Bitcoin Forum

Hello everybody,

maybe a topic that has been asked and answered several times, neverthenless, i am trying again....

Is there, by any chance, a possibility to receive money into a "anonymous" bank account...or something similar??

Here´s what i am looking for:

A bank account that is "anonymous" by opening it without ID verification, operating only on credit basis....so you just can spend the money you´ve got...nothing more...

Further.....i need customers transfering money from their accounts to mine, without knowing my real name, just an alias i opened that account with......

last but not least......a physical card to get money from an ATM !!

p.s. it´s like the polish prepaid cards with own IBAN ( bank account ) but much much safer......no blocking and loosing money.....

is there any possibility??????

thanks in advance

As far as I know, there ia no bank that allows you to open an account that lets you stay anonymous. Why not just use bitcoins? Transactions are anonymous via your wallet address. That is why most people online use this. If you want to withdraw it then just sell your bitcoin.

Sorry if this doesn't answer your question I just thought that maybe there is no such thing like that you are asking for.

How could it be? The so called "anonymous" bank should be maintained by the third party. In case your money is missing in your account or you encounter any problem. How could you fix them without having your identify associated with it?

since i have never used bitcoins before, my customers who are even older and less experienced would never go for bitcoin payments....

but thanks anyway...much appreciated :)

the points you made are totally ligitimate......but....since i am not in the "million dollar operating business" i would take the chance of loosing small amounts for total anonymity....

The polish cards were good until they started to be mass blocked.

Full anonymity must be very difficult but I wouldn't even ask that much. Minimal verification would be fine.

I believe you live in Germany. Depending on the region it can be close to Poland. Have you tried to go to Poland and unlock any card?

I believe polish people don't like germans very much but with the card in hand I don't see how they can keep holding your money.

Some alternatives I've been searching in the forum:

Do you know this card from Austria? 

https://bitcointalk.org/index.php?topic=1124385.msg11978207#msg11978207 (https://bitcointalk.org/index.php?topic=1124385.msg11978207#msg11978207)

I like this hobo plan  ;) Replace the beer for food or money and it would be good for you and for the poor guy.

On the same post you have this anyti.me card from France:

https://bitcointalk.org/index.php?topic=1124385.msg12080977#msg12080977  (https://bitcointalk.org/index.php?topic=1124385.msg12080977#msg12080977)

and this viking card from Belgium:

https://bitcointalk.org/index.php?topic=1124385.msg12135141#msg12135141 (https://bitcointalk.org/index.php?topic=1124385.msg12135141#msg12135141)

And I'm sure I'll find more when I have time to research.

I'd find it strange if I couldn't find cards like these in Germany, the biggest country in Europe.

If you consider that these cards need to have an associated account and that any account in EU can be converted to an iban we just need to learn how to find the associated account number and convert to iban.

Bear in mind that some accounts might not allow bank-to-bank transfers but I'm pretty sure we can find one that allows it.

More:

Reading more about the cards you can find who is behind these cards.

In the viking card site you can see:


I believe these guys in Gibraltar must issue several other cards and being an offshore they are not so tightly regulated.

Other offshores to look for are Luxembourg and Liechtenstein and maybe some british islands.

Anytime french card:


What if we could ask this R. Raphael & Sons plc to issue a bitcointalk card tailored to our needs?

I'm sure a lot of people in these forums would like to have a card with these features.

I think this is possible.

From Luxembourg:

https://bitcointalk.org/index.php?topic=1141625.msg12304750#msg12304750 (https://bitcointalk.org/index.php?topic=1141625.msg12304750#msg12304750)

From Czech Republic:

https://bitcointalk.org/index.php?topic=843240.40 (https://bitcointalk.org/index.php?topic=843240.40)

I'll continue my research because I really want something like this.

The last option would be to start a bank in a less developed country or offshore where regulations are less strict and you don't need massive amount of funds to start.

Let me know what you got so far.

Man.....that´s some good information you got.....nice work..thanks a lot.... :)

First of all, my cards from Poland never got blocked, so there is no need for me to got there...lucky for me !

Next: THe Austrian and French cards are only going to be issued to people from that country....also ID verification.....no foreigners.....sadly...:(

The card from belgium sounds nice....no verification necessary, unless you want higher limits....just need a fake adress in your country and you´re ready to go....and THAT would be the next problem.....a fake named post box ??? are there some anonymous alternatives for receiving the cards without giving up your real home adress???.....

We have a similar option in germany to the belgium card, like here....https://www.gebuhrenfrei.com/Home/
...but....also the problem with the post box...where send it to?????

going to check your propositions from the czech repuplic and from luxembourg next....

thanks you very very much for the information....:)

I came to this topic because it's interesting I don't know about other countries Usa or Canada but in India this is possible to create a virtual Bank account with a virtual vcc for free you only need a unique android mobile with indian mobile number and a email address with a limited amount of tranx per month about 200$.Only disadvantage is that you can access internet banking and there's no way to withdraw the money from that app

sorry mate, but just looking for a possibility to withdraw the money from the ATM.

VCC´s are being sold here on the forum like crazy, also there is a guideline how to get them for free !!!

but thanks for your input mate...appreciated

Ever heard of bitcoin debit cards? They give you the simplicity of using a normal debit card, but the balance is loaded with bitcoins, but the seller you are buying from doesnt even notice you used bitcoin to buy his services.
Haven't used it yet, but planning to , I've been promised that it will be as simple as using a normal debit card, so don't take all of my word for it. One costs like 20 bucks to buy, but has some limits on withdrawal if you're not verified,.

you forgot about this seems https://bit-x.com/cards
The BIT-X Debit Card can be used to shop online, pay for goods and services, and withdraw cash at ATMs worldwide using any of a client’s balances in the form of BTC, LTC, USD, EUR or GBP.




ohh Withdraw money from anonymous Bank account is difficult no bank will give you rights to do this
IF this really happens then people will use it as negative way Hope you understand what i am saying

Yup one of the companies that provides it, but if you knew it beforehand that there is a service like that what is the point of creating this thread? You could withdraw your balance from that debit card, and just go on and walk to the bank and deposit the cash.
EDIT: Thought you were the OP sorry there.

i am not sure if you can load this card with the usual SEPA Transfer from bank accounts....

also, the limits without verification are way too low......not a good alternative.....

ALSO.....NO BITCOINS WANTED.....and yes...i know this forum is calles "bitcoinforum" :)

are you referring to me??? if so, i am not looking for bitcoin transaction, as told before....simple bank transactions ( SWIFT/SEPA ) !!!

I suppose you wrote not to ask it but, why are you posting this in a bitcoin forum then? AFAIK this should be moved to off-topic in that case.

You can use Revolut (https://r.revolut.com/0S2jZDh3Oh/refer)
It allows you to create a credit card with $, €, £ without verification
You can also send and receive SEPA "anonymously", sending to the revoult's iban with a specific reference (associated to your account)

 ;)

and is there a plastic card to withdraw from an ATM ???

Are you still using?


Where did you see that for the anytime card?

Anyway there's where the hobo plan kicks in. Just offer some money to someone to go buy the card for you. It's not perfect but close since this person will never care for that card again.


Don't you have this packstations in Germany anymore? https://en.wikipedia.org/wiki/Packstation (https://en.wikipedia.org/wiki/Packstation)

Can't it be anonymous?

I believe all couriers have this kind of drop spots where you can pick your stuff when you're not at home. And you can ask to deliver directly there.

But when the cards are sold in supermarkets or tobacco shops it's always better to go there in person and buy with cash.

Even if you have to make a trip to other country. Or find a member here and ask him  ;)

Can't you buy the german card in person?

if a moderator tells me to move it, also HOW to move it, i will do so....thanks for your constructive criticism

Moderators will never tell you to move it in most cases,mostly your thread will be reported and then the moderator will move it.
And you can move the thread in the lower left corner.

no i am not using the polish debit cards anymore...looking for a safer way...


french cards: you got to check their site, under "questions" ....Who can own an Anytime card?
You have to be 18 and live in France or French overseas territories to own an Anytime card. Children from 12 years onwards can use the Anytime cards under the responsiblity of the card owner.


you just are to able to order those german cards.....so that´s nothing for the "Packstationen" because you can only receive packets, no mail delivery...:(

but your hobo plan sounds great..would be a last resort for me....would more likely have a secret p/o

Dear Sir,

i don´t mean to be rude, but, since there is nobody complaining, and a lot of people posting, i don´t see the need for moving it...but thanks for the advice WHERE i can move it, if i have to :)

y you can request it for free (and still without verification!)

You have this: https://coinomat.com/
you can Transfer your Bitcoin, Litecoin, BTC‑e USD codes, PerfectMoney etcc... all banks worldwide
and you have Debit card Coinomat but it is not anonynmous

http://img.imagesia.com/fichiers/118/cn9u1evw8aaihr9_imagesia-com_118oq_small.png (http://imagesia.com/cn9u1evw8aaihr9_118oq)

To fit all this criteria maybe the best option is to look for existing cards and ask the owners to include the lacking features.

Look at this thread (https://bitcointalk.org/index.php?topic=1160426.0)

The owner is CCEDKaps (https://bitcointalk.org/index.php?action=profile;u=511858)

Maybe it's not difficult for him to add these features to the card.

If he can't you can try to contact the owners of the other popular cards (https://bitcointalk.org/index.php?topic=1155883.0)

I think these features you are asking will be a great advantage to the first card that can offer it so it's on their own interest to look at this and implement as fast as they can.


More about CCDEK:

https://bitcointalk.org/index.php?topic=706347.0 (https://bitcointalk.org/index.php?topic=706347.0)

I've found this site on facebook: https://www.e-coin.io/

How about opening a company-type account?
I think it should let you choose a name, which then you could use something random if you want.
It sure is difficult, and even more complicated, and to think more, it's completely un-anonymous since the bank would ask for your complete profile :P
but, at least your name won't show on bank account detail, right?

And about debit card BTC, I know https://xapo.com/ publish one, and completely free, though I never ask one.

This app seems very good.

Do you work with them?

A unique IBAN per account would make it perfect IMO!

The reference is not so good.

Keep an eye on this thread:

Monese - All you need from a bank, without the bank (https://bitcointalk.org/index.php?topic=1164667.msg12382820#msg12382820)

nice suggestion..thanks 8)

I would like to know which Bank is it that allows you to open an account anonymously... I don't know of no such Bank...

in my country i think there is no bank will allow to create an with anonymous. and i think that was same with other countries too.
mostly to create new account in bank you need to verify your real ID, not working with anonymous ID.

After doing a little bit of research i found this thread.....unfortunately more than 4 years old, also the author wasn´t online since apprx. 1 year......

it´s anonymous internet banking....

Here´s the link: https://bitcointalk.org/index.php?topic=2598.0


Here´s the idea :

written by user "grondilu"


This is my secret project I'm currently working on.  A full internet anonymous/pseudonymous banking service.

Basically it will allow anyone to own financial assets anonymously (or pseudonymously) and to trade them.

It will be free and open source, because the more implementations, the better.

It will be centralized.  Yes, centralized.  Not P2P.  Because a financial asset is not a money.  You NEED TO trust someone who promesses to pay revenues from this asset.  So until an other genius like Satoshi invents a dividend-paying cryptoasset, we got to stick to the reputation/trust/responsabiliy model.

Every asset account will be indentified by a cryptographic key.  Several types will be accepted.  GnuPG, DSA, ECDSA.  Any request to accept any other kind of key will be studied.     Public keys can be large, so we'll use hashes to designate accounts.  Again, no restriction on the type of hashes.  But only "good" hash function.   RMD160, sha256, sha124,...  all those hases from the same public key will be accepted to identify any asset.

Asset transfer will be possible by signing a document made of the asset transfered amount, the destination public key (or its hash) and the current bitcoin block hash as a time indication.

All transactions will be public, so that everyone can check signatures and balances.  The full transaction history will be available via HTTP.

The server will be hidden on the Web using Tor.

The bank will offer a clearing/escrow/compensation service for trading assets.  Crossed order books will be maintained for all possible asset pairs.  Real-time fast trading should be able via XMPP/IRC/Jabber, whatever.


Bitcoin would make all this much easier.  I doubt I could do that all alone, but I very much would like to live long enouhg to see this becoming reality.

Dividend-paying cryptoasset exist. Check out Nxt.
You can own cryptoFIAT assets and redeem them for real FIAT (coinousd).

The only and only one answer is Bitcoin.
Nothing else.

Are there any news about this subject?

I would agree with that if bitcoin was a bit more spread out and accepted. But for now i think that bitcoin debit cards are the closest solution.
Doubt there are viable anonymous banks for op out there . Those two words don't go togeather imho.

The thing here is the integration with the SEPA banking system.

The first bitcoin debit card implementing that will be a huge success, at least among EU users.
 

To be correct OP is not looking for a full-blown bank account. Just a card integrated with SEPA by means of a unique IBAN per card.

And it doesn't need to be anonymous. If they ask for your name, e-mail and phone it's not anonymous by definition but it is anonymous in practice.

This is a tough assignment. You can't even fart near a bank without handing over your ID and it's only gonna get harder.

I have a solution for what you are looking for except getting money from an ATM.

Why?

Because allowing cash withdrawals attracts way to many fraudsters. That was the main reason why the polish cards were all blocked in the end.

So my card has an unique IBAN.

Is issued by an european bank.

It has a closed PIN number.

It is valid until 09/2017.

The limits are not yet clear to me. I'm pretty sure it has not an yearly limit but that's a bad thing too and in the future I may ask the bank to put some limits before shipping the cards.

It has a limit of 1000 EUR loaded in the card at any single time. I'm not even sure that this limit is already in place.

In the meantime don't abuse the card or the whole program will end up like the polish cards.

Using the same limits of the polish cards here is a good advice.

If you need to move more money use more cards! Be smart!

The money loaded on the card can be spent online or offline with the PIN number.

No ID required.

My stock is very limited and I don't want to flood the market with these cards anyway because I want them to last longer than the polish cards.

The price is 100 EUR per card including shipping with tracking.

I accept escrow of course.


Edit:

I can send the card preloaded with any amount up to 1000 EUR.

Loading fee is 10 EUR or 10% which is higher.

-----

 

I think if you open a business account at any bank of your country and make the condition that they will have to show only the your business name to the customers and other depositors etc then it will work for you something the same as you want.

With atm cashouts it would be the perfect solution?

I think an anonymous bank account would be a bad idea for you.
Because you cannot prove that the account is yours if you are anonymous.

You can use payoneer. I think payoneer is the way to use anonymity bank account. They give you a master card with a US bank account too (but you need to verify by submitting identity documents). I believe this what you are looking for, hope this info will be helpful.

Apart from that banks are prohibited to do so. Every bank needs to abide with the international laws to prevent money laundering and funding to terrorist. You being anonymous would be able to do these kind of things, hence we got Know your customers legislation.

Banks can't do a lot of stuff but they still do it.

And of course they can't announce a product like an anonymous bank account but a prepaid card with a bank account number attached is essentially the same thing and they can sell that under the radar.

Why don't you just sell bitcoin for cash in hand ?