Most Humans are cunning selfish animals who will betray and run of with your money if you trust them and especially when there no central authority is there to check.
Jeremiah 9:4 “Beware of your friends; do not trust anyone in your clan. For every one of them is a deceiver,[a] and every friend a slanderer.
None sense! Yes, I have to admit that some of ppl are the type you mentioned. But we still have trustworthy friends and family. Otherwise we are living in a cold world, nothing matters and is to cherish!
And the code is code, which cannot adapt to the changing environment! We, the human, create the code to suit our needs otherwise it will be dumped.