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21  Economy / Economics / Re: Banks have money but they don't cooperate on: May 16, 2024, 07:09:59 AM
Even if we were the most careful in reading the contract, there are loopholes these banks can go through just to get the most out of you and your money. This is why illiterate people are the most vulnerable with this types of contracts and institutions such as banks tend to capitalize or take advantage of them.

Better to always have a lawyer prepared if you plan on signing any contract any time soon.
In carrying out an action we must be careful, because we don't know if we take an action there will be consequences that we will face, but in making a decision with this bank, it is something that can be said to be something that does not need to be paid attention to, because if the bank already has a big name, chances are that it can run well without harming its customers.

However, it is not impossible for banks to take more profits from their customers, so here I think we have to be careful in reading the contract, in cases like this the family should be there and know the contents of the contract, so that there are no consequences for our customers experiencing losses or something like that.
22  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 16, 2024, 04:12:11 AM
That's amazing to see that how cole palmer is always cooking in any game. I meant he was always scoring despite the fact he was playing as a winger but he can also play in any positions too during the game. That's why he is very dynamic in moving to the mid upfront.

His heading was amazing to help chelsea to lead the game. The performance from chelsea is just getting even more mature with less selfish players in the squad right now.

Chelsea can perform better next season. I believe it.
If you look at Cole Palmer's game, he is always aggressive in matches to score goals for his team, so what he has done this season is very good, considering that this talented young player always looks for opportunities wherever he plays to score goals, Palmer has currently collected 22 goals, p. This has him sitting in second place in the Toppscore Premier League at the moment, which is good for Cole Palmer and also Chelsea.

 If you look at Chelsea's current game, they are already in good form, even though it is late, but if their performance continues to improve, I think next season Chelsea will give the best to their fans.
I agree with you, considering Chelsea's increasingly mature performance, it's no surprise they will make next season even more prestigious in the Premier League.
23  Local / Ekonomi, Politik, dan Budaya / Re: Paylater dan Pinjol, mempermudah atau Menjebak? on: May 15, 2024, 08:13:38 AM
Seharusnya sedari awal diingatkan kalau itu berbahaya. Tetangga ane aja sampai main pukul ke istrinya karena minjem duit di pinjol. Suaminya gak tahu, sehingga dapat WA dari debt collector akan menyebarkan aib keluarganya tersebut ke teman-teman yang ada di kontak. Sama pak RT dimusyawarahkan sehingga tidak sampai naik ke kepolisian karena KDRT. Jadi bahaya pinjol ini tidak hanya kepada yang bersangkutan, tapi juga orang-orang terdekat yang tidak ada sangkut pautnya. Yang begini ini yang jadi persoalan dan masalah dari Pinjol ini.
Sebenarnya pinjol ini sangat berbahaya, tingginya tingkat bunuh diri saat ini salah satunya akibat dari pinjol tidak hannya itu banyaknya angka penceraian di akibatkan dari pinjol tersebut, namun perihal tidak lain di akibatkan dari faktor ekonomi yang tidak mencukupi akibatnya merambah ke pinjaman online, pemerintahan kita tidak begitu sigap dalam menangani pinjol ini, itu sebabnya masyarakat kita yang kurang pengetahuan tentang pinjol ini mereka meyakini bahwa ini solusi bagi mereka yang lagi membutuhkan uang.

Sudah banyak kejadian kejadian yang di akibatkan dari pinjol ini dan seperti anda katakan merambahnya ke keluarga dan orang terdekat, jadi dalam hal ini sebenarnya pemerintah harus turun tangan untuk mengatasi kejadian kejadian yang tidak di inginkan, salah satunya seperti yang anda katakan.
24  Local / Ekonomi, Politik, dan Budaya / Re: visi misinya Kenapa harus menaikan gaji pejabat? on: May 15, 2024, 07:46:30 AM
kalau para pejabatnya miskin maka potensi korupsi besar, tetapi kalau gaji pejabatnya besar maka potensi korupsinya kurang karena buat apa coba melakukan korupsi lagi karena gajinya sudah besar.
Menaikkan gaji pejabat bukanlah solusi pemberantasan korupsi di negara ini, karena akan berimplikasi pada rakyat kecil, banyak hal yang harus kita bangun di negara ini dan memerlukan biaya yang tidak sedikit, jika kita menggunakan uang tersebut bagi para pejabat maka untuk membuat sesuatu yang lain akan menghambat, saat ini banyak diantara kita yang hidup dengan perekonomian dibawah rata-rata, jika kita menggunakan uang untuk membantu mereka itu lebih efisien, dalam menggunakan uang rakyat.

Visi misi untuk menaikan gaji pejabat sama saja dengan memperkayakan yang kaya dan memperkecil yang kecil, ini suatu yang tidak efisien, dalam membuat visi misi kita tidak hannya memikirkan yang di atas namun juga yang di bawah, biar semua merata dalam membuat visi misi untuk menjadikan negara ini lebih baik
25  Local / Ekonomi, Politik, dan Budaya / Re: mengapa banyak anak muda lebih memilih judi dari pada investasi? on: May 15, 2024, 07:19:18 AM
Seperti yang kita lihat pemain slot atau berupa judi sangat marak terjadi di kalangan anak muda ketimbang belajar suatu hal yang baru dan bermanfaat terutama investasi.
Mereka memilih main judi menharap keuntungan besar yang didapatkan padahal itu sangat merugi, minimnya pengetahuan yang meraka dapat sulit untuk kita bimbing dalam berinvestasi  jika tidak ada kesadaran dari kita sendiri semoga kedepat pemerintah dapat mencegah hal negatif yang terjadi pada penerus bangsa.
Banyaknya saat ini anak muda kecanduan judi, ini banyak faktor yang menyebabkannya anak muda terjun dalam investasi perjudian, bukan hannya kerana untuk mendapatkan keuntungan yang besar secara tiba tiba, namun tidak dapat di pungkiri akibat dari pengangguran sangat berdampak pada perjudian, dengan menganggap bahwa investasi perjudian adalah salah satu solusi agar dia mendapatkan uang, dalam hal ini saya setuju dengan anda bahwa pemerintah tidak bisa tinggal diam dalam menangani permaslahan ini, karena akibat yang akan berdampak pada kecanduan ini sangat berakibat fatal, salah satunya banyak pencuri di akibatkan karena judi.

Saya rasa pemerintah harus bertanggung jawab atas peningkatan pengangguran meningkat, akibatnya investasi perjudian akan menjadi solusi dalam pemikiran mereka, saya harap dengan banyaknya kejadian kejadian yang tidak di inginkan di akibatkan dari perjudian semoga saja pemerintah tidak tutup mata tentang hal ini.
26  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 15, 2024, 06:01:26 AM
Even though the process of scoring the goal was a mistake made by Casimero, I don't think it was entirely his fault. In fact, I see the Manchester United squad losing its best playing form at almost all levels, especially for other senior players. There are many problems occurring within the club, especially the absence of several lower players who are injured, which affects Manchester United's defense.

The good results they got last season were inseparable from Casimero's quite solid performance and that happened because the squad played much more consistently. But this season there were many declines that occurred so that Manchester United did not qualify for the European league and this period was also very bad for Manchester United because they had difficulty keeping up with opposing teams who were much weaker.
We can't blame Casemiro, we know he's a talented player and his position isn't there, so with this we can't blame him, by losing a senior CB at the back this makes Manchester United's defense lose, with the hurricane of injuries that Manchester United is currently experiencing it makes the coach had no other choice but to play Casimero at CB, with the bad results that occurred in the end making Manchester United fans frustrated by this.

With the bad results against Arsenal at Old Trafford last week, it's not entirely Casimero's fault, what we should blame is the coaching staff in dealing with player injuries, many Man United players have been injured this season, making Manchester United unable to do anything and suffer defeat. many defeats in recent times, this means that Manchester United have to be satisfied this season with being ranked 8th currently and are certain not to be in Europe next season.
27  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: May 15, 2024, 04:54:52 AM
Kylian Mbappe will be a free agent by the end of this season, precisely by June 1, 2024. There was no contract extension by PSG or anything like that as far as I know.
The only talks right now are a 5 years deal with Real Madrid with a good salary, maybe the highest one for the club. This was reported by Marca, so I assume it is true since it is very close to Real Madrid.
Kylian Mbappe also said goodbye to PSG fans last weekend, when PSG lost 1-3 to Toulouse, the video circulating also stated that he would leave at the end of this season, this was a good decision for him to look for a club that could compete in the Champions League.

However, there are no rumors that are very accurate regarding where Kylian Mbappe will move, the media has linked his name with Real Madrid a lot but there has been no internal discussion between the two, but seeing that Florentino Pérez really wants to bring him there, Real Madrid, so this will definitely happen Florentino Pérez is also building a talented young team at Real Madrid.
28  Economy / Economics / Re: Money is all wealth? on: May 14, 2024, 01:03:05 PM
For me money isn't everything or be consider as wealth, everyone has a different definition of wealth.
Others says health is wealth, while other consider connections as a wealth, there are also those who consider having true or loyal friends or complete family as a wealth.
And for me I think wealthy persons are those who fill fulfilled with their life, those who are contented with what they have, living comfortable life no matter if it is luxurious or simple life, as long as they fill fulfilled or contented.
I think it's the same as you, happiness can come from anywhere, it doesn't have to be wealth, if the measure of wealth is happiness then life will always feel difficult, by looking for money everything our minds will not feel peaceful, therefore live according to that, Skills This life is not a race to be at the forefront, everything has its share.

Therefore, living with money does not mean we can get everything, living according to our means, so that we can feel a little relieved and grateful in life is very valuable.
29  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: May 14, 2024, 12:31:39 PM
everyone knows how much Klopp meant during his tenure as coach with Liverpool, always providing good things in terms of player management and bringing in new players who were very appropriate and all the achievements that Liverpool achieved were part of Klopp hard work and in fact his departure will make the entire Liverpool team feel sad because finding a replacement coach who can make a contribution like Klopp is very difficult.
and I seem to agree with you that Klopp will likely take a short break for at least one season to take time to let go of the boredom of being a coach with Liverpool and choose to leave football for one season.
but it all depends on what Klopp goals are in the future and if lots of big teams give him offers, I think he will also accept the offer because as a professional coach getting offers from big teams is one of the challenges that must be done.
Since Jurgen Klopp came to Liverpool, many changes have been made by this coach, so that many developments can be seen from Liverpool compared to the coach before Jurgen Klopp, with Jurgen Klopp's departure at the end of this season, many people were disappointed with his decision to leave Liverpool, but the decision It's time for Jurgen Klopp to take a short break, regarding Liverpool recently losing a lot of points and failing to win Europe, this is frustrating because they really believed Liverpool would win the Europa League this season, but failed. Atalanta destroyed Liverpool's home ground, to this day the disappointment of Liverpool fans still remains, and Liverpool We have not been able to recover from this, so we too often failed to win in the league so we had to leave to compete for victory in the Premier League, with the situation getting worse in the remaining This season, Liverpool had to settle for being in 3rd place.

Arne Slot is one of the most widely reported coaches at the moment, his record with Feyenoord has made Liverpool's top officials flattered, but there has been no meeting between the coach and the Liverpool manager, I think this is the right replacement, in terms of the game Arne Slot uses is not much different with Jurgen Klopp.
30  Economy / Gambling discussion / Re: ⚽ Lega Serie A 🇮🇹 (Italian League) Prediction Thread 2023/2024⚽ on: May 14, 2024, 11:50:06 AM
Bologna have done a wonderful job this season. There is really a Thiago Motta effect here.  Wink  

He accepted the job in the first times of the 2022/23 season. His first season wasn't that great you know, he finished in the 9th place. But the board still wanted to trust him for another season, and here we are!

There is a Bologna - Juventus match in 6 days. If Bologna win (which is quite likely to happen I think) they are going to guarantee finishing in the 3rd place. Because head-to-head matches are prioritized if there is equal points condition.

The board should extend Motta's contract immediately which is ending this summer for now.  Smiley
Motta really repaid the trust given by Bologna management this season, Motta brought the Serie A club to qualify for the Champions League, and is in third place in the current standings, with players who are not labeled stars but are able to place themselves in the top flight. top position. Third position, with good results this season, I think the Bologna board of directors should appreciate Motta's hard work in this great season with the Bologna team.

Bologna next week will meet Juventus, this really depends on their third position because Juventus is also aiming for third place, meaning Bologna must be able to win especially since they will be playing at home, we can see that currently Juventus is in a slump and last week Bologna managed to beat Napoli at home to Napoli, this can be a motivation in itself considering that the opposing team is in a slump, Bologna can take advantage of it, I agree with you that Bologna will be successful in getting three points at home and establish themselves in 3rd place in Serie A this season.
31  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: May 14, 2024, 06:35:25 AM
They had a great season this year but I don't expect them to be that good next season because other teams will be more careful against them now. They have 3 games left this season. They have one game left in the league, they will play the German Cup final and they will play the UEFA Europa League final. They are very close to finishing this season undefeated. That would be an extraordinary record. No doubt it will not be easy for another team to break this record. Bayer Leverkusen are making history.
They are a team that can be said to have worked very hard this season, in the match we can see how they are still chasing the ball and scoring goals in the final minutes, this is the effort that Xabi built so that Bayer Leverkusen can make it one of the best in history football, it is worth appreciating what Xabi Alonso has created for Bayer Leverkusen, they make their opponents have to be careful with the strength that Bayer Leverkusen currently has, they deserve to get what they want at the end of the season.

I think this season Bayer Leverkusen will prove that they can become one of the clubs that has never been beaten in a season, and this really depends on the other three matches, there is no doubt that if you look at the performance this team has built, they will make it happen and make history for this club.
32  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 14, 2024, 05:47:16 AM
It was a good display from the beginning of the match till the end of the match for Barcelona to defeated Real sociedad  2-0, because they are good in using home tactics to frustrate any team in their home which they apply the same tactics not to allowed Real sociedad scored a goal from the match. Despite the potential strikers Real sociedad manager use to played Barcelona in their home, Barcelona defenders never allow those strikes to achieve a single goal from their goalpost, that made some of their fans to celebrate Barcelona defenders for their performance in that match. Barcelona have taken the second position back from Girona again and they are using one point to gap Girona, which I know they will maintain the second position till the end of the tournament.
Playing at home makes Barcelona full of mentality to fight again for second place which was occupied by Girona last week, last night's match at the start of Real Sociedad's match was very intensive in building attacks but the attacks that were built were nothing, the consequence was because Barcelona's defenders last night were very strong, so the Real Sociedad striker was a little frustrated with this.

With last night's win, Barcelona, who were relegated to Girona two weeks ago, are now taking advantage of the match with a win and are back in second place, but anything can still happen in the remaining La Liga competitions, we know that Girona this season is very good, I think they will come back to second place, due to Barcelona's erratic performance.
33  Alternate cryptocurrencies / Bounties (Altcoins) / Re: [Bounty] Enterapp | 🚀 $40k worth of Tokens 🚀 Pre-Sale is Live - 0.001$ on: May 12, 2024, 08:03:03 AM
Authentication post
Bitcointalk username: Awak Bambi
Telegram username: @ojan_fojan
wallet address polygon from Metamask: 0x06E96dB53A6868C3f4C008C7158Ea515aCFFb886
34  Economy / Economics / Re: Only way might be economic slow down to save our envoirement on: May 12, 2024, 07:01:26 AM
I can totally agree with that, the industrialization should've ended a long time ago and it's probably in our best interest that we would see some changes to that, there's probably enough land stripped of it's natural resources to create something that the environment won't have to suffer, but we all know that when this kind of things happen, the profit of the companies benefiting from the destruction of the environment is going to do everything in their power to try and make sure that the things that would hurt them won't happen. It's a good thing to increase economic activity too if we take care of the environment, imagine the increase in tourism when you do that, it's going to be more than a country typically earns in their tourism campaign.
There are many things we can gain by slowing down the economy to save the environment, but this is less effective because we really need the current economy, in this case we have many scientific experts, there must be a solution that is more effective and provides a better solution Good.

And if this happens, then people will try as hard as they can to fulfill their daily needs, and the fatal consequence is that people will try their best, either violating the norms or laws that apply in that country, and by saving the environment it will have a very big impact. If it is big for the economy, it will be fatal for us as a society. We must be sure that world scientists will also provide the best solutions so that our needs and the environment can coexist.
35  Economy / Economics / Re: Money is all wealth? on: May 11, 2024, 05:20:36 AM
Yes money is the source of all wealth because if you don't have money you can't invest in anything or buy anything that counts as your wealth. People don't get wealth for free, they have to buy wealth with money, so it can be said that money is all wealth. even though the exchange system was in place all over the world, now everything is controlled through money. A person who has a huge amount of money can own a lot of wealth and is considered a well-to-do person in the society. and those who have less money also have less wealth and are considered poor. so money is the key to all wealth
Making money the most valuable thing of all things will make you lose control of your thinking, money is indeed an important thing in life, but prioritizing gratitude is more valuable no matter how much money you make. If you don't have gratitude, then there is no satisfaction. in this world.

By using wealth as self-satisfaction, it will make you have to face your thoughts and can make you stressed, so just use money as a means of shopping and be more grateful, then your life will be calmer.
36  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 10, 2024, 10:23:41 AM
A goal in the final minutes that ultimately made the match end in a draw is proof that Bayer Leverkusen really has a winning mentality. They will still qualify for the final round even though they have to lose 1-2 in the second leg, but I think their composure and confidence don't just come from that reason but because they already have that mentality. Now their path is only one step away and I think Bayer Leverkusen have everything they need to become Europa League champions. Atalanta is indeed not an easy opponent but I remain confident that Bayer Leverkusen will be able to beat them.
It is worth appreciating the Bayer Leverkusen team and especially Xabi, who built this team to be frightening for anyone who was their opponent, trailing 2-0 did not make the Bayer Leverkusen team let their guard down, they continued to try until they were able to equalize in the final minutes against AS Roma, with the result 4-2 aggregate made the Bayer Leverkusen team qualify for the Final.

Bayer Leverkusen will fight for the European League champions against Atalanta in the Final, if you look at the way this team plays they both have their own playing characteristics, but we have to be realistic with what Bayer Leverkusen does this season I think they will win this Final, and sweep clean the rest of the season.
37  Economy / Economics / Re: It's better to invest now than to regret it in a hospital bed. on: May 09, 2024, 07:55:02 AM
For some persons that invest in cryptocurrency or any other kind of investment if you know that you want to invest in cryptocurrency I have to make a proper research to know they ability of what you want to invest on because some of us today who is a cryptocurrency investor don't know that a little mistake you make for your investment can lead you to lose a huge amount of money so if you want to invest in Bitcoin it is when the price is absolutely low in price so that when you invest under the price of what invested rise you will opportunity that is why no good investor will advise his people to invest when the market is high they were like to encourage whoever that is coming in to invest when the market is low so that there will be a profit making
Doing research before investing is very important, because starting something without knowledge is the same as wasting time or in investing wasting money on things we don't understand, in this era we are required to prepare for the future, therefore investing is very important to prepare ourselves for the future, it is a good choice for us and our family.

It is very important for us investors to keep an eye on the market when investing in Bitcoin, because when the market price starts to fall we can take advantage of it so that we can take advantage of it when the price starts to rise and get good profits, and can prepare a better future for our old age. will come.
38  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 09, 2024, 05:37:57 AM
Chelsea is not a team to depend on this season especially when it comes to consistency of the game. They can just be in great form now and in their next match they’ll just disgrace you and lose woefully to their opponent. Chelsea performance is quite impressive and one that shows a great prospects in the premier league. They’ve some few matches left for them and some outstanding in order to level up with other teams in the premier league before the end of the season. I don’t know what miracle they can perform to make them finish in the top four this season but with all indications, they can’t make it there again at this stage. If there are teams that are ahead of them that will lose some significant points in all of their matches left, then Chelsea can secure a spot there but for now, they can’t do any magic to get there.
Now we have to see how Chelsea builds their team, at the start of the season this team was the subject of ridicule in the media but what they did at the end flattered us, it can be said that this team will work hard for the rest of the season, this season in two matches they are looking for a decent position even though it is difficult to find a position to enter Europe next season, in the remainder of this season with the last two matches I think Chelsea will win the match with a good performance and Palmer, who is hungry for goals, will do it, making this team a goal-satisfier at the end of this season.

The opportunity to get a place in Europe next season is still wide open, it's just a bit difficult if a team above Chelsea manages to win in their last two matches, but once again anything can happen, but we have to be realistic that Chelsea can win. The performance at the end of this season is very good, and if Chelsea is able to maintain its performance I think this team will compete to become champions next season.
39  Other / Beginners & Help / Re: [Merit] Share your best posts/threads with Fillippone to be merit assessed on: May 08, 2024, 06:50:38 AM
Round 1

Re: Money and wealth is Energy know this first
Catagory: opinion
Board: Economics

Re: Road to 100k?
Catagory: opinion
Board: Speculation

Re: I don’t like the term “crypto”
Catagory: Good Reply
Board: Bitcoin Discussion

Re:  Some topics to look for when starting trading
Catagory: opinion
Board: Trading Discussion

Re: Starting a business without capital.
Catagory: Good Reply
Board: Economics
40  Local / Bahasa Indonesia (Indonesian) / Re: [HELP]Bantuan untuk menaikkan Rank (Newbie s.d Hero) V.2 [UPDATE] on: May 08, 2024, 06:12:53 AM
Assalamualaikum Wr Wb.

Selamat siang semua rekan SFI, mohon kiranya untuk dapat memeriksa beberapa post saya di papan Bahasa Indonesia, semua saran dan masukkan akan saya pertimbangkan untuk meningkatkan postingan lebih berkualitas di papan lokal.
terima kasih untuk semuanya.


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