Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
Basically the best investment is education. Even though it may seem difficult to spend a lot of money on educational expenses, the results obtained from this education will be far greater than the costs incurred. Because Investing in education can open doors for us to better careers, wider opportunities, and higher income in the future. In addition, education also helps us to improve our skills and knowledge in various fields, which can help us face challenges in this increasingly complex world. You have to get used to saving and reducing expenses, set aside some of your money for saving or investing. If you have little money to invest, start with small, achievable investments. You can start by keeping your money in a bank account that provides interest or bitcoin investment. Keep saving and investing little by little, and it will pay off when you accumulate future bitcoin investments. |
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In my opinion, the team that lost in leg 1 is difficult to comeback. It's even difficult for Bayer Munich to escape even though later in the second leg there is hope of winning. This year, it seems that UCL is not like last year which was full of surprises in the Knockout round.
This year's UCL is only for teams that are consistent, have a strong mentality and UCL DNA that can win. Such as: Real Madrid, AC Milan, and Inter Milan. Even Man City, which has zero UCL trophies, and doesn't have UCL DNA, has the chance to qualify, judging by their consistency in every match.
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Pada tahun 2018, MUI merilis fatwa mengenai penggunaan bitcoin dalam zakat. Menurut fatwa tersebut, zakat yang diberikan dalam bentuk bitcoin atau cryptocurrency lainnya sah asalkan memenuhi beberapa syarat. - Nilai bitcoin yang digunakan untuk membayar zakat haruslah setara dengan nilai nisab zakat pada saat itu. Nisab zakat adalah jumlah harta yang harus dimiliki oleh seseorang sebelum dia wajib membayar zakat.
- Transaksi zakat yang dilakukan dengan menggunakan bitcoin harus sesuai dengan ketentuan hukum syariah dan peraturan yang berlaku.
- Bitcoin yang digunakan untuk membayar zakat haruslah bersih dari sumber yang tidak halal, seperti uang hasil korupsi, perjudian, atau kegiatan ilegal lainnya.
Dengan memenuhi syarat-syarat tersebut, MUI mengizinkan penggunaan bitcoin dalam pembayaran zakat. Namun, MUI juga mengingatkan bahwa penggunaan bitcoin dalam zakat masih baru dan perlu diawasi secara ketat untuk menghindari penyalahgunaan atau tindakan yang merugikan. Menurut agan agan bagaimana pembayaran zakat menggunakan bitcoin, apakah sudah ada di Indonesia? Kalau sudah ada di platform atau yayasan apa yang sudah menaunginya pembayaran zakat melalui bitcoin? Dan bagaimana cara menghitung bitcoin sebagai harta zakat jika sudah memenuhi syarat mencapai nisab dan telah mencapai haul dan wajib bayar zakat bagi umat Muslim?
Adapun Pembayaran zakat menggunakan Bitcoin dan aset kripto lainnya sudah dimungkinkan di Indonesia. Beberapa yayasan dan platform seperti Blossom Finance dan Rahmania Foundation telah menyediakan layanan pembayaran zakat menggunakan aset kripto di Indonesia.
https://blossomfinance.com/terminology/zakathttps://blossomfinance.com/faq/how-can-i-pay-zakat-with-bitcoin-ethereum-cryptohttps://www.zakat.org/calculate-zakat-cryptocurrency |
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The situation is getting chaotic, it looks like Chelsea will be very difficult to get out of this bad period. Lampard's presence had no effect on the team at all. It's like it's hard to find a standard that matches Chelsea players. This season seems to be the last for the Blues to taste the Champions League competition. And if you don't immediately find the right coach, it seems it will be very difficult for Chelsea to be able to return to Europe's most elite competition.
A bad season for Chelsea and even potentially relegated. Sad to see a Chelsea team not scoring. Every striker now wants to direct the ball to the goal. Nobody to shoot nobody to score. It's like having Hazard, Oscar and Willian and Mata playing without CF in their early days. In the end Costa made that team into a monster in my opinion. As long as Chelsea don't have CF that is aggressive, strong, defensive and also holds the ball when needed, Chelsea will never score. A Drogba or Costa mold player is needed. Osimhen might suit me. |
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In this thread, I want to discuss the story of a country that for the last 100 years has succeeded in becoming the largest economic power in the world, especially if it's not the United States. even though about 150 to 200 years ago the American economy was nothing when compared to, for example, the British Empire, the Chinese empire and also the kingdoms in Hindustan, but only in a short time, the current American country could become a giant power in proportion to GDP (Gross Domestic Product). reached 24% of all GDP in the world. right now even if for example compared to other countries, America is 20 times larger than the GDP of other countries, even the number of financial assets in America in 2021 then covers 28% of all financial assets in the world. in the same year, now entering America's natural wealth, it has the second largest natural resource in the world with a value of 45 trillion dollars which includes coal, natural gas, copper, gold, wood and many more specifically with gold America has the largest gold reserves in the world. world today, namely 8,133 tons. this gold reserve of America's wealth does not include its vocal vocal industry like Hollywood and also the music industry and also the technological empire that almost monopolizes access to information technology around the world. So the question now is why did America become such a big economic power? even though if we look at the history of America 100 to 200 years ago it was just a nomadic colony which was a runaway from the Europeans so at the beginning of their independence in 1776 the American people were still very far from the word prosperous, most people in America needed to fight to fight against the ferocity nature and winter even fought against the local population to be able to survive everyday with a GDP that was only 2% of the world's GDP at that time. The United States is by no means considered a force to be reckoned with. My question is what are the factors that make the United States the largest economy in the world? |
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It was a quite interesting match here because even though Roma won by a landslide, Udinese really played very well in this case, especially with the intensity of the attacks of the two teams which were really good, making this even more interesting.
Roma's advantage over Udinese in this match is that Roma have a much better finishing quality than Udinese which is in their favor and the 3 points are sweetly earned.
Fantastic performance for As Roma overall. I don't know how Mourinho did it. Last year they won the European Cup after 50 years or so. This year they have performed extraordinary in the European league and are 3rd in Serie A. If they win the European league, enter the Champions league, adding more value to the As Roma squad. In just 3 years time, they will have the Scudetto, the Europa League and a champion. I think Roma have to maintain their top 3 position from now on by being consistent in winning every game they have left. Avoid giving points to lesser teams. A draw and a loss enough for the season. Because Jose will do well if Roma qualify for the Champions League. |
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jujur sih tujuan utamanya gabung di grup ini dari dulu sampai sekarang adalah uang hehehe... tapi meskipun begitu sedikit banyak teman ataupun informasi juga kita dapat. terlebih jika ngikut kampanye signature pasti informasi dan teman yang di dapat semakin banyak karena saling balas komen dan membaca komen orang lain juga bisa menjadi informasi bagi kita. jadi satu tujuan bisa dapat tiga hehee...
Iya saya pikir ketiganya menjadi motivasi untuk kita semuanya. Namun, Saya pikir motivasi awal setiap pengguna di forum seperti BTT bisa berbeda dan bisa berubah seiring waktu. Memang, penghasilan tambahan bisa menjadi salah satu motivasi untuk bergabung di forum ini, namun hal ini tidak harus menjadi satu-satunya motivasi utama. Karena Banyak pengguna forum ini yang juga ingin belajar dan memperoleh informasi tentang topik-topik tertentu, serta ingin membangun jaringan sosial dan berteman dengan orang-orang yang memiliki minat yang sama. Selain itu, ada juga pengguna yang ingin berkontribusi dan berbagi pengalaman dengan anggota lain di forum. Melakukan hal-hal yang lebih baik dan bermanfaat bagi orang lain merupakan tujuan yang lebih penting daripada hanya mencari penghasilan tambahan. Forum seperti BTT dapat menjadi sarana bagi pengguna untuk berkontribusi dan berbagi pengetahuan, serta membangun komunitas yang saling mendukung dan bermanfaat satu sama lain. |
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Saya pikir pemerintah juga tidak akan tergesa, lihat saja jara blue print kemudian whitepaper. Butuh waktu yang cukup lama. Saya pikir peluncurannya juga tidak akan tergesa. Menurut artikel yang saya baca Bank Indonesia mengkaji mengenai keadaan ekonomi saat ini, kesiapan pendukunga lain. Bank Indonesia juga memperhatikan mengenai pemulihan ekonomi burden sharing, tapering off, serta krisis lain. Jadi sepertinya mereka tidak ingin melakukan kesalahan, walau memang saya pikir sebenarnya kesalahan kekurangan akan selalu ada untuk di perbaiki.
Saya juga berpendapat bahwa pemerintah harus memiliki strategi yang komprehensif dan seimbang dalam mengembangkan CBDC. Dengan melakukan implementasi CBDC harus dipersiapkan secara matang dan tidak perlu terburu-buru namun pasti, karena Bank Indonesia harus membuat langkah besar dalam pengembangan sistem keuangan dan memerlukan waktu dan sumber daya yang cukup untuk memastikan keberhasilan CBDC tersebut. Dengan begitu Bank Indonesia dapat membangun sistem keuangan yang lebih efisien, inovatif, dan inklusif untuk masa depan yang lebih baik. Di sisi lain dalam mengembangkan CBDC, keamanan dan privasi harus menjadi perhatian utama. Bank Indonesia harus memastikan bahwa infrastruktur yang diperlukan telah dibangun dengan baik dan sesuai standar keamanan yang tinggi. Pembangunan CBDC tidak boleh mengabaikan pengembangan aset kripto juga. Perdagangan kripto telah menjadi tren global dan banyak negara telah mengakui nilai ekonominya. Oleh karena itu, penting bagi pemerintah kita untuk menyelesaikan peraturan dan regulasi yang berkaitan dengan perdagangan kripto, sehingga dapat memberikan kepastian hukum bagi para pelaku trader dan masyarakat pada umumnya. Selain itu, dengan adanya regulasi dan aturan diterapkan untuk mencegah penyalahgunaan dan penipuan. |
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It is incredible to watch how adamant Manchester City is about taking the top spot in the league standings. It won't be surprising if they succeed in beating Arsenal in the forthcoming match given their diligence and tenacity. Despite their recent setbacks Arsenal is still a strong foe but Manchester City seems up to the task. It is admirable how motivated and focused they are and it is fun to watch them work hard to accomplish their objactives. Manchaster City is on the fast track to winning the title thanks to their great tactical play and lack of risk taking. Let's hope for a thrilling game and may the winning team be the finest
Mencester city is so hot and dominant in the rest of the EPL league matches, but don't be surprised that the mentality in the Man city league is so strong that even the end of the EPL league as a winner has been proven. In fact, what I'm worried about is that Arsenal will run out of ammunition in the next match due to the pressure of Man City's game. Here I see Pep's genius because he is good at keeping his players fit and always gives substitutes the opportunity to play, what's the point of scoring so many goals but after that the injured player hasn't played for a month. |
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Saya pikir kita perlu menambahkan penipuan ICO palsu, karena jenis penipuan ini yang sering terjadi di dunia cryptocurrency. Karena ICO metode penggalangan dana yang digunakan oleh proyek-proyek cryptocurrency untuk memperoleh dana dari investor dengan menjual koin atau token cryptocurrency mereka.
Banyak Penipuan ICO palsu terjadi ketika penipu menciptakan proyek cryptocurrency palsu atau menggunakan proyek yang ada dan membuat situs web atau kampanye pemasaran palsu untuk menarik investor. Penipu kemudian meminta investor untuk mengirimkan uang atau cryptocurrency mereka ke alamat wallet yang dikendalikan oleh penipu dengan janji bahwa mereka akan menerima koin atau token cryptocurrency baru dalam imbalan.
Setelah itu penipu mendapatkan uang atau cryptocurrency dari investor, mereka menghilang dan tidak memberikan koin atau token yang dijanjikan. Seiring dengan tidak adanya regulasi yang ketat di industri cryptocurrency, penipuan ICO palsu telah menjadi masalah besar bagi investor cryptocurrency, dan seringkali menyebabkan kerugian finansial yang signifikan. Oleh karena itu, saya pikir ini juga perlu di tambahkan di daftr list terkait penipuan jenis altcoin/crypto.
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tidak dipungkiri jika dulu forum bitcointalk bisa sangat ramai dan besar dikarenakan ramainya juga bounty campaign, namun semenjak bounty campaign mulai sepi, anggota member yang aktif pun juga mulai berkurang, ditambah lagi munculnya sistem merit dan postingan yang sering dihapus dikarenakan kualitas yang rendah, hal itu sedikit bertentangan dengan kebebasan dalam menyampaikan opini disebuah forum, maka dari itu saya pun merasa mulai lesu dalam keaktifan di forum
khawatir tentang posting Anda di forum menjadi spam. Penting untuk diingat bahwa forum ada untuk berdiskusi dan berbagi informasi, jadi jika Anda memiliki pertanyaan atau ingin berkontribusi dengan pendapat atau saran, maka jangan ragu untuk mempostingnya di forum lokal. Namun, pastikan bahwa posting Anda relevan dengan topik yang dibahas di thread dan mengikuti etika forum yang baik, seperti tidak memposting konten yang tidak pantas atau offtopic. Tentang kekhawatiran Anda bahwa forum lokal sepi, Anda bisa mencari thread-thread yang lebih aktif atau memulai diskusi baru yang menarik minat banyak member. Anda juga bisa membuat thread Anda yang menarik untuk mengundang member untuk bergabung dalam diskusi. Namun, penting untuk menghindari spamming atau memposting secara berlebihan agar tidak mengganggu pengguna lain di forum. Mengenai sistem merit justru itu bagus untuk kita berlatih untuk membuat postingan yang bagus dan tentunya mengurangi spam karena itu akan menggangu member lain. |
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Menurutku tergantung masing-masing Individu. Jika dasarnya memang ulet dan ingin sukses didunia trading, saya kira dengan sendirinya mereka akan membekali diri dengan knowledge sebagai senjata dalam upaya mendapatkan cuan. Biasanya karakter yang seperti ini akan menggunakan Bot Trading sebagaimana mestinya (untuk efisiensi waktu, dan mengatasi masalah kontrol emosi).
Saya setuju dengan pandangan agan bahwa memiliki pengetahuan dan pengalaman yang cukup dalam trading sangat penting untuk meminimalkan risiko dan meningkatkan peluang mendapatkan keuntungan. Penggunaan bot trading merupakan salah satu opsi alat bantu yang tersedia untuk para trader, namun keputusan untuk menggunakan bot trading atau tidak tetap menjadi pilihan individu masing-masing. Beberapa trader mungkin memilih untuk mengandalkan keputusan manual karena mereka ingin mempertahankan kontrol penuh atas keputusan trading mereka, sementara yang lain mungkin lebih memilih untuk menggunakan bot trading karena alasan efisiensi atau konsistensi. Tentang kontrol emosi, bahwa ini sangat penting dalam trading dan bisa diperoleh melalui pengalaman. Namun, beberapa trader mungkin masih kesulitan mengendalikan emosi mereka, terutama dalam situasi pasar yang sangat fluktuatif atau ketika mereka mengalami kerugian. Bot trading tidak akan sepenuhnya mengatasi masalah ini, namun bisa membantu mengurangi pengaruh emosi dalam pengambilan keputusan trading. Namun, keputusan untuk mengontrol emosi tetap ada di tangan trader itu sendiri. |
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France has consistent performance after success lead to final World Cup and has chance with Euro 2024, even squad composition in all positions is a positive side for Deschamp to make France more favored at Euro 2024. Beside Germany as host as the one national team favorite by winning Euro 2024 after longer time always miss become the winner.
France has quit well performance last World Cup and this national team looks consistent depend on achievement on last two games in qualifier, I think 80% chance for France as the winner in Euro 2024.
I also think that France is an extraordinary team even though the majority of the players are young, we can still see that they have learned from the World Cup. This promises a lot for the future if they continue this momentum, can't wait to see them play the Euros again. This France team has become very united since the defeat against Argentina in the world cup final in Qatar, the players understand each other very well. You feel in them perfect sports harmony. This has proven that Francis continues to show consistency, of course France is the favorite to win at Euro 2024 later. |
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Someone met me and we were had a conversation on trade and he told me that he has used all he has been saving for trading and asked me if he can make something out of it and I asked him if he had any knowledge about it and he said no.
My question is can someone that doesn't have any knowledge about trading and how the system work can he or she trade and be profitable in it? Since at some points it has some compliments bof luck.
After some time of discussion, he has been told that it's just for them to choose on the candles sticks if it's up the they want to choose or the one going up just with this idea can they trade with such an idea.
so I wan to know if it's right for the person to begin trading?
Every beginner if you want to be a trader the learning process is important to build skills in trading. Trading can be a difficult and challenging job as it involves money and a high degree of risk. However, by studying and being dedicated to improving skills and knowledge, a trader can become more skilled and confident in making investment decisions. What your friend is doing is correct, he just needs to keep learning and must be able to keep his emotions in trading. However, some beginners or new traders may have unrealistic expectations or lack an understanding of the risks involved in trading. This can lead to bad decisions and potentially large losses. Therefore, it is important for beginners to start with a small amount and pay close attention to risk management. In addition, it is important to have a clear and consistent trading plan and to do sufficient research before deciding to trade. Don't forget to always update your friend's trading strategy based on experience and previous trading results. However, if after a few trades a person decides to stop trading, it may be a sign that trading is not the right field for him or that your friend is not ready to invest. It is important to understand that trading is not a quick way to get rich and it takes time and effort to achieve the desired results. |
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Saving automatically can help you build good, consistent saving habits, especially if you have a steady income each month. By saving automatically, you can ensure that a portion of your income is automatically deposited into a savings or investment account each month, helping you achieve your long-term financial goals.
In addition, investing in government bonds can also be a good choice for savings. Government bonds have a lower risk compared to other investments, because the government is considered a borrower who has the ability to repay its debts. Therefore, government bonds are considered as investment guarantees that are relatively safe and stable.
However, before investing in government bonds or other financial products, it is important to do your research and understand the risks and potential rewards of the investment. In addition, having a diversified investment portfolio can also help reduce risk and increase long-term profit potential.
Finally, bank savings can be the first choice for the general public because it is a safe and easily accessible financial product. However, interest rates on banknotes are usually lower compared to other investments such as government bonds or mutual funds. Therefore, if your goal is to make bigger profits, then it is worth considering bitcoin investments which have higher profit potential.
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Frank Lampard is the victim of Chelsea's management failure this season. Their decision to not take long into consideration when sacking Thomas Tuchel was the start of their failure, yes because they did not appoint the right coach to replace Thomas Tuchel at the start of the season. In the end, the opportunity given to Graham Potter did not allow Chelsea to play well and achieve positive results. A lot of people are pressuring, especially the Chelsea supporters to immediately sack Graham Potter, but Chelsea are still keeping him, I understand because they don't want to act rashly in deciding something. And we can see now Chelsea's condition is getting worse.
This is the saddest team to watch in the EPL, not even upset at the loss but the lackluster display is disgusting, sickens me. it was clear that whenever Chelsea fell behind, the game was completely lost. I blame all the new owners. They broke all of Chelsea's backbones because of ego, stupidity and naivety. I think Todd was the main reason for Chelsea's downfall had he not sacked Thomas Tuchel and after sacking him he went crazy and signed so many players in such a short span of time creating instability and chaos in the dressing room which Graham Potter couldn't do, now this chaos continued by Lampard. |
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it is important to remember that a lifestyle that is too extravagant can have a negative impact on one's finances and well-being in the future. Hanging out with friends can indeed be fun and entertaining, but there are many other alternatives that you can do without having to spend a lot of money. For example, you could get together with friends at home and have a group discussion or potluck event, watch movies at home, play games together, or even do outdoor activities like hiking or picnicking.
It is important to prioritize your spending and ensure that you are spending your money wisely. It can also help you achieve your long-term financial goals, such as saving for the future or paying down debt.
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When browsing the internet this kind of thing I'm worried about, it's very important to protect our devices from virus threats and scams. As you mentioned being careful when visiting porn and gambling sites, we must also Avoid unverified browser extensions and avoid clicking on unverified links is a good way to prevent fraud and illegal access to our devices. Also, not downloading random apps or files that may contain malware and using an ad blocker can also help protect our devices from online virus and malware threats.
As a crypto user, it is very important to take strong security measures to protect our crypto holdings. Keeping our crypto deposits off exchanges and permanently offline is one of the best ways to protect our crypto from hacks and other cyber attacks. Additionally, using a secure wallet and taking additional security measures such as using 2FA can also help protect our crypto from security threats.
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