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Bookmakers have agreed to an industry wide ban on credit cards apparently they are a part of an updated code of safe gambling practices introduced by IBA. Therefore if you do live in Ireland then you have to take care of these things. It will be both applicable in online and offline shops.

Also not just that they have a whistle to whistle advertising ban being introduced.

These might be a very good fit for the safer gambling regulations which is going to be there soon enough in Ireland.

 Source :  https://www.gamblinginsider.com/news/12963/credit-card-and-whistle-to-whistle-bans-introduced-in-ireland (https://www.gamblinginsider.com/news/12963/credit-card-and-whistle-to-whistle-bans-introduced-in-ireland)

So finally Irish people have fallen for the same social taboo against gambling that less progressive societies face. Unfortunate! But I do support the ban on credit card gambling. It's not wise to gamble using borrowed money as the chance of getting into serious debt trap increases manifold. But what's with the advertising ban!! Gamblers would anyway know where to gamble. In the era of internet, advertising ban makes no sense.

If the gambling houses can't advertise on television, they would turn to social media marketing which can have even severe impact on new gamblers. Seriously, advertising ban doesn't nake sense!

Well apparently the association for the safer gambling regulation in Ireland have established that the credit card system might be causing a lot of problems for the people involved in gambling and that they might use it a lot and fall into debts, etc..

Therefore they have decided to ban it in both online and offline places.


Advertising ban might be a good thing in some places but at the end of the day, these things might mean that they have to look for other things to advertise in and at the same time, they might have to use billboards etc.. but at the same time there are many other things that still gets to have a place to advertise in tv but gambling is actually smaller than that.

Worthless proposition from worthless authorities. Gamblers won't stop gambling and going into debt because credit cards and advertisements are going to be censored. There are another ways to acquire credit to gamble and I would say they are much more dangerous if compared to credit cards... Or maybe these gamblers can just move to another country to play without any problems.

If the people who introduced this ban were really worried about gamblers, they would firstly worry about the mental health of the players and help them with that. That is the root of the problem.

Totally agree but to be fair, they're really not deterring gambling here, remember that the gambling industry in almost any country is a big cash cow for the government so they sort of do the illusion and try to make it look like they're doing something, why are you mad? That's expected when it comes to how the government acts.

I agree with the measure.
Betting on gambling with borrowed money is a very big risk for any addict.
If an out-of-control player starts betting more and more in order to recoup the game's losses, he will reach a point where he will have no credit limit on his card or a huge debt to pay.

Not only for gambling, but I think that any service or product that is harmful to people's health or economy should only be paid for in cash or in debit.

okay maybe this sounds good enough to do at least this can suppress gambling in ireland (in their opinion) but if you look further it's actually quite impulsive in the sense that there are indeed positive sides but also negative sides like for example with the ban on this ad does not mean that gamblers there do not know which gambling place because this is prohibited in advertisements (eg tv advertisements) does'nt mean that advertisements cannot be done, they (gambling places) will advertise in other places for example on social media or on online platforms other.
and this I don't think this ban will have a significant impact on the Irish community and it will still do the same in gambling.

If something is really been used much or excessively then it would really be ending up on a disaster but specifically talking about credit cards then i do really see this action
is really just right or relevant. They should prohibit out when its used on gambling purposes but not on the sense on restricting it out on other services.
So im really up or agree with this kind of bans which it is really mainly for the good of those credit card holders which are gamblers.

It's a very sensible idea that is used in a lot of countries now a days, nothing unusual about it at all. If people want to gamble with their own money then all power to them, however they should not be allowed to gamble on credit and dig themselves into a potentially very big hole. Any responsible government should back this idea, because it is ultimately the wider society that will suffer because this leads to a person with deep despair in life. It is also better for gambling companies who want long term customers and not irresponsible whales who pop pretty quick. It is the credit card companies that inevitably pick up the bill when these people go bankrupt and it doesn't seem right for casinos to walk away with all the money and no consequences.

This overpass that it's an illusion made by a governamental authority to look interested in the people habits/health; For sure, the one who propposed to censor credit cards and advertisements knows that it's a dumb solution, but didn't he know how this will infect the global economy of the country? Irish authorities should also take into consideration the status of the advertisements companies and debit-cards services providers. Gambling is a big industry and not just a funny hobby that may cause healthy problem ( i believe that addiction is a desease and should be treated by doctors not by politiciens) .
I totally agree with the opinion of uneng .  

I think that measures like these are a bit of a dictatorship, people have the right to do what they want with their money and there's something I didn't see in the article:

- in the article they do not say how many people are in the gambling who use credit cards and who had problems spending more than they should.

without this statistics, how does the government make this type of decision? or is there such a statistic?

If they are banning credit cards, what about debit or prepaid cards? They have also not mentioned anything about payment processors and how the ban will affect the use of those. A workaround (unless patched) could be to upload money into Skrill, Neteller, PayPal, or some of the other instant payment processors and then send those funds to a casino/sportsbook.

Technically in most cases, debit cards should have an active balance funded by cardholders before can be accepted. Unlike in credit cards where people freely can pay anything as long as within their card limits and just pay it later on. Because of the convenience part of using credit cards, gamblers can deposit right away to start gambling.

Banning credit card purchases might be one of the best solutions to minimize gambling activities however there are no sources or statistics showing most gamblers are really using mostly their credit cards for in-game credits. And in general, gamblers do have lots of ways on their mind just to make it possible to gamble beyond their limitations.

There are lots of ways actually or methods for someone who do really need to gamble out and if they do directly ban out credit cards then they can use up another service or payment processors

which basically means that this is somewhat a pointless kind of ban since it can still be bypassed for those people who do really love to gamble but at least its a good initiative and they do

show off some concern about gambling addiction and credit card usage on gambling isnt really something worth of.

Debit cards meaning you are spending your own money and not borrowing just to gamble, so technically it should be accepted and maybe this new rule is meant to prevent those spenders using credit card, and maybe the rate of unpaid cards are high especially on those gambling activities. Offline transactions should not be limited as long as its not about gambling.

Through the credit cards people might've taken beyond the credit limit for the gambling purpose. Probably the government might've taken a survey and understood about the increase in the usage of credit cards on gambling. When the user isn't able to pay the amount, it keeps adding the amount with penalty and interest. The initiative taken by the government is good to stop such gamblers. If they use debit cards they play with their earnings and there won't be issues as the credit cards.

I don't really get the brain behind the banning of credit card which could affect the aim of human right of freedom  to engage in legal activities. For the government to ban the use of credit card for a particular period of time has a reason, maybe to reduce the rate at which gamblers and other illegal activities are being carried out with the use of credit cards. I jowp this is only limited to a particular period of time and would not be extended if it is violated.

This will drive up crypto adoption imo. Just because people can't use their credit cards doesn't mean that they will stop gambling. They will find something else. It will be either their debit cards or their crypto balance. Since it is a child's play to buy/sell crypto now they will probably avoid the headache of using banks again and use crypto instead. That's the most logical way to approach this ban.

No idea why such protection is applied for Irish gamblers but gambling addiction can lead to a full credit limit. Not all gamblers are able to control themselves, sometimes government has to intervene for restricting their access and busting the bank account balance. Maybe it is time for Irish gamblers to use the crypto casinos.. The gambling limits should be there no matter how government suggests you to play, it is your own money at the end of day. Specific requests and limiting the access to gambling platforms sounds better than decreasing the limit or even ban.

I cant say that they wont able to repay those but in most cases they would really be experiencing some problems if spending would really be that excessively high or already on the roof.
Getting credit card isnt something that an ordinary or low earner could easily get which knowing banks which are really that keen on selecting those people or clients that would be granted
there might be some limits but it would neither be big or small depending on someones capacity. Banning credit card is a good move but not totally a solution for addiction problems.

This is strange to me. Horse and greyhound racing have to be two of the hardest sports to gamble consistently. Also probably two of the biggest money losers for gamblers. If the goal were to protect gamblers from losses, I would expect horse and greyhound racing to be at the top of an advertising ban. Many things do not make sense about this latest "war on gambling" which state authorities have taken upon themselves to pursue. For whatever reason?

I hope credit card bans here push crypto mass adoption in ireland. Perhaps the irish can find value in NFTs, DEFI and blockchain gaming.

With all the problems the world has at the moment, it seems strange that anti gambling measures would be so highly prioritized.

wow... are they really going to ban Bookmakers credit cards in Ireland!!?
I am sorry to ask, but... why would they do this!??
I don't see any logic in this attitude  ??? :-\

They really came up to the point of banning credit cards. I don't know how it can affect the gambling activities of most people. Gamblers have lots of options even without the use of credit cards.

The ban is already take effect right? Let's see if it will reach or be able to fulfill the purpose for the next following weeks or months.

They said about terms of player protection measures in the article.
Well, Could this be related to the previous gambling activity where many gamblers use credit cards excessively and there are various complaints?
If there have been several bad impacts of the use of credit cards in gambling previously, it makes sense. It may be to protect the gamblers in order to be more and more enough to manage the loss and money management.
However, actually, gambling can be done by another type of payment. It may be still going well, but of course, it may be limited when some people must have cash or money when they want to get gambling. 

That's very strict in my opinion, nevertheless, the government has the total power to control everything so gamblers in Ireland can't do anything about it. But gamblers will be gamblers, this is just one step, but they will always find a way to bet on any sports regardless of this credit card bans. So I don't think they can really curb upon gambling in their country, on the contrary it might get worst as those gamblers will find a way to continue their activity or worse their addiction through loan sharks.

Gamblers will always find a way how to bet on their sports. This is just one way to limit their credit card usage. Maybe, the government is also receiving complaints from these credit card providers so they take action where they have control over with. But I do agree that these regular gamblers, they can go beyond their means if they need to just to gamble.

They just make things complicated. They can just ask the gambling site operators to remove credit card purchases on their payment method option. Why ban is still the term used there.

I read in the article that it's for safer gambling but even with no credit card used, I don't see how it will reduce the gambling usage of people.

As mentioned in the article too, "The credit card ban will be in place both online and in shops" then what's the use of credit card ban payments if cash payments are still active and accepted at their physical shops. I know they want to save people from taking loans but there's a better idea to solve it.

Limitations can make gamblers be desperate more. The lesser the options, the more these gamblers can find a way. I admire the Ireland country is doing good and maybe we can expect more policies regarding safe gambling. There are also only a few gambling providers that will involve in the credit card banning and other operators can still use it as their payment method.

The purpose is good but it's just a band-aid solution.

Unless the authorities get a wind of this, pretty sure that crypto might get regulated too but I think it's going to take some time before that happens so there's a possibility that we're going to see it go up and then slumped down when it gets regulated plus it's not really going to stop the gamblers in the country because it's band aid solution in my opinion.

I think I agree with this new policy introduced in Ireland. This will protect people from getting drowned into gambling. It is all right to gamble of course. But it has to be made sure gambling will remain as a past time activity and gambling expenses kept at a minimum. Gambling using credit is not a wise thing. Money spent for gambling should be the excess or the extra savings. Credit card gambling is like borrowing money for the sake of wasting it over gambling.

Although at first sight it may seem a correct measure, since no one should gamble with money they do not have and go into debt to do so, it is a useless measure.


I guess you're thinking of them ending up borrowing money from a private lender, mobster or something. But even today there are much easier alternatives. You can get instant loans for example. Then you deposit in the casino with a debit card the money you have borrowed. In other words, the ban will be of little use.

they knew to themselves that what they are doing is not enough but they didnt increase the restriction . that only shows that they have a care  left to the gamblers of thier country .


if theres no measures like this gambling will not survived but it will be hated or cursed because many people will become addicted and destroy ther lives  .
increased in standards makes gambling more profesional or appealing

That's not gonna stop gamblers, they can just use fiat for gambling plus it's not like they banned the use of ATMs in the country so there's still a way, this is just the government doing something just to say that they're doing something. Also, you don't say that kind of BS with money used by this people for gambling, they know that it can be used for savings but they don't want to, what part of gambler that you don't understand?

reading the source has been given above you , it would be a big help reading it instead of asking here ..

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I know Ireland for being strict in rules and laws but this will surely bring down gambling industry in their country because credit cards are part of financial support of each individual so even if use in gambling it is their problem .

That's also possible what what other choice these people have now other than using crypto? If they regulate crypto then these people still won't stop playing magically. They will find a local casino this time. I never saw a gambling addict that stopped playing because it was illegal to play. They always find a way.

So how would they be allowed to deposit then? Just cash? This new thing I heard is this whistle to whistle thing. I had to look it up. So it just means from start to finish of games. I think that is great in a way but then I would miss out on big bets if I was watching in the UK. I love seeing the Irish bet ads sometimes they are just funny:)

Yes, it is. I think that is part of the concern of their government to prevent the addiction that can happen to their people so they use new policy for their people. People should realize that when gambling, they should use free money and not use more money by deposit to the casino. Gambling using credit or debit cards can give bigger risk to the people as they can easily deposit more money. But I think no matter how strict the policy or have a new policy will not work if their people do not realize how dangerous gambling is for them.

Yes, most probably it's going to be cash money for gambling. No more credits are you will sink deep in your knees and it's going to be hard to pay your gambling debts. And maybe this is what the government of Ireland is trying to do. Protect them from incurring charges from the banks itself because most likely this gamblers can't pay on time.

Personally I think it's a well justified move.

Usually when people are funding their gambling with debt nothing good comes as a result. I'm sure that there were regulatory pressures from the government to undertake this as well given that it is industry standard in other parts of the world.

One step closer to player empowerment, although I think that credit card agencies should also take a proactive role in banning their users from using credit cards on gambling sites.

Actually not only ireland banned the use of credit cards for gambling, but the UK in 2020 also implemented the ban on credit card users, the increase in online and offline gambling in the UK triggered the British government to make the ban and maybe this is what is now also triggers the Irish government to do the same thing as the British government did, in my opinion, the use of credit cards in gambling will certainly make the user' finances become problematic, so that later the burden of billing by credit cards can worsen the financial situation of gamblers and will certainly have a worse impact on them.

Credit cards are banned from gambling in Ireland, there will be alternative methods the government imposed the ban after most people using credit cards were found to be problem players the prohibition will apply to all types of online and offline gambling except lottery. Gambling can be a significant financial loss when using a credit card the risk of loss should be reduced with money that players do not have. Banning credit cards online could increase the number of offline gamblers.

Ireland is developed country and they will never act stupid just to hinder people from gambling , Credit card is one of the most used mode of payments in their country so why would banned this using in gambling?
this might be a propaganda but won't succeed because gamblers nationwide will oppose this and may become a big issue if pushed by the government.
That's it , it will never be into reality because of the basic issue like depositing .

The gamblers will figure out how they can still play gambling using the other methods if the government bans credit or debit cards from depositing the money in the casino.
If the gamblers know much about crypto, that can help them play gambling without their government knowing, but the addiction problem can increase because of using the crypto.
As long as people know how to treat gambling, it does not matter if their government uses a credit card ban, people will have a chance to prevent the addiction.
But hopefully, people can become wise using their credit or debit card and not use it for something they do not really need.

Nope, I don't think so, I mean look at Muslim dominated states, they have a lottery there even though it's strict but they still have a flourishing gambling industry there. Also, it's not really effective for gamblers that have ways to make some money no matter what.

Although its not a permanent solution made by government but at least government do something to minimize the addiction of their citizen thru gambling and taking out the credit card option will make people stop betting once there fiat already drained. For sure this will create a slow effect to the gambling community and little by little the number of addicted players will decrease by this action made by Ireland government.

It wouldn't surely stop gamblers from gambling because they will always find ways to play or bet. Even in most counties that restrict gambling can't completely control their people about it. However, it will still decrease the number of gamblers especially those who are just depending on their credit cards. If it could completely eliminate the increasing number of gamblers in their country in the future, I guess that's the best time to follow that strategy.

are you sure on the data about this on smoking?
raising taxes will probably reduce the number over time, I'd expect at least 12-24 months of data to see its effects.
would be really curious to know that

for gambling, this measures may even help with crypto adoption too

I know that an advertising ban could look bad for the industry but believe me it is probably going to be the best thing that it is ever going to happen to them, it is known that the tobacco industry spent a lot of money in advertising and when it was forbidden for them to advertise on television a lot of people thought that this could spell doom for the industry, but instead what happened is that people were still buying their products and now they did not needed to pay those huge costs of advertising, making them even more profitable.

Banning of credit cards for gambling activities will increase the crypto gambling for sure, anyone remembers when people actually started recognizing bitcoin when the government banned the payment processors for WikiLeaks website donations that is when the first bump for the bitcoin happened.

I didn't know that it was the cause for the pump but yeah I've heard of that time when they change their donations, I frequent in WikiLeaks to read some of those classified documents that was leaked by the whistleblowers. Also, this ban won't change a thing on the status of gambling in Ireland because the people will use crypto as an alternative.

I agree. When there are restrictions for traditional things then modern things will find a boom. In my opinion, banning anything related to gambling will not serve the actual purposes as gamblers will find another method to simply continue their actual routines.

This is what exactly happens everywhere. Even gambling houses itself tried for lots of restrictions to keep gamblers safer but nothing worked as VPN/alternate accounts kind of things easily bypassed such restrictions. So, these credit card banning may not last forever as gambling houses may not find any fall in their revenues.

I don't think ban on credit card would drive crypto adoption since they still have debit cards and fiat on land casinos. Sure, if they also banned debit cards, then people don't have a choice other than crypto. I believe the idea is to forbid playing with the money that you don't have (aka borrowing money for gambling). I'm 70% supporting this policy, 30% against because people should be free to choose even if it means destroying their own life.

Not totally, but somehow it would help a bit (crypto adoption for payment in gambling) or maybe greater effect than we could imagine.

While banning debit cards will be good impact for crypto, but Ireland may ban crypto in the future for the same reason but that is a different story.

People who do problem gambling, borrow money from savings accounts, credit cards, and after burning that they borrow from near relatives. After losing a huge amount they just try to raise funds by borrowing to place bigger bets than before In the hope that he will overcome the previous loss. If luck helps then it is good, otherwise, these problem gamblers are a threat to family and society. There is no trouble in banning credit cards to protect gamblers in cases of addiction, they can use debit cards in this case.

Or simply there are still some tons of ways for them to play if they wanted to because not only credit cards is the method for you to play.If you could able to borrow on various people or sources
then you could really still play and wont resolved out addiction completely but at least they do make out some step but it wouldnt really be that sufficient.This is a personal kind of problem
where addiction or involving yourself in gambling should really be taken control well so that you wont really be falling into the pit of addiction.
I know that their government does really in concern on citizens situation regarding this but it is something a problem that cant be easily resolved.

Yes, you guessed right, that is what I mean. If the gambler's mind isn't in order it's too dangerous to take loans. He might even start borrowing money from safe sources, like a relative, a bank or something like this, but once the debt keeps rising and he can't figure out how to paid it back, he will keep searching for new sources and at some point only private lenders, mobsters will take the risk of lending money to this person.
Then it's when the situation becomes really dangerous, because these people won't solve a non-paid loan issue through a legal action in a court. They go after the gambler and his family and in worse cases, well, you know what I mean.

^ I fully support it 100%.
This is because that probably their government thinking about their people not becoming problematic when it comes to their financial status and yes, there is a large percentage that gamblers will be burden into huge debt when debit cards are allowed to use in gambling. But it does mean they had no option but at least they had a limit when they only have cash on their hand or in online gambling they use cryptocurrency, less percentage of having debt and avoid using a debit cards.

it's interesting to think the government is interested in protecting people too when this is usually not the case, but yes you are right, gambling can be quite a big social problem and it pays to protect people from it, the credit card ban is just a reflection of other things in society

Doesnt matter if they do block a certain way to gamble because there are still other ways for you to do so and also i dont really see that debts could be lesser because even you do speak

that cryptocurrency could be used then it is still considered spending which isnt really a good idea at all.Just like what others been saying that it is somehow showing some protection
towards their citizens which is a good move.

Credit Card ban may play positive role in this case because it's easy to spend money that's on credit card but it's hard to spend the real cash. Belive it or not, this is reality. People look at credit card balance like just a mathematical numbers and spend them very easily while it's hard for people to spend cash out from their pocket.

Advertisement bans may be good for the future generations. When kids see the advertisements, they are getting interested in gambling. It's easy money after all and that's what kids want and they can't think critically.

But overall, to be fair, I prefer full freedom in this case. Adult means that he/she can make decisions on his/her own, so controlling him like a child in this case isn't necessary.

I've also read that many gamblers who use credit cards but ultimately can't afford to pay...

If a gambler is authorized to use a credit card in a casino then it will be very dangerous for the gambler as well as the credit card party. In this case, the lender will certainly be at a loss if the borrower is unable to pay their loan. One bad habit of gamblers is that it is difficult to pay loans

People from there can simply use their credit cards to buy cryptocurrencies and deposit them to a bookie that's supported in their country. That's just one way and for sure that gamblers there will find several ways to continue what they've been doing.
At least on their government, they're showing that they care for those people that just kept on using their credit cards in gambling. There's two factor that's being done, stopped them from using their credit cards unwisely and controls them to become addicted.

Banks who do offered a credit card on a certain client and later on become a gambler then they would really be considering those losses until it wont really be paid up.

Its true that gambling addicts are ones who cant really easily repay those debts which most likely those amounts would really be losses by those institutions.
So its just right and would be heavily agreed by those banks on banning it.

I think the government of Ireland had the welfare of its citizens in mind upon imposing the credit card ban, however I do not think this is something that the Irish people will appreciate considering the fact that their government is practically disallowing a certain aspect of their spending habit which they had been accustomed to for God knows when. I am confident that there will be alterations and improvements that will be imposed to this law or mandate since it's going to be unfair for banking institutions and most of all for people who aren't even in the gambling scene to be affected by a law that is not even directed towards them. I think the reason why Ireland is banning the use of credit cards mainly for gambling is because of the fact that in gambling you can never assure yourself that you'd be gaining back the money you will borrow from your banking institution, hence causing these hapless gamblers to be in debt because there's no way you can ever pay them back by gambling whatever money you still have. And having this ban on credit cards means less avenue for chronic gamblers to use and/or abuse so in a sense it's not going to help promote crypto gambling at all.

I doubt that the credit card providers are going to complain to the governments because some holders are not paying or can't pay. It's not a lost for them, banks are big, it won't put a dent on their business, on the contrary it's a win-win for them. The only reason why governments are going this far is that they want to control gamblers, or at least not to get them addicted but I don't think it will work in the long run as gamblers will always go and beyond and find another way to continue playing with cold cash.

Banks do always go for revenue or gains that they could get from their clients but if it turns out that they do suffer losses due to unpaid loans or balances then they would heavily agree with this decision.

For other side of things then they might really oppose but this one would turn out to be beneficial on completely stopping gamblers on making unnecessary spendings which do end up for them not to repay
on what they have used.

Also, if banks would oppose or trying to appeal then is there something that they could do once government do make the voice?

No one can stop you if you are really into gambling since there's a lot of options that you can choose from if you really want to  gamble, its just that you can't borrow money from the banks using their credit cards directly for your gambling activities, but there's still away. This is a good move from the Ireland government, many credit card holders are irresponsible they are using their cards beyond their control, which makes them drowning in big debts.

The other way to get around this measure could be by using cryptos. Then I like this kind of regulations against fiat gambling because it benefits to cryptocasinos and cryptosportsbooks at the end, and to crypto adoption more broadly speaking.

The point here is, their government is making some moves to avoid the loss of wealth of their citizens by drowning in this addictive habit and I think they won't consider doing this until they have proven the result. Most likely the statistics told them that most of the people that have huge debt are those often used their credit card for gambling. By removing this feature in their country, they can minimize the damage but it doesn't mean they can totally stop it. But you can say their government is taking care of them and when they still persist in doing so in another way, then that'll be their problem in the future.

Probably had a few too many complaints from people who are trying to charge back their losses.

It's nothing special I think and a matter of time before all other countries follow suit.

Given that credit cards are reversible, it's simply not a good means to conduct wagers that are supposed to be the final regardless of outcome. Besides, credit card issuers shouldn't be allowing people to gamble on borrowed money in the first place.

You can read this story in the wikipedia page of bitcoin itself and next in 2013 the coinbase let bitcoin to grow further, I learned about this in a documentary video a long back itself.And you also got the point banning anything will not completely stop the process or activity the users will find the other ways to do it and since only the credit card companies stop not the government so its also legally right.

Exactly, the restrictions aren't going to do anything to solve the issue of gambling in the country and that these addicts will only find a way as you've already said. Maybe if they deal with the demand then they might be able to reduce the gambling issue but they aim for the supply which doesn't exhaust.

You probably misunderstood what I'm saying. I am not saying this ban will stop gamblers. The ban is not even designed to stop gambling in the first place. Gamblers are still allowed to gamble. What is not allowed is the use of credit card in gambling. So if gamblers would continue to gamble, there is no problem for as long as they won't be using their credit cards.

This is not the government doing something for the sake of having something to do. This is just probably you saying something for the sake of saying something.

You clearly said that this policy will protect the gamblers meaning that they aim to reduce the gambling in the country. Probably a proper sentence structure could have helped me comprehend some parts of it you know so I won't be "saying something for the sake of saying something."

It's a good step and in the right direction because credit cards are quite the fastest way of gambling while other methods may take time and hence a ban on credit cards on gambling helps a lot.

Some people who are speaking against such decisions don't understand how gambling can ruin lives and how addictive it is. I have been there and I have seen people doing mad things for this addiction so I always appreciate such moves. It's not that I am against gambling but there must be ways to ensure that people are not losing more than they should and then chasing the losses, which never ends.

Well that is the basic way of using credit cards mate because person who has this knows that it is His privilege having cards.
this is one good point because at least the government of Ireland is willing to do anything to help their people not becoming addicted .
as this will make their economy down if the addiction spreads more.

The restrictions will work temporarily and after the gambler gets in the way, they will still gambling and have fun again.
The addicted's people to gambling can use many ways to find the other gambling place and if they can not use a credit card, they can easily figure out what they should use.
And if somehow they found crypto as their bet, they will be happy because they can play gambling without tracking from their banks.
When they can engage in crypto, they will see that crypto have many options of the coin to gamble and they can pick one or two coins to fills their needs in gambling.

I think people who reside in Ireland would know for sure if the decision is for their good or not I am not in support of either the gambling companies , the gamblers nor the Ireland government it could be a way of managing the extent to which gambling addiction or helping their citizens manage funds.

You can limit yourself without a credit card ban! I see this as the last measure, but even that will not have effects if someone wishes to gamble!
I don't understand why this is needed, people who want to do something will find a way to do it, more banned options will lead people to search for new options, mostly on the dark side, where chances for them to be scammed are going up!
It's better to educate people, to open workshops where people can learn about negative sides of gambling, a place where people can learn to control themselves... that can make their life better overall, just banning credit cards is almost like nothing... hiding under the table while atomic bomb is going your way! Do you really think that table can save you?

Ah I see,,, do not know why I did not see it earlier. So it is just a problem of gambling on credit, which is one of the worst reasons to borrow money. Then I fully support this actually. Although,,, they should make allowance for debit card since debit is just paying on a balance you own. Credit cards are a big problem even here where I live, people just spending money they actually do not have.

if they will be given a  plebiscite chance then why not they will decide for this right? though surely majority that will vote is gamblers and the non gamblers will oppose but of course the last decision is from the government and depend if whos will Lobby for the answer.
gambling company wills surely do their best and spent millions of dollars just to hinder this because this will cost them a big losses as gamblers that cannot afford to use fiat will need to wait for their monthly paycheck to play again.

Well you have really a point spending the money that you will be paying it later on. well that is really the purpose of credit card since people likes not bring money and using their card and pay it though it is still okay but when you reach your spending limit then thats not good really since you really spend a lot of money which youve reach it. You will really sink into debts and having hard time in paying it.

I clearly said that, yes, so what's the problem? This policy is indeed meant to protect the gamblers. What is this credit card ban for as far as your understanding is concerned?

For god's sake, did you even read the article linked in the OP? Or did you just find any reply here to which you could also make a reply just to make a post?

May I repeat, this policy is meant to protect the gamblers. There is nothing whatsoever in this sentence of mine that is confusing.

now here's the thing
who should be the responsibility for that?
the gambler who didn't control himself, the casino owner or the government?
I tend to believe we should make the people responsible for their decisions

It always end up to the client/user's fault, the casino owner is just doing business while accepting payment and gaining profit, the same time on the credit card party even the lender didn't pay (I guess for some reasons), government get tax from the casino. So, if the gambler is at loss while using the loan on gambling then, he will suffer it the end if he can't pay the loan amount.

I think crypto gamblers are quite limited and if such a method is being exploited, there might be some action against such transactions as well. Actually, people can also deposit the money to skrill and Neteller and then gamble quite easily but I am sure there must be some rules on these transactions too. Maybe e-wallets transactions made by credit cards are not allowed to gamble as well.

I don't understand why they can't impose a ban on gambling if they are actually worried about it. It's similar to government ads about how harmful the consumption of tobacco is but still allowing those to be sold in the market.

Either you wipe the problem or don't pretend to speak against it. I don't like these political moves, they earn a lot from casino taxes so they want the casinos to run but at the same time, they want to look good among their people.

As a Casino owner then you wouldnt really mind off on where those funds came from or whats the source of those gamblers been using and the heck, why wouldnt really that matter? Its indeed a personal choice
and there's no other thing to be blamed but the user itself since its his own discretion or decision on using up his neither debit or credit card. You know the risk about spending over your limit
which would really be creating some serious problems later on if you didnt able to stop mid way or simply you had tolerate it out.

Actually, I think that casino owners care a bit more than that.

Credit cards inherently carry a charge back risk since they are a reversible payment method.

This is why you don't see any casinos accept paypal, for instance, because the payer could just claim that their account had been hacked. Same thing with credit cards, it is subject to a ton of fraud and carding activity.

That's right, the reversal can be taken advantage of by those customers that will file disputes to their bank or credit card providers and that's just the same as those PayPal reversal transactions.
Without that much interaction, they'll just lie and tell a story that they didn't conduct that transaction and then the provider will just reverse the transaction.

You do got a point and i have observed it as well on why they dont really accept those common payment processors since payments could neither be indirectly making up some alibi
for them to get those amounts back which is definitely true.

On the side note this is my first time hearing out about credit card bans due to gambling addiction.

Yeah, it could be, but not sure if there are credit card providers that will allow you to buy crypto though (I tried once, but it didn't go through, besides I hear members saying that the banks are not allowing them). Maybe the best option is to buy crypto p2p.

Anyhow, the point is that they can't put a stop on this gamblers per se. They are 'invented' and will always  find some loophole and exploit this ban and continue with their gambling.

Basically are banning borrowed money, that is what I understood. Both Debit cards and prepaid cards use your own money so there is no need to ban them. This is good in a way that you do not fall into the debt trap. This is in a way protecting is protecting Irish gamblers from the debt trap but those who have already lived in it will not be happy with this new rule.

I saw a video on YouTube about banning it, and I believe it is a serious problem in Ireland because people can easily gamble with their credit cards, which can lead to addiction and debts. They are taking this very seriously, they appointed a gambling regulator to oversee the implementation of the credit card ban. True, if you have credit cards, you can bet quickly, but the problem is that you will end up in debt, which is a problem for Irish gamblers. I believe that only those games in casinos are prohibited, as credit cards are not prohibited in horseracing.

https://www.youtube.com/watch?v=ZbWmJsIewJc&ab_channel=RT%C3%89News

Great initiative I think.

Credit cards are one of the things which no one really likes. The regulators probably see it as a nuisance and one of the gateways to problem gambling, and the merchants themselves see it as a risky payment method that is prone to chargebacks.

Can't complain about the decision.

they are getting pulse of the people , but i don't think that this will be in place .. Credit cards are people's obligation and if you take this away from them then you are also taking their rights to choose and their rights to obligatory purpose.
i am also a gambler that use my credit cards sometimes and i know my rights and my obligations.
if they really want to make their people safer to gamble, then they must inplace only Live gambling and never let online for once.
WHAT? Bo one really Likes? lol why not admit that you are one wo cannot afford to use credit cards?

do you really know what you said? why there are millions or billions that use credit cards if they really not liking them?

I never really understood why the government allowed the usage of credit card to gamble online. I mean, the people who use credit card to gamble basically uses a borrowed money to gamble. some people might see it as normal but it just doesn't sit right with me.

anyway, looks like Spain is doing a similar thing, at least in the advertising part(saw a thread regarding Spain banning gambling ads on sporting events).

We do not know the reason, but I think maybe online gambling gives gamblers options so they can use their credit card to deposit some money. But the risk will be bigger for the gambler as they will not know how to control their money but at the end of the month, the gambler needs to pay the money they use for gambling. If they can win, they can surely pay the credit but if it is not, they will meet the company that will ask about paying the credit card cost.

Although it is late for the government, they are doing the right thing for their people and protecting them from losing big money from gambling by using credit cards. Hopefully, that can open their people's eyes that they should not treat gambling to make money.

Isn't it logical to prevent credit card gambling since the start? As that will promote borrowing money in order for people to gamble, and they end up getting drowned in debt way faster than they thought they could because they are enjoying to play and are thinking that they can easily recoup their losses. Once you are in front of the PC and playing the hell out of your mind, you will not really think much about where you're getting the money from, leading to absurd amount of debts that you will be having a hard time to pay.

Overall I think this is just rightful IMO. If they ban buying crypto with credit cards, they should also ban gambling using credit cards as it is more accessible and riskier than the former.

Well, it is an easy way for consumers to actually input funds inside their gambling accounts. I reckon it was initially allowed because of what I said initially, the easy access, plus the fact that they didn't think that it would even be used as such. I guess they overestimated gamblers. Kidding though, I reckon it's still a way for credit cards to profit so they just let it be, but probably with the increasing amount they had to do something. It's a good decision yes, but hey, initially, money won the decision making.

This is kind of good move because they limit the users to make an exceed gambling habit to their daily limit but i guess its better if they made changes such as the age bracket and the annual income limit like if you are such as a millionaire and you want to gamble like that you need to become not part of the card bans, or else they make a VIP system for the top tier gambler they have so still they can enjoy the game. But i guess if we are talking about credit cards there's a chance they will borrow unless they are just using their debit cards.

I don't think this could have a huge impact on the gambling industry and the gambler but this will not solve and stop gambling addiction as we can still make use of fiat. This serves alarming for the credit user but this will not worry those who haven't used it. What see is that they will just encourage people not to use credit which I think is a good idea but not in a way to help keep them away from gambling.
Sooner or later, they will unban this thing as they realize that it never gives help. It is not necessary, IMO.

Also important to point out I think that this system of credit exists also on a much wider scale. Credit was initially made for businesses,,, supermarkets and shops that used credit to stock up their shelves, and only pay back when they had money/income after selling goods to people. Retail credit is another beast, the expectation is to pay from salaries but ten years ago they issued credit cards to people without salaries:)

This might only the way they think to not letting a gamblers drowned from a debt because of exceeding usage of the credit cards for gambling. A thought of using a credit card for gambling were definitely not a good idea, using a money you do not have in an unsure future of money were risky I mean personally I couldn't think that I could lend money from a bank for my gambling activities. And personally, I don't also want the sense of having a credit card because it's just giving a person a confident to borrow a money that on the first place they don't have it to spend.

Indirectly this policy will still be an obstacle for gambling who wants to make a deposit and even wants to make a withdrawal. When credit cards don't allow prikan from gambling casinos, then how do people in Ireland make deposits and withdrawals?
Are there other payment alternatives that can be used to overcome it all. Although it is indeed a step to avoid borrowing money for gambling, can this not have an impact on other financial sectors?

With all these shortcomings of fiat services thanks to regulators this should be an opportunity for crypto service providers in this sector to come up with crypto cards that will work without boarders to avoid these artificial walls of spending money however we like. But then again this could be done in the best interest of the finance providers as they might be finding it difficult to recover their money's especially like in our times of the pandemic which has seen a drop in the workforce and productivity.

There will be a bunch of ways if you're the type of gambler that has no one to stop you. We all knew that whenever somebody is attached to gambling despite government stoppage or ban, they'll surely find a lot of ways to do it. It's a part of disciplinary action from the government and probably they're fed up with those people that have shared their gambling problem with their government and one of the actions that they've chosen to do is to ban the usage of credit cards for their balance credential to the casinos.

Knowing that credit card isnt the only way for you to gamble thats why you could still play if you wanted to and if you are a gambling addict then this wont really be a big problem since you do know on where to deposit
if one of the methods had been blocked.Also, not all people do possess credit cards considering on the requirement which you do need then only a few could really be able handle or possess these type of cards and
would stick into those other ways that theyve been get used to.

Thing here that government does really show up some concern towards their citizens towards gambling addiction.Dont know if Banks are heavily affected but knowing that some of them doesnt able to get
some payments out of those credits then they might be seeing this to be beneficial.

I think there is a big reason why this had come and this will hugely affect the credit holders and the banks who promote these services. But if just only ban in the use of credit cards on all gambling sites, that it really helps to stop people from overspending. But I think it was best for the casinos or online gambling sites to limit the amount when a gambler will use their credit card. That I think it couldn't make them in debt more as they already reach the said allowable amount until it was replenished, I think this is fair enough, IMO.

Credit card bans were only on gambling sites, not on other services. But I agree with your suggestion that gambling sites there can just limit the purchase via credit card to control the spendings and being charged for a big amount later on.

Gamblers are wise. Even without credit cards, they will find a way to maintain their gambling habit. A good step for the government there but not enough. Maybe we can expect more gambling regulations in Ireland after the implementation of banning credit cards.

I agree, a strange ban.
But this once again undermines the monopoly of traditional finance in a particular jurisdiction. And enhances the prospects for alternative progressive finance. Cryptocurrencies.

I will have to disagree with you there, we must remember that this is not a debit card ban but a credit card ban, basically they are banning the use of credit to gamble and this is correct, why? Because that is not your money, just as we are asking to have complete sovereignty with our money and this is why we use bitcoin banks have the right as well to not let people use money that belongs to them in something like this if they do not want, so I am fine with this restriction.

In other words, the deposit provision sector in every gambling will automatically close and there will be no room to generate new gamblers? Indeed, there are many ways that can be done with alternatives other than credit cards. Then you wish in Ireland more policies in addition to credit cards also for all types of payments?

For convenience and more payment methods. Not all credit card holders that doing gambling is not responsible. It's just there are lots of unresponsible compare to better ones. The government just sees there's a flaw and bad effect.

At least they give it a try and see the result. And now they already see the negative effect of it, they now finally decided to end it.

What I think the cause of this ban is these holders aren't able to pay their obligations anymore due to exceeding limits. I don't think that was the casino holds and propose this thing but for sure those establishments who offer this kind of service. I have to agree with this ban and I see this as a helping tool to avoid huge debts for the gamblers and need not compromise their finances which mostly happens to many gamblers.

The bad effect has emerged more than those responsible credit card users in Ireland and that's the probable cause of this.
There can also be some change along this implementation and it will only happen how most of those people that are affected by this.

For gamblers who do have gambling problems will surely be finding ways on how to gamble without using credit card and we know that there are indeed ways which you can really able to do so if you wanted to.
Its really a good initiative that they had banned at least on using up credit card specially to those individual who do excessively engage in gambling which would somehow save their asses on spending too much
money which mostly that they cant really repay it on time or nothing at all.Good initiative made out by government but not totally a solution to stop those people not to engage with gambling completely.

I find all these limitations really harsh and unwanted. Look anyone who is "allowed" to gamble must not be restricted in any manner unless they are reaching the illegal or addiction territory. It makes no sense to legalize gambling and then expecting people to not gamble. All these decisions are more political in nature than actually considering for any benefits for people.

If you want to gamble with a credit card it's really simple even after a ban. You can buy BTC or any coin and even some fiat currencies like webmoney or perfectmoney and then start gambling with absolutely no fear.

Or I am thinking that some of these credit card companies are complaining about nonpayment of some of their customers. Because if they have no problems encountered, I don't think there will be issues in banning the use of credit card. On another note, gamblers are now forced to find alternatives how to fund their gambling activities and one option is to use crypto, which is actually good for crypto market.

I think that the banks will surely be affected by this. If the volume that goes with the credit to the casinos and this had taken the attention of the government then that would be the collateral of this new policy that they've made.
Still, it would be the gamblers that have the say on this policy because even if it's going to affect them but they're attached to gambling. Policies won't stop them and they'll just create another path for the payment methods, withdrawals/deposits, which will be handy for them.

This is a bit of a stretch.

For starters, why the hell would they not just use a debit card? Debit cards are a lot safer for these gambling sites to accept due to the fact that they don't carry the same ability to chargeback transactions, and are less likely to be stolen.

I'm of course a big crypto bull, but not all casinos are going to end up accepting crypto because of some minor tweak in legislation.

It is indeed a strange ban, also considering that Ireland is the financial hub for many other questionable corporate activities. Low tax paradise, protecting companies like Amazon against endeavors of the European Union to raise taxes properly. I just wouldn't have expected such a move by Ireland first. It more sounds like a typical move from the Scandinavian countries who are traditionally very cautious.

Yes, I think that is because of complaints from some credit card companies that do not get paid by the credit card customers so they report to the government. Then the government follow up the report by investigating the money sending. If those gamblers can find that the crypto can be their solution to continue gambling, they will buy it using their credit card and send it to the gambling site. If so, that will give another problem to the credit card companies.

For sure they would really impose another ban or restriction if there would be some complaints if they would intend to make use of their CC's on buying up crypto and this would might result for another problem.
Honestly it is really too hard to get rid on how those credit card users would gonna do into their cards since they are really given some opportunity on what they had applied to have a credit card.
It is just uncontrollable for its users on how they do gonna use it and its just normal that government would really take some action if there would really be some rampant complaints about
this situation or in regards to this manner.

It's funny, but the state has the right to regulate all that. I think they have analyzed all sources to decide against using credit cards. I heard the ban came at a time when what was at stake was underway. This is done for security reasons. Not only that, gambling ads are also not displayed while the sport is in progress. This agreement has been approved by the IBA. At least it will be at the end of this year.

I agree with you on the issue about the non-payment of dues. The problem with most gamblers is that, once they get addicted, they resort to all possible ways just to recover their losses. As an addicted gambler with a working credit card, they would be able to gamble using the maximum credit allowed for them, then just run away assuming that they cannot pay their outstanding balance.

That is the reason on why credit card bans were introduced. Though I do not have actual data as to the gambling activity in Ireland, I would assume that the fact that these companies prohibit such mean that gambling activities in the country are relatively high.