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Author Topic: Is some certain lifestyle a waste of money and time ?  (Read 1339 times)
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April 12, 2023, 09:10:17 PM
 #161

Money is something that comes slowly but very fast when spending it so I suggest we think while making expenses in our society today were there is a cashless policy supposing you earn 100% in month and 75% goes to clubbing 25% is left which might not be enough for the household you being a family man is left with nothing but collecting salary every month it's a great to you because if you insist on living such life for a while it will take you a lot of time to do what others of your colleagues are doing this has been a major problem to our youth today they choice exercise fun more than engaging in investment

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April 12, 2023, 09:22:50 PM
 #162


Attempting to impress others with material possessions in order to fit into a certain social category is a frivolous use of resources. People engage in this behavior due to the overwhelming pressure from society to conform to certain trends, this trend-following mentality can be observed in the way high school students in my country use iPhones as a status symbol and mock those who use other brands. This kind of behavior also occurs among adults, where people buy expensive cars and brands simply to feel like they belong which I see as a waste of money.

It can be seen as a waste of money only when the person doesn't really have enough financial source, but instead of investing, they tend to be influenced by societal pressure, where those who are showing off in the society may really have a heavy financial airbag that they are not aware of.

Giving an example of the student's lifestyle, I remember my days in the university, when one of my friend used his school fee to bet, because his friends were gamblers and they always won big at times, so this friend, who has parents that are not too wealthy, instead of understanding the situation that he will sink into if he loses his school fee, instead he went on with it. His friends, whom he followed in their footsteps, are more financially stable than him because these guys always have big wins every week.

With that being said, it is good to always be more calculative and decisive before spending more than your salary. Some people don't think clearly before spending, which lets them blame themselves and can even end up in big debts.

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April 12, 2023, 09:33:27 PM
 #163

Money is something that comes slowly but very fast when spending it so I suggest we think while making expenses in our society today were there is a cashless policy supposing you earn 100% in month and 75% goes to clubbing 25% is left which might not be enough for the household you being a family man is left with nothing but collecting salary every month it's a great to you because if you insist on living such life for a while it will take you a lot of time to do what others of your colleagues are doing this has been a major problem to our youth today they choice exercise fun more than engaging in investment
As long as people don't see the real value of money, no, they will spend it without thinking about how hard it gets. This really happens in real life and people changed their lifestyle gradually when they have money and a high salary, and most of us never think about the future but just today. And there is one reason I've found out that why people spend their money not in a smart way and it is because of so many ads and promotions that could really tempt people, especially when there is a SALE. 

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April 12, 2023, 09:45:19 PM
 #164

With the drinking habit of your friends almost all days of the week, I must say it’s certainly a waste of money and even time that should be supposed to spend on your family for more quality time. You know it’s never bad to drink as long as it’s done moderately, but in your case, it’s like your friends are abusing it that will only put their health and finances in danger later on. So never adopt what they’re doing just because they are your friends. You should know the right from wrong. And in this case, this is very wrong wasting their time and money in a drinking habit that won’t make them productive at all.

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April 13, 2023, 06:08:31 PM
 #165


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted

Smoking is slightly less harmful to health than alchohol ? I disagree. Lung cancer is the No.1 cause of death in my country and most of the cases are caused by smoking or second-hand smoking. Even you don't smoke, your hushand or wife is a heavy smoker, you will get harmed easily every day. My maternal grand parents both died of lung cancer and my grandfather was a heavy smoker. Because of this, my mother and all of my aunts have asthma problem. Smoking is actually a far more serious problem than drinking alchohol. You have to drink alchohol to be an alchoholic but you don't have to smoke to be harmed by smoking. Too sad.
Of course, smoking is less harmful to the human body than drinking alcohol. And alcoholism is a bad habit if a person drinks alcohol regularly for some time he will get terribly addicted to it and he will not be able to give it up easily. And alcohol is very expensive.  A bottle of good liquor can cost anywhere from $50-$10000 but a pack of cigarettes costs only $1.5-$5. So drinking is a huge waste of money


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April 14, 2023, 01:43:09 AM
 #166


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted

Smoking is slightly less harmful to health than alchohol ? I disagree. Lung cancer is the No.1 cause of death in my country and most of the cases are caused by smoking or second-hand smoking. Even you don't smoke, your hushand or wife is a heavy smoker, you will get harmed easily every day. My maternal grand parents both died of lung cancer and my grandfather was a heavy smoker. Because of this, my mother and all of my aunts have asthma problem. Smoking is actually a far more serious problem than drinking alchohol. You have to drink alchohol to be an alchoholic but you don't have to smoke to be harmed by smoking. Too sad.
Of course, smoking is less harmful to the human body than drinking alcohol. And alcoholism is a bad habit if a person drinks alcohol regularly for some time he will get terribly addicted to it and he will not be able to give it up easily. And alcohol is very expensive.  A bottle of good liquor can cost anywhere from $50-$10000 but a pack of cigarettes costs only $1.5-$5. So drinking is a huge waste of money

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
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April 14, 2023, 03:04:52 AM
 #167

With the drinking habit of your friends almost all days of the week, I must say it’s certainly a waste of money and even time that should be supposed to spend on your family for more quality time. You know it’s never bad to drink as long as it’s done moderately, but in your case, it’s like your friends are abusing it that will only put their health and finances in danger later on. So never adopt what they’re doing just because they are your friends. You should know the right from wrong. And in this case, this is very wrong wasting their time and money in a drinking habit that won’t make them productive at all.

The problem is that those people don't think so, and they see it as a desirable life. I also have many friends who only drink but don't care much about their families and have a lot of advice, but they don't care because, for them, that's life. Such people you do not need to care too much about them, at some point, they fall ill and have nothing in hand, and you will understand everything.
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April 14, 2023, 03:08:07 AM
 #168

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Well, if they gather 4 times a week just to have drinks, it's really a waste of money given that the total amount of drinks and foods they consume are expensive enough that can be a budget for a month. Are they well-off or somehow not struggling financially? Because if they do then it's not really an issue even they spend money for leisure to enjoy the company of each other. However for some of us who knows how hard to earn money and we value our family more than friends, it's really a waste of money and time.

I do go out with friends but not frequently, usually if there's an occassion to celebrate only. As a person with my own family already, I need to prioritize my family first more than anyone else since i'm not single anymore that can spend money and time with friends just to have fun. Of course there's nothing wrong with that but I have to limit myself.

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April 14, 2023, 06:00:31 AM
 #169

Lifestyle of course adjusts income, many people always want to look more while income is not appropriate so the solution is to go into debt, this kind of lifestyle will destroy us, never live beyond our means because it will make us in a lot of debt.


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April 14, 2023, 05:26:25 PM
 #170

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.


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Xcode7
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April 14, 2023, 06:38:20 PM
 #171

Lifestyle of course adjusts income, many people always want to look more while income is not appropriate so the solution is to go into debt, this kind of lifestyle will destroy us, never live beyond our means because it will make us in a lot of debt.
sometimes a lifestyle is really needed for positive things such as supporting a career and increasing confidence to interact with colleagues or people who are considered important but all of that comes back to oneself, there are people who need a lifestyle there are also those who are not dependent from the work we do.
what's wrong is when a person imposes too much of a lifestyle just to be recognized by others while for that he sacrifices many things, not a few too, especially for children who are just growing up.

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bestcoins1
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April 14, 2023, 07:12:30 PM
 #172

The problem is that those people don't think so, and they see it as a desirable life. I also have many friends who only drink but don't care much about their families and have a lot of advice, but they don't care because, for them, that's life. Such people you do not need to care too much about them, at some point, they fall ill and have nothing in hand, and you will understand everything.
Those who don't care about themselves and their families are the ones who really lose in living their lives, because they will never get enjoyment in the long term if they don't care about their fellow families. Now everyone can see how the life journey of those who have been successful to make it an example in life, because there is no reason for everyone to follow a bad example of life even though everyone should see it as an example of comparison with a better life

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April 14, 2023, 10:23:50 PM
 #173

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.

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April 14, 2023, 10:43:08 PM
 #174

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.


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Hamphser
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April 14, 2023, 11:37:51 PM
 #175

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.
There are things which we cant explain specially if there are people who cant just able to stop on their vices even if we do know that this isnt something that good for the body or really that something that give of benefits. Just let others do on what the things that they do want since its their money, it is really just that there are people who do have the money that they can spend compared to those who have none.
Although there are people who can afford but  still choses up not to deal off or get engage and would rather choose up on things which is more sensible and recommendable to do so.
If they would really be having  those vices or whatever they are dealing then its just too dumb that they dont know on what and how much they are spending on.

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April 14, 2023, 11:41:16 PM
 #176

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.
Avoiding habits like smoking to avoid the wastage of money is really appreciable. When we smoke we should think of the future as well, because when we smoke wr just calculate what we are spending on the cigarettes. The truth, we should have the calculations for our future medical bills. Even the person who doesn't smoke suffer different disease, but we should not pave path for some medical issues to be caused. In my view avoiding smoking could save big money in one's lifespan.

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Mame89
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April 15, 2023, 01:03:26 AM
Merited by lizarder (2)
 #177

it is important to remember that a lifestyle that is too extravagant can have a negative impact on one's finances and well-being in the future. Hanging out with friends can indeed be fun and entertaining, but there are many other alternatives that you can do without having to spend a lot of money. For example, you could get together with friends at home and have a group discussion or potluck event, watch movies at home, play games together, or even do outdoor activities like hiking or picnicking.

It is important to prioritize your spending and ensure that you are spending your money wisely. It can also help you achieve your long-term financial goals, such as saving for the future or paying down debt.

R


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adzino
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April 15, 2023, 01:42:10 AM
 #178

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.

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Marcellin9 (OP)
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April 15, 2023, 02:20:39 AM
 #179

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.

Agreed. Recently because one of these friends ran into some health problems such as high blood pressure due to over drinking, they have ceased those gatherings for a few days. Well, any problem caused by this unhealthy lifestyle will change their lifestyle eventually and even they choose to continue, it is simply their preference. I know exactly that this kind of lifestyle does not work for me so initially I tried to avoid these over frequent gatherings. I am glad to make a balance between what I like and what I don't.
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April 15, 2023, 02:56:29 PM
 #180

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.
Yes it is normal that not all strategies will work for everyone because everyone's family and social structure is different and product prices are different in one zone. So where I can save $10, you might end up with $20 more.  Again my income is $300 a month, your income may be less or more than that.So everyone has to adopt their own personal strategy.  And one thing to always keep in mind is to always try to cut unnecessary expenses


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