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101  Bitcoin / Bitcoin Discussion / Re: Bitcoin Bear Market on: April 25, 2023, 05:52:33 AM
Based on my own experience and not financial advise. The reason why I don't regret investing money into crypto is that, I find ways to have lucrative source of income different from my previous work or should I consider side hustle and if possible I would want it to be crypto in salary since it is a side hustle. Due to my kind of mentality, even if I didn't want to buy bitcoin, for the past few years I managed to accumulate bitcoin and alt-coins from my side hustles.
102  Economy / Economics / Re: Why is money ruling the world? on: April 25, 2023, 05:29:43 AM
It's hard to distinguish the two when you're at a certain point, but politicians can certainly use their power to enrich many people who may return the favor later down the line.
That's simply another form of investment. Investing in a human person with hopes of being a godfather to that person and reap the benefits that follows. Most times, they repay these favours by awarding contracts to said persons and turning a blind eye on some unworthy and societal ills in favour of these persons.

In that, money truly is powerful and rules the world. That's why its said, everyone has a price and some foolish once would even accept a price over there own head. I wonder how these suicide boombers gets to that point because, no price should be worth not living for. There is just so much one can archive with money in there pockets and thats why you've just got to have it.

when it comes to these suicide bombers, they were already brainwashed for whatever propaganda they are fighting for. so i believe most of them don't care about the money but what they believe in. or maybe in some cases, they were being threatened about their family or loved ones. who knows what they were thinking doing such act? but we can't deny the fact that money is still creating a lot of differences on this earth. i don't think that's gonna change anytime soon.

That is really lurking in my mind: how were they able to make those people suicide bombers as they knew that they would die in gruesome ways? For sure, they are threatened, or if not, they are really believing in their leaders, but again, they can't operate without money. People or rich people are sponsoring their things and weapons for sure since they are still able to do those things that can hurt civilians. Money is really almost everything; if you don't have money, for sure, you'll die.
The more money you have, the more influence you can exert to the economy, and since you have that money you can do whatever you want to the extent that people who needs money to survive will follow whatever orders you have.

One thing they made sure before doing such gamble is, they wanted their fanily members to be ensured and guarantee that they will take care of everything after they are gone so they won't have regrets after passing on to the netherworld.
103  Economy / Economics / Re: SPENDING MORE THAN YOU EARN on: April 25, 2023, 05:06:16 AM
👉👉Use cash only
Shopping using card look more convenient and most time encourages you to buy unnecessary things even out of plans. I really observed I spend more money(even more than 20% of my salary) on airtime only any month I load airtime directly from my bank account through USSD. This is so convenient that immediately I exhausted my airtime when calling, I just dial the USSD code to get another. This doesn't help you financially. You get to stop. Knowing your Credit and Debit Card Number offhand isn't helpful for you.
It makes you shop unnecessarily online. Using cash-only envelope budgeting system can help you minimize your spendings and sticks to budget.
I recall an episode on the Dave Ramsey show where he said, "if you can't pay for something in cash, in full, then you can't afford it- whatever it is." And it hit me. But then again we live an era where debt is glorified, where you can buy some today and have a payment plan for the next six months,
where loan sharks are all of the place calling, texting, and emailing you to tell you, you have so-so and so discount off when you take out a loan. Unfortunately, most people are carried away and fall for it.
It is because most people nowadays are blinded by the fact that they are expecting salary in the next two weeks or a month, and I am also guilty with that fact. Though that also depends on how you manage your own finances as long as it isn't excessive enough to ruin your next six months of life. It's easy to be carried away knowing that you are expecting something and you know that it is within your budget but sometimes I am thinking that if I couldn't recover in the next 3 months then it is not worth my salary sacrifice.
104  Economy / Lending / Re: Lending Service Started! (USDT/BTC/LTC/ETH/DOGE/ETC)! on: April 24, 2023, 09:33:23 AM
Loan Amount: 120 USDT
Loan Purpose: Personal
Loan Repay Amount: 130 USDT
Loan Repay Date: 30 days
Type of Collateral: None
USDT (trc20) Address:   TXkXfNxz8kwpYHNvax3MKJZ8YadWMFvGtK
105  Bitcoin / Bitcoin Discussion / Re: Maybe I should wait before owning my bitcoin on: April 24, 2023, 08:47:02 AM
I'll give this suggestion based on my personal experience. In reality most of those advises are not that accurate, and that is only based on someone's opinion. If you are not in a rush you should try to buy some while you still can coz there is no exact moment or right timing as to when is the perfect opportunity to buy Bitcoin. Again, this is not a financial advice, and you should still risk the amount you are willing to let go. I understand that you have a lot to think of but sometimes there are things that you should only take at face value although you have to keep those words in mind but pay no heed. In the end it is all up to you. Have a great day again ahead.
106  Local / Pilipinas / Re: Negative Perception sa PH Crypto Start-up project on: April 24, 2023, 07:19:17 AM
Dahil din subok ng subok ang mga pinoy kahit walang kasiguraduhan sa pinapasok nila kaya sila ay nabibiktima kadalasan ng mga scammers. Naalala ko tuloy yung issue tungkol sa mine games na phlwin, same concept parin na ginagamit ang mga influencers para ma hype ang project, eh eto namang mga kababayan natin gusto ng easy money kaya ayun sinubukan, tapos mag rereklamo kung sakaling madali sila. Usually din kasi kapag pinoy lack of financial education and awareness, kawawa lang ang mga nabibiktima.
Hindi na mababago o kung mabago man yang ugali ng mga kababayan natin tungkol sa easy money sobrang baba lang chance. Kasi dapat magkaroon ng mga drive tungkol sa financial education na walang easy money. At kapag may mga ganyang offer dapat maging mapanuri at huwag lang basta basta naniniwala. May mali rin kasi sa sistema natin at dahil na rin sa hirap ng buhay kaya ang mindset ng iba ay na-stuck nalang sa mga easy money schemes na kahit alam nilang scam ay ang isip naman nila, "hangga't hindi pa nagiging scam, kikita muna".
ganitong ganito talaga ang common na mentality ng pinoy kaya usually napakadali nilang mabiktima sa mga get rich scheme, at ang nakakatakot pa ay napakadali nilang nag recommend sa kapwa pinoy ang masaklap pa ay kadalasan kapamilya lang nila unang nirerecommend kahit alam naman natin na walang puruhang kumita sa mga recommendation nila.
Basta kasi i-front lang ng pera na madami, akala nila legit na at ganun gumagana ang greed. Ang daming hindi pa rin matuto tuto sa ganitong klase ng mga scheme kasi nga ang daming iniisip na mabilis lang kumita at hindi sila matitigil hangga't hindi sila kumikita ng malaki.
Ayaw nila ng mabagal na paraan pero ang mga scammers ay nagiging wais na din kaya dapat sana mga kababayan natin na tumatangkilik sa mga scams project yun ang matigil. Pero sa mga lehitimong mga projects na gawang pinoy, maging mabusisi pa rin tayo kasi hindi naman lahat ay scam.
Mula pa noon nung nagsisimula palang ako sa cryptocurrency, napapansin ko na napakaraming mga pinoy ang nahilig sa referral system dati at mga HYIP at sa nakikita ko ang mga scammers ay tinitake advantage nila ang kawalan ng sapat na edukasyon at financial na awareness pag dating sa investments. Ang mga pinoy din kasi minsan ay napaka vulnerable nila sa ganyang mga bagay lalo na't alam naman nating napakahirap makahanap ng opportunity dito sa pinas, idagdag pa ang mga matatamis na pangakong ROI galing sa mga organizers ay talagang mahihikayat ang mga pinoy. Alam din naman nating illegal lahat ng pasugalan dito sa pilipinas maliban nalamang sa iilang rehistrado diba? pero bakit napakarami paring mga pinoy ang nagsusugal?

Totoo din na parte na rin ng kultura ng Pilipino ang pagsusugal pero kahit sabihin man itong ilegal ay maiintindihan din naman natin ang kakulangan dito sa pilipinas kaya mas pinipili nalang nilang makipagsapalaran sa ibang paraan. Kaya hindi rin ako magtataka kung bakit iba ang perception ng mga pilipino sa investments given na napakarami ng nangyaring hindi maganda dito sa pinas. Napakahabang panahon pa ang kailangan ipang tuluyang mabura sa isipan ng mga pinoy ang ganitong mindset at madami dami pa ang kailangang pagdaanan mga kampanyang kailangang ilunsad para magkaroon ng awareness ang ating mga kababayan.
107  Economy / Economics / Re: SPENDING MORE THAN YOU EARN on: April 24, 2023, 05:07:33 AM
👉👉Shopping with a list
👉👉Control your grocery list
I have something to add that's related to these two and that is before you go shopping, eat before you go. Yes, a very simple thing and reminder to eat before you shop. Because with all of those tasty and craving food that you'll see in the grocery store, you'll not be able to control your hunger and crave from those foods you'll see. That's why with this simple tip, you'll get to save eating out and just to be frugal, it's okay to eat outside but do it when you've got some spare or you think that you're not going to hit your budget when you do. And to have no budget constraints, if you can't help yourself but to spend more then the main solution is to earn more.
I feel what you have suggested. While we are hungry, we are potentially looking most of food on grocery store will look so delicious then coming the desire to buy anythings we are looking at. This small tip will always usefull to control what our grocery list to buy, so we do not spend more money for the things that we do not plan before. it may be small expenditure but if this case is done frequently so it will take a big enough amount of our budget.
I have been always the assigned guy to do our groceries and if I want to eat at home, I'll eat at home but whenever I forget to eat at home before going to the store. That's what I can't attain to avoid. Yeah, I eat outside whenever I'm hungry and that crave is never gone but it's mostly just done because I'm hungry and I spend more than the allocated budget that's given to me. That's why it's a small tip and act that everyone probably haven't noticed and when you sum up all of those eating out expenses, you'll be surprised on how much they've been when you do the calculations. I know sometimes we have to treat ourselves and eat outside when you think you deserve it but, sometimes it's also becoming too much.
Yes once in a while it is never wrong to treat yourself. It is not as if you are torturing your self and act cruel towards your own health. Indeed is never bad but doing it also in moderation and knowing how much your allocated budget can also help. You must know when to act accordingly to your desire and know when to stop if you feel like it is already overly excessive. Money will come and go as they say, and being a hard worker is also a skill but it's not enough if you wanted to achieve financial stability that is why one must have to learn financial awareness and not only practice it but literally apply it.
108  Local / Pilipinas / Re: Ano nga ba ang Layer 1 at Layer 2 Blockchain? on: April 24, 2023, 04:31:29 AM
Pansin ko lang kahit L2 ngayon hindi pa talaga ma cater lalo kung sabay sabay ang transactions kagaya nalang nung sa Arbitrum sabay claim halos inabot ako ng 6 hours bago maka claim which is sobrang congested ng network and its an L2 ito dapat ang purpose nito kaso mukhang di pa talaga 100% success tong mga L2 kahit sa Optimism minsan bagal at taas ng fees, may possiblity kaya para may gumawa ng L3.L4?
Yan din napapansin ko at hindi lang naman ang L2 ang palaging congested pati na rin ang L1 pero usually kasi para mas makamura ng fees yung ibang mga users at traders mas prefer nila na gamitin ang L2 yun nga lang same issue when it comes to congestion. Sana nga lang ay masulosyunan na nila ito dahil habang tumatagal dumarami rin ang gumagamit ng blockchain transactions. Hindi rin maikakaila na unti-unti ng nagiging aware ang ating mga kapwa pilipino tungkol sa ganitong uri ng transaction kaya mas maiging as soon as possible makahanap na sila ng solusyon dahil sa nakikita ko rin temporary countermeasures lang ang ginagawa nila at no choice parin ang mga users kundi maging patient or either magdagdag ng fees para ma push forward ang transactions.
109  Bitcoin / Bitcoin Discussion / Re: Does this Rule Apply to Institutional Investors? on: April 24, 2023, 04:06:22 AM
You're need to look on the bigger picture, not only few people or institution which are successful by taking out loan to buy Bitcoin.

This situation is similar like you don't want to got to college because you know there are many people become successful without went to or finished their college e.g. Albert Einstein, Mark Zuckerberg, Bill Gates, Steve Jobs etc.

The real question are you really smart like them, know what you will doing and you have a big luck? if you not fulfill these 3 requirements, it's better if you shut up and finish your college first.
That's exactly the case and besides that they are also confident that money will continuously roll inside their pockets without them worrying much on their position and their current standing. There are also things they need to consider such as it is an all or nothing gamble and their countermeasures to do if thing don't go according to their plans. If you compare that to any average corporations or person, they didn't have that kind of confidence and guts to take those kinds of risks. It's not that I am underestimating other people, but that's just reality and it is both fair and unfair at the same time. Some people are not cut for that role in life, and that applies everywhere either a person or a corporation.
110  Economy / Economics / Re: Living ones life on assumption and promises on: April 24, 2023, 03:33:31 AM
On my own understanding based on this narrative is that it is the same situation as you have a decent job that pays you well and since you know that you will be paid monthly or every 15th of the month you will spend more money knowing you have something to expect during salary. There is a term we call for that is that "spendthrift" or not? forgive me since English isn't my suit, but regardless of that it has similarities to that. One also must know how to plan his spending and financial status so that he can wisely handle his own budget.

There are even several of my friends who immediately buy extravagant things once they receive quite a huge some either from their bonuses or extra rewards, although it's none of my business to interfere on their financial making, it just doesn't sit right well with me to hear those kinds of stories and in the end or even the next day they'll regret and would struggle again financially without escaping the terrible pits of hell from financial stability.
111  Economy / Economics / Re: SPENDING MORE THAN YOU EARN on: April 23, 2023, 09:46:25 PM
This is actually a challenging thing to do especially npwadays where trends and temptations are everywhere. It really needs self control if we are being tempted to purchase or spend on something that we only want. We should base our lifestyle on how much we are earning so we can spend according to our budget. Exceeding our expenditures will be a reason for us to suffer in the future. If ever our colleagues ask to go out for a meal and we know that it will exceed our budget, we should learn how to say no. We should be responsible and always think of our future.
It is easy to give in to your desires and would just ended uo regretting that decision and there are even decisions that would even end up as something you have to suffer the consequences for life specially when the decision involves money. Personally, even if I am not someone who is easily swayed by trends, I am somehow struggling bit by bit with money. Although it is not that much if I add eveything up it can give me a headache. The problem nowadays is that, it is much easier to spend specially given that online merchants are very accessible nowadays, and the thing about earning is very hard due to lack of opportunities and jobs out there.
112  Other / Meta / Re: What is the advantage of Wearing signature avatar on your BTT profile? on: April 23, 2023, 08:38:14 PM
As said simply money is the reason whether it comes from signature campaign or advertising your own service/products in the signature space which is eventually done with the intention of making money but there are exceptions some people like to spread awareness about Bitcoin, blockchain, scams and many other things.
The more you stayed here and explore the more you feel liable your every posts and for being a member here, that is the reason why I think wearing a signature on their profile means you are responsible enough to be given the task of spreading awareness. The way I see things here, it is not only you are qualified since you are chosen by the campaign managers but they are thinking "this guys will be responsible for his actions and would be an asset for spreading this name on each corner on this forum not a liability".
113  Bitcoin / Bitcoin Discussion / Re: How I found my financial success in Bitcoin 1 year on: April 21, 2023, 02:07:41 PM
I have to agree that most of the success stories from bitcoin and crypto mostly came on this forum, and though it is also arguable, we cannot deny the fact that most of the earners came here. If we talk about journey on bitcoin, there is no other forum or platform you can freely talk without fully disclosing yourself aside from here. It's just another feeling knowing that some of those success stories came from somewhere you know you are welcomed and belonged to.
114  Bitcoin / Bitcoin Discussion / Re: Why do you want bitcoin to stay? on: April 21, 2023, 12:11:06 PM
I want bitcoin to always be there at any time, because bitcoin has had a positive impact on my economic situation, with bitcoin, so many people have been helped, especially in terms of finance. So don't get rid of bitcoin, because I'm sure that bitcoin will bring positive changes to the world economy. Don't let bitcoin's current journey stop in the middle of the road.



No one can get rid of bitcoin, it is decentralized and controlled by all of us, it just gets rid of it unless we no longer need it. So, no worries, bitcoin will always stay as long as we still need it.
Indeed, bitcoin has helped many people change their lives, myself included. I really don't know what my life would be like during the 2020 pandemic without bitcoin. Bitcoin is really useful, and I believe more people will need it one day. I hope we can keep it alive for as long as possible.
The people is the market to be precise, but to answer the OPs question it would be a lie if I didn't stay on bitcoin for profits. Since then I was staying here due to the potential it can give and the future of technology which can open up lots of possibilities, but as time goes on I stayed on crypto not only to learn more but to be aware about the global news in terms of economy. It isn't only one or two people was hit hardly by the recent pandemic and it couldn't ve denied that bitcoin played a huge role in helping those who are affected specially those who suffered financially.
115  Local / Pilipinas / Re: For how many years ngayon lang ulit nag balik sa bitcoin world on: April 21, 2023, 11:18:00 AM
Hindi natin maitatangging napakaraming mga pinoy ang nabago ang buhay ng dahil kay bitcoin at isa na ako doon. Nung dati dahil lang ka curiousan ko sa kung ano nga ba ang bitcoin ay napadpad ako dito at natuto ng napakaraming mga bagay hindi lamang crypto kundi pati na rin kung ano bang sinasabi nilang "financial literacy". Noong una sa libro ko lang ito nababasa at maski isang practical application ay wala ako nito, simula nung nalaman ko ang bitcoin ay doon ko na dahan-dahang na iapply saking sarili ang aking tinutukoy. Masasabi kong napakalaking aral ang nadulot sakin ng bitcoin at pati narin mga opportunity na na open sakin dahil lang sa sinugalan ko ang curiosity ko.
116  Local / Pilipinas / Re: Epekto ng Crypto at Bitcoin sa Ekonomiya ng bansa on: April 21, 2023, 07:16:17 AM
Tama ang lahat ng sinabi mo kabayan, pero bukod dyan ay wag nating kalilimutan na masyadong risky ang crypto, at alam kong pamilyar kana sa salitang "volatile" kaya hindi ko na kailangan pang i explain pa. Ang katotohanan kasi niyan ay, ang mga iba nating kababayan ay napakadaling maconvince pag pera na ang pinag-uusapan kahit alam nating wala naman itong kasigurohan, dahil na rin yan siguro siyempre sa hirap ng buhay kaya ang pinoy kapag nakakakita ng opportunity ay hindi magdadalawang isip na i grab ito (bukod sa mga wise at skeptical). Kaya kahit ano pa man yang klasing investment ay huwag parin nating kalimutan na isaalang-alang ang ating sarili dahil sa panahon ngayon lalong napakahirap kapag pera na ang pag-uusapan.
117  Economy / Economics / Re: War: who benefits and how! on: April 21, 2023, 06:14:02 AM
Well, if it is the opposite of what the media is saying, then I would be scared as Russia is getting powerful. For sure, Russia won't stop until they already got Ukraine, and you know that they are just getting donations from all over the world; this fight is among all countries. What scares me most is the Taiwan vs. China conflict because we are near it and there is the possibility that we will get into battle when we should not be there. Only those leaders benefit from it, and the people suffer.
I think a proper solution to all these problems can be on the results of the 2024 elections in America. If the Trump administration comes to power, there will be a big change in the image of the world politics, Biden administration's different initiatives are not supported by many Americans. It is also possible that both of the leaders may change in 2024 election. But before the election we can not expect any change especially Ukraine- Russia war. This war is gradually getting more and more widespread, resulting in massive losses.
As they were saying that democratic relations are facades made to fool the public, while they are shaking their hands in front of everyone they are secretly stomping each other's foot. That is how I view the political relationships between different countries nowadays. Imagine those big nations spending billions of billions just to get those natural resources resorting to whatever method they could think of while neglecting millions of lives living on that country. Money is more important to them compared to manpower and lives since the more money you have the more influence you can exert in the world economy.

Still I don't agree with this non-ending squable they're getting just to get what they wanted. The future is really bleak for those living in third world countries. It feels like we are treated like rats waiting to be used as experiments. Every war history worldwide is like this as always, true to the saying "history repeats itself".
118  Economy / Economics / Re: Corruption Should Be Taught From Young Age on: April 21, 2023, 05:41:28 AM
Most counseling would probably tell you this "children will follow whatever the parents show as an example not their words", and that is partially true. This may also be off topic but, you know people are honed not only by their home but also from their environment, life style, norms and traditions. In regards to corruption, a child can be taught that it has bad impact on your home, but the thing is, would they understand that? A child can slowly mature and learn the process of life through their experience and what we as parents can contribute is just to guide them not to lose their paths.
119  Economy / Gambling discussion / Re: Why we should play on minor gambling platform? on: April 19, 2023, 03:51:23 PM
It's not that we "should", but we can always give them a try if we have confirmed that they aren't really scammers that will just be gone once they have received our money. That's the thing with small platforms, it's a hit or miss, and if it's a hit, they usually don't have that much patrons to keep their business afloat. Even if these platforms offer unique experiences and other quirks that aren't present in huge platforms, at the end of the day those huge platforms will still get the larger share of the pie because they give a lot more value to people's money through promotions and a lot of bonuses.
Through this also will help them promote their platforms further by offering lots of benefits for early users. Personally, I am not someone who would discriminate any gambling platforms as long as they are not fishy but most of the times, the earlier you are the more bonuses and freebies you can enjoy on that specific platform. One more thing is that it is way too risky to try those newly made platforms since you are also running the risk that they will do something, though in most cases they wouldn't want to ruin their reputation same as how there are so many platforms whether gambling or not do not last that long because of problems.
120  Economy / Economics / Re: Saving is Wasting? on: April 19, 2023, 02:58:16 PM
Saving is a form of how we think for the future, so I don't think it's a waste,
we can feel the benefits of saving later and that's how it is,
right, don't forget to do your research first because it's so important, at least to minimize risk.

I completely agree with your opinion that saving plays a crucial role in financial planning. In my opinion it requires a mindset which involves adopting a particular way of thinking to prioritize saving over spending and this mindset helps to bring about financial stability in the long term. The next step is to identifying suitable opportunities that can yield higher returns and outpace inflation. Bitcoin  could be a promising option in this reward, with potential to reward better returns.

I guess it's all about yielding higher returns and outpacing inflation. "Saving is Wasting" when we save in fiat currencies (even saving with some interest will not do the work). Try to remember what you could buy for 100 (Dollars, Euros, Francs, or any other fiat currency) 10-20 years ago, and what can be bought for the same amount of money today. In Serbia, the prices are crazy higher than in 2010-2011, and some products skyrocketed with a +500% increase.

Yielding higher returns is always risky, and crypto is one of the better options I would say. It's been doing very well all these years, and people can start even with small amounts. Gold is probably a lot less risky, but it will not yield some high profits with small investments, but it's better to have some gold for the long run than any fiat, that's for sure.
This is true since I have personally experience it when I was given a few hundred dollars by my aunt who came back overseas and was told to keep it for my savings, if it happens that I kept it right now, for sure it will become as a collection not as something that has value since that piece of paper would lose it's value once they'll change the dollar, and since I resided in a different country I couldn't exchange that easily even with the help of banks. Adding the fact that I don't have any options to where I can save my money so all I did is keep it in the bank.
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