Bitcoin Forum

Alright, here goes. I read all the terms and what not, but I admit I'm a tad uncomfortable giving away any of my person information on a public forum.

With that said, I have no issues giving it to somebody via PM, phone, or Google Hangout.

Here's my sob story (https://bitcointalk.org/index.php?topic=300488.0) - I n00bed it up and sent a guy 2k worth of bitcoins. He played me so freakin bad and I feel like an a-hole.

What timeframe are we looking at to be paid back?
One month, that's all I need it for. I just need to get settle down and back in the swing of things. I'll pay back 5btc a week. It's very possible I can get this paid back sooner if I take up another job or overtime.

What do you do for work - Can you pay this back?
Paying back is no issue. I work as in IT Director and make around 60k/yr. I have around $500 in bill each month. So I usually have $1000 in "spending money".

Do you own anything else or collateral?
I have a 2002 Jeep Grand Cherokee that is fully paid off. If for some ungodly known reason I can't pay 20btc in a month

What else didn't you say in the forum?
I made a deal with a friend that has a lot of btc coming in. Like around 5k per week. He wants me to exchange for btc. Sooo ... this was my first deal. I messed it up. Now if I can't get it paid back he'll probably freak out and god knows what, but worst of all I'm not going to work with him anymore.

If I loan to you - Will you convert the cash to coins through me?
Sure I don't see why not. I was already promised 8k Friday (yes tomorrow). So I can get you 8k cash if you are in the area.

Honestly, I know there will be A LOT more questions and flaming. I have no issues connecting via phone if needed, but the fact is that I'm looking for the loan so I can continuously keep up with this bitcoin business.

I'm an honest guy. A good guy. And I just want this work. - So please stake me if you are looking out for the "good guys" or you just want to make some money.

I'm offering around 14% interest that I can GUARANTEE you'll get paid back. Plus I can offer a good source of cash flow (bitcoins to cash) if you are looking to go that route yourself.

Thanks for looking - Please PM me anytime day or night. Thanks.

Sorry for the bad luck. Unless you sign over the title to the lender or place in escrow, it's not collateral. Do you offer anything else that would be easy to resell and cheap to send to the lender?

So you wanted to buy 34 btc in the next 12 hours.

Got scammed. (snif)

And want 17 btc now. ::)


Oh I forgot: you make 60k a year.
Seems legit.

Activity: 10
Posts: 12
Trust: 0
No collateral

FORGET IT.

Yes, if you are legit, go to a back, and with such a high interest rate, and collateral (60 k a year), you will get funded immediately.

obvious scam is obvious
http://twilight.ponychan.net/chan/files/src/134395935409.jpg

It's very possible I might do this, but doesn't this mean they would own the car?



Not sure if you are saying 60k is a little or a lot? Or just taking shots ..


No problem, I understand, thank you for your time.



This could very well happen, but in the next year I plan on opening a mortage. So I would really like to NOT mess with my credit rating in that regard.


Sorry you feel that way :\


Listen guys, like I said, I'm not a scammer. I will talk to anybody on the phone. Connect with you on my social networks where I am very active. Give you my ID with my home address on it. I really don't have anything to hide.

You need a captain obvious :(

If it's paid off, try to get a loan on the vehicle. They will hold the title until paid off.

Get a logbook loan on your car.

It's very possible I might do this, but doesn't this mean they would own the car?



Not sure if you are saying 60k is a little or a lot? Or just taking shots ..


No problem, I understand, thank you for your time.



This could very well happen, but in the next year I plan on opening a mortage. So I would really like to NOT mess with my credit rating in that regard.


Sorry you feel that way :\


Ahhh ... man I gotcha. I'm gettin tore up in this piece :\


Pretty sure you are referring to a title loan .. Dude, those interest rate are killer. NOt saying it won't come to that for me .. but they are KILLER! Not to mention there's hidden fees I'm sure that I don't want to mess with :\


No clue what that is -- but if it's a title loan I REALLY do not want to mess with that :\

Listen guys, like I said, I'm not a scammer. I will talk to anybody on the phone. Connect with you on my social networks where I am very active. Give you my ID with my home address on it. I really don't have anything to hide.

The problem is, what can we really do if you don't repay all we have is your ID and we obviously can't get you to pay and any legal ways would cost way more than the amount you owe.

If you really do have a job just get a title loan on your car if you have 1K spare every month.

Okay so if its an emergency then lets see the following next quotes.


So clearly your contradicting yourself, your stating you will get *shot, or your kids can't eat. If its an EMERGENCY. Then go take a loan
from the bank, and now you say I don't want to mess with my credit rating in that regard, so clearly its not an emergency.

Take your pick is it an emergency or not?

Obviously we aren't stupid enough to fall for your scam and lose 17.5 BTC.


Hmm, you don't want to mess with your credit rating. So it means you know for a fact you will not pay your bank loan back?
And thus that will destroy your credit rating? So you rather take a loan on the fourm and then default on it and run away.
Thus saving your credit rating, and not messing with it?

I like how in this thread (https://bitcointalk.org/index.php?topic=300488.0) you're asking to buy BTC and you were paying by bank deposit and that you need it "within the next 12 hrs" but right after you posted it, you logged out for 6 hrs. Plus you posted it at around 7pm in the evening when the banks are closed and wouldn't be open til the next morning. I smell a SCAMMER.

Edit: I can't say for sure, but the OP may have actually been scammed. I say just file a claim with MoneyPak to get your money back.

Please post the TxID so we can do some digging and figure out where your Bitcoins went and to help identify the culprit.

It's something I'm considering now. Never thought I would have to get one. It's honestly a bit of fear between the paperwork, fees, and lien that its stressful. Just something I would rather not do.

I saw reaching out here as a good option. Figured I could give a good outlet for somebody to make money and possibly a consistant flow of btc.

I mean, I guess that's what I'm asking -- Is there any legal way you can get me to pay. If I have to sign paperwork or something. I'm more than down to do that

----


I get it, it sounds weird .. there a bank that offers money. And I'm not going to it. Everytime you open up a loan it does a lot.

This was not only a thread asking for a loan, but also:
- Looking for a lending that could give a stressfree loan looking to make 3.5 btc
- Looking for somebody that was looking to convert at least 5k into cash per week

-----


Whoa whoa whoa .. Lets not go start throwin' out the 'S-Word'. Feelings get hurt that way.

But seriously, I'm not, I do realize I'm asking for a considerable chunk of btc. I understand that, I get it, but I'm also offering an opportunity to get somebody money. 3.5btc in a month and hopefully 5k (converted to btc) per week

I offered the bank deposit because I posted it at night. So when I woke up in the morning I would have somebody interested. So in theory I could roll up to the bank before work and make the deposit.

Like I said, I'll talk to somebody on the phone if it would build my rep. I'll send personal information to the right person. And connect with them on  my social networks.

Fact is, I don't have the money, I just don't. That's why I'm looking for a loan. So the answers are going to be semi-templated for everything such as why don't I

"Go to the bank for a loan"
"Go for a cash advance"
"Go for a title loan"
"Ask a friend"

Dealing with all this involves: time, paperwork, and stress. I was looking for a different avenue here. I was. I get it if you don't want to invest, but please don't call me a scammer without some cold hard facts -- I'm looking to reach out and talk to somebody 1-on-1. I'm doing everything I can here.

I sent him 2k GDMP's (500*4). I don't believe there's any TxID's that you speak of.

I'm more than willing to GIVE YOU the moneypak Id's, but I don't think it would be best to post them in a public forum.

I can also supply you with the pictures and receipts of the moneypaks. Once again, I don't want to post this in a public forum, but I'm more than willing to send this to a select group of people.

Simple.  Call Green Dot and tell them someone stole the moneypaks from you.  They will give you the money back.

Already address it, I told them that I gave the GDMP to somebody to pay. That doesn't fall under the ToC. You pretty much need to have the number stolen from you without ever giving it to somebody.

Unfortunately it does not work like a credit card transaction. You just can't say

"I never got it"

In the OP you said you sent him 2K worth of Bitcoins ???

Quoting just in case.

No no, I apologize for that. It was all GDMP.

Like say, I have the GDMP #'s and I have the pictures, and I have the receipts. So if anybody wants there ... Just ask.


lol what?

I'm not being horrible or anything but if you really need the money you should go about a different route because you are wasting your time this site gets hundreds of loan requests with no collateral daily and no one ever gets them so if you are desperate try find a alt route to get the cash.

So... 60k a year is about 5k a month, right?

You claim to have 500$ monthly bills, which, considering you have several kids, seems pretty lowish.

That leaves you with 4500$.

You also claim you're left with 1000$ to play with.


Which probably means your banker steals ~3500$ from you every month? ???

You also state you are broke, when you only got scammed for 2 months worth of play cash.

I am convinced you are a scammer (and you don't have any child).

I clear a little less than 800. So now we are talking 3600 a month.

3600
- 500 bills
- 400 groceries
- 250 gas
- 250 on dinners/entertainment

Ballpark, but you get the idea. Adds up quick between taxes and whatnot



Taxes are a bitch man .. It's not 3500, but it is a little less than 400 a week.


Honestly I have no clue what I need to do to convince the thread I'm not. Geez.

Tell us how the loan is GUARANTEED.

I'm just the guy asking.

I'm basing the "guarantee" off the extra money I make in a month. So I'm able to use that money towards the loan.

I also did offer the title on my jeep. I'm a little nervous for that, but if somebody can walk me through how to do that. I'd be down.

If there anything better I'm missing. Feel free to put it out there.

I'm going to the lenders here. If there's anything you need to hear or see from me. I'm game.

Not sure I understand how you go from 5k to 3.6k.

     3600
    - 500 (bills)
    - 400 (groceries)
    - 250 (gas)
    - 250 (things you don't do when you're broke)
    - 500 (taxes)
    ============
       1700
    -  Whatnot
    ============
       1000

You probably might wanna dig into that 700$ whatnot thing (and also about why your 60k/year only yeild monthly 3600, before taxes  ???)

And still, this is just money you are playing with.
Just don't play for 2 months, and you're back on track. Right ?

Your word is not a guarantee, and your jeep is not worth enough.  :-\

Are you proposing borrowing Bitcoins or cash? There is a difference, after all...

Scenario 1) You borrow 17.5 BTC at $135 each and intend to replay $2362.5 upon the due date, regardless of what the price of Bitcoin does (ie, if the price of bitcoin fals, you repay many more BTC than your borrowed, andif the price of BTC spikes, you repay the loan by buying fewer Bitcoins than you received in the first place.

Scenario 2) you borrow 17.5 BTC and intend to reoay the loan by transferring 17.5 BTC back to the lender, without regard for the price (ie; if the USD/BTC exchange rate goes to $270, you would be paying back twice as much on a dollar denominated basis, or if BTC falls to $67.50, you'd be repaying half as much on a dollar basis.

Either is fine, but should be disclosed. If you're seeking something akin to Scenario 1, I would make it clear that you're trying to borrow cash and intend to repay cash, with Bitcoin jut there as the means to transmit value. If you're envisioning the second scenario, one might ask what your plan to repay will look like should Bitcoin double in price during the time the loan sis outstanding.

All I'm saying is it' very possible for me to pay this back and make somebody money. That's what my goal of posting is here was:
- Quick and reputable loan
- Make somebody money


For what it's worth I just did a KBB on it .. It's worth 3500.

So to a dealer wholesaled it would be 1500 (still not 2k, but it depend on the dealer) .. a private party much more.


Good question.

I'm asking to borrow 17.5 btc. I'm never going to cash these out .. They are just send to the current guy I'm looking to pay.

NOW for paying back - I would prefer to pay back in BTC. Keep things simple. If you would prefer me paying you back in cash or maybe half cash and half coins .. I'd be open to that as well.

I understand that from the point in time I borrow the coins to when I'm looking to repay COULD double. So I would have to buy them at possibly double the value -- that would indeed suck, but keep in mind I'm planning on paying 5btc per week.

Example (and planned payment dates):
September 27 (tomorrow) - 5btc
October 4 - 5 btc
October 11 - 5 btc
October 18 - 5 btc

Make sense?

And yes, by tomorrow I technically only need 15 btc if I purchase 5 tomorrow.

Your best bet is to get a loan on your Jeep. Easier, quicker and safer for everyone involved.

I'm willing to bet someone 2 BTC that this loan will not be fulfilled without full collateral.

If it does I want full tx ID's and a signed messaged to prove.

I understand what you're saying, but there is a lot of fees and everything involved with it. Not to mention the time and stress. And they ship away your title and I think you have to pay extra to get it back.

The 2.5btc interest I'm paying here is looking better for me personally. I'm not saying it's in anyway beneficial to the possible lenders, but that's up to them.

I'm just putting it out there. A "Shot in the dark" if you will.

Thanks for chiming in though -- It's very possible I may do that.

Come'on man .. Side bets in another thread!

lol .. I'm just playing around. Anything that keeps this thread active I'm a fan of .. Keeps my hopes alive anyway :\

You'll be paying a lot more the way you are proposing.

There is your solution - get a car title loan.

Drive to bank or other institution.
See loan officer.
Get approved or not.
Approved, they hold your title, you keep possession of Jeep.
Disapproved: You= :(
Loan paid off, you get title back and a nice boost on your credit score. I have never been charged to get a title released.
30 minute ordeal from the time you see the loan officer.
Faster and easier than trying to get a BTC loan.

Trying to avoid that as much as possible :\

---


Also trying to avoid this as much as possible


Listen guys, I really appreciate the response and your opinions right now. I am trying to avoid banks, lending corps, etc. I will look into and see if there's anything I can do.

If anybody has a good bank "any credit" feel free to post or PM here and I'll give it a stab, but it's just something I really didn't want to mess with :\

Then you need to CALL THE POLICE and report this as a robbery.  Have you already done that?  Do you have a police report number?

If you give a police report number to Green Dot they will refund you 100% of the time no matter what.  

So you don't want to deal with banks because they can affect your credit rating should you default?  Are you planning to default?

Anyway - car title loan is your answer.  You won't get a loan here.  Good luck. 

Also why have you not left a negative trust rating for Rayen if he stole 2K from you?

https://bitcointalk.org/index.php?action=profile;u=109370

Why have you not started a scammer thread for him?  Would you like someone to contact him for you and try and resolve this?

No.
You're saying you're broke.
You're saying you need this to feed your kids.

This does not add up.

Plus you're now talking about a rep loan.
Welcome to the red Kouye list!

Lack of knowledge.

Just gave him negative feedback .. for what it's worth ..

Thanks for the easy link to the profile. Made it easy.

Ouch - The Red Kouye List sound like a dark and dirty place to be.

lol j/k .. sorry things couldn't work out between me and you.

Onto the next one ..

Are you looking for a loan just to pay off another loan?

Taking money from Peter to pay Paul is never a good philosophy. Financially it doesn't even make sense for you as you have to pay your lender a higher interest.

As much as I want to believe this story, there are a few red flags here I can't overlook.

Greendot literally just gave me a call back (voice mail). I called them back and was told I couldn't be refunded.

I would file a police report, but what they hell am I going to give them .. our conversation on Google Hangout and bitcoin talk? Sounds weird ..



Thank you for your response. I will keep trying. If I can't get one I will hit up the bank for a last resort.

It's not because I don't want to default. It's just because I don't want more paper work involved. Just don't like the idea of it. Then what, I get $2000 and get scammed again when buying coins .. Just trying to cut out a middle man .. or middle business in this case.

I'm questioning the fact that if you even got scammed, some proof that you got scammed would be nice.

Just checked "RKL" on google to see if I could copyright this.
Didn't know this band, will listen to it, cheers! ;D

Good question.

In this case I'm taking a loan from Peter to pay Paul if Paul were a business (Paul, LLC) and a possible source of good income for me.

I referenced earlier in the thread where I have a guy that needs to convert cash to coins in bulk. So if I'm unable to convert these then I no longer get the business.

Got me?

It's semi-hard to do this, but I'm open to give any information. I'll even give the google hangout convo if needed. Here's what I have
- Rayen isn't responding
- The greendot cards no longer work. They say "$0 balance"
- I filed a report with greendot they they they've already been used
- I offered to take pictures of the moneypaks and reciepts
- I offered to mail the physical moneypaks and receipts if needed

Honestly don't really know what I can do? Supposibly Rayen's answer to other is that:

"The moneypaks were already used"

I mean, I have him in the chat that says he used 4 out of 6 of them.

I'll just throw one last question before letting this thread die
.
Do you really think an IT director who's regularly trading several $ worth of bitcoin would trade with a guy who generated such a post history ? ;)

https://bitcointalk.org/index.php?action=profile;u=109370;sa=showPosts

I have made up my mind, I am calling BS.

Yeah, it was dumb. Geez. I get it.

Seriously !?! What. The. Fuck.

Damned if I respond. Damned if I don't.

I have offered to give any sort of information to anybody in the thread. Anything, and I'm still getting denied.

Hard up in here for a n00b.

Whatever I can give or whatever I can say just let me know -- I'm an open book here. Just trying to get somewhere with this ..

You can give all the information you want, but if/when you default on the loan what can the lender really do.... start legal action that will cost more than what you owe them...

https://i.imgur.com/cpCEOVD.jpg
https://i.imgur.com/nl1CRH4.jpg


Hmmm.  Can i get an IP check?

Makes sense. I'm actually on the phone with Greendot now. Says they can recover one of the moneypaks. Just one though ... Better than nothin :\

Let me guess! You just need 10BTC, now?

Damn, couldn't resist. :-X

Come on man, gotta get a little more clever than that!

I would still need the requested amount .. takes 9-12 business days for them to send the check they said.

Well, I wouldn't want to loan anyone with such lack of knowledge, eh?

You keep on repeating "guarantee repayment"
Which makes me laugh.  There are no guarantees in life.  What if you die all of a sudden (yay!)?  Someone else will pay back this loan? 
Why not just wait for this check then?  You're too impatient.

Eh, I'm to worn out to keep debating. Maybe I'll be back tomorrow.

Members of this forum will tear you up and beat you down. Geez.

Guaranteed payment was based off the fact that I do have extra money coming in and I'm not capped out every week. Also, based off the fact I said I would sign over the title of my Jeep if needed.

But yeah, no more bitcointalk for the next couple hours for this guy ...

Look, it's very clear, no need for 5 pages.

If you got scammed, you go to the police. Investigators have ways to figure it out that you can't imagine.

Second, if you want a loan, you need to put collateral on an escrow. No way around this.

I do not understand and believe his story.
Even if he got scammed, why would he needs a loan???

I too am not sold. No one is going to lend you that kind of money. You cant just come onto a forum from nowhere, ask for a ~ $2500 loan and just expect great things. A little research would show that there have been COUNTLESS frauds, scams, hackers, extortionists in the last month alone here.

You make 60k a year which is awesome, but for a family man (assuming kidS = 2 or more) not so much (I suppose depending on where you live)

5btc a week is a pretty hefty promise considering that's almost $700. And for you to offer to pay +$300 in interest no problem makes you seem desperate, how can such a desperate man who needs $ to feed the family afford $700 a week, EXTRA?

Listen bud, I was hacked about 10 days ago for 10btc, I make way less than you. It would of been real dumb for someone to of spent necessary funds on GDMP for btc.

If you were really scammed, I feel you. Its terrible, get over it and learn from it. Good luck on getting back on your two feet!

And with this post, I would call this thread dead.
Greatjob Jenger

Ah, I'll jump back into the mix here.

Yes, I do understand that there are scammers .. hackers .. and god knowns what else out in this ugly world that we live in.

I'm not going to the police because it's pointless .. even if they do catch they guy they aren't going to be able to recover the funds. I mentioned that I did already call greendot and they were able to recover one moneypak. So I consider myself lucky on that one.

Here's why I need the loan -- I was starting a business. I have a guy that needs his cash converted into coins. This will be a weekly thing and there's money for me to be made. Since I fucked up the first transaction I have no credibility with him anymore.

With all do respect, I don't think 5 btc / wk is that much.

If you've been reading the forum you know that I no longer need the full 17.5. I just need ~7.5 btc. So you divide that by 4 weeks and it's less than 2btc/wk. Feel me?

The reason I need the loan is to pay somebody else back. The orignally money wasn't mine. That's the big deal.

Like I said, I'll provide the "proof" if you really need is (ref #'s, moneypak numbers, original reciepts), but I don't think that would help an investor that much. Now what I can offer that most won't is my phone number so we can talk, my personal social media channels so you can see I'm a "real person", shoot I'll even do a skype or google hangout with you if you really want.

So .. no .. I'm not a scammer .. and yes, the story is 100% legit.

Thread = Still Alive.

Oooh, look! Another red flag! :D

Already covered this. -- git paid yesterday (got 500 btc) and greendot is sending me 500. No red flags ... Just Kouye's ..

If you really wanna prove me wrong pick up the phone and give me a call. I'm more than willing to chat it out.

If you got paid 500btc, then you dont need a fucking loan anymore, also you should provide proof of that transaction by showing us the transaction id. Perhaps you meant $500 worth of btc, if so, SHOW US THE PROOF

Your thread is dead.

$500 worth obv .. geez no need to go on a tangent there.

Yes I have proof .. my paycheck. Would you like me to post my paycheck here on a public forum along with my SSN?

Dude I'm not trying to hide anything. I got scammed with my friends money .. what more do ya want me to say? Christ.

Collateral. The rest is irrelevant.

Borrow from your friend then.
Problem solved.

Already did that and lost it in the scam. Highly doubt he's doing that.

You should have come up with a different excuse then. Lenders here will never dole out loans to cover a scam loss.

Good point.

Quite honestly, I am a little tired of dealing with this. For now I'm going to lock up the thread.

Thanks everybody for their time.

http://pinkie.ponychan.net/chan/files/src/137723294757.jpg
Failure to lock thread confirmed.

Also, "Would you like me to post my paycheck here on a public forum along with my SSN?" Censor out the sensitive parts. DURR

Locked.