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2141  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 21, 2015, 05:18:48 AM
Doesn't really matter anyway. In a few years credit cards, debit cards, etc. will be useless. Digital will be digital and will encompass everything. No physical anything except your phone to conduct all transactions. And DNotes will be the leader in all of this!!

Seriously though, Its coming and getting closer each day, crypto digital transaction as mainstream. The credit card company's will resist for sure and do all the can do to stall it, but with all the fraud, massive hackings etc.. getting out of hand, it makes digital look like a pretty good alternative. ( not to mention the fee's and interest) Definitely time for a new means of doing business differently.

Lets all just hope that this coin... Dnotes, will be a top contender and or at least be pioneering new ideas and applying them in a practical way into real world everyday uses. Needless to say Dnotes is well on its way to doing just that.  Wink


Hi, DC. Thanks for your support and confidence in DNotes. The outdated and costly debit and credit card network payment systems will be replaced one day, but not likely to be anytime soon. They have very good reasons not to take Bitcoin as an immediate threat. Bitcoin’s high volatilities defeat its low cost transaction fees. Because of the high volatilities, factually, Bitcoin is neither a good medium of exchange nor a good store of value as it stands now; two of the most important functions of money.

I am very appreciative and respectful of what Bitcoin has accomplished. As a group Bitcoin has done an amazing job over the last 18 months in terms of getting the word out. Although there has been a great deal of negative and inaccurate reporting Bitcoin has enjoyed very good mainstream media support. It has also attracted robust support from the venture capital community and many start-ups in building a significant ecosystem.

In my opinion, unlike DNotes, Bitcoin is not created with currency stability in mind. To be fair, as the pioneer, it is seldom possible to think through all the different scenarios. At this stage it is not likely that Bitcoin can be repositioned to be a sufficiently stable currency. My expectations are that Bitcoin will be very popular for speculative trading with a high tendency to be manipulated often, but for long term investors it has the potential for significant price appreciation. 

It will be a couple more year before DNotes can claim to be the digital currency that meets the full functions of money; namely as a unit of account, as a medium of exchange, and as a store of value. We take them all very seriously and it has been the case since day one. Our commitment is to ensure that we remained highly focus on the biggest prize of all: the preferred digital currency for global commerce. Once we reached that point, the network effect will be massive for DNotes.
2142  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 21, 2015, 02:02:23 AM

Do you think this is fraud protection or something resembling Big Brother?


"Visa's new fraud protection software will track customers' smartphones"

http://www.foxbusiness.com/technology/2015/02/13/visa-new-fraud-protection-software-will-track-customers-smartphones/

Tracking your location by your cell phone to prevent fraud does seem a bit too intrusive. It will be interesting to see how fraud protection evolves, it is such a huge issue.


Location-tracking as a means of ranking risk exposure for fraud has been considered as an additional layer of security for sometime. At least for now, customers are given the choice to opt in or stay out. “The feature is optional and can be deactivated at any time.” We are already being tracked much more than we have been told anyway.

To me this is just another bandaid over a gapping hole. It helps but far from being a viable solution to a serious structural problem. Our bank and financial system, as well as the credit and debit card network payment systems are costly and outdated, but above all, cannot conduct business without our personal data. They must know and be able to verify who we are. Multiple intermediaries are involved in the storage, transmission and verification of our information. Personal data has been stolen by the tens of millions. “Criminals can take stolen credit card information and code it onto a new card using equipment that can be readily purchased online. Counterfeit cards look like any other credit card, but have someone else's information on the magnetic stripe.”

Digital currency like DNotes, on the other hand does not require any personal data. It can be as simple as having two cellular phones, or computer systems with an internet link to send or receive funds. It does not require, transfer, or keep any personal data and the two parties do not need to know or trust each other to successfully complete the transaction, at little to no cost.

There is no doubt that DNotes will one day be superior to fiat currency. Taking our time to build a solid structure is the only way to accomplish a vital mission.
2143  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 05:30:36 PM

DNotes press release is on MarketWatch which is a more traditional financial site.


"Bitcoin Alternative DNotes Focuses On Banking Solutions And Stability While Venture Capital Investment Continues At Record Breaking Pace"

http://www.marketwatch.com/story/bitcoin-alternative-dnotes-focuses-on-banking-solutions-and-stability-while-venture-capital-investment-continues-at-record-breaking-pace-2015-03-17

Nice.

Still more to come. We will continue with additional PR efforts during the week of March 30Th when CRISP For Students will be launched.
2144  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 05:22:08 PM
I'll return now to quietly reading the thread, but a parting thought:

I remain unashamedly adherent to a range of basic left values -- like opposing sexism. However, the left has (overall) robbed its adherents of self-reliance. And we need self-reliance. Actually, by the look of what's on the horizon, we're gonna need a lot of self-reliance!

So let's work on the premise that: whatever goals you want to achieve ('political' or otherwise), a heaped-high wagon-load of self-reliance/discipline/energy is a pre-requisite.

m


Self-reliance can best be characterized as an acquired “mind-set”; when well re-enforced   with good family values, it provides the best range possibilities to overcome adversities in life. It also positioned the individual to recognize available opportunities to excel and the willingness to commit one’s time and resources to earn and maximize potential gains. The attitude that “I am willing to do my best and work hard for it” is productive.

The opposite of that is “dependency,” which unfortunately has been over promoted in the in our societies. It is sad. It promotes a mind-set of “hope” for better and more of it. “Hope” in this case is dependent on others to come true for you and a good fortune to happen, allowing others to govern one’s destiny. Dependency retards opportunities to excel, to be the most productive and positive force for everyone with significant mutual benefits, verses being a burden or drain of the limited resources available. Committing to self-reliance and the mind-set of wanting to be the best in class on anything one wants to pursue, is by itself a winning strategy at the individual level. It is not where we are, but where we are going from here that matters.
2145  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 02:02:31 PM
Just catching up a little on what's happening in the DNOTES world Smiley

The community here never ceases to amaze me. So much amazing community interaction here. Love it.



 Hi, Octoparty. We are always happy to see you here. I know that you have devoted much time and resources to help smooth out some challenging situations in our industry, which we never seem to be lacking. We certainly wish you well. Visit us often, share your observations on the "state of the crypto world" as you see it, and let us know if there is anything we can be helpful.
2146  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 05:02:24 AM
@ Dyna:

surely one aspect of wisdom is knowing what you know and what you don't know. Here, in your field, I am your student.

My field -- I was involved in my first political action in 1982 -- is revolutionist political theory and social practice/'political metaphysics,' so my background -- all unaffiliated scholarship -- is in 'social systems' and why they do, don't, and might work:

anarcho-syndicalism, anarcha-feminism, anthropology, libertarian communism, authoritarian communism (for example, conversant with the varieties of communal and non-communal property relations), second-wave feminism, literary critical theory (which produced a range of highly influential discourses), fascism, religion, psychology ('cause people build political systems on belief), particularly evolutionary psychology ('cause biology influences why people build systems on belief), and linguistics ('cause the linguists have adduced a lot of data on biological influence).

Personally? at this juncture? I'm a libertarian centrist 'tenurist' nativist* But a friend introduced me to cryptos, my 'twilight hobby.' [I'm seriously old and ill.]

* "a newborn child is not a tabula rasa, but equipped with an inborn structure"
Mark, your background is noted with much respect. You have a great strong mind. I love sharing what I know and it has been a great honor to work with a great community strongly committed to make a difference for the better. I am a very independent thinker placing great value on every component of any system I am a part of. I often take the system approach and the human side of things very seriously. Everything matters, because the final score is not just based on a single act but the entire show of many acts. A book is in the works based on that philosophy and many more that could be of enormous help to small business owners and their employees.
2147  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 04:32:30 AM
"Bitcoin ecosystem is being built almost exclusively by third parties who believe that it is a good business opportunity for their investment."

Tee hee.

My favourite gripe on this is 'How did we shift so fast from staunchly-libertarian-geeks-with-laptops-meeting-in-cafes-to-trade-coin to Omni Exchange Inc.?" (though I do actually know the answer)

Mark

Well don't leave us hanging... What's the answer? Smiley

Automated exchanges enable speculation.

I shall study Dyna's text. Yes, there is a range of answers.

But: IMHO, GFC Two will enormously strengthen the anti-Guv and stealth-coin factions.
Mark, I do want to let you know that I agreed with TeeGee's comments "You strike me as a very intelligent and observant player in this game IMZ - Mark, so i'm sure I have shared with you nothing new." Your contributions to this forum are invaluable and well appreciated.

My prediction is that Bitcoin will continue to be the virtual currency for speculation and DNotes will be the preferred digital currency for global commerce, by 2020. The vast majority of DNotes stakeholders will be the working class, working hard to make an honest living. There will remain cryptocurrencies serving various niche markets.


2148  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 03:56:30 AM
These are the most favorable comments I ever came across from a US Bank Regulator. There is no doubt in my mind that digital currency has the potential to be far more efficient and superior to fiat currency. There are multiple issues that have to be addressed. DNotes is mindful of all those issues and systematically positioned itself to address them.

New payment systems are creating greater efficiencies and convenience, and virtual currencies offer the prospect of instantaneous transactions directly between individuals and entities on a global basis. These innovations are potentially revolutionary in their impact, and are advancing at a breakneck pace”.



http://bitcoinvox.com/article/1514/us-bank-regulator-bitcoin-may-prove-revolutionary
Bitcoin Vox
2015-03-05 06:45 AM | Sifat Siddique


US Bank Regulator - Bitcoin May Prove Revolutionary

According to the head of an independent US Agency under the US Treasury that regulates the national banks, virtual currencies may prove to be revolutionary in the world of banking.

In other terms, he has suggested that virtual currencies will bring about a drastic positive change to banking practices in the not so distant future.

This statement came at the Institute of International Bankers this week. Thomas J Curry, the head of the Office of the Comptroller Currency (OCC), raised the topic of virtual currencies during his speech that was intended to shed light on the Bank Secrecy Act and its receptiveness to groundbreaking innovations such as virtual currencies themselves.

Thomas Curry talked about the serious challenges the banking industry has to overcome from criminal organisations. He also mentioned pointers on how all of these legitimate threats can be tackled with the help of sold risk management and anti-money laundering (AML) and (BSA) compliance.

Furthermore, he discussed the topic of the regulation failing to detect the innovative payment methods that the criminals have resorted to as of late. The lack of adaptation to these new techniques has caused the regulatory bodies to become more vulnerable to criminal attacks.

The following remarks belong to Curry : “New payment systems are creating greater efficiencies and convenience, and virtual currencies offer the prospect of instantaneous transactions directly between individuals and entities on a global basis. These innovations are potentially revolutionary in their impact, and are advancing at a breakneck pace”.

In another statement, the OCC chief expressed his disappointment in the core concepts of the BSA, which, according to him, is not in line with the rules and regulations of the 21st century. He also believes that virtual currencies could turn out to be extremely helpful in aiding law enforcements to combat criminal activity and disorders of the financial world.

In an addition to his earlier statement, he said,“It is also foreseeable that, if properly employed, technology can be used by banks and the government to better meet the goals of the BSA, by providing more accurate and timely information to law enforcement and regulators, while simultaneously reducing cost and burden,"  

It is worth noting that Curry has prior experience of working as the director of the Federal Deposit Insurance Corporation (FDIC). He has been at the helm of his current organization since the year 2012.
Thomas Curry did not make a direct reference to the virtual currency, but he did highlight some of the operation issues that have hampered the progress of the industry when trying to form ties with traditional financial systems. He also advised banks to abolish the quite harsh practice of terminating customer accounts and instead focus on managing their risks appropriately.

He closed his speech with these final words :“To the extent that it can, the OCC is committed to playing a constructive role in the dialogue and working with other parts of the US government to address this important issue”.
2149  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 20, 2015, 02:59:16 AM
"Bitcoin ecosystem is being built almost exclusively by third parties who believe that it is a good business opportunity for their investment."

Tee hee.

My favourite gripe on this is 'How did we shift so fast from staunchly-libertarian-geeks-with-laptops-meeting-in-cafes-to-trade-coin to Omni Exchange Inc.?" (though I do actually know the answer)

Mark

I think there would be quite a few answers to that question Mark. I have noticed that recent surveys have shown that in the year to 2014, the percentage of crypto holders who identify as 'libertarian' or 'anarcho-capitalist' (like myself) has decreased from ~42% to roughly 22% (using memory for figures here) in one year. This growth, I would mostly attribute to the incredible success of the crypto industry, the attraction of getting in on the super profits that have been reported in media, and the broad support for getting the financial system and mechanics for money creation out of the control of private bankers that exists in almost all areas of the philosophical spectrum. The libertarians and 'ancaps' played an important part in the nascent crypto industry to 'get the ball moving' with moderate influxes of capital. The particular aforementioned philosophical adherents also tend to be, as you termed it 'quite geeky', and also exhibit tendencies to take interest in all topics pertaining to decentralised financial systems outside the reach of central planners. It has been very enjoyable to watch other groups slowly enter the crypto-sphere and see the benefits of decentralised currency. Now DNotes is in place to ameliorate the few important deficiencies found in the original bitcoin concept - stability, trust, engaged community and focus on the actual 'functions of money' that will allow DNotes to be used as a viable competitor to fiat currency before any other, while many other coins get lost in the myriad of 'features', 'bells', and 'gimmicks' that lead to initial price appreciation and then rapid corrections (DarkCoin, Auroracoin, XCurrency to name a few). You strike me as a very intelligent and observant player in this game IMZ - Mark, so i'm sure I have shared with you nothing new.

The DNotes CRISP programs work to provide one of the key elements that is required for any successful currency to act in line with the 'functions of money' without wild price vicissitudes - savings.

My next post will be about the CRISP for students, and other CRISPS and how they will behave to allow DNotes to become a true competitor with fiat currency in the future through an initial economic base in savings, as opposed to debt. I must for now, disappear for a few hours.

 

Thanks, TeeGee. I just sent you a long email. That will keep you busy for a few hours.
2150  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 08:38:54 PM

There is still 3 full days left in the CRISP Word Contest.  I am going to collect them all tomorrow night and again when the contest ends into one post.   Once they are collected tomorrow, I would appreciate  if everyone can start commenting on a favorite or two to make it easier for grandmama and myself to judge.  You can post as many entries as you want in each category for the remainder of the contest.  Please feel free to contribute even if you don't want to take part in the prizes.


I have one for the non-competitive "Customized CRISP":

CRISP For Customer Loyalty:  This would work better, at least at first, on larger purchases like vehicles, appliances, furniture, equipment, etc.  Because you are already sitting down filling out the paperwork on such sales, setting up a CRISP would be simple.  As an incentive to remain loyal to a specific retailer, a small percentage of the sale would go towards establishing, or further contributing to, a CRISP for the customer.  It could evolve to include a point system (which could include major retailers) where a certain amount of points allows you to purchase one DNote. 

                              Smiley

Thanks, Chase. That gives me an idea. By popular demand (if that turns out to be the case) CRISP For 1st Time Home Buyer could be a good idea. A young couple dating, may want to jointly start a CRISP by giving up a fine dining with the saving invested. You guys can expand from there.
2151  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 06:15:20 PM
Another 1st time Appearance:  Global Financial News Network

UNIVERSITY CHRONICLE:

http://www.ssuchronicle.com/2015/03/18/bitcoin-alternative-dnotes-focuses-on-banking-solutions-and-stability-while-venture-capital-investment-continues-at-record-breaking-pace-2/

March 18th, 2015 - 0 comments - Filed Under - by ReleaseWire - Latest Press Releases
Press Releases

Bitcoin Alternative DNotes Focuses on Banking Solutions and Stability While Venture Capital Investment Continues at Record Breaking Pace

Chicago, IL — (ReleaseWire) — 03/18/2015 — There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet . The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $200 million, so far this year.
wow what great write up! so true

Central to DNotes long term strategic plan is the creation of highly scalable building blocks, as the foundation of its own ecosystem

DC  Smiley

Thanks, DC. You are very bright to single that out. There are many key words or phrases in this short sentence. Let me just expand on two of them:

"highly scalable building blocks"

We firmly believe in taking our time to do things right and strictly follow certain process control which is a very common practice in the real world. What it essentially means is that every project must be carefully planned, modeled, and perfected in small scale first. They are always designed with the big picture in mind, hence - highly scalable. When we are ready we can quickly expand it into a very large scale worldwide. This holds true with CryptoMoms and our family of CRISPs. Each can become a sizable project by itself and they are all strategically linked. Together they will ensure that DNotes as a currency can continue to appreciate in value and those fundamental values are supported by for profit revenue generating businesses. In general our projects are also commissioned with a mission to identify large scale global problems with practical solutions, including joint charity efforts with high net worth individuals committed to leave behind an ever lasting legacy to help those in needs

"the foundation of its own ecosystem"

Bitcoin ecosystem is being built almost exclusively by third parties who believe that it is a good business opportunity for their investment. In the case of DNotes, we believe that certainly parts of our ecosystem, especially during the early years, should be done as our own initiatives. We, as a community, have the strongest self interest to follow our own strategic plan or road map, thereby, significantly improve our chances of being successful.

We practice many winning business strategies and manage DNotes as a business. A lot can be learned by following this forum closely. Building a successful digital currency that is stable and trustworthy is the biggest challenge in our industry. This is just the beginning of a long journey. We strongly believe that DNotes is best positioned to deliver the currency of the future that is stable, trustworthy with reliable long term appreciation. Until then the true superiority of digital currency verses fiat currency can not be achieved.

2152  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 03:16:47 PM
Hey everyone,

I figured I would make my very first newbie post in the very best thread, with the very best devs and community in Bitcoin Talk.  Wink Hands down!

Starting over is difficult lol

DC  Smiley

PS: Dnotes is still the best coin of all alts! and I'm still mining  Grin

Welcome to the DNotes forum. Hope you continue your success in mining and enjoy this positive forum.
Thanks, that's very courteous, and same to you!

enjoy this positive forum

That's exactly what keeps me hang'n around;  

Its threads like this that really makes it even worth logging in anymore, these days... I can mine Dnotes and trade and have fun and make a little money and all, but it always nicer when you know the people behind the coin and what they stand for and where your "2 cents" matters.


Welcome to our Lovely DNOTES Family, this is the friendliest coin and nicest crypto community.. I agree
..

Quote from Dyna:

Hi, Deckard Cain. I had wanted to personally welcome you after your first post but have been somewhat overwhelmed with other projects. We truly appreciate your participation and hope that you will find this forum inspiring and educational. Let us know any time if we can be of assistance.

Hi, Qiwoman2. Thanks for your continued support and kind words.


2153  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 09:22:35 AM
Another 1st time Appearance:  Global Financial News Network

UNIVERSITY CHRONICLE:

http://www.ssuchronicle.com/2015/03/18/bitcoin-alternative-dnotes-focuses-on-banking-solutions-and-stability-while-venture-capital-investment-continues-at-record-breaking-pace-2/

March 18th, 2015 - 0 comments - Filed Under - by ReleaseWire - Latest Press Releases
Press Releases

Bitcoin Alternative DNotes Focuses on Banking Solutions and Stability While Venture Capital Investment Continues at Record Breaking Pace

Chicago, IL — (ReleaseWire) — 03/18/2015 — There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet . The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $200 million, so far this year.
2154  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 02:49:39 AM
Check this out:

CNBC finally!

http://www.cnbc.com/id/102512384

Excellent, DNotes on CNBC. Love it.

Articles on your crypto within the crypto realm = tapping into $4,100,000,000

Articles on your crypto beyond the crypto realm = tapping into $70,000,000,000,000

Mark

That is a good way to look at. What would those figures be in 5 years and who would be the survivors?
Would the currency side be worth at least $40 Billion? We certainly think so. Our goal is to be a top 10 and ultimately be a top 3. There is plenty of room for DNotes to appreciate in value. That is how we plan to build a very large number of CRISP savers worldwide so that, both directly and indirectly, we can end up benefiting millions around the world. This is a fairly aggressive model that requires a good PR campaign to get the words out.
2155  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 19, 2015, 01:50:15 AM
Just saw some statistics on the news.. 53% of women have some sort of savings for retirement, while 65% of men do.  The average savings for women is $34,900 while men save almost 3 times as much, at $76,800.  68% or two-thirds of the money that women save is in the form of cash, which means it is earning no interest, no dividends. We found this to be true with an elderly woman, she just turned 81, we have been helping out since her husband passed away. The majority of her money was sitting in a checking account gaining her nothing. First thing we did was get her an attorney the second thing we did was get her an appointment with some financial advisors. She now has money that is working for her.  She was part of the statistic of women who did save and was also the part of the 68% of women who had all her money in the form of cash. We have a ways to go to educated women on how to save and that savings needs to be working for them not just sitting in an account where it is not working for them.

Great post grandmama!  "The average savings for women is $34,900" - This is scary when you consider the poverty line is around $20,000 (single) in Canada.  It is probably similar in the U.S. depending where you live.  If that $34,000 is all you have for retirement, you are covered for less than 2 years!!  Canada has Old Age Security (if you qualify) and guaranteed income supplement that may stretch out your $34,900 for a few extra years.  Big sarcastic wow!!  No wonder some women are planning on working forever.

I agree that women need to be educated on how to save.  They also need to learn the truth about risk and how to make it work for them.

That is a much larger gap than I would have guessed. A financial education course could be a great way help this problem and to reach out and get people involved in the CRISP for Retirement program.




Those figures are troubling. If the average savings for women is $34,900 it means many may have close to zero savings. That is the real world. Another data point to bear in mind is that women out live men by a little over two years. For the population at 65 today the life expectancy for men is 84.3 years and for women is 86.5 years accounting to Social Security published reports.
2156  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 18, 2015, 06:07:47 PM

Another new one covering the financial space.



Finance.Boston News
March 17, 2015 at 08:11 AM EDT
http://finance.boston.com/boston/news/read/29480776/bitcoin_alternative_dnotes_focuses_on_banking_solutions_and_stability_while_venture_capital_investment_continues_at_record_breaking_pace

Bitcoin Alternative DNotes Focuses On Banking Solutions And Stability While Venture Capital Investment Continues At Record Breaking Pace

Bitcoin high volatilities may have resulted in a slow down in adoption of the currency by large merchants, but venture capital funding continues to pour in at record breaking pace. Meanwhile, DNotes remained as one of the most stable digital currencies with strong focus in providing Banking Solutions and Long Term Appreciation, attracting many new investors.

Chicago, IL - March 17, 2015 - (Newswire.com)

There is an inherent tendency for promising emerging technologies to be deceptive at the formative stage, especially when perceived to be highly disruptive. According to DNotes Co-Founder Alan Yong, a well regarded pioneer and visionary during the early days of mobile computers, this has clearly been the case with Bitcoin, despite often being described as the greatest technology innovation since the Internet. The Bitcoin space has received a staggering investment of almost $500 million from Venture Capital funding in 2014 alone, followed by over $200 million, so far this year  …………………….
2157  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 18, 2015, 03:33:39 PM
Brief Update on CRISP Handbook:

I had planned to finish up my portion of the CRISP Handbook this evening and send it out to our team working on this project. Sorry that it is not going to happen. PR has been my top priority this weekend, including an attempt to contact a number of editors and contributors to certain news outlet. Success in PR takes a lot of hard work, sustained efforts and a significant amount of funding. With a few of our build blocks in place, we are committed to do take DNotes to the next level. I strongly encourage you to comment on the favorite new articles you come across and drop a short note to the writer referencing DNotes most current press release. We need everyone to help promote DNotes to the best you can and your efforts will be greatly appreciated.

We are looking forward to a very exciting week with expanded media coverage.


Dyna, this is an excellent idea. I did not think of it but I routinely read digital currency related articles and these days there is almost always a section to post a comment. Mentioning DNotes press release in these comments is a great idea. What the community achieved with mintpal voting was exemplary. If similar effort can be applied to mentioning DNotes in comments/emails to digital currency proponents we should get broad exposure within a strategic group.

I think this could be a concrete step we promote within the community.

Thanks for the endrosement, Keemo. I was spoiled by having a well equipped and well oiled PR machine when I was with Dauphin Technology. For a few years we were practically in the news everyday. PR works well when there is always something news worthy and the storyline has solid backing. DNotes has now reached that threshold. This is a good time do give it a push. It is best if we all can pitch in to give it a helping hand when we can. It is very challenging to go at it alone.
2158  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 18, 2015, 02:34:09 PM
Check this out:

CNBC finally!

http://www.c[Suspicious link removed]m/id/102512384

Excellent work Dyna! Wish I had your resources back in the day...  Smiley

     WE wish we had Dyna's recourses from years ago. Our own PR staff? Nice. Lawyers on staff? Priceless. Top two floors of a Chicago skyscraper? Would be awesome!!

Smokey

Don't forget that it is not where we are now but where we are going from here that matters. By doing many good things others would not do, we will be in the position to do things that others could not do. I seldom worry about not having the resources. Being on the right path will get you the resources.

Yes it takes the right people, product and processes to make it work. If you acquire and surround yourself with the right people all pulling on the rope in the same direction you will go far. The right product which appeals to the masses and can be utilized by many. Processes which when put in place do exactly what they are meant to do to achieve the intended goals.  That is when you will go far and are poised for success.  A shout out to all who are making DNotes successful.  Although there may be struggles along the way if you have the product, people and processes put in place the struggles can be overcome. 

Excellent comments, Grandmama. In the kind of favorable environment you described, common people commited to common goals can over come many challenges to accomplish uncommon results, individual can not achieve alone.
2159  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 18, 2015, 01:25:09 PM
Check this out:

CNBC finally!

http://www.cnbc.com/id/102512384

Excellent work Dyna! Wish I had your resources back in the day...  Smiley

     WE wish we had Dyna's recourses from years ago. Our own PR staff? Nice. Lawyers on staff? Priceless. Top two floors of a Chicago skyscraper? Would be awesome!!

Smokey

Don't forget that it is not where we are now but where we are going from here that matters. By doing many good things others would not do, we will be in the position to do things that others could not do. I seldom worry about not having the resources. Being on the right path will get you the resources.
2160  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Retirement... Maximize your DNotes ROI! on: March 18, 2015, 11:19:32 AM
We are getting widespread news coverage this time and expect more to come. This is an all out campaign to develop awareness as DNotes is already the best positioned digital currency. Within a year we will be ready to take DNotes to the next level including signing up merchant accounts to use DNotes as payment. In the mean time, we will continue to expand our foundation with more building blocks. CRISP for Students will be launched during the week of March 30, 2015 with additional press coverage.

Here is another that is quite interesting because of the way it was translated:

********************************

http://bitcoinmythsexposed.com/as-credit-card-fraud-reaches-new-highs-bitcoin-alternative-dnotes-brings-banking-solutions-stability-and-value/

March 12, 2015   Digital Currency News  


As Credit Card Fraud Reaches New Highs Bitcoin Alternative DNotes
Brings Banking Solutions, Stability, And Value

Bitcoin Press Launch: As credit rating card scams instances achieve new highs, the heritage financial program could quickly be tested by Bitcoin Replacement DNotes with an outstanding performance history of stability and excellent store of worth two of the most frequently cited aspects that Bitcoin is not a practical risk.

There is an intrinsic tendency for encouraging arising modern technologies to be deceptive at the formative phase, particularly when viewed to be very disruptive. In conformity to DNotes Co-Founder Alan Yong, a properly related to pioneer and visionary during the early days of mobile computer systems, this has actually plainly been the situation with Bitcoin, regardless of often getting called the best technologies development since the Web. The Bitcoin area has obtained an incredible financial investment of virtually $ 500 million from Venture Resources financing in 2014 alone, adhered to by over $ a hundred million for the duration of the initial two months of 2015.

Despite how promising, surfacing technologies are never ever before excellent, delivering area for critics to forecast their early collapse with sensational headlines. The legacy banking program && # 8211 getting an integral part of an obsolete as well as pricey credit history and debit card repayment network technique && # 8211 has actually been amongst individuals doubters. Currently being the most direct targets of interruption, elderly financial institution and credit rating card business’ executives usually value reduction Bitcoin as a danger simply due to its eruptive volatility and bad performance history as a store of worth. Bitcoin as a cash has not acquired meaningful scale to result in a lot ache either. In such a surroundings, the greatly promising Bitcoin with the prospective to be the biggest technologies change of our generation can be rather deceptive producing a great deal of to look back a couple of years from now pondering how they could possibly have missed the early appealing signs.

DNotes can biggest be characterized, as a 2nd generation Bitcoin alternative digital currency. Made over one specific year in the previous, it made use of the benefits of knowing the weaknesses among pitfalls that penalized Bitcoin as the leader. It objectively researched Bitcoin’s staminas as well as weaknesses as efficiently as dangers and also options. DNotes was generated on February 18, 2014 with a goal to fulfill the comprehensive features of fiat currency as an unit of account, store of worth and cash inside three many years. It made the decision to acquire a quite numerous path considered that day one in adding a trustworthy constant electronic currency with trustworthy extended phrase gratitude.

Central to DNotes lengthened expression strategic method is the creation of hugely scalable establishing blocks, as the foundation of its very own ecological community. Individuals critical creating blocks include CryptoMoms a money neutral website concentrated to encourage girls participation, DNotesVault a cost-free protected storage space for DNotes’ stakeholders with ONE HUNDRED % deposit ensure with proven cash, among CRISPs a household of Cryptocurrency Assets Price savings Concepts for everyone worldwide. The core goal of CRISP is to make the price savings probability easily accessible to everyone from the unborn to one of the most elderly from the unbanked to the very abundant. The probability for any person to participate regardless of monetary standing, coupled with blended charity efforts will certainly provide regarding significantly needed economic flexibility for millions worldwide.

Yong explained that:
“gaining strategies are most efficient when performed faultlessly in the suitable sequence among at the most suitable time. Till there is a safe and secure electronic currency absolutely everybody can comprehend, rely on among genuinely really feel loosened up about, attempts to promote it as a cash will certainly price a great deal even more damage than wonderful. In the circumstance of DNotes, the medium of exchange carry out will certainly not kick till finally its third yr at which time lots of tiny company owners and their staff members are prepared for to be DNotes stakeholders among participants in a solitary of its cryptocurrency cost savings concepts.”

DNotes&& # 8217 ecosystem is strategically connected among methodically executed in direction of the supreme goal of mass client among mass business fostering of DNotes as a cash in worldwide commerce. As an electronic money it amounts to as well as higher than fiat currency and also as a technical technology it holds large energy to trigger a quantum change with world changing ramifications.

DNotes is a cryptographically designed digital money mainly based upon an unique decentralized peer to peer model, where rely on is replaced by algebraic algorithms, eliminating the have to have of an intermediary this sort of as a financial institution or a computerized cleaning residence. Properties of worth such as Bitcoin, DNotes, among various other electronic possessions could be sent out as well as obtained in minutes anytime, anywhere, globally without the oversight of any sort of main authority. It requires as small as 2 simple cellular phone, or computer systems with an internet link to send out among get money. It does not require, transfer, or keep any specific information and the 2 celebrations do not desire to recognize or trust every other to effectively extensive the transaction at little to no value.

On the other hand, the tradition banking approach, credit history as well as debit card repayment network methods are based mainly on an outright reliance on exclusive identity with a number of direct exposures that can be and have actually been compromised. With numerous middlemans calling for proof of identification for the release of cash, loans as well as credit report approval largely based of the “owner” of the required individual information, this has actually been verified continuously to include huge danger direct exposures.

The heritage credit rating rating and debit card payment network strategies are pricey. On top of that electronic money nonreversible transactions provide you a substantial benefit in safeguarding firms as well as on the net merchants from credit card fraudulence chargeback that torment a number of smaller sized on-line companies handling credit report score card repayments.

For a lot more details please visit: DNotescoin.com
To visit DNotesVault kindly go to: http://dnotesvault.com
To trade Bitcoin with DNotes kindly go to:http://https://poloniex.com/exchange#btc_note
&& nbsp
Media call:
Determine: Alan Yong
E mail: Make call with@DNotescoin.com!.?.! Bitcoin Public Relations Talk Crypto
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