Davor contracts are similar to Bitconnect - they're rather lengthy, plus you can lock in your loan for another 120 days to get a .1% bonus a day, which I think is a good strategy.

On the other end, Regal has the most user-friendly terms of contract, only being locked in for 99 days. However, this is backfiring, as the price of REC has crashed since the team did not work on an internal exchange that would allow them to control the price, and contracts are now expiring, causing a further sell off and lowering of prices. Still, whereas you're locked in for at least a half a year for Bitconnect and Davor, all contracts are only locked in 99 days for REC. Regal has its problems, but that is one advantage for the end-user it has over the other lending platforms (but it's coming back to bite the REC team).

Rates always start out high, and they inevitably have to drop as more people come into the program. More people = more payouts = smaller interest rates. It's inevitable for every coin. Regal was the best for awhile, but their rates have really decreased with the price of REC. I think Davor has a better means of controlling the price since Davor had an internal exchange BEFORE releasing the platform and it's working smoothly. So IMO, if someone was interested in doing one of these lending platforms, the strategy is to get in early, while the rates are high. That's why I like Davor, and it was the reason I invested into Regal in mid-October.

It's up to the individual person if he/she would rather just hold bitcoin and gain in that manner over risking getting lower returns in the short-term but profiting more in the long-term (provided the lending platform is still around in a year). If the lending program is around in a year's time, the compound interest makes the investment worth it, to me. It's a gamble, as everything is in crypto.

For those who are interested in Davor, use the link below, sign up for an account (unlike Regal, you don't have to be approved by another member, so the application process is simplified and quicker), and take a look around. Davor is crushing it right now because they had their platform ready to go BEFORE starting their lending program, which is why REC is low in price right now - they didn't have their website together before starting the lending program.
https://davor.io/Account/Registration?r=52FB41

Compared to Regal:
https://regalcoin.co/ref/FIATNAM

I like some of Regal's layout, but they have to get to work on an internal exchange. The question now is, how low will REC go until they get the exchange running? It could be cheaper than a dollar by that time. If so, I'm taking the plunge and buying more, betting that the price will precipitously increase once the internal exchange is up and running.

I've been critical of Regal, so I think I've been fair in terms of my opinion about Regalcoin.

I think it's more than worth the risk to buy Regal while it's cheap. It all depends on if/when they implement an internal exchange.

If they don't implement an internal exchange, the price of Regal will drop below a dollar and it will be hard to keep the program going.

If they do implement an internal exchange, then they can control the price of Regal and the price will inevitably rise.

So it really depends on what you think about the internal exchange. Are you betting that the devs are lying about the internal exchange? Then don't buy. Are you betting that the devs will implement an internal exchange? Then BUY NOW, because the price will definitely increase once the exchange is up and running and the Regal team can control the price of the coin (which they will definitely increase).

So far, Regal has done most of what it said it was going to do, so I'm betting that they will implement an internal exchange this month. When it opens, the price will climb again. I can't tell anyone else what to do, but I'm betting that the internal exchange is on the way.

Davor is the best lending platform out there, and I say that even though I have only lent $100 in that program and have much more money tied up in Regal.

Davor is not only the next Bitconnect, it's better than Bitconnect. Or at least it has the potential to be the best lending platform out there. Right now, the only test Davor has to pass is letting people cash out, which really hasn't been tested since Davor is roughly a month old. However, Davor has the potential to be at least as good as Bitconnect, even better. I think the rise in Davor's price has everything to do with investors taking money out of Regal and putting it into Davor. No one can touch Davor's rates.

I would encourage anyone who thinks I'm bluffing to just sign up to Davor and check it out. The website layout is slick and intuitive, and the rates are the best:
https://davor.io/Account/Registration?r=52FB41

I still haven't given up on Regal but I won't post my referral link until the team implements an internal exchange. After that, Regal has to work on building investor trust back. The rise in Davor shows that the market has a major demand for lending platforms. Regal can be one of the best, but it has to start focusing on its products and not promotions.

Yes, I agree that it's actually a great time to buy REC right now, with the price so low.

I wouldn't lend those coins yet, I would hold onto them till the price inevitably goes up, and then either decide to do a loan or sell REC for profit.

I think the price will start climbing once an internal exchange is implemented. Even if I didn't trust lending platforms at all (and Regal in particular), it's still a smart strategy to buy while the price is down and sell once you double your money -which will be pretty soon, if the internal exchange drops.

Tentative date is around January 11th unless the devs run into trouble.

So I think it's fair to expect it sometime this month, probably sooner rather than later.

It can, but the Regal team is going to have to get serious about working on their site (mostly an internal exchange) and do something to earn back investor trust. The internal exchange is supposedly happening in a little over a week (tentative time schedule), but it's going to take some time to earn back investor trust.

As of now, if I was a new investor looking at Regal, I would wait to invest until after the site implements an internal exchange.

Wow, Davor is SKYROCKETING right now. It's right at $100.

Davor dipped (along with everything else) on December 22nd to just below $14. To those who bought at that price, you made an excellent investment.

I think a lot of money that was locked up in Regalcoin is now migrating over to Davor.

Davor has been doing things the right way and has had the best lending rates bar none.

If you are interested in Davor, please use the link below to sign up. Just log in and check it out. I think when you do, you will want to be part of Davor as well.
https://davor.io/Account/Registration?r=52FB41

I bought into Davor not long after the launch of the platform and it's been smooth-sailing since then. I'm highly impressed with Davor.

While Regal is around the $2.50 range, Davor is nearing $100.

If you want an alternative to Regal (or Bitconnect), I highly suggest just signing up for a Davor account and see how slick the website/layout is.

You can create an account using this link:
https://davor.io/Account/Registration?r=52FB41

Take a look at what they've done. This is what Regal should be, to be honest. So far, the only problem I've seen with Davor is that their customer support doesn't respond, but that seems to be the case with every lending platform.

Davor is what Regal could have been. Regal can still bounce back, but it has to implement an internal exchange and start focusing on its website.

Please shut your mouth, you insufferable dolt.

You sit on your self-created high horse, talk about people investing in lending programs as wanting to "scam" newer investors to keep the program running, then in the same breath talk about all the gains you made from DOGECOIN.

DOGECOIN, the shittiest of all shit coins. A literal meme coin that has no functioning purpose other than speculation, which means the people who bought low are purposely trying to unload their bags to dupes stupid enough to invest in a Reddit meme coin.

So either you're going to be consistent and hold Dogecoin (a meme coin with no purpose) and never cash out, losing the money you've invested in it, or you're nothing but a pathetic hypocrite looking to unload your Dogecoin on some unsuspecting dupe at some point in the future. That makes you either a retard or a hypocrite.

You bring nothing to the table in this thread. You're a pathetic human being who must have gotten your ass burnt with Bitpetite and so you have to talk shit about all other lending platforms. Everything you type is a waste of space. You're garbage and your posts reek of butthurt. Even worse, you think you're so high and mighty, yet your bragging about Dogecoin shows you are a hypocrite.

Fuck off already. Or better yet, you threatened to go to the authorities because in your tiny, limited mind, you think you know who I am. So here's a challenge for you: Go to those authorities and "out" me or shut the fuck up and stop posting in this thread. You don't know who I am, you are so obtuse you think I live in southeast Asia, which is laughable. So run along and snitch on me. Put up or shut up.

It's time to be honest about Regal.

This coin was so in-demand at one point that it crashed an entire exchange (Coinexchange). REC was in demand so much that it went from less than a dollar at ICO to over $90 at one point in time. People were desperate for a competitor to Bitconnect, and Regal had a golden opportunity to be the Pepsi to Bitconnect's Coca-Cola.

It's obvious that the Regal team wasn't prepared to meet such a huge demand, which is understandable. Millions of dollars poured in from investors all across the world. I can give Regal a pass for not being able to handle such a HUGE demand, along with hackers trying to attack Regal's website on a daily basis. To give Regal some credit here, they require a higher degree of security to access their site than other lending programs. The Regal team fought the hack attacks and built a secure website.

However, Regal then began numerous useless promotions to keep money inside the Regal network, as well as trying to attract new investors to invest in the lending program. This is where things turned south for Regal.

Instead of working on an Internal Exchange that would have allowed Regal to better control the price of REC, the Regal team decided:

• To host events across southeast Asia, including a trip to Thailand at some point
• Do an absolutely useless hard fork of Regal that they called Regalcoin Cash, which wasn't implemented to the parameters they stated
• Christmas and New Years bonus program for people promoting Regal, which is the only thing on this list I think is a positive
• REC bids, something I still don't understand what it's supposed to do
• More promotion bonuses for the top lenders
• A promised Visa card, which no one seems to care about
• Regal Codes, which I guess is a means to send Regalcoins to other Regal holders

I understand the purpose behind all of these plans is to get new people invested into Regal and for current investors to buy and hold REC, but one look at the price shows it isn't working.

Why isn't it working?

Because Regal is focusing on all the wrong things.

As an investor, I don't care about more promotions. I don't care about Regalcoin Cash. I don't care about Regal Bids. I don't care about the Visa card. I don't care about events.

I CARE ABOUT A FUNCTIONING WEBSITE.

There's simply no excuse to not have an internal exchange at this point. None. The free-fall of Regal's price has everything to do with the Regal team not implementing basic features on their website, most notably the internal exchange.

I give Regal credit for doing most of what it said it was going to do, and allowing people to withdraw instead of blocking them (though the early investors are now past their 99 day loan and some of them haven't been able to cash out, since the Regal withdrawal limit is 50 REC a day, which is reasonable to keep Regal afloat but wouldn't have been necessary if the Regal team had spent more time working on their website instead of all these secondary programs that should have been implemented after an Internal Exchange). Every lending program has had to lock people out for a temporary period of time to keep the programs afloat. Plus, Regal still has some major advantages over other lending programs, most notably the length of the lending contract (only 99 days) and most of all, being able to buy Regal using Ethereum, which is a major positive over other lending platforms that have coins that can only be bought using Bitcoin. The price of Bitcoin transactions are super high right now. In order to do a simple $100 loan on lending platforms, people buying and transferring in Bitcoin have to buy at least $120 to cover the ridiculous transfer fees. So it's not that Regal is without some positives, even with the price crashing. There was a spell when Regal was paying out less than .1% a day, but the interest rates have been better the past four or five days, which hopefully is a good sign.

However, if Regal doesn't implement an internal exchange in the next few weeks, people are going to stop reinvesting in the coin. It's time for the Regal team to show it's serious about being in this for the long-term and implement an Internal Exchange. Without this, the price of Regal will soon be under a dollar and investors are going to look elsewhere.

It's turbulent times for Regal. Either right now is the absolute best time to buy and hold Regal, since the price has never been lower, or investors are going to keep selling off and it's going to be hard for Regal to keep the program going. I still think Regal will bounce back from this, their team on Facebook is more approachable than any other lending platform out there (and we know more about the Regal team than any other lending platform, so they're more transparent). But it's time for Regal to show it is serious about their program. The longer an internal exchange is delayed, the more people are going to sell off. I bought some Regal for cheap, and I'd love to stake the coin while the price is low, but Regal hasn't even implemented a staking program yet.

I understand the demand was so huge at the beginning that Regal had a hard time dealing with it. However, Regal has been doing almost everything wrong since then, focusing on reward programs and hard forks instead of working on the Regal website. There's still time to save Regal and to have it bounce back up, but the Regal team has to get serious about working on the development of the site, most notably the internal exchange. We've been told that an internal exchange will happen in January (sooner rather than later), and when it does, Regal needs to buy up most of the remaining Regal coins and put those coins on their internal exchange so they can better control the price (more like the price increase) of Regalcoin.

Please stop focusing on hard forks, promotions, REC bids, VISA cards, and all of that useless stuff.

Focus on an internal exchange, price controls, and the website in general.

If you do the latter, investors will hold their REC and prospective investors will give Regal a chance.

If not, Regal is on borrowed time.

Here's hoping the price crash has made Regal realize that they need to take their website more seriously.

Internal Exchange

Internal Exchange

Internal Exchange

It happened sooner than I expected - Davor is over $50 right now.

It's because they're doing things right. So far, Davor is the lending platform with the highest potential.

Still doing this, I see.

Avoid this scam coin.

Yep, they're just scamming people with the same project over and over.

They'll try to wipe out these negative comments with one person posting on multiple accounts replying to each other over and over, in hopes that people will be lazy, not read through the thread, and skip to the last page, which of course will be full of flattering posts about this crypto.

I don't want to see people get scammed. I'm hoping people read this message and realize that buying this coin at any price means you will be a bag holder. Over time, this coin will lose so much value that you won't even be able to trade it because whatever you put in will be valueless and won't even cover the minimal trade fees on the exchange it's on.

This thread is one person on multiple accounts praising the project.

Pathetic. Don't fall for this crypto. It's Bastonet all over again.

I agree. Even though the price of REC is falling again (what crypto isn't right now, though?), I finally feel confident that Regal will be around for a long time. I admit to having doubts the past few weeks, which is why I didn't post much during that time, but Regal could have cut and run when the price fell from $90 to $10, but they didn't. They've had a few self-inflicted wounds, most notably the lockouts and not having an internal exchange, but all accounts are unlocked now and an internal exchange will be here within a month. They could have abandoned the project and kept people locked out of their accounts, but they didn't. They bit the bullet, unlocked everyone, and weathered the downward price storm.

Regal is getting closer to Bitconnect territory when it comes to trustworthiness in a lending platform, which honestly means more than interest rate returns. It's finally safe to put money back into Regal without having to worry if they're going to be around in a few week's time.

One of Regal's main problems comes from really bad communication from the Regal website. They need to do a better job at customer service.

That being said, don't rely on the Regal website for pertinent updates. Follow these guys on Facebook if you want updates with Regal:
https://www.facebook.com/profile.php?id=100008281260013
https://www.facebook.com/abdo.tatan

Regal would be better off to announce these updates on its website, in my personal opinion. Hopefully they'll start doing that in the future.

It's one thing if you don't like lending platforms and consider them a bad investment, but it's another thing to compare them all to Bitpetite or Credence coin.

As someone who owned Credence, I held on to my investment (bought under a dollar) waiting for the website and lending platform to launch. But it never did. One dev secretly unloaded his holdings over time, and the other dev (supposedly) didn't know about it and was left holding bags (I personally don't believe it, I think they both unloaded). In fact, when those rumors began to circulate, one dev kept hope alive that the website and lending platform was ready to launch ahead of schedule, causing the price spiral to reverse. However, when the website didn't go live when he said it would, the price plummeted. Then he came on this website and told everyone the show was over, that the other dev had "secretly" dumped his stash the previous weeks. Now Credence is dead, and along with Bitpetite serves as a warning not to invest in lending platforms that don't have a working product.

It's one thing if you don't believe in Davor, but please don't compare them to Credence. Credence was a straight-up scam that never even attempted to have a working product. Davor not only has a working product, but compared to Bitconnect and especially Regal, has had far fewer problems getting their act together.

If someone wants to invest in a lending platform and benefit from compound interest, there's really on three choices as of now - Bitconnect, Davor, and Regal (to be fair, I've heard good things about Hextra but I've yet to try it).

First, use this link to sign up to Davor:
https://davor.io/Account/Registration?r=52FB41

Second, you will have to buy Bitcoins. Right now, the Bitcoin transaction fee is around $15, so remember to price that into how much you want to buy. So if you want to make a loan, I would say to be safe and buy $20 more of Bitcoin than you intend to lend. So if you want to lend $100, buy $120. If you want to make a loan of $1000, buy $1020 worth of Bitcoin.

Third, after you've bought the amount of Bitcoin you want to loan, log into your Davor account, go to your Wallet, and copy the address to your Bitcoin Wallet on Davor. Go to Coinbase (or wherever you purchased your BTC) and send the desired amount of Bitcoin you want to loan to your BTC wallet on Davor.

After that, your Bitcoin will be on Davor. All you do at that point is to go on the Internal Exchange on Davor (click the Exchange link on the website) and buy the desired amount of Davorcoin you want to lend. Once you've bought the amount you want to lend, simply click on the Lending link on the toolbar on the left. At that point, you will be asked the amount you want to lend, and you have the additional option of locking up your initial loan for more days to get a percentage bonus per day (well worth it, in my opinion - I lock up all my loans for an extra 120 days to get a .1% bonus per day, that's an excellent bonus that really adds up over time).

Once you have lent your Davorcoin, all you do at that point is reinvest after your interest hits over $10. The great thing about Davor (that no other lending program has) is that you can lend the exact amount you want to reinvest, as long as the total is over $10. For instance, if you earn $11.59 in interest, you can reinvest the entire $11.59. Bitconnect and Regal do not offer this option.

Let me know if you have any more questions.

Good to see. Like you, I was apprehensive about some of the things Regal has done. But let's be fair, the people who weren't locked really haven't had too many problems, and now everyone is unlocked.

It was a rough start, but Regal looks primed to reverse course. I'll post this again - a guy who was locked out due to safety concerns, someone who was an ICO investor, finally unlocked and dumped the coins... only to find out Regal is actually working.
https://youtu.be/sOH0aTLtVlM

Bitconnect is the safest, since it has been working for about a year now. Regal had a golden opportunity to pass Bitconnect, but struggled early on. Right now, Davor has the best interest rates, by far (and it's not really close). So I wouldn't have any problem putting money in any of those three.

One advantage Regal has over the others is that you're only locked in for 99 days, meaning you can pull your initial investment after 99 days locked in. No other lending program really comes close to matching that, and since people have been able to cash out of Regal (see the video above), Regal is becoming a better option by the day - especially since the price is still low right now. For new investors, by the time your 99 days is up, Regal will surely be above its current price (right around $15), meaning when your loan is unlocked, you could choose to reinvest at the price of Regal as it is at that point after 99 days, or you can cash out at that price.

It's been awhile since I've been comfortable putting my referral link in this thread, as I was worried that Regal was on its way out. But they've done almost everything they said they were going to do (sans the internal exchange, which should be out within a month), and there's good evidence that they are still financially solvent, so I can finally recommend Regal again. If you're reading this thread and want to risk a hundred or a thousand dollars on a compound interest plan that will pay out handsomely in six to eight months time, please use the link below.
https://regalcoin.co/ref/FIATNAM

I would also encourage people to check out Davor. Right now, it's barely two weeks old, and up to now, it's been the best lending platform in my personal opinion. Just use the link below, sign up, and check it out. Davor's setup is more like Bitconnect and not like Regal.
https://davor.io/Account/Registration?r=6B1E39

Davor has the best rates bar none, and you can lock up your initial loan for another 120 days to earn a .1% bonus per day.

If you load up your Regal page and click on the Notifications toolbar on the right, it will display this message.

I wish I had bought in at $10. Looks like you got a steal, REC is booming right now. Even though we're currently in a bull market the likes I've never seen (seriously, the first page of Coinmarketcap only has one crypto out of the top 100 in the red), Regal is currently in the top 20 gainers. After watching the price plummet the past week and a half, it's nice to see Regal being one of the top 20 gainers in what is to date the strongest crypto market we've ever seen.

Coinmarketcap reports 7 million.