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Alternate cryptocurrencies => Altcoin Discussion => Topic started by: JohnSnowSand on September 17, 2017, 07:35:57 AM



Title: Do you read ICOs white paper before investing?
Post by: JohnSnowSand on September 17, 2017, 07:35:57 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?


Title: Re: Do you read ICOs white paper before investing?
Post by: Allan Ramanda on September 17, 2017, 07:52:00 AM
of course, when it comes to money, every business I do in bitcoin must be careful, let alone to join and invest in ico should be careful, because there are so many scams in the ico.


Title: Re: Do you read ICOs white paper before investing?
Post by: Za1n on September 17, 2017, 07:52:07 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

I am pretty conservative when it comes to ICOs and feel 99% of them are little more than outright scams. Sure they make short-term money due to speculation, but so do Ponzi schemes which most of these ICOs basically are.

For the couple of ICOs that I do think might be legit and I have invested in, yes I not only read the whitepaper but take time to research the team or company as much as possible. Do they actually have a marketable idea or plan that has value? Does this idea or plan benefit or is hurt by making an ICO? Is the ICO capped and are the funds they are asking for in-line with the project? Questions like these I ask myself before jumping in and risking my money.

Once I do decide to buy into an ICO, I also am in no hurry to cash out and look at any investments as just that a long term investment in a great company or idea. Too many people simply buy in to cash out the second it hits an exchange for a little profit. While I do take advantage of any very profitable opportunities, say the value goes up 10x I will cash out my initial investment and let the rest ride, I still am in it for the long haul and not just the 2-3 months. If an idea is really viable and sound, there is no reason it cannot return 100x over time.


Title: Re: Do you read ICOs white paper before investing?
Post by: TrueAnon on September 17, 2017, 08:26:34 AM
Reading the Whitepaper is a must. You have to understand what you're investing in and how it's going to make you any money afterwards. However the Whitepaper is not the only important thing. There are many factors at work, the composition and experience of the team, social media campaigns, the desired amount they want to raise, the supply of the token and its utility etc.
If you invest blindly because someone whom you don't know told you so, you're going to have a bad time.


Title: Re: Do you read ICOs white paper before investing?
Post by: fuqdisshite on September 17, 2017, 08:33:33 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you don't even read the paper, you're gambling, not investing.


Title: Re: Do you read ICOs white paper before investing?
Post by: jyotianand01 on September 17, 2017, 08:44:31 AM
I always read white paper of the ICO, which i find interested to invest and if satisfied with their project and find it can generate good income in future, then i invest in that ICO. Through white paper, you know many things about the concept and future plannings, how they generate revenue. What you can earn, if you buy.


Title: Re: Do you read ICOs white paper before investing?
Post by: MatrixMining on September 17, 2017, 08:51:05 AM
Of course you must read the white paper. There's a lot of investors who don't bother and then they are surprised that they invested in some crap that will never have any value. But it's their own fault.


Title: Re: Do you read ICOs white paper before investing?
Post by: TimeHacker on September 17, 2017, 09:02:02 AM
As was said above, anybody who doesn't read the white paper before investing is actually just gambling. If you're risking $10 it doesn't matter that much, but investing let's say $10.000 and not taking the 30 minutes to read the white paper is a good way to get poor.
Even when participating in a bounty program it's good to read it, to know if it's worth it to spend some time on the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: CryptoTamer on September 17, 2017, 09:04:53 AM
of course I will read  whitepaper before investing in ICO
because  I will find out the project information, such as project goals, benefits for investors, details on token distribution, team information, etc. And complete information is available at whitepaper


Title: Re: Do you read ICOs white paper before investing?
Post by: addias on September 17, 2017, 09:07:54 AM
I didn’t use to do it a lot before. Now, I am doing it every time invest in an ICO. Basically, I am looking at the idea and how is the token going to be used.


Title: Re: Do you read ICOs white paper before investing?
Post by: moamin77 on September 17, 2017, 09:42:07 AM
Yes, for sure
Regardless of all the lights on EOS, I've read every word in its whitepaper before I participated in its early stage ICO


Title: Re: Do you read ICOs white paper before investing?
Post by: SvenBomvolen on September 17, 2017, 10:06:11 AM
I really think we are in a bubble, because all cryptocurrencies are rising in price, and people have a feeling that they will always grow. Many projects raise more money than it is possible even with venture funding, and sometimes the usefulness of the project and its ability to raise money too far away from each other. In addition, this market is still young, and people still don't know how to distinguish the viable projects from those that are hopeless. I'm agree with others that investing in an ICO just to invest is just a gambling mixed with freezing and big expectations. I always read all possible information before to invest, to read comments of other people is also every helpful to make a decision.


Title: Re: Do you read ICOs white paper before investing?
Post by: PANK21 on September 17, 2017, 10:54:47 AM
Yes of course i read ICOs white paper before investing because its important to know what your investing in and also its important to know what are they promoting and why . Also you can be updated once youve read the paper because you will the site and what updates there will be. It is also telling the start and the end of the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: george_crypto on September 17, 2017, 10:56:40 AM
Gotta read it. I'm trying to read most of the projects.
Make research about the team, advisors. Check out the competitors performance. Lots of things needed to be for a good investment. WP is not enough.
But I'm not sure lots of people doing these.


Title: Re: Do you read ICOs white paper before investing?
Post by: 2Pac on September 17, 2017, 11:13:34 AM
Yes of course, everybody should read the whitepaper before investing.
It is really important and necessary to understand the idea, project, token and all system with details.



Title: Re: Do you read ICOs white paper before investing?
Post by: instacalm on September 17, 2017, 11:16:27 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Not only do I thoroughly read the Whitepaper of a project that got my attention but I also carefully observe the community that is emerging around that project.



Title: Re: Do you read ICOs white paper before investing?
Post by: maurobiasolo on September 17, 2017, 11:21:01 AM
I would say that reading the white paper is a "must do" thing before investing. By the way, many professional investors claim that white paper are not exactly what they expect. That is, someone prefers a deck, other a business model canvas and so on. I think it mostly depends on your habits.
Actually, white papers are simply another way to explain how your business work


Title: Re: Do you read ICOs white paper before investing?
Post by: TK14 on September 17, 2017, 11:25:05 AM
it's very risky to invest without reading whitepaper


Title: Re: Do you read ICOs white paper before investing?
Post by: zoy88 on September 17, 2017, 11:26:27 AM
no. l don't read icos.... is that important ? :-*


Title: Re: Do you read ICOs white paper before investing?
Post by: vvadym on September 17, 2017, 11:33:48 AM
Reading the whitepaper is the first thing you have to do before investing. It is really important to understand the project and the idea of it. There are a lot of scams too. Everybody has to be accurate, not to lose assets.


Title: Re: Do you read ICOs white paper before investing?
Post by: Backupnime on September 17, 2017, 11:36:30 AM
i think 50% io investor never read the whitepaper and their just planning her money for participate in the ico, this is just my opninion


Title: Re: Do you read ICOs white paper before investing?
Post by: Maveth13 on September 17, 2017, 11:41:13 AM
Of course you need to read the whitepaper, it's easy to judge an ICO's potential bases on that. It's also easy to spot whitepapers that are just a rephrased copy of others, it's a good way to know it the project is a scam.


Title: Re: Do you read ICOs white paper before investing?
Post by: necromastery on September 17, 2017, 11:45:16 AM
i think 50% io investor never read the whitepaper and their just planning her money for participate in the ico, this is just my opninion
Because there is several ICOs which already explaining their plan in the first/top page with detail enough. So no need to read whitepaper more, mostly investor are following the other investors.


Title: Re: Do you read ICOs white paper before investing?
Post by: freedomsr40 on September 17, 2017, 11:45:43 AM
For investment >0.5BTC, yes, I do check the website, white paper, team, a bit of history, etc.
For investment <0.5BTC, usually it's only short term speculative investment, I only rely on technical analysis.


Title: Re: Do you read ICOs white paper before investing?
Post by: BitcoinNational on September 17, 2017, 11:46:58 AM
I do. If you don't read white paper , it's a bit like playing to the russian roulette.
You will avoid loosing time on scam and you will understand better how every thing works, so I strongly recommand to read it!


Title: Re: Do you read ICOs white paper before investing?
Post by: makishart on September 17, 2017, 11:52:02 AM
Is this still a question, competent investors will always trying to know what they were going to put their investment on. the existence of whitepaper is merely for this, to know about the project furthermore.
only stupid people who gamble with their money by not reading the whitepaper. It's critical thing to do, specially for me.


Title: Re: Do you read ICOs white paper before investing?
Post by: faycel96 on September 17, 2017, 11:52:51 AM
yes of course i read whitepaper if i want to invest because all information about the project Found in white paper
The most important thing in wp is roadmap , the team and ico details .


Title: Re: Do you read ICOs white paper before investing?
Post by: henrycotton on September 17, 2017, 12:04:27 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

The consensus is to read the white-paper for max due diligence,,, usually only takes up to 30 minutes.


Title: Re: Do you read ICOs white paper before investing?
Post by: Sarcasm on September 17, 2017, 12:05:58 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
yes, because whitepaper is very important how the project runs,
how long ico project runs and team from project anyone


Title: Re: Do you read ICOs white paper before investing?
Post by: dunfida on September 17, 2017, 12:13:54 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Yes of course,I do read up their white paper together with their developers transparency on a certain ICO project because this is my basis before I do put my money.I do value my money and even though there are lots of scam ico as of now but its better to risk something if you do really like to earn something.This is why reading their white paper is always advisable if you can see that there is a potential then its the time we do make an investment.


Title: Re: Do you read ICOs white paper before investing?
Post by: josephinerosdy on September 17, 2017, 12:15:27 PM
I'm curious what makes them believe with a project without read detail on whitepaper ???
that's so important to read whitepaper before you dedicated to invest on their ico.


Title: Re: Do you read ICOs white paper before investing?
Post by: TheFirstOfHisName on September 17, 2017, 12:18:07 PM
Yeah, I definitely do. But I noticed that the most of them just basically copy paste their content from similar projects.


Title: Re: Do you read ICOs white paper before investing?
Post by: slaman29 on September 17, 2017, 12:18:51 PM
I most definitely do. This is why I haven't bought any ICOs since March. Almost all the whitepapers have some items that make me lose confidence. I'm not talking about language or grammar or spelling either. People whose names and experience are different from LinkedIn. Extremely vague wording, with "decentralisation" and "blockchain" thrown in everywhere.

I have only seen ONE whitepaper I really liked recently, and it wasn't even advertised here.


Title: Re: Do you read ICOs white paper before investing?
Post by: equator on September 17, 2017, 12:27:21 PM
Who ever want to invest in coin for profit will surely read the whitepaper but their are so many users who are working for only bounty coins never check the whitepaper. They are just interested in free coins because as soon as it gets listed they just sell off and take profit. But the real users never invest in a coin without reading whitepaper


Title: Re: Do you read ICOs white paper before investing?
Post by: TheDAL on September 17, 2017, 01:00:58 PM
A usual thing, when a project announcement contains only the concept, goals, some general plan and loud claims. In this view, whitepaper is a must, cause it contains the most important details and explanations of how it really works. You may look through the project and be interested, but when you're ready to invest, don't ignore this app


Title: Re: Do you read ICOs white paper before investing?
Post by: Minotus on September 17, 2017, 01:17:00 PM
Ofc i do read them. I read everything about an ICO before investing in it. I check their developers and the team behind it. I analyze them. I don't want to waste my money on a scam for sure.


Title: Re: Do you read ICOs white paper before investing?
Post by: StockBet.com on September 17, 2017, 01:19:08 PM
Not only should you read the white paper, you should also confirm that the team can develop.

Just because they have titles like "CTO", "Developer", etc., it doesn't mean anything if they cannot prove that they have developed before.  They should have software that you can touch, feel and smell and confirm that they can build something.

It's surprising how many projects cannot prove this.

Writing thousands of lines of code takes much more skill, work and time than to make a nice looking video.






Title: Re: Do you read ICOs white paper before investing?
Post by: Backupnime on September 17, 2017, 01:21:13 PM
i think 50% io investor never read the whitepaper and their just planning her money for participate in the ico, this is just my opninion
Because there is several ICOs which already explaining their plan in the first/top page with detail enough. So no need to read whitepaper more, mostly investor are following the other investors.
yeah youre right, few ico project have real implented busines not just whitepaper and implemented later.


Title: Re: Do you read ICOs white paper before investing?
Post by: themystick on September 17, 2017, 01:23:37 PM
Sure. I think every person who wants to invest ICO should read "White Paper". So, after all is said and done, You are investing and I think you shold know everything about your investing. I have read Swarm.fund white paper and I have joined the bounty campaing. I think they will be very succesfull.


Title: Re: Do you read ICOs white paper before investing?
Post by: Backupnime on September 17, 2017, 01:31:53 PM
Not only should you read the white paper, you should also confirm that the team can develop.

Just because they have titles like "CTO", "Developer", etc., it doesn't mean anything if they cannot prove that they have developed before.  They should have software that you can touch, feel and smell and confirm that they can build something.

It's surprising how many projects cannot prove this.

Writing thousands of lines of code takes much more skill, work and time than to make a nice looking video.





yes my mind set is not looking the team, many people can get the title about this but we need action from this.


Title: Re: Do you read ICOs white paper before investing?
Post by: vithancodai on September 17, 2017, 01:40:25 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
of course , i do .

when invest  i will read and research any project before buy any ICOs

i have to see who is dev team , whitepage,road map , future .....

anything i will decide invest or not


Title: Re: Do you read ICOs white paper before investing?
Post by: TimeTeller on September 17, 2017, 01:40:51 PM
I think that's one important thing to do before you invest your hard-earned money.
Unless, you just rely on hearsay, rumors, speculations and the likes surrounding the project.
You should do your own homework. So if anything happens to your investment, that's all you.
No blaming or cursing someone. Or destroying someone else's reputation. It's your own decision in the first place.


Title: Re: Do you read ICOs white paper before investing?
Post by: speakoo on September 17, 2017, 01:45:26 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Sure I read it before I invest in any ico, i can study to know what will the project  do ,even I can't fully understand what the white paper says.


Title: Re: Do you read ICOs white paper before investing?
Post by: FrankNoland on September 17, 2017, 01:47:32 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Before I can actually consider investing in any ICO, I always ensure that I read the white paper and every reading material that is related to the project for me to understand what the project is about and whether its investing worthy or not. I think reading the white paper before you can actually invest is a wise move, since you get to familiarise yourself with the technology behind the project and the team behind the project. A lot people who don't read white papers are usually those who contact customer service to ask about which wallet to use. For my perspective, reading is best.


Title: Re: Do you read ICOs white paper before investing?
Post by: tanghere02 on September 17, 2017, 02:03:12 PM
Yes that's true that a lot do not read the white paper, I myself admit I don't read the white paper at first because I didn't know what it was until I started reading them when I joined a campaign. And if you really want to know if the ICO would be successful or not I think the first thing you should read is this white paper because it contains mostly the important information you need to know about the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: dart vader on September 17, 2017, 02:08:27 PM
When I am investing my hard earned money, I need to understand my investment asset completely before investing. I always read Whitepaper. You can easily see a difference between the Whitepaper of fake and real project. Sometimes the Whitepaper are way too tough to understand. In such cases I tend to avoid that project. The most important aspect of investing is to invest in something which you understand properly.


Title: Re: Do you read ICOs white paper before investing?
Post by: samcoin on September 17, 2017, 02:20:30 PM
Reading whitepapers gives you additional information about the project, because announcements mostly can't handle all necessary information, for me, it is very important to read whitepapers, because you might discover critical information that can lead you to invest, or to avoid some projects.


Title: Re: Do you read ICOs white paper before investing?
Post by: Similificator on September 17, 2017, 02:53:24 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Would take a very stupid person to invest in something he completely doesn't know about. I mean damn! I can't even think of anything more stupid than doing so! Sheesh. If you wanna be greedy, at least do it right. And I don't mean just money investment, i am also referring to time and effort investments. Be it campaigns in social media or here.

The content of every white paper on every ICO is vital to every decisions i make whether I would invest or not.


Title: Re: Do you read ICOs white paper before investing?
Post by: behemoth6565 on September 17, 2017, 03:03:06 PM
I see the same exact thing and it is mind boggling to me. It is crazy how so many people out there are just throwing money into these ICOs without reading the white papers or doing any bit of due diligence. Any investment needs its proper due diligence, and I think that especially holds true in the cryptocurrency space as there are so many scams out there. But, with that being said, it definitely benefits the people that take the time to research and read white papers in my opinion.


Title: Re: Do you read ICOs white paper before investing?
Post by: 3months18w on September 17, 2017, 03:07:54 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Reading  the white paper is a must before I invest in .I can know where is my money go .The only ico without white paper is EOS, I think it should be called scam if it has funded the .largest ico record.


Title: Re: Do you read ICOs white paper before investing?
Post by: nComment32 on September 17, 2017, 03:35:19 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Of course I do. Why would someone invest in a company blind without doing any due diligence? You have to be able to understand the technology, research the team, the structure of the ICO, etc.


Title: Re: Do you read ICOs white paper before investing?
Post by: Desscount on September 17, 2017, 03:41:40 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?



a must if you do not want to lose.
if you read first, you will not get stuck or get lost in it.
rarely do people realize it.
for me one must examine and read the concept of an ico project that I am studying.
this is concerned with the benefits and investments we expect.


Title: Re: Do you read ICOs white paper before investing?
Post by: Rosma Yeni on September 17, 2017, 03:50:41 PM
u must read whitepaper first for ensure the ico"s is real or scam. ensure the whitepaper accurate and to be responsible on contribution us for them as give we some payment.


Title: Re: Do you read ICOs white paper before investing?
Post by: stomachgrowls on September 17, 2017, 03:54:10 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?



a must if you do not want to lose.
if you read first, you will not get stuck or get lost in it.
rarely do people realize it.
for me one must examine and read the concept of an ico project that I am studying.
this is concerned with the benefits and investments we expect.
Knowing that ICO are investments which means it does need money and we dont like to lose money eh?This is why its always been part of our responsibility to see always their white paper so that you do have the idea on whats the thing they are building here.If its a gold or just a complete trash.You would really able to identify if this thing would gain interest or not into the public.


Title: Re: Do you read ICOs white paper before investing?
Post by: maman09 on September 17, 2017, 04:21:54 PM

I always read all of them when checking ico project. I always study every charge that is inside. whether it is important or not for me. and that's what determines and judges for me to invest or follow bounty.


Title: Re: Do you read ICOs white paper before investing?
Post by: grizmoblust on September 17, 2017, 04:29:35 PM
Whitepaper is the first thing I read before join any ICO. make sure they are have a good plan


Title: Re: Do you read ICOs white paper before investing?
Post by: Cloud27 on September 17, 2017, 05:01:11 PM
If you are into investing in an ICO, a white paper is an important guide to a very important decision regarding your hard-earned money. Read cautiously and understand what the white paper said about their project. White paper is the fastest way to inform the investors about their project.


Title: Re: Do you read ICOs white paper before investing?
Post by: pikatju on September 17, 2017, 05:11:11 PM
Read the whitepaper of Powerledger. They have actually made a real product and platform and written a detailed whitepaper. The ICO is running now and the coins are cheap at the moment. Check it out here (https://bounty.powerledger.io/btctalk/?hash=UN2H4claZer0n1cG)


Title: Re: Do you read ICOs white paper before investing?
Post by: RedNovember on September 17, 2017, 05:12:12 PM
no. l don't read icos.... is that important ? :-*

If you read the bitcoin ico you would see it's amazing - then compare it to other ico whitepapers and you can see the clear difference.


Title: Re: Do you read ICOs white paper before investing?
Post by: rainbow169 on September 17, 2017, 05:43:25 PM
I only read the white paper if I am interested in the team and product. Where possible I will also register to try the product, listen to community feedbacks from slack or telegram. Combining white paper with a lot of assessment will probably remove a lot of the clear spams but there is still luck involved in ICOs as not all information are disclosed and they are not validated. One can see why regulation is important in this area.


Title: Re: Do you read ICOs white paper before investing?
Post by: jlp on September 17, 2017, 05:44:45 PM
Yes, white paper is important.

Also, the country of origin is important, given the fear of scams.

You should check the corruption ranking of countries:

https://www.transparency.org/news/feature/corruption_perceptions_index_2016

If the ICO is from a country with lots of corruption, then you know you're taking a higher risk.  This is because the team probably has less of an issue with exaggerating, lying or cheating, because these things are more part of their country's culture.





Title: Re: Do you read ICOs white paper before investing?
Post by: Exidous on September 17, 2017, 05:49:31 PM
sometime I read sometime not. Just care about their dev information and what people say about them. Does this ICO have any article from large website and r people investing it


Title: Re: Do you read ICOs white paper before investing?
Post by: StockBet.com on September 17, 2017, 09:09:59 PM
When I am investing my hard earned money, I need to understand my investment asset completely before investing. I always read Whitepaper. You can easily see a difference between the Whitepaper of fake and real project. Sometimes the Whitepaper are way too tough to understand. In such cases I tend to avoid that project. The most important aspect of investing is to invest in something which you understand properly.

"Never invest in a business that you do not understand"  -- Warren Buffett


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 17, 2017, 09:38:25 PM
When I am investing my hard earned money, I need to understand my investment asset completely before investing. I always read Whitepaper. You can easily see a difference between the Whitepaper of fake and real project. Sometimes the Whitepaper are way too tough to understand. In such cases I tend to avoid that project. The most important aspect of investing is to invest in something which you understand properly.

"Never invest in a business that you do not understand"  -- Warren Buffett

Exactly, if you don't understand the market you don't understand its biggest players and influencers, which means you can't possibly predict where it's going


Title: Re: Do you read ICOs white paper before investing?
Post by: jlp on September 17, 2017, 09:49:31 PM
Exactly, if you don't understand the market you don't understand its biggest players and influencers, which means you can't possibly predict where it's going

You have Change Bank in your signature.  Have you researched them?

Their "Blockchain Expert" was an Inside Sales person in his last job.  An Inside Sales person is someone who is not good enough to be a customer-facing Sales person.

Their "Blockchain Developer" never developed a blockchain before.

TenX and Monaco are already building crypto debit cards.  Other than this, what is Change-Bank's compelling value proposition?

Why would we put our cryptos in a bank?  The advantage of cryptos is not to keep our money in untrustworthy banks.


Title: Re: Do you read ICOs white paper before investing?
Post by: Ucy on September 17, 2017, 09:54:27 PM
Honestly, articles are pretty much enough. I usually go through Whitepapers when I find the project super interesting. Most aren't worth the time.


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 17, 2017, 09:57:21 PM
Exactly, if you don't understand the market you don't understand its biggest players and influencers, which means you can't possibly predict where it's going

You have Change Bank in your signature.  Have you researched them?

Their "Blockchain Expert" was an Inside Sales person in his last job.  An Inside Sales person is someone who is not good enough to be a customer-facing Sales person.

Their "Blockchain Developer" never developed a blockchain before.

TenX and Monaco are already building crypto debit cards.  Other than this, what is Change-Bank's compelling value proposition?

Why would we put our cryptos in a bank?  The advantage of cryptos is not to keep our money in untrustworthy banks.


Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.


Title: Re: Do you read ICOs white paper before investing?
Post by: jlp on September 17, 2017, 10:21:12 PM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



Title: Re: Do you read ICOs white paper before investing?
Post by: crazylikeafox on September 17, 2017, 10:49:32 PM
I only read whitepapers when they got my interest, this way I could understand more of their project and that's the time I invest and show my support to the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: xaxistech on September 17, 2017, 10:52:06 PM
Yes, i am reading a lot of whitepapers right now, i am looking for investing in some icos in the next days/weeks, and i am paying a lot of attention to their whitepapers, i think that is the most important part of the ico because there is all the information, how they are going to distribute the money, how they are going to make the price go up, etc.
I am starting to have a little faith about all the icos that are here right now.


Title: Re: Do you read ICOs white paper before investing?
Post by: soros017 on September 17, 2017, 10:54:03 PM
Most of the times you just need to take a quick look at the OP to find out that it is a scam. However, on rare occasions, the project has great potential, though it is something very difficult that they are trying to do.


Title: Re: Do you read ICOs white paper before investing?
Post by: carriebee on September 17, 2017, 11:23:33 PM
I only read whitepapers when they got my interest, this way I could understand more of their project and that's the time I invest and show my support to the project.
When their is ICO and I have to invest I always read the white paper so I could understand the project. And their goal to develop the project. It is necessarry to read the white paper because you have to invest and if the project is good.


Title: Re: Do you read ICOs white paper before investing?
Post by: VeeTeaSee on September 17, 2017, 11:48:41 PM
Well, i have to admit that i am not reading
but after reading the posts of the people here
looks like i have to read it :P
well until now i did a good researches without reading the white papers and its kinda ok


Title: Re: Do you read ICOs white paper before investing?
Post by: bongiu on September 18, 2017, 01:12:32 AM
To be honest, I don't read it if it's too extensive  ;D. What I do always read is the ANN thread, it's amazing how much information about the project devs can pack up in a single post.


Title: Re: Do you read ICOs white paper before investing?
Post by: MI6 on September 18, 2017, 01:33:48 AM
To be honest, I don't read it if it's too extensive  ;D. What I do always read is the ANN thread, it's amazing how much information about the project devs can pack up in a single post.
ann is good and already describe big part about the project. maybe that is why some people not read whitepaper because it is contain same thing with ANN thread


Title: Re: Do you read ICOs white paper before investing?
Post by: V1saya on September 18, 2017, 02:18:03 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

What you are doing is right. Lazy people who invest in ICOs without doing due diligence are usually the ones who will end up complaining and whining about ICOs being scam. ICOs are not scams. There are scam projects that are using ICOs but not ICOs themselves. Reading whitepaper is really one necessary part of due diligence.


Title: Re: Do you read ICOs white paper before investing?
Post by: vuvanle120 on September 18, 2017, 03:01:21 AM
Absolutely. If you invest your money into something it's best you do your own due diligence. You will need to read the white paper, research the team and advisory board, and join a community. By following the hype you are investing blindly and will increase your risk further.


Title: Re: Do you read ICOs white paper before investing?
Post by: puremage111 on September 18, 2017, 03:04:55 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

In certain scenario, yes i would read it

But the current project infographics are just kinda clear, people only refer to token distribution, team member for the whitepaper


Title: Re: Do you read ICOs white paper before investing?
Post by: CrazyCreeptonaut on September 18, 2017, 03:07:43 AM
I always afraid that the whitepaper will have a malware since its a PDF file  :D
but yea i do


Title: Re: Do you read ICOs white paper before investing?
Post by: Forbiddenone on September 18, 2017, 03:25:49 AM
whitepaper is good for taking a close look to project but i think whitepaper can be made false.it is better to check team and advisory board and the most important escrow contract.popularity among investor is also a key point for any project to be successful and also look for its exchange preference.


Title: Re: Do you read ICOs white paper before investing?
Post by: timet678 on September 18, 2017, 03:34:15 AM
Reading the whitepaper is a pretty important step when it comes to picking the right ICO. You don't have to read every word or anything but you should at least have a decent idea of what you're investing in. Also, when researching ICOs don't neglect to research the team as well. A project can have a good whitepaper but if the team doesn't have the required experienced I'd stay far away.


Title: Re: Do you read ICOs white paper before investing?
Post by: OG_Sat0si on September 18, 2017, 03:34:41 AM
I dont really invest in ICOs unless i really like them

But I do due diligence with any large investments

Recently sold all my MotherShip coins, my research said it was good but the coin kept going down with lots of sell pressure and sell walls making it seem like a P n D


Title: Re: Do you read ICOs white paper before investing?
Post by: The Sceptical Chymist on September 18, 2017, 03:39:31 AM
Heh heh.  I don't do a lot (read: NONE) of altcoin investing, and I've never read any whitepapers.  Not even for bitcoin.  So I profess complete ignorance about all technical details of cryptocurrency.  I've got very little background in computer science--I never even took a CS class in college, and I know nothing about cryptography and the math behind it.  Reading whitepapers would be an exercise in futility for me.  I wouldn't even know where to locate one.

The thing about trading is that you don't need any of that, just like you don't need to know all the details of a company whose stock you're trading in.  It's nice to know those things, but it's unnecessary for trading.  Especially in the shitcoin market where nobody else reads that stuff either.  It's pure trading.  I'd like to see the whitepaper on bitcoin just as a novelty, but the other coins?  Hell no.


Title: Re: Do you read ICOs white paper before investing?
Post by: Daisuke on September 18, 2017, 03:56:48 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

I read sometimes but it was a kinda boring. I often read reviews on the project and watch youtube videos to know if their project is good. sometimes on the community itself and on the team behind the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 18, 2017, 05:28:38 AM
I never read a white paper in my life.
I am not an "investor" either.
Nor have i ever owned an "ICO" coin (which is not a crypto currency)
They are scheme "coins" for profit.

ICO = SCAM

..all of them.

WHY ? Because of HOW THEY WORK !

I am a crypto currency supporter.. not a shithead Investard profiteer looking for scammy schemes to profit from.


Title: Re: Do you read ICOs white paper before investing?
Post by: mudasarali43 on September 18, 2017, 07:30:26 AM
yes off course before investing I think its compulsory and necessary thing for every investor who wants to invest this ICO because all details are mentions in the white paper.


Title: Re: Do you read ICOs white paper before investing?
Post by: Argon2 on September 18, 2017, 07:32:14 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Why waste time reading vaporscam papers? Just dump first...


Title: Re: Do you read ICOs white paper before investing?
Post by: orions.belt19 on September 18, 2017, 08:07:49 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

I am pretty conservative when it comes to ICOs and feel 99% of them are little more than outright scams. Sure they make short-term money due to speculation, but so do Ponzi schemes which most of these ICOs basically are.

For the couple of ICOs that I do think might be legit and I have invested in, yes I not only read the whitepaper but take time to research the team or company as much as possible. Do they actually have a marketable idea or plan that has value? Does this idea or plan benefit or is hurt by making an ICO? Is the ICO capped and are the funds they are asking for in-line with the project? Questions like these I ask myself before jumping in and risking my money.

Once I do decide to buy into an ICO, I also am in no hurry to cash out and look at any investments as just that a long term investment in a great company or idea. Too many people simply buy in to cash out the second it hits an exchange for a little profit. While I do take advantage of any very profitable opportunities, say the value goes up 10x I will cash out my initial investment and let the rest ride, I still am in it for the long haul and not just the 2-3 months. If an idea is really viable and sound, there is no reason it cannot return 100x over time.

To answer your question OP, yes I do read the whitepaper whenever I take interest in an ICO. I think that its important, along with checking out its other elements. I check on the feasibility of the project and its purpose because these are key determinants of the project's success.

With the numerous ICOs out there, it really is hard to identify and fish out which are the ones that are scams. Most may have impressive looking teams and websites when in reality, they're just scams fishing out for investors. It's important to research thoroughly before putting your money in anything, so as to avoid losing it. The risk is high and every investor should put some thought on where they put their money.


Title: Re: Do you read ICOs white paper before investing?
Post by: phr0stbyt3 on September 18, 2017, 09:07:10 AM
You sure you read them what i would suggest you is take any 2 ico and compare their whitepaper line by line you will start noticing the amount of similarities in them they are just changing the sentences to make it look more legit.

of course, when it comes to money, every business I do in bitcoin must be careful, let alone to join and invest in ico should be careful, because there are so many scams in the ico.
Let's say i tell my business plan and assure that it will get listed on major exchanges in my whitepaper if i don't do what will you do payments sent to an ico is irreversible


Title: Re: Do you read ICOs white paper before investing?
Post by: AUruHM on September 18, 2017, 10:42:22 AM
Some WP not worth the time. Who like to read copy of one from many? But sometimes WP is an excellent book. Decor, content, idea, development - all makes us wonder. But it's so unique!


Title: Re: Do you read ICOs white paper before investing?
Post by: Muhammad Muneeb on September 18, 2017, 10:45:25 AM
yes anyone who is going to invest his money will definitely read the whitepaper though cryptocurrency is just like gambling, take your chance


Title: Re: Do you read ICOs white paper before investing?
Post by: Morphling on September 18, 2017, 11:00:25 AM
it depands on the projectc, i will not do much research on some which published by reliable and trusrworth team, and those team seems unfamiliar will take me a lot of time, then the white paper, slack, ANN and the information for each team member will all included


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 18, 2017, 11:00:52 AM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.


Title: Re: Do you read ICOs white paper before investing?
Post by: Yuhee on September 18, 2017, 11:02:18 AM
Some WP not worth the time. Who like to read copy of one from many? But sometimes WP is an excellent book. Decor, content, idea, development - all makes us wonder. But it's so unique!

I think also most are the same although really they all have different but it has the same requirements for a good white paper. I do read white paper but not entirely and just read some important spots that can clarify the important details. What i do to see the integrity is sometimes i compare how much they spent on there campaigns and other expenses on there crowd sale.


Title: Re: Do you read ICOs white paper before investing?
Post by: Anita1873 on September 18, 2017, 11:26:20 AM
Always read white paper of a new ICO, so you will know about the concept and product and the earning potential of their product. With water papper reading, you got each and every information about the team, how they work and what they can earn, if impliment their project as per their white paper.


Title: Re: Do you read ICOs white paper before investing?
Post by: btcholder on September 18, 2017, 11:35:44 AM
Hell no. But it's really important for investor. Cause this is the thing you can get answers for your questions about that coin. You can guys also that project promising or not. So my opinion is read white paper before you invest.


Title: Re: Do you read ICOs white paper before investing?
Post by: Lordshiva on September 18, 2017, 11:38:01 AM
Frankly speaking i dont,as i dont understand clearly what is written in the white paper,as i am not that technical in bitcoins,i generelly invest just watching the popularity of a particular ICO


Title: Re: Do you read ICOs white paper before investing?
Post by: richcorner100 on September 18, 2017, 12:12:48 PM
I always read and study white paper before investing in ICO, because investment in ICO is very high risk, so that important to minimize the risk. do not we are in  big loss. by studying the whitepaper so we will  understand what problems to be solved from the project and we will also know who people behind the project. And there is also a scam ICO, so studying in fundamentally very important if you want to invest in ICO.


Title: Re: Do you read ICOs white paper before investing?
Post by: jlp on September 18, 2017, 12:32:12 PM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You're right that anyone can be a self-taught expert.  But, out of the hundreds of ICO teams that claim to be experts, which ones are really experts and which ones are not?   If one of them has actually worked on blockchains and built software that you can see, which one will reduce the risk for you, if you're an investor?  Or, are you going to throw a dart on the wall and hope that you picked one that is truly capable of being self-taught?

Have you looked at the backgrounds of the CEO & the 2 partners?  None of them has any experience in banking.  One of the partners worked for a waste container company.  What's the difference between investing in them or any strangers on the street who claim to know banking and insurance?

You've grown your portfolio largely because cryptos have been going up in price (some claim in a bubble), not because these crypto start-ups have generated the revenue or profit to justify it.

Going short or margin trading on loans?  That's not a loan.  That's speculating.

Have you looked at their white paper?  20% of it are pictures of people rowing boats.  20% of it is about their token sale.  I've seen business plans for lemonade start-ups that are more comprehensive.

Banking and insurance businesses are very complicated businesses.  It's not like building chat software.  The Change team cannot even prove that they are capable of building chat software or any software, let alone a banking business.




Title: Re: Do you read ICOs white paper before investing?
Post by: freebutcaged on September 18, 2017, 12:36:45 PM
For small investments like day trading some coins, I only follow the pump and dump patterns without even thinking, not for every single coin though and

Definitely not for the coins listed on exchanges like Yoshit do you want to know why? because every time I fill a sell order, I can see orders much bigger than

Mine completed and when I cancel my order suddenly large amounts are traded showing in the order book while buying from me would've been much cheaper

But that's the kind of exchange they are. for a bit larger investments I read the paper more than 3 times.


Title: Re: Do you read ICOs white paper before investing?
Post by: SavvyOli on September 18, 2017, 12:52:23 PM
to be honest, i just buy what my friends recommend, and dont really read. which probably justifies why i have so many junk tokens hahaha  :-*


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 18, 2017, 01:10:28 PM
to be honest, i just buy what my friends recommend, and dont really read. which probably justifies why i have so many junk tokens hahaha  :-*

You shouldn't invest in something you don't fully understand, my friend, that's really why every crisis since the dawn of man has occured, people buying things other people recommend based entirely on their own agenda. Not saying your friends give you bad advice, but I'm sure you're smart enough to judge for yourself


Title: Re: Do you read ICOs white paper before investing?
Post by: sharedminers on September 18, 2017, 01:11:55 PM
this is the first thing when I invest to an ICO


Title: Re: Do you read ICOs white paper before investing?
Post by: StockBet.com on September 18, 2017, 01:32:14 PM
Not only should you read the white paper, you should also confirm that the team can develop.

Just because they have titles like "CTO", "Developer", etc., it doesn't mean anything if they cannot prove that they have developed before.  They should have software that you can touch, feel and smell and confirm that they can build something.

It's surprising how many projects cannot prove this.

Writing thousands of lines of code takes much more skill, work and time than to make a nice looking video.
yes my mind set is not looking the team, many people can get the title about this but we need action from this.

Members on most of the teams actually have no development experience, let alone being able to prove that they can develop software.



Title: Re: Do you read ICOs white paper before investing?
Post by: Taskford on September 18, 2017, 01:36:48 PM
I don't read the white papers because it takes a lot of time before you finish reading it so i am just depending on my research about the opinion of the other people and also here in our forum and also about the background information of the developers or the team behind that coin to tell if they are a good team or not.


Title: Re: Do you read ICOs white paper before investing?
Post by: anemonas356 on September 18, 2017, 01:45:42 PM
Reading the whitepaper is the first thing I definitely do before thinking of investing!


Title: Re: Do you read ICOs white paper before investing?
Post by: kirito1614 on September 18, 2017, 01:48:30 PM
Reading the ICOs white paper is a must when you're about and interested to invest. Its like putting your money in whomever wallet that is and hoping for it to grow. And by knowing the eligibility and the target point of a certain project It is easy to whomever you will put your investments with.


Title: Re: Do you read ICOs white paper before investing?
Post by: Mariya03 on September 18, 2017, 02:17:46 PM
Yes, I read the ICOs white paper because it will help you to understand how to invest and what is your investing in. It also important to read because it will let you know what are they're going to promote and what is the reason of promoting that. ICO white paper tells when and where the project ends and what are the updates on this projects.


Title: Re: Do you read ICOs white paper before investing?
Post by: roger2000 on September 18, 2017, 03:11:59 PM
I agree that reading whitepaper is absolutely mandatory.
In altcoin section see many peoples not even bother to ask questions before read the doc.


Title: Re: Do you read ICOs white paper before investing?
Post by: metenjean on September 18, 2017, 03:17:01 PM
Why do you buy something without knowing what are you buying about. If you're investing then you should probably do your homework before start saving your hard earned money into unfamiliar scheme, lots of scams and opportunities in investing but it requires some work to determine that unless you depends only on your luck  ;D


Title: Re: Do you read ICOs white paper before investing?
Post by: donotlean on September 18, 2017, 03:39:57 PM
ahah What a wuestion.if you are good investor you already read it.Doing research it s your invest.if you dont search well,you will gamble...


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 18, 2017, 03:52:55 PM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  ::)
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.

You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.


Title: Re: Do you read ICOs white paper before investing?
Post by: wordspavovv on September 18, 2017, 04:25:44 PM
Is this a real question?  ;D
For sure! You must read very well where you are going to invest, otherwise you gamble. Whitepaper is the most important thing!


Title: Re: Do you read ICOs white paper before investing?
Post by: JohnSnowSand on September 18, 2017, 06:01:15 PM
to be honest, i just buy what my friends recommend, and dont really read. which probably justifies why i have so many junk tokens hahaha  :-*

Lol, not bad , maybe you need to change friends


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 18, 2017, 06:02:11 PM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  ::)
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.
You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.

Wow for a second I wasn't taking you seriously, that is until you used that big, bold font. Both intimidating and impressive.

Quote
these are not suppose to be startups or companies'
How old are you? Do you have any idea how business is done?

Quote
you are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted
I'm sure the crypto world would be worth 140 billion if there would be no companies involved and literally everything would be decentralized, no devs, no exchanges, everything is free for everyone lol dumbfuck

Quote
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
If you're talking about the devs/company, than yeah that part is centralized, but guess what, eth/btc/... every single coin you ever heard of has centralization dumbass, coins don't appear out of nowhere

Quote
YOU ..are a cancer, and all the other pajeets that flooded in here.
You really seem angry and frustrated and I literally have no idea how my comments could have made you like this, so I'm guessing you had a pretty bad childhood. Did your uncle touch you on your weewee when you were a child?

Quote
You have the fucking nerve to call yourself a "crypto expert" ?
Yes.



Title: Re: Do you read ICOs white paper before investing?
Post by: hajimasan on September 18, 2017, 06:22:54 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Personally i never read about the ICOs white paper like things but i makes better throughout analysis to make the surity that the coin will jump easily .
Here most of the time i made the investigation that what was the history of the coin ( pump and dump and fluctuations reason ) .
And team of the coin and what is the experience of the team for the coin devlopment and growth in the market .
And the another thing that i seen that what is the activities of the coin's owner and team because to make the coin and then launch and stop work for that coin is not a better way to make publicity of the coin so in that case coin's will go down easily .
So for me ICOs white like things not a matter , but still the future of the coin depends upon the team of the coin not on the future plans that already mentioned before the launching .
Here all things should be made ( investment like things ) us until we make ourselves sure that the project is better or not according to personal opinion of analysis .


Title: Re: Do you read ICOs white paper before investing?
Post by: coingrow on September 18, 2017, 06:29:36 PM
I don't understand why you have asked thsi question even. I cannot stress upon that how important it is to read into a whitepaper. I always read the whitepaper and look in the team that is behind the project. If I can't understand the whitepaper and explain it to someone is plain english, I skip investing in that project.


Title: Re: Do you read ICOs white paper before investing?
Post by: emberbekas on September 18, 2017, 06:41:07 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

White paper is a gateway to know how such project will be handled. The main idea is in there and it can give us a rough prediction about its future. There are more stuffs in white paper other than that which we can use to make decision before we decided to invest on the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: ikilledcobain on September 18, 2017, 06:43:49 PM
To be completely honest with you - It depends.

If it's an ICO and I'm spending my own hard earned cash then you'd better believe I'm reading the whitepaper, looking at the Devs, checking the pulse of the community, etc.

If it's not an ICO but an airdrop (Not the question, I know) - then I'll jump right in and catch up on the details later. Once the whitepaper is posted and I have an idea what the community behind the coin is then I'll decide if I'm going to hodl or flip it for btc.


Title: Re: Do you read ICOs white paper before investing?
Post by: bamboylee on September 18, 2017, 06:59:28 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you want to know what you are investing into, then you have to read the whitepaper, road maps and know the developers involved in the project. Otherwise, you might be investing in a complete trash and you do not know it.


Title: Re: Do you read ICOs white paper before investing?
Post by: yua_na on September 18, 2017, 07:04:34 PM
of course i read its whitepaper before investing and ask to the ICO team which i dont understand before i invest in some project, is there people who invest without reading whitepaper ? if yes, they will lose what they have, i read whitepaper, i research team behind the project i see their linked in, i see their advisor and road map. untill now i never got scamed with this tricks of mine


Title: Re: Do you read ICOs white paper before investing?
Post by: jijikill on September 18, 2017, 07:22:28 PM
It really depends on what u want , if u want to find a good project ,want to lower your risk ,find a long term investment, read it ! thoroughly
If wat u want is just gamble or crazy speculations , u just have to observe the community and their marketing , in crypto it's not asset based , as long as there is greed , hype , the price will double , triple or even ten fold


Title: Re: Do you read ICOs white paper before investing?
Post by: Bagaji on September 18, 2017, 07:36:58 PM
Yes I use to read the ICO white paper before investing my money, and not only that I also look the integrity of the manager who promote the ICO. This is because there are campaign manager who don't promote scam ICO. So these are some the things I take into consideration before investing in any ICO.


Title: Re: Do you read ICOs white paper before investing?
Post by: Trela on September 18, 2017, 07:48:25 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you want to know what you are investing into, then you have to read the whitepaper, road maps and know the developers involved in the project. Otherwise, you might be investing in a complete trash and you do not know it.
And it also helps you can know when the price of the token you have invested can increases (if this token can listed on exchange) through road map, because most token usually choose event in road map for create bullish trend.


Title: Re: Do you read ICOs white paper before investing?
Post by: Ravenclaw on September 18, 2017, 07:51:11 PM
One would like to know a bit more before investing, so reading the whitepaper is at least one reasonable step, though probably not enough on its own, but it's a start.
Some whitepapers are really badly written, so this gives you a very good idea about the "competency" of the team. On the other hand, some show real insight and dedication and that of course increases interest in potential stakeholders.


Title: Re: Do you read ICOs white paper before investing?
Post by: JohnSnowSand on September 19, 2017, 06:41:51 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Not only do I thoroughly read the Whitepaper of a project that got my attention but I also carefully observe the community that is emerging around that project.



The community is a good indicator that things are moving


Title: Re: Do you read ICOs white paper before investing?
Post by: pey on September 19, 2017, 06:48:50 AM
I always look at project's whitepaper. In order to understand most of them, you don't need to be a tech person but I think team is much important than whitepaper.


Title: Re: Do you read ICOs white paper before investing?
Post by: davids on September 19, 2017, 07:06:58 AM
Reading the whitepaper is a important. The whitepaper explains in detail the concept of the new crypto project. If there is a discrepancy between the explanation of concepts in the whitepaper with the published source code, then of course the negative conclusions can be drawn on the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: AuctusProject on September 19, 2017, 07:10:47 AM
Some keypoints you must look for in whitepapers are:
* token usage
* vesting
* roadmap
* team experience
* product development
* the real need of smart contracts in the product


Title: Re: Do you read ICOs white paper before investing?
Post by: youdacapt on September 19, 2017, 08:20:55 AM
whitepapers explain the report in detail, even I am interested to translate their whitepaper in the native language, in it we can see this project more complete and compare it with similar projects, if there is something unreasonable can be directly understood and asked directly, whitepaper is a document important in business proposals


Title: Re: Do you read ICOs white paper before investing?
Post by: Gangy on September 19, 2017, 08:45:34 AM
For me it's a must to read all about an ICO before investing in. This in not only true for ICO it's true for every kind of investment. You should know very well about at what you are putting your money in. Patince is very important here. Don't just jump in to a projcet because there is so much hype about it or it looks appealing at the first look. Take your time and analyze it deeply.


Title: Re: Do you read ICOs white paper before investing?
Post by: wayaneka on September 19, 2017, 10:28:34 AM
Understant a project by reading their whitepaper is very important because by understand it we can know the purpose of the project, what problem to be solved and who behind of the project. This must be because investing in ICO is risky, remember investing in high risk high return there must be analysis and money management to minimize the risk.


Title: Re: Do you read ICOs white paper before investing?
Post by: saffira on September 19, 2017, 10:29:56 AM
Yes, it is very important that you know every process of the ICO. You are not just investing your money. You invest your time and effort. Before invest, you have to make sure that it is worth it. You have to study if that ICO is really feasible that people will trust the product and that your investment will multiply.


Title: Re: Do you read ICOs white paper before investing?
Post by: megalith researcher on September 19, 2017, 10:43:05 AM
I prefer not to invest into ICOs, not by the sole fact of being an ICO, but because most ICO proposals that I've seen so far don't make much sense. That's also the reason why I avoid reading the whole whitepaper. But I bet that not even half of the people who put money into it read the whole thing.


Title: Re: Do you read ICOs white paper before investing?
Post by: Kyotric on September 19, 2017, 11:07:56 AM
Always. Otherwise you are just throwing money around.


Title: Re: Do you read ICOs white paper before investing?
Post by: Schocksen on September 19, 2017, 11:25:12 AM
If a team is not be able to make a good whitepaper, they are not able to make a good project...So you can learn a lot from a whitepaper even if you don`t understand it


Title: Re: Do you read ICOs white paper before investing?
Post by: miningguru on September 19, 2017, 11:41:42 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you want to know what you are investing into, then you have to read the whitepaper, road maps and know the developers involved in the project. Otherwise, you might be investing in a complete trash and you do not know it.

That is a good idea to read the white paper before investing into any project. Not only that you have to follow their ANN how the community is reacting and whether the company is able to answer the question we have to follow everything before investing into any ICO's.


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 19, 2017, 11:43:08 AM
I prefer not to invest into ICOs, not by the sole fact of being an ICO, but because most ICO proposals that I've seen so far don't make much sense. That's also the reason why I avoid reading the whole whitepaper. But I bet that not even half of the people who put money into it read the whole thing.

To add to your concern, most ICO's are still just businessplans, without any real product or usage. That's why I invested in Change Bank, because they're already in business. THey're now working towards becoming the first decentralized crypto bank with features such as paying all around the world in an instant with your cryptos, investing, applying for loans, getting insurance, and so much more.


Title: Re: Do you read ICOs white paper before investing?
Post by: jerlen17 on September 19, 2017, 11:52:44 AM
yes, you must read the white paper first before you going to invest, for you to be able to learn more about their project and how does the project goes. Project must have a good whitepaper to have a many investor.


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 19, 2017, 11:53:08 AM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  ::)
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.
You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.

Wow for a second I wasn't taking you seriously, that is until you used that big, bold font. Both intimidating and impressive.

Quote
these are not suppose to be startups or companies'
How old are you? Do you have any idea how business is done?

Quote
you are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted
I'm sure the crypto world would be worth 140 billion if there would be no companies involved and literally everything would be decentralized, no devs, no exchanges, everything is free for everyone lol dumbfuck

Quote
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
If you're talking about the devs/company, than yeah that part is centralized, but guess what, eth/btc/... every single coin you ever heard of has centralization dumbass, coins don't appear out of nowhere

Quote
YOU ..are a cancer, and all the other pajeets that flooded in here.
You really seem angry and frustrated and I literally have no idea how my comments could have made you like this, so I'm guessing you had a pretty bad childhood. Did your uncle touch you on your weewee when you were a child?

Quote
You have the fucking nerve to call yourself a "crypto expert" ?
Yes.



No.
You are a fucking noob and don't get it.
There SHOULDN'T be a White Paper in the first place.
The crypto-currency should be launched working..  ::)


Title: Re: Do you read ICOs white paper before investing?
Post by: ryanben on September 19, 2017, 11:54:22 AM
You need to read all the information related to the project, and all that information is included in the white paper, and you need to track the project's communication channels to update the latest news from them


Title: Re: Do you read ICOs white paper before investing?
Post by: imutlinda on September 19, 2017, 12:00:50 PM
Reading a whitepaper is important because it contains about a project they created but I do not always believe that a white paper can confirm the price at the market. So I prefer to invest in an ico if the project they are looking for by the crowd. Because if a lot of people who buy it auto coin price will fly after ico is finished. That's a bit of my mind I hope to be accepted with


Title: Re: Do you read ICOs white paper before investing?
Post by: qiman on September 19, 2017, 12:08:31 PM
I try always to read and analyze the whitepapers before investing because it is up to the Investors to make proper research and due diligence before taking the risk. All ICO I consider high risk investments as most are considered as start up enterprises. It is not wise to just look at ICOS for fast money. These must be considered real investment opportunities as well. I also look at the company team as well to see how professional they are.


Title: Re: Do you read ICOs white paper before investing?
Post by: onesalt on September 19, 2017, 12:19:55 PM
All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.


Title: Re: Do you read ICOs white paper before investing?
Post by: CryptoPorco on September 19, 2017, 12:37:08 PM
Well its your money you can do whatever you want with it.. BUT I would not only read the whitepaper which is a must if your planing on investing your money and time into an ICO, but also see the community and all social media of that ICO and do some background research on the company ecc.. especially if the initial investment is high.


Title: Re: Do you read ICOs white paper before investing?
Post by: Ekkasit on September 19, 2017, 12:40:39 PM
I was reading.

I currently found too many ICOs that I cannot read enough.

I think we need the team to read it. :(


Title: Re: Do you read ICOs white paper before investing?
Post by: danherbias07 on September 19, 2017, 12:40:51 PM
A higher percentage of people do that.  ;D
Just looking at the hype or how good the comments are then Voila! they will invest in it.
That is why advertising campaigns are so helpful with this. They tend to become lazy looking for more reason to invest and just lean on what other people say.


Title: Re: Do you read ICOs white paper before investing?
Post by: Mr on September 19, 2017, 12:47:29 PM
Yes, I think that we should read the whitepaper because reading whitepapers will give us more chance to know more about the project whether it is potential or not. Moreover, you can easily spot a scam through whitepapers. If a project is a scam, their whitepapers will not as good as other projects and they will copy whitepaper from other projects


Title: Re: Do you read ICOs white paper before investing?
Post by: dego on September 19, 2017, 12:49:34 PM
Sure... most scammy ICOs can be identified by their whitepaper. If their ideas stay vague, then forget it. If they have a clear plan, give a technical insight and a product in a post alpha stage, then it's getting interesting...


Title: Re: Do you read ICOs white paper before investing?
Post by: Marco Ambrusini on September 19, 2017, 12:52:39 PM
I sure do.its very prominent to read and know the investment potential
The feasibility of the project and moreover the
Strengths of the DEV team.this can go a long way
To determine weather the project will be a success


Title: Re: Do you read ICOs white paper before investing?
Post by: cryptowomba on September 19, 2017, 12:55:11 PM
I think the majority of investors read into the whitepaper. It is very important as it gives you the outline of the business, where they are planning to go and how they are going to achieve it.

Although there are other items to focus on as well, such as the team, the marketing and the website design and if the concept actually needs a cryptocurrency, or are they simply having one to be able to create an ICO?

I think the more research the better, also it is never a bad thing to get involved in bounties with ICO's you want to invest in. You can see how the company works, and if you want to invest before actually investing.  


Title: Re: Do you read ICOs white paper before investing?
Post by: jacquelinecr on September 19, 2017, 01:12:32 PM
I can talk about my self. I sometimes read the whitepaper or go through it at least.

I cannot go over every inch of the paper, but just go over the important topics.


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 19, 2017, 01:27:09 PM
Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?



I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  ::)
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.
You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.

Wow for a second I wasn't taking you seriously, that is until you used that big, bold font. Both intimidating and impressive.

Quote
these are not suppose to be startups or companies'
How old are you? Do you have any idea how business is done?

Quote
you are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted
I'm sure the crypto world would be worth 140 billion if there would be no companies involved and literally everything would be decentralized, no devs, no exchanges, everything is free for everyone lol dumbfuck

Quote
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
If you're talking about the devs/company, than yeah that part is centralized, but guess what, eth/btc/... every single coin you ever heard of has centralization dumbass, coins don't appear out of nowhere

Quote
YOU ..are a cancer, and all the other pajeets that flooded in here.
You really seem angry and frustrated and I literally have no idea how my comments could have made you like this, so I'm guessing you had a pretty bad childhood. Did your uncle touch you on your weewee when you were a child?

Quote
You have the fucking nerve to call yourself a "crypto expert" ?
Yes.



No.
You are a fucking noob and don't get it.
There SHOULDN'T be a White Paper in the first place.
The crypto-currency should be launched working..  ::)

The coins should indeed already serve a purpose, that we agree on. But, in order to grow, companies need funding, and in order to get funding they need a businessplan to tell investors how their money is gonna be spent. That businessplan is called a whitepaper.


Title: Re: Do you read ICOs white paper before investing?
Post by: bitminton on September 19, 2017, 01:32:21 PM
 Just wait people invest in it. Then I'm invest too then sell when it list on exchange


Title: Re: Do you read ICOs white paper before investing?
Post by: vvadym on September 19, 2017, 01:43:22 PM
That's the first thing you always have to do before even thinking to back any project. The whitepaper contains all the necessary details about the project. Without reading the document you just trust someone your money blindfolded.


Title: Re: Do you read ICOs white paper before investing?
Post by: FULL_TILT on September 19, 2017, 01:58:08 PM
I always read it, and sadly i see how it lacks of details in comparison with Satoshi's bitcoin whitepaper.
Most of whitepapers today seem commercial brochures... Where are gone technical details and algorithms?


Title: Re: Do you read ICOs white paper before investing?
Post by: FrueGreads on September 19, 2017, 02:17:49 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes of course I read it. That is one of the most important things to do, when you decide to invest on an ICO. If you don't read the white paper, then you don't know anything about the project, or their plans to the future, or why they are trying to create that business. Another very important thing, after analyzing very carefully, every aspect of the white paper, would be to analyze the team behind the project, because they could have a very good idea, but if they are not competent, then it might not go through.


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 19, 2017, 11:49:19 PM
All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 19, 2017, 11:51:37 PM
All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.

You're an unusual guy, aren't you spoetnik?


Title: Re: Do you read ICOs white paper before investing?
Post by: bobq on September 20, 2017, 12:01:57 AM
I guess many people don't, if you judge from the comments that then they do on the ICO's threads...


Title: Re: Do you read ICOs white paper before investing?
Post by: FarmerOak on September 20, 2017, 12:55:14 AM
Yes, though admittedly not as much as I probably should for most projects. I think people are stupid not to at all


Title: Re: Do you read ICOs white paper before investing?
Post by: Iminvest on September 20, 2017, 01:09:43 AM
I would say it is a must. All the most important details are included in this document. Nevertheless, it's not the only one important thing. I would also look at the experience of the team of founders, what industry the project focuses on. I know some projects which I think are very promising, first of all, because of the team and very perspective industry.


Title: Re: Do you read ICOs white paper before investing?
Post by: Misshi on September 20, 2017, 01:19:26 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Before I invest into something, I see to it it's worth it. So being a responsible investor, before you support that certain ICO you must see to it it's legit or it has something to offer that is possible to do. Some ICOs like those banned by China recently where just fundraising just to get the investor's money, in short it's a scam.


Title: Re: Do you read ICOs white paper before investing?
Post by: Getmon on September 20, 2017, 01:35:40 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Whitepaper is a very vital piece of document of a project. That is very elementary that everyone should read the whitepaper if they want to invest in an ICO. If they are too lazy, then perhaps some portions in the whitepaper such as how they will proceed in turning the project into a reality and the team.


Title: Re: Do you read ICOs white paper before investing?
Post by: Sarcasm on September 20, 2017, 01:46:15 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Whitepaper is a very vital piece of document of a project. That is very elementary that everyone should read the whitepaper if they want to invest in an ICO. If they are too lazy, then perhaps some portions in the whitepaper such as how they will proceed in turning the project into a reality and the team.
yes, before investing in an ico or project I will definitely read the whitepaper first,
for clarity in the project.


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 20, 2017, 04:11:48 AM
All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.

You're an unusual guy, aren't you spoetnik?

Being the only honest one here.. yeah.
Have anything to say about the topic NOOB ?

Maybe jiggle your little dick-holster at me when you get to Junior status Investard.  :D


Title: Re: Do you read ICOs white paper before investing?
Post by: chutchmcgillicutty on September 20, 2017, 05:40:55 AM
All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.

You're an unusual guy, aren't you spoetnik?

Being the only honest one here.. yeah.
Have anything to say about the topic NOOB ?

Maybe jiggle your little dick-holster at me when you get to Junior status Investard.  :D

I enjoy Spoetnik's shit-talking posts greatly haha.

But yes, always read the f'ing whitepaper before you throw money at stuff!!!!!! There has to be an actual value proposition being delivered by the new crypto.

Does it drastically improve upon traditional non-blockchain options?

Is there a reason for people to hold/accumulate/use its tokens?

Is there any realistic chance of even niche-level adoption?

etc???

Ask yourself questions like these while reading whitepapers


Title: Re: Do you read ICOs white paper before investing?
Post by: PhucS on September 20, 2017, 06:53:25 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Yes, this is of course. Every time I learn about ICO projects to invest in it, I always read the first white paper ICOs. This is a necessity and everyone should do if they do not want to lose money or invest in ICO projects no potential for growth in the future. In the white paper, they will introduce and present all the things that are relevant to the project, from the concepts, the roadmap to the way they work, and your benefit if you invest in that ICO project. This makes you understand better. Those who do not read white paper probably do not understand ICO projects. This is very dangerous because lack of understanding will lead to many losses.


Title: Re: Do you read ICOs white paper before investing?
Post by: Geenstijl on September 20, 2017, 08:25:14 AM
Of course I read whitepaper before participating at ICO. It would be silly not to do this. BTW whitepaper is just a part of my decicion. There are many different things that I take into consideration too. Such as team, advisors, project official registration, community, BCT Ann thread. The depth of current research depends on confidency to project and hyip around it.


Title: Re: Do you read ICOs white paper before investing?
Post by: Synaesthesia on September 20, 2017, 08:41:56 AM
I read whitepaper but you known. White paper is just a little things for me before invest to something.


Title: Re: Do you read ICOs white paper before investing?
Post by: Musta010 on September 20, 2017, 08:53:23 AM
Of course, you wanna invest in something so read it. or some people just invest to make some fast money so they don't read it at all.


Title: Re: Do you read ICOs white paper before investing?
Post by: kambaralikhan on September 20, 2017, 11:27:19 AM
I think reading white paper is the best way to get to know about the project before investing it. many people don't bother to read which is a bad thing.


Title: Re: Do you read ICOs white paper before investing?
Post by: cryptonianz on September 20, 2017, 11:32:12 AM
Also not to forget how vital is to investigate the website the general concept and if they can develop the idea with the budget they are requesting.



Title: Re: Do you read ICOs white paper before investing?
Post by: viber1234 on September 20, 2017, 11:40:11 AM
Hi everyone,

i am new in crypto world and in bitcointalk, so please forgive any wrong questions.

Before i decide to invest in an ICO is it good to read the whitepaper, does it make sense? if yes, which part of the whitepaper shall i read (based on your experience) in order to avoid reading all the pages?


Title: Re: Do you read ICOs white paper before investing?
Post by: Xenrise on September 20, 2017, 11:42:22 AM
It is included on if you wanted to invest in the project. So yeah you need to know the direction of the project you are investing on. So read on the whitepaper in order for you if the project is worth to put your investment on.


Title: Re: Do you read ICOs white paper before investing?
Post by: energico on September 20, 2017, 12:17:09 PM
Hi everyone,

i am new in crypto world and in bitcointalk, so please forgive any wrong questions.

Before i decide to invest in an ICO is it good to read the whitepaper, does it make sense? if yes, which part of the whitepaper shall i read (based on your experience) in order to avoid reading all the pages?

read all. but whitepaper doesn't important. Check dev profile is better and think about project future. :D


Title: Re: Do you read ICOs white paper before investing?
Post by: StockBet.com on September 20, 2017, 12:22:08 PM
Everyone is trying to put anything and everything onto a blockchain.  Most of them are trying to squeeze square pegs into round holes.

There are a few applications that are well suited for cryptos:

*  transmitting value (currency)
*  store of value (which Bitcoin is)
*  smart contracts (Ethereum)
*  remittance
*  gambling

Not all applications are suited for cryptos.

One ICO is trying to match up locals with travelers to enhance travel experience.  No idea why a crypto is needed here.

Reading the white paper will help you discern if the project is trying to squeeze a square peg into a round hole.



Title: Re: Do you read ICOs white paper before investing?
Post by: hanlieuiypm9832 on September 20, 2017, 12:25:57 PM
Of course I read whitepaper before participating at ICO. It would be silly not to do this. BTW whitepaper is just a part of my decicion. There are many different things that I take into consideration too. Such as team, advisors, project official registration, community, BCT Ann thread. The depth of current research depends on confidency to project and hyip around it.

Yes, reading whitepaper is the basic requirement to be a good investors, in the whitepaper, you can see a lot of information, including the creative idea, the market analysis, the token sale details and the team introduction.


Title: Re: Do you read ICOs white paper before investing?
Post by: cepedacharles29 on September 20, 2017, 12:28:23 PM
Of course, when you make a mistake in your ICO campaign you will be removed and what a waste if you are removed, because if you know you're here you will be deleted. and you need to read your ICO campaign and you need to follow it at their would like.


Title: Re: Do you read ICOs white paper before investing?
Post by: rezurect on September 20, 2017, 12:30:30 PM
I do, it'll help you see if the project is feasible.
And it'll help you asses the technical abilities of the team.


Title: Re: Do you read ICOs white paper before investing?
Post by: Spoetnik on September 20, 2017, 12:51:15 PM
Lets not forget you are "borrowing" terminology from a REGULATED scene.. the stock markets.
White paper was borrowed as was IPO/ICO/ITO ..minus the regulations.
It was done in effort to legitimize the rampaging juggernaut of new ICO's flooding our scene.
You all adopted every little bit of stock market jargon you could think of.
You started calling open source decentralized crypto-CURRENCIES "startups"
They are not SUPPOSE to be "startups" and they are not companies and you are not investors.
It is a facade.. a charade ..for Bitcoin profits.
Bitcoin which was never an ICO ..nor premined with fake airdrop bullshit.

You know you guys you can play dumb all you want but it's in vain.
These are not "Penny Stocks" and when you betray your own well established and old guard crypto-ideaology it will simply result in TPTB coming after you with full force.

ICO = SCAM .

And get this..

There is an alternative.. it's called a crypto-currency. (something an ICO can never be)


Title: Re: Do you read ICOs white paper before investing?
Post by: Manycoinslover on September 20, 2017, 12:55:35 PM
I do. Some more thoroughly than other


Title: Re: Do you read ICOs white paper before investing?
Post by: NereuFajardo on September 20, 2017, 01:00:52 PM
many ICO have good white paper or I must say awesome whitepaper but they r scam. :D just read whitepaper for fun or u have time


Title: Re: Do you read ICOs white paper before investing?
Post by: Soranith on September 20, 2017, 01:06:04 PM
Yes I read the white paper and try to understand the project I even look at the developer and the team before I invest to make sure that my money will be in the right investment.


Title: Re: Do you read ICOs white paper before investing?
Post by: NRF on September 20, 2017, 01:39:20 PM
This is the first step before join any ICO. see their vision and understand project then check dev profile and ask them question u have


Title: Re: Do you read ICOs white paper before investing?
Post by: CryptosapienZA on September 20, 2017, 01:51:21 PM
I definitely do. It is important for me to, otherwise there is no way of knowing if the project is technically feasible. After reading the white paper I do a bit of research on the team.


Title: Re: Do you read ICOs white paper before investing?
Post by: digitalgame4life on September 20, 2017, 01:54:28 PM
You must be carefull where you invest your money in, I think there are many people not reading whitepaper and roadmap and get scammed or coins thei invested in is worth nothing, if you read the whitepaper you know what kind of project it is and if it is worth investing, look for a project where the makers/ people behind it actually are real existing people, look at how they try to make a community, do they have social media etc ? usually if they try to make a good and big community the project is legit.


Title: Re: Do you read ICOs white paper before investing?
Post by: pantek talacuik on September 20, 2017, 01:59:05 PM
of course, everything will I learn how the ico project is going, because I do not want to lose my precious coin. fraud is very much here, so I have to be careful


Title: Re: Do you read ICOs white paper before investing?
Post by: mangodream on September 20, 2017, 02:10:48 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

So many people don't take the time to read the withe paper and to get some info about the project.
That's why China is banning ICOs, because people are lazy and follow anything and everything.


Title: Re: Do you read ICOs white paper before investing?
Post by: digital_weezer on September 20, 2017, 02:58:02 PM
The whitepaper is one of the first things i look at, as it is the layout of what the coin will do, how they plan to make it work etc.

It is not the only thing i look at, but it is very important. If you do not read the whitepaper, then you cannot be annoyed when you find out the concept doesn't work.


Title: Re: Do you read ICOs white paper before investing?
Post by: CoinSavvy on September 20, 2017, 03:04:28 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

I think it's a must-do thing because every ICO has its advantages and disadvantages, and to invest in some project you need to read its white paper (one of the most important things!!!) at least in order to get the basic knowledge about it. Otherwise, it is at your own risk, and nobody but you should be reasonable about that. It's your own funds and you should be careful about that, conducting the thorough research beforehand.


Title: Re: Do you read ICOs white paper before investing?
Post by: Adykingcity on September 20, 2017, 03:51:06 PM
surely I will read the white paper before investing, do not be lazy to read and find information about ico let your investment is not in vain and you can enjoy the results of your investment, analyze and learn ico will greatly help how the success of ico.


Title: Re: Do you read ICOs white paper before investing?
Post by: MiBambino on September 20, 2017, 04:29:26 PM
Reading the whitepaper will help you understand why prices do what they do. Lets say a key aspect of a certain coin is integration into the Chinese economy. If prices dropped after the China news, it'd be easy to understand why.


Title: Re: Do you read ICOs white paper before investing?
Post by: bananadines on September 20, 2017, 04:33:11 PM
Everybody should read a Whitepaper before investing money. I mean you should read more than the whitepaper, because you want to know who you trust your money! I dont invest money without reading the whitepaper, roadmap.I  research the team a have a look what they made before the current project


Title: Re: Do you read ICOs white paper before investing?
Post by: jzone23 on September 20, 2017, 04:40:01 PM
Yes. Whitepaper is the first thing I am looking at on an ICO. It seems like a business proposal and from it I got an assessment whether the project has potential or not. I think reading the whitepaper is really important and must give attention when considering an investment to any ICO.


Title: Re: Do you read ICOs white paper before investing?
Post by: MANCRYPTOS on September 20, 2017, 04:45:43 PM
Whitepapper is a face of project and if you see that there is nothing special has been written there, only facts about decentralizatioan and blockchain which everybody know already - i think you shouldn`t invest in this project. It`s better to read the technical explonation of the project, it`s economy model and facts that can prove the future if this idea.


Title: Re: Do you read ICOs white paper before investing?
Post by: Quidat on September 20, 2017, 04:57:58 PM
Whitepapper is a face of project and if you see that there is nothing special has been written there, only facts about decentralizatioan and blockchain which everybody know already - i think you shouldn`t invest in this project. It`s better to read the technical explonation of the project, it`s economy model and facts that can prove the future if this idea.
I do always look up for their roadmap regarding on their plans on next years to come.I do always look out for long term because i do see on most ICO they are just good on their roadmap when it comes for long term but if they did already succeed and put in exchanges they are already forgetting on the set roadmap or future plans which is sad that they do end up like this.


Title: Re: Do you read ICOs white paper before investing?
Post by: meliodas on September 20, 2017, 05:10:36 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

I don't really like reading, so I don't read white papers. I only invest on coins where I can see potential, and I don't invest on ICOs because it is really risky. There are ICOs that are very famous but after a month or two most coins or tokens are dumped completely so it's just like a bubble. I trust coins that already existed long time ago like eth, waves, ltc, btc.


Title: Re: Do you read ICOs white paper before investing?
Post by: OneUserOne on September 20, 2017, 05:50:10 PM
As a rule, before making any investments into the ICO project, I carry out a thorough research about the ICO and its potential and benefits. Otherwise, it would be rather risky without any knowledge to invest into.


Title: Re: Do you read ICOs white paper before investing?
Post by: EasyGoing on September 20, 2017, 06:10:28 PM
I guess whitepaper is unseparable part from the project so reading the whitepaper is a must to me, even i'm not expert in investment but i tried to be smart investor by understanding the whole project.


Title: Re: Do you read ICOs white paper before investing?
Post by: oreits11 on September 20, 2017, 07:19:54 PM


for attracting investors from bangladesh/near bangladesh with theless on literacy as moderating english notice of message with information,
developer to draws of signs with the symbolics as referring use of contrast with the gesture as
investors to gains withthe understanding to goes as displacing funds of dislodgement.
that sometimes they prefers towatch movies or picture as appealing exchange with the affection as the limit has as with the
wider on range as the contrast on difference as to close of each other as collecting with returns of works as the manage of decision.




Title: Re: Do you read ICOs white paper before investing?
Post by: noninum on September 20, 2017, 07:31:41 PM
I always read the whitepaper an ICOs, as i am indeed investing more on ICO coin. In addition to profits offered are so great i consider investing in ICO as do the deposit contract. From white paper i can see vision and mission of a coin.


Title: Re: Do you read ICOs white paper before investing?
Post by: SpearTackle on September 21, 2017, 01:55:00 AM
Of course, reading their white paper is a secure way to invest in an ICO. Try not reading it, you will not know if that ICO is really worth to invest in and if it is secure to invest in. I know that you are aware of a lot of ICO scam, so reading it is the best way.


Title: Re: Do you read ICOs white paper before investing?
Post by: chaser15 on September 21, 2017, 02:00:55 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes. My money is at risks so better read any sides of the projects.

Although whitepaper and roadmaps always have good goals obviously so that they can attract investors, the whole output of the project is still risky. Investing on ICO's is like gambling your money but with much expected good returns. I have also some things to be consider first before going out my money on any project.


Title: Re: Do you read ICOs white paper before investing?
Post by: helars2008 on September 21, 2017, 02:16:23 AM
Reading cryptocurrencies whitepaper is a must.
Especially when it comes to coins that has ICO's since it will involve some of your hard earned money.
Better spend some time reading and analyzing their whitepaper.  It is better to be busy with right now rather than mumble in the end when it became obvious to you that youve indeed been scammed.  And this is not far from happening right now since there are coins who are created to take advantage of others ignorance.


Title: Re: Do you read ICOs white paper before investing?
Post by: pikatju on September 21, 2017, 02:20:07 AM
Of course you will need to read. A good whitepaper is critical to a good product and it shows the effort of the team.
Powerledger has a great whitepaper. I would consider loading up on Powerledger. The ICO is running now and it is super cheap. Check it out here (https://bounty.powerledger.io/btctalk/?hash=UN2H4claZer0n1cG)


Title: Re: Do you read ICOs white paper before investing?
Post by: cleygaux on September 21, 2017, 02:31:21 AM
Yes of course whitepaper is one of the very important document you need to check when you want to invest in an ICO all of the questions that maybe asked by investors are included in a whitepaper roadmaps, plans, proposed solutions, coin specifications etc and one of the important thing Im looking in a whitepaper is the team involved with its real name written just for background checking this is really important.  


Title: Re: Do you read ICOs white paper before investing?
Post by: Aztek on September 21, 2017, 02:51:09 AM
Reading the Whitepaper is a must. You have to understand what you're investing in and how it's going to make you any money afterwards. However the Whitepaper is not the only important thing. There are many factors at work, the composition and experience of the team, social media campaigns, the desired amount they want to raise, the supply of the token and its utility etc.
If you invest blindly because someone whom you don't know told you so, you're going to have a bad time.
If you are planning to support a specific ICO project or a campaign for altcoin you must consider reading first the whitepaper because it serves as our module information for us to know what is the project all about and how will it going to run the whole project. Hence, we could choose whether to support or not a specific ICO or even be a part of the project. We must learn first before getting to a specific thing in the world of crypto-currency.


Title: Re: Do you read ICOs white paper before investing?
Post by: NathanJB on September 21, 2017, 02:57:37 AM
Those who join ICOs without even reading the whitepaper which is very basic are like people aggressively going into a battle without even knowing who or what or how many their enemies are. The risk is extremely high and the probability of losing is always there close to them.


Title: Re: Do you read ICOs white paper before investing?
Post by: finaleshot2016 on September 21, 2017, 04:05:03 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes because i want to know the goal of the project and i want to know if the ICO is legit or not. I want to know the people behind the ICO to make sure if the project will be successful or not.


Title: Re: Do you read ICOs white paper before investing?
Post by: VegaAISolutions on September 21, 2017, 04:14:41 AM
A good white paper should be no problem for an investor to read, it should convey with elegance and simplicity the core message of the product in a direct way, that wastes neither the time of the writer nor the reader.

The first thing I do when I look at a projects white paper is skim over the writing style to look for the fundamentals of writing, at the end of the day to me what's more important is how well a person can architect a project to scale over time, rather than its immediate potential for a return of investment... To that end nothing is more important then the ability of the developer and his team to present their Concept in the most concise way possible.

if I determined upon my first skim that this is not the case and the white paper is overly complex I'm far less likely to invest, not necessarily because the technology is bad or a scam, and I might even be really impressed by what I read in the white paper... However it tells volumes as to the architectural and organizational skills of the team involved.


Title: Re: Do you read ICOs white paper before investing?
Post by: ipanks on September 21, 2017, 04:32:47 AM
of course yes, i read the white paper first before investing because from reading their purpose, it will help us to determine what they want from their project. we can see who is behind the ico and how good their back up in the background, the most important is we can know their details of the project so we can decide to invest with them or not.


Title: Re: Do you read ICOs white paper before investing?
Post by: nydiacaskey01 on September 21, 2017, 04:36:52 AM
If you are a serious investors and make sure that your invested money will be spent to where it should be, read the white paper, it does not say only what the plan is for the owners but also, it gives you a lot of clues if the project is feasible and worth investing. I heard there are white papers out there that are so badly written that some of the information are just taken out from wikipedia.


Title: Re: Do you read ICOs white paper before investing?
Post by: prashanta on September 21, 2017, 04:43:59 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes because i want to know the goal of the project and i want to know if the ICO is legit or not. I want to know the people behind the ICO to make sure if the project will be successful or not.
Everyone must should read the white paper if who are interested to buy-sell, holdings, or invest in ICO about in any altcoin, they must read white paper attentively because they should know what's the project goal, project roadmap, Escrow details, Foundation Team & Advisory team details, Total token supply for crawdsale etc..


Title: Re: Do you read ICOs white paper before investing?
Post by: Dannaey on September 21, 2017, 04:48:54 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Whitepaper is an informational document issued by the creators of a certain token to promote or highlight the features that they want to offer with their token. It is use to promote and inform the potential investors. So it's very important to understand first the Token and how it works before you invest your money. Because not all ICOs are going to be successful, so better to study it first. Of course you don't want your hard-earned money be put on something and might be gone in just like that. So be cautious.


Title: Re: Do you read ICOs white paper before investing?
Post by: dewanaga on September 21, 2017, 04:50:27 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
yes reading a whitepaper before investing in a project or ico must be important, because it contains some important information, such as the start date of ico,
the team of the project :)


Title: Re: Do you read ICOs white paper before investing?
Post by: AbbyS on September 21, 2017, 07:36:28 AM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes because i want to know the goal of the project and i want to know if the ICO is legit or not. I want to know the people behind the ICO to make sure if the project will be successful or not.

Now anyone and everyone is launching an ICO, no startup experience required .... sad


Title: Re: Do you read ICOs white paper before investing?
Post by: wpalczynski on September 21, 2017, 07:46:04 AM
Yes it is pretty much the first thing to read after the announcement. The roadmap is important as well, I read that in second.


Title: Re: Do you read ICOs white paper before investing?
Post by: Prodigan786 on September 21, 2017, 09:18:36 AM
Yes I do read white paper completely more than once for understanding better and also do research on company team involved background of company everything then after only I will join invest in Ico.


Title: Re: Do you read ICOs white paper before investing?
Post by: smith136 on September 21, 2017, 09:23:51 AM
Yes of course ! you should not engage in business without profile and background checking of people whose behind ICO. White paper serves as a guideline for what a specific ICO for and their contribution to community.


Title: Re: Do you read ICOs white paper before investing?
Post by: jimsteel on September 21, 2017, 01:25:32 PM
Reading the whitepaper is critical as usually you are investing solely on the ideology that is in the whitepaper.

If you invest without reading it and you don't get the results you wanted, it's on your head.


Title: Re: Do you read ICOs white paper before investing?
Post by: travelgear17 on September 21, 2017, 01:36:58 PM
yeah obviously, I must read the white paper before joining their bounty campaign and think something  aboutt this project because I need to know what is the roadmap and goal have their regarding project. everybody should read the whitepaper before investing the ico and anything else.


Title: Re: Do you read ICOs white paper before investing?
Post by: kheysha on September 21, 2017, 02:24:54 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
Certainly to invest in an ICO I first did was read a whitepaper.
Now there are many ICO scams so I have to be careful if I want to invest in them.


Title: Re: Do you read ICOs white paper before investing?
Post by: richjohn on September 21, 2017, 02:37:24 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
When I am putting my money into something, I need to be sure of my investment asset. I do thorough analysis of any coin be it ICO or not before investing. When it comes to ICO, reading and understanding whitepaper that have a detailed explanation of the project along with future projection is very much needed. I always make sure that the project I am investing in is clear to me. If I don't understand whitepaper, I simply don't invest. An important part of investing is that always invest in something you understand.


Title: Re: Do you read ICOs white paper before investing?
Post by: VegaAISolutions on September 21, 2017, 04:14:55 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
When I am putting my money into something, I need to be sure of my investment asset. I do thorough analysis of any coin be it ICO or not before investing. When it comes to ICO, reading and understanding whitepaper that have a detailed explanation of the project along with future projection is very much needed. I always make sure that the project I am investing in is clear to me. If I don't understand whitepaper, I simply don't invest. An important part of investing is that always invest in something you understand.



I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
When I am putting my money into something, I need to be sure of my investment asset. I do thorough analysis of any coin be it ICO or not before investing. When it comes to ICO, reading and understanding whitepaper that have a detailed explanation of the project along with future projection is very much needed. I always make sure that the project I am investing in is clear to me. If I don't understand whitepaper, I simply don't invest. An important part of investing is that always invest in something you understand.


when I see people make blatant statements like that it makes me wonder if it's true at all, I mean I'm not trying to call you particularly out or anything, it just makes me wonder how many of these investors actually read and understand the white paper in which they invest, I've seen countless examples of people coming and asking questions in Slack that are answered in the white paper and otherwise answered in the release thread but yet they ask them as if nobody address them in the first place -I'm sure that some people aren't that stupid and that they do actually read the white paper and understand it, but from what I've seen the vast majority of people who claim to do so are full of shit.


Title: Re: Do you read ICOs white paper before investing?
Post by: gjtnwls1 on September 21, 2017, 04:30:43 PM
I don't read every page one by one, but I go through it all and look for the information I need to know.


Title: Re: Do you read ICOs white paper before investing?
Post by: lunafreya on September 21, 2017, 04:35:54 PM
Yes sure. Especially if I'm gonna write an article about them I should read before to join bounty campaign. Because road map is important, I checked it if it's suits me.  And the whitepaper should be clear to me. I always do backgroundcheck before ı started.


Title: Re: Do you read ICOs white paper before investing?
Post by: smsupto on September 21, 2017, 05:14:46 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
I am a new investor. So I have no experience to the investment department. But I have plan to buy some alt coin. Thanks for your informative post.


Title: Re: Do you read ICOs white paper before investing?
Post by: coolstory on September 21, 2017, 05:18:44 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
When I am putting my money into something, I need to be sure of my investment asset. I do thorough analysis of any coin be it ICO or not before investing. When it comes to ICO, reading and understanding whitepaper that have a detailed explanation of the project along with future projection is very much needed. I always make sure that the project I am investing in is clear to me. If I don't understand whitepaper, I simply don't invest. An important part of investing is that always invest in something you understand.



I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?
When I am putting my money into something, I need to be sure of my investment asset. I do thorough analysis of any coin be it ICO or not before investing. When it comes to ICO, reading and understanding whitepaper that have a detailed explanation of the project along with future projection is very much needed. I always make sure that the project I am investing in is clear to me. If I don't understand whitepaper, I simply don't invest. An important part of investing is that always invest in something you understand.


when I see people make blatant statements like that it makes me wonder if it's true at all, I mean I'm not trying to call you particularly out or anything, it just makes me wonder how many of these investors actually read and understand the white paper in which they invest, I've seen countless examples of people coming and asking questions in Slack that are answered in the white paper and otherwise answered in the release thread but yet they ask them as if nobody address them in the first place -I'm sure that some people aren't that stupid and that they do actually read the white paper and understand it, but from what I've seen the vast majority of people who claim to do so are full of shit.

Reading the white paper of an ICO is the most important thing for me before start to take decissions about investing in there. Its contents are giving significant messsages to the possible investors.


Title: Re: Do you read ICOs white paper before investing?
Post by: krypt0n1 on September 21, 2017, 05:22:37 PM
I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Before investing, yes...I will always read the white paper. However, for trading I mainly just focus on chart setups or announcements and don't really need to focus on the whitepaper since I don't plan on holding on to those trades long term.