they've moved from ipay.eu few weeks ago. (they are probably still migrating accounts)
They are these: https://www.icard.com / https://www.icard.bg

So it's better if you search ipay and icard if you want to read/find more feedback about them

Also, I've already spoken with their customer support by phone, they called me at the number that I used on registration.
Maybe you should add your phone number on the contact request, and say that you would like to have a direct phone call.

[HostFat]

This can be usefull to accept Paysafecard as Bitcoin reseller.
Paysafecard voucher -> My Paysafecard account -> PSC Mastercard (fee 4%) -> Laupay (fee 1%) -> SEPA to exchange (fee 3€)
It's cheaper than Skrill (5.5%, 0.5% of difference) and you can sent to exchanges.

With Ukash vouchers is even cheaper (less fees)

[hgerson]

I already opened a free account with ING Luxembourg (not sure if this offer is still active).

So this seems to be fairly common in that little rich country.

There are other banks offering online accounts for non-residents with minimal ID and trouble?

[HostFat]

I already opened a free account with ING Luxembourg (not sure if this offer is still active).

It seems not

To benefit from the free advantages associated with the ING Orange Account, you simply have to
perform the following each calendar quarter:
- make a minimum monthly payment of €1,000 on your ING Orange Account (or €3,000/quarter), or
- keep a minimum balance of €2,000 on your ING Orange Savings account.

https://www.ing.lu/web/ucmintercons/groups/public/documents/web_content_files/tarif_pb_en.pdf

[hgerson]

Do you more free or easy to open SEPA accounts?

[HostFat]

Do you more free or easy to open SEPA accounts?

I don't work for them, and I'm not sure that I have understood correctly what you are asking.

[rammy2k2]

doing a little bit of research , they have a fake/virtual office in Sofia :
https://www.leupay.eu/rom/en/contact

see this :
http://www.braintrust.bg/en/virtual-office/

[HostFat]

doing a little bit of research , they have a fake/virtual office in Sofia :
https://www.leupay.eu/rom/en/contact

see this :
http://www.braintrust.bg/en/virtual-office/

Hmm, I'll ask to the support to see their response about it.

[HostFat]

I received this answer:

Dear Mr. xxxxxxxxxx,

We would like to inform you that our offices in Sofia are real and you could
find us at the following addresses:

  *


    Mall Sofia, Sofia, Bulgaria, 101 Aleksandar Stamboliyski Blvd.

  *


    Hill Tower, Sofia, Bulgaria, 76A, James Bouchier Blvd.

If you need further assistance, please, do not hesitate to contact us.

Best regards,
LeuPay Team
Customer Support
iPay International S.A.

[unamis76]

This seems to be a nice service, but also too good to be true... I'll wait for feedback on this

[HostFat]

- It can be useful for people that want a full bank account easly outside his own country
- For people that live abroud europe
- The corporate account can be even opened from companies outside europe and more ...
- You can ask many cards with different names, both private and corporate account.
- It gives a different IBAN for every currency, and you can exchange them internally.

Anyway, it kind of free to test, without risking much money.

[Hemaniaco]

Ive been working with Leupay and they are ok, they have other product that is more interesting for me called myPOS, its a TPV with an anonymous Masterdcard linked. The cool thing is that you have acces to the money instanly after process a transaction. PLUS they have something called virtualmyPOS where you can request payments online.

Thats the website www.mypos.eu