Anybody without 6 weeks of emergency fund probably doesn't belong in the gene pool.
I know that sounds fascist, but I didn't choose this world.
You're talking about at least 80% of all American workers.
You didn't choose this world but you did choose to reveal being extraordinarily out of touch.
Anyway, right, bitcoin, almost forgot.
look
I don't have the big diesel truck, I don't have the fancy smartphone with the big data plan, I don't have the 50" TV with subs to all the streams.
I do have the emergency fund.
People made their own choices what they were going to use their money for.
The ones who are "out of touch" are the ones that thought they could keep spending at or beyond their means and think that nothing bad would happen.
If that category of retards is 80%, so be it.