Already overbought. You pay for 1 YFI token more than for 1 Bitcoin? It doesn´t make any sense for me! I know that it is due to low circulating supply, but when you think about it in a long term. Your 30 000USD investment would be much safer in Bitcoin, right?

Still, I would be very careful about all smart-contract made coins. Wrapped Bitcoin is an elegant way how to get Bitcoin on Ethereum network and get more functions like Yield farming, but we have been witnesses of many smart-contract hacks, so one day could happen, that all Wrapped Bitcoins will be stolen from the smart-contract by a bug in a smart-contract code.

Didn´t they promise that they will audit their smart-contract? Maybe they again tried to develop everything quickly to earn as much as possible, but this is the result that DeFi projects need to be developed for a few months to prove bugs and vulnerable places. That's why I only trust MakerDAO and Compound .

I have earned some Oikos tokens in recent bounty campaigns and for me, it is a smart way how to get passive income from cryptocurrencies. I take loan with my Oikos, I buy ETHs, I pay the loan to adjust my collateralization rate and now I am able to get more Oikos tokens every week from staking. When the price goes up, I take more loans. When the price goes down, I have to adjust again my collateralization to get profit from staking. 

Get out of it! If he was able to do that, he will be able to do that in the future right? The creator of SushiSwap is completely anonymous, so we can´t trust his words. He probably did the worst thing, stealing money and now giving it back? Doesn´t make sense at all, he will not get the credibility back.

Bitcoin dropped from 12 000 USD level to 10 000 USD level, but this affected more altcoins, that lost more than 50% of its price. We think that it is a correction, but I would be more careful because cryptocurrencies copy the move on financial markets. The second wave of COVID-19 is here and stocks are falling down. Be careful, and do the dollar-cost-average strategy. 

Well, how many scam DeFi projects have to come to bring people to a question, why I would risk my money for few percent interest? There are sooo many working DeFi platforms, lending platforms with up to 8% interest rate, why people still risk their money to gain a little bit more? 

The resolution would be if the DeFi tokens migrate to the new ERC 677 standard, that is used by Chainlink and XDAI. ERC 677 allows staking and the fees for sending tokens are much lower. This would solve the problem until Ethereum 2.0 comes with more scalable blockchain .

I simply do not understand how projects like Year Finance or Sushi Swap could be so successful? The growth behind it is again made only on vision, but not only real basics.
Similiar situation to altcoin, ICO, STO, IEO and exchange token bubbles.

Changelly is a centralized swap service, it is not an exchange in the true sense of the word, thats why they have higher fees. They provide user friendly option how to immediately buy / sell cryptocurrencies with a credit card, thats what you are paying for.

There is one problem, this interest is calculated for today, but we can expect that more people will join DeFi and allocate their funds for Yield Farming, which will cause that the interest rate will fall down because there will be a higher demand for this service. 

Hi, nice to see that we have finally a good IEO that allows it supporters to earn some tokens in a bounty campaign!
Thank you for it.

But, you have some bugs what I have found. Look at my signature, there is no Akoin, but Akion. Secondly the ANN link in my signature doesn´t work.

#PROOF

Bitcointalk name: r32godzilla

Every growth is followed by fall and every fall is followed by growth, which is a market cycle. When you are earning, others are loosing and paying your profit. Those who invested in DeFi at the very beginning are in a huge profit, while the rest of us starting to pay this profit.

I see that you manage a bounty campaign, in a few weeks my current signature campaign is ending so it would be nice to find a similarly promising DeFi project.

So I just would like to ask you two questions. Please, what is the total supply? And secondly, I see that you have written on the website powered by Libra and Cosmos, what does it really mean? 

Why would you buy USDT? Only when you would like to stay in crypto when you expect a dump, right? But, you should know that all of these stable coins are at the edge of the law and we don´t know for how long they will survive. So, be careful and do not hold these stable coins for a long time. 

Well, hard to say, what is happening behind the team´s behavior. They try to hype CRO token with never-ending syndicate offers, but the question is who would sponsor these events and why? For me, it is a very fishy activity on how to make coin valuable.

This is probably one of the biggest post-ICO token problems. The team decided to swap token into a mainnet coin, or just updating the smart-contract and they only leave a short time for users to react and many users lost their money and potential of high return. 

Litecoin is a true Bitcoin´s alternative. People switch to Litecoin every time when Bitcoin´s network is overloaded and transaction fees are too high. For example, when people paying for coffee, they need a fast and cheap transactions, they do not need such network security as Bitcoin has .

Aidos Kuneen is a copy-paste project of IOTA. It comes from greek scammers that promise that Aidos will be the first crypto with approved ETF. But, it looks like they have different opinion about what ETF really is.