In living life, sometimes it's not as smooth as what we want, sometimes we face various challenges, one of which is like your friend who is experiencing financial problems. Financial difficulties are indeed one that often happens to us, especially if someone has a business that is going bankrupt. So we are faced with a dilemma between selling the property or going into debt, which is better?

in my opinion it depends on each of us and the problems we are facing if selling property is enough to solve the problem, I personally will choose to sell property because we can get all of that back if we get more money. Don't let you later feel regret in life due to debt because you can't pay it off. Because many people are in debt without careful calculation, in the end, debt is still suffocating their lives.

I have come to understand a lot about strategies in entrepreneurship, it turns out that increasing sales can be done in various ways, one example, as you said, we don't need to be busy looking for new customers, but correcting mistakes from customers who have subscribed is far more important so that the value of this business increases. Every business person. This can be a strong focal point for our business if we want to increase profits. Because maintaining a good relationship with customers is much more difficult than getting new customers.

If necessary, continue to build communication with them so that we know what benefits they have gotten from our business and our services as business people. Of course, we have to ensure that the service infrastructure for them continues to exist so that we can act on feedback from customers quickly. We also need to carry out a personalized marketing strategy, so that they feel that we pay more attention to them personally. That way we can increase our business profits while increasing customer loyalty.

Admittedly, last season Dortmund's mentality could only reach runners-up in the Bundesliga, even though the title was right before their eyes, but they failed in the last match against Mainz. I agree with you, this is because many Dortmund players are sold just to get money and not a few Dortmund players are sold instead to opposing teams like Bayer Munchen. So do not be surprised if Bayer Munich's domination in the Bundesliga is difficult to be broken by other clubs, including Dortmund.

Whatever the drama of the Bundesliga, Bayern Munich is still the champion. This gives the impression that the Bundesliga is no longer attractive to overly dominating Munich. I hope that the Bundesliga will return to being competitive like the 2001-2012 period where there were several clubs like (Dortmund, Stuttgart, W. Bremen, and Wolfsburg) who were able to break Bayern Munich's dominance.

Yes, you can be sure it will be difficult for Chelsea and Liverpool, especially for Chelsea who have to change a lot and this takes time to improve under the new coach Mauricio Pochettino. You can see that Chelsea's transfer direction is now good, not carelessly buying players like the previous season. Because buying a player is like gambling, not all experienced players can immediately get chemistry at their new club, and not all potential players immediately perform badly at their new club.

we have to be realistic for this season, even though Man United and Arsenal are building strong squads but Man City's dominance seems difficult for opponents. because this season is the prime peak of Man City. They dominated the English League for six years, and only once did they not get the EPL title when it was picked up by Liverpool. Almost every season, Man City has never failed to win the title. Last season they were also able to catch Man United's two achievements in one season, Treble and Three-peat EP. So it's only natural that this season Man City remains the favorite to win the EPL league title.

Pogba is a world-class player with good skills, this was seen when he played for Juventus and then for Man United and then returned to Juventus. But unfortunately, because he has been injured too often, his movements have become very slow, and unable to give pressure on opponents.

Yes, I agree with your opinion, and because of that Juventus should have made the right decision by letting him go, after all, Juventus will be at a loss if they keep retaining a glass-footed player (easily injured), even though he is good, but if he is often injured, what's the point of keeping him. it would be better for him to pay to buy other players, players who are minimally injured, even though they are not as good as him but their performances are stable. Talented player but injury prone. I feel sorry for him.

If you look at the Mbappe transfer Saga so far it is very interesting. PSG wants to sell Mbappe as soon as possible because he doesn't want to extend his contract, on the other hand, Mbappe himself wants to last one season with PSG without extending the contract.

It looks like PSG is punishing Mbappe because PSG sold him at a very high price. So far the Saudi Arabian club wants to sign him for a high price tag of around €200 million, but I'm sure Mbappe will turn it down. The news is that Chelsea also wants and is interested in signing Mbappe, and we all know Mbappe himself wants to go to Real Madrid. Indeed, Real Madrid wants to bring in Mbappe because so far Real Madrid does not have the right person to replace Benzema, but right now Real Madrid only wants to bring in Mbappe for free next season. I suspect that Real Madrid also punished Mbappe because last season Mbappe did not receive an offer from Real Madrid. Because if you look at Real Madrid, they are not a club that doesn't have money. If they are serious about buying Mbappe, why hasn't Real Madrid done anything to Mbappe until now? even though PSG themselves have registered Mbappe on the transfer market.

True, there was an issue that Manchester City was hit by financial fair play violations from 2009-2018, but now there is no longer this issue. When it comes to Pep Guardiola wanting to leave in 2025, it is very interesting if he is looking for new challenges. Once he came close to winning a Treble with Bayern Munich, but now the only other challenge left for him in club football is to win another Treble in either Germany, Italy, or France.

But I feel that if Pep Guardiola leaves he will move to PSG or to Serie A to see if he can do the impossible and win the champions league for them. If he wins the Italian and French leagues he will be the only winner of the top five leagues under Ancelotti. On the other hand when he left England two years later. He will forever be remembered as Man City's finest manager.

The percentage in my country that gambles a lot is poor people who want to try their luck at gambling in hopes of getting rich. It sounds sad, but the facts on the ground that gambling addiction occurs more often in the lower middle class, rather than the upper middle class. if they had gambled they would have met ladies of the night and fellow gamblers who had fallen into drugs and women. Maybe you have never heard of a husband selling his wife for gambling purposes, in my country there is something like this.

Poor people play gambling not because they are a hobby or looking for fun but because they are looking for luck through gambling, this is very different from rich people playing gambling because it is a hobby and fun and usually rich people can control themselves. So it's not surprising that the percentage of gambling players is mostly poor than rich people, maybe this is also because gambling sites are very accessible to everyone and gamblers can't use them wisely.

The point is that finance is not forbidding it, but limiting it and making sure to make any decisions based on numbers, not emotions. I understand a little what the OP said, and I think it's not only newbies who have to carry out suggestions like this, those who are not beginners should also implement a system like this. Because bitcoin is an asset that is used for investment if you don't have a job, how do we start investing? by way of debt? this will worsen our finances.

The mindset must be changed, don't buy Bitcoin expecting to get rich in a short time, but buying bitcoin means we are ready to lose money. Therefore, what is needed first is not to buy bitcoin, but how do we find work, that way 30% of the money we get from our new job buys bitcoin in stages every time we receive a salary from work.

Building a successful business certainly requires a lot to learn and of course action is very important, a good roadmap without the right action will not produce anything. What the OP said is good, but without strong determination and belief, the business will not work as it should. then from the need for stages in building a business and building a brand in the business. I am not experienced in business but my brother owns a business and I learned a lot about business with him. The knowledge that I got is as follows when building a business:

stage 1 :
1. Market survey
2. Look for supply agents if product-based, Look for organizational relationships if service-based.
3. Prepare Capital (products), Prepare mentality and skills (services)
4. Build relationships if retail marketing, Land, or places that are easily accessible if services or wholesale.

stage 2 :
1. Bookkeeping/manual/computerization.
2. Management of stock, sales, and profits.
3. Monitoring.

stage 3:
1. Increase the market.
2. Market development.
3. Sales development.

stage 4:
1. Competitor self-defense.
2. Prizes.
3. Dividend yield and profit.
4. Join the new market model.

Stage 5: DIGITAL MARKETING.

Prediction 2: $32,549.87
bech32 address: bc1qpwrcjyyk2cdp7r8z3gsuauyg38vafu5lcr5yqh

Of course, Man City will be the favorite again this season. Moreover, Man City is a team that has been formed both mentally and in terms of play, Man City always improves every season to become stronger. They are also a strong team financially because the club's operations are good from buying players and their salaries, not from bank loans like other teams, in the end, the club fell into a financial crisis.

Just look at Pep Guardiola's strategy, this transfer window is slow and just as needed, perfecting the existing squad, similar to when Pep Guardiola was at Barcelona in the 2009/2010 season, not buying many players. Only buy what is necessary. See also when the Man United squad in the era of Sir Alex Ferguson. Don't buy excessive players, but appropriate and very necessary. If you have to buy it, definitely with consideration of the balance of the team. But this season the EPL league will be tight in terms of chasing the title because all the big teams have made big improvements in this transfer market. so other teams also have a very high chance of winning the EPL league trophy.

Under coach Luciano Spalletti Napoli are the most interesting and fun team to watch, they have a great team and good players and it looks like they are playing for something more important than wins and trophies.

Now under the new coach Rudi Garcia, of course, there will be many challenges that he will have to face in carrying out his duties as Napoli coach. Because defending the Scudetto is much more difficult than chasing it, and I think it is not easy for Rudi Garcia to match Spalletti let alone to achieve success in the champions league. This is the biggest challenge for Rudi Garcia this season, so far he has always used a 4-3-3 formation. It will be interesting to wait to see if he can maintain Napoli's track record as a team that is active and looks to attack.

But there is an interesting thing from Spalletti by Rudi Garcia, when Rudi Garcia coached AS Roma he succeeded twice in bringing As Roma to be runners up in the league, but after As Roma's performance declined he was replaced by Luciano Spalletti and now the situation has reversed Rudi Garcia who replaced Luciano Spalletti at Napoli but Napoli's current condition is the defending champion of the Serie A league.

Indeed, patience is simple, but it is very difficult to practice it every minute and even seconds, there are many temptations at its core. The most important thing for successful investing is patience. Therefore we must have a short-term or long-term investment goal first, the important thing is don't aim to get rich quickly. however investment must be patient, have a strong commitment, and keep trying to stay calm when the market fluctuates.

Of course not, because my goal is long-term.

I believe the newest ATH will be $100k, I feel this is the ideal price to score a new ATH. Especially if you look at Bitcoin's history in the past and the fourth halving will occur next year. then it's not impossible it doesn't take a long time to make dreams come true.

Governments in every country should look at this side of the farmers, that is, the price of unhusked rice is relatively stable while the prices of agricultural materials such as fertilizers, agricultural equipment, and especially agricultural machinery tend to increase from time to time. And the prices of other commodities besides agriculture, both goods, and services, tend to increase far beyond the increase in agricultural production.

So to maintain food security in a country, the Government needs to study more deeply what treatment is most correct and suitable for farmers, including subsidies and guarantees for health and education for children and their families. So that our farmers can be proud and comfortable working as farmers. If this is not the case, the profession of a farmer will be abandoned little by little because they will realize that they will not develop if they continue to work as a farmer. This will have a very significant impact on a country's food security. And this is not something that can be underestimated.

This should be the most prioritized by every country to save from recession. After all, the agricultural sector is what makes all of us able to live. But the problem now is that in my country there are very few young people who want to become farmers, due to limited land, and uncertain income, they prefer to be YouTubers, TikTok, and miners, selling online is more promising. This is because the government in my country does not fully care about the agricultural sector, farmers' lives are increasingly marginalized due to fertilizer subsidies that continue to be reduced while the prices of agricultural commodities are dropping, especially during the harvest season.

Such is the other side of the portrait of a professional football player, there is nothing wrong with the Mbappe transfer saga process. players have the right to determine their future career, regardless of challenges, loyalty or finances does not mean they are arrogant. And maybe many opposing fans are laughing with satisfaction seeing that PSG will lose Mbappe at a low price or even for free due to PSG's transfer "karma" which hijacked other club stars for free. For example, Ac Milan, who had to lose Donnarumma for free, or Inter, who had to lose Milan Skriniar in the same way. But that's football now where Loyalty is only owned by a few people.

But whatever it was, from the beginning I agreed that Mbappe would join Real Madrid. Because considering that Mbappe is still young, if he wants to get a lot of European trophies, of course, the right choice is Real Madrid. And it's true as you said, money problems seem like Real Madrid don't have the slightest problem, only PSG don't want to let Mbappe go.

He's had an amazing season. it's very natural for Man United to defend him by extending the contract until 2028. But I think he can't be the only goal scorer for Man United, that's not good because when Man United has difficulty scoring goals, he will be blamed. The arrival of Mount and Onana is a good thing for the Man United squad to face this season, and Hojland is most likely the striker that Man United will be after next.

Last season Marcus Rashford was the best for him and hope he will do the same this season, Marcus Rashford has improved a lot on his left foot I think he is On his way to becoming a world class striker under coach ETH very wide open.

The inflation rate cannot be avoided, including in my country, which means that the purchasing power of our money is always decreasing, which is indicated by the increase in the price of goods. Inflation is unavoidable, so we need to find a strategy so that our savings don't fall apart during inflation.
1. Find additional work to make a lot of money.
2. Pay off debt and don't be in debt.
3. Sell idle assets right now.
4. Investment in bitcoin assets because bitcoin is one way to avoid inflation.
5. Efficiency
6. Take care of mental health and psychology.

Little extra. When you get a salary, the salary can be separated immediately by using a strategy with the 50/30/10/10 formula. 50% need, 30% Bitcoin Investment, 10% Desire, 10% emergency fund. Because I think this strategy is optional if it turns out that our needs are not up to 50%, we can reduce the needs, then add it to the bitcoin investment list.

Agreed, we know that technological developments continue to develop, one might even say that this concept is not new it has been more than a decade, and bitcoin technology does look extraordinary but also complicated. Therefore, we must discuss it with our children, because as you said children are the future and the development of Bitcoin requires children to maintain their existence in the future. Both senior and junior Without strong knowledge it is very easy to fall into the trap of fraud.

The more in the future the more advanced the era, all that remains is how we use it. Because the accelerating advancement of technology means that Bitcoin is likely to play a role in the financial lives of our children in the future, it is very important to teach them about Bitcoin sooner rather than later. So

The purpose of using Bitcoin as a currency is as an alternative when there are restrictions, or economic embargoes on the part of certain countries carried out by certain authorities (US, European Union, IMF, World Bank, etc.). For example:
1. Countries that have an economic embargo so that they cannot access certain currencies in trade transactions.
2. Companies/entrepreneurs who have strong political opponents. Political opponents in power try to block access to international and domestic trade transactions. So companies/entrepreneurs use Bitcoin as an alternative transaction tool.

Then, the question is whether Bitcoin can become a world currency one day.
In my opinion, this is influenced by the law of Action-Reaction. The bigger the Action, the bigger the Reaction. The greater the action of political pressure, economic sanctions/embargoes, including geopolitical wars against certain countries, the greater the global reaction to using Bitcoin of its kind as currency. The greater the threat of global rulers to the freedom (freedom) of companies/owners of capital, the more fearful they are of trying to defend "life" with Bitcoin. Besides, the price of Bitcoin is very expensive, poor people can't buy it and I also don't think Bitcoin can balance the poor and the rich.