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I already spend some of my money on gifts and drinks, though not all of it. Christmas is only happening once a year, and if you have spare money to give and you can't go broke when you give it, then it is okay. People usually get a lot of bonuses at this time of year, so they will spend it on parties so that everyone has a good time, but I am sure they will still have money to pay bills for January, as we all know that the electricity usage during that time is massive due to the high volume. You don't want to enter January with no money left so for sure they still have savings for it to use.
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The only reasonable investment is bitcoin, more so in the dips. But there is no logical reason to invest in altcoins and bag hold them for long term since they have no real potential. When all the altcoins get is pump and dumps, it is best to treat them as short term risky trades rather than long term investment you should buy and bag hold.
Bitcoin is the best currency to invest in. If you are a long term investor then you must invest in Bitcoin. There are many altcoins once they go down from the market they can never go back to that position again. And one time sheet is converted to coin. People invest in all these coins.becomes and demoralizes their investment. So investing should always be done with good thinking. Now is the best time to invest. Right now if you can invest in bitcoin and hold long term you can make a lot of money. For cryptocurrencies, bitcoin is considered the safest option but not the most profitable. It depends on each person's preference, if you like safety, then bitcoin is the choice, but if you want high returns and can accept the risk, then altcoin is the choice. Not everyone should invest in bitcoin, the cryptocurrency market is highly diverse for everyone to choose from according to their preferences. I don't see where the safest point is in Bitcoin, as it is highly volatile and a lot of people can lose money in just a night. Once you invest in it, it has a high risk and a high return. I don't know what coins are going to mean, but if you look at bitcoin in the previous years, you'll see that the price of bitcoin keeps increasing over time and that it is also becoming more difficult to own one as the price is higher than in previous years. Altcoin is also a good investment, but again, it is volatile, and we are not sure which coin has a chance to get into ATH as the price of it is mostly dependent on bitcoin or ETH. |
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If your friend would tell you hey bud I have 10k in BTC lets try to make it 65k. You play on the casino for me.
How would you play? what would be your game pattren?
Id probably do 1 game of black (20k win) then one game of roullete with 10 numbers = $65k profit.
what would you do
I would most likely call my friend "idiot" and refuse to play.  Always gamble with your own money. Not anybody else's money. Not borrowed money. Your OWN money. That's my golden rule for gambling. You could've simply just asked "How would you make 65K from 10K with your own money?" To be honest, I don't know. If there was a proven strategy on how to make 65K out of 10K all the gamblers in the world would've been rich and all the casinos would have been bankrupt and out of business by now. Things doesn't work that way in real life. The casino always wins. You have a valid point, but I am one of those people who wants to gamble with other people's money but under his/her supervision because if I lose, he will see it and know why. But if you can always turn 10k into 65k, then this is truly the golden ticket to becoming wealthy. I would probably take a loan because it would be a sure win that I could profit from 10k, but again, this is nearly impossible in taking this huge profit because it is gambling and you'll mostly lose it all. |
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When a man gets married to a woman to become husband and wife, they become one and everyone expects that they can get to share everything with each other. I know of women who have the passwords to their husbands bank cards and they can make withdrawals on his behalf. I will like to ask the Men here if they have shared their seed phrase with their wife's? I will like to ask the women here how they will feel if their husbands refuse telling them their seed phrase?
Me and my wife can share everything including password to my wallet and mobile banking app, but once it comes to seed phrase because of some security reasons I won't disclose it to her because most times woman can be too fragile when it comes to security. And they can also do anything when they feel offended in other to get back at you. It is a good choice, but I know that in this world, we cannot say that everything will happen. What if something bad happens to you? What will you do if you have 1 bitcoin or more in your wallet? How will your family discover this? We have lost 1 family (3 people) due to accident, and I would say that being secretive with your wealth and money over time wouldn't help your family as they could get it when you haven't informed them. That is why it is best to inform them just in case something happens to you. |
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Not good if you are not good with trading, also you have to stay on budget and know that trading is not guaranteed so don’t borrow money that is out of a budget. There are a lot of successful trader who started from a borrowed funds, they took the risk and they win on their trades. I haven’t tried this yet since I save money first before saving, can’t afford to borrow right now.
Even if you are quite good at trading, using borrowed money is not recommended. I don't know why people want to risk their trading with borrowed money, they must understand that crypto trading is high risk and no guarantee for profits. Moreover, in this bearish market, using borrowed money will end up in losing everything. We may lose both all crypto assets and main money for life necessities. We also will have a debt to other people. I call those who trade with other people's money stupid. Don't they know how risky trading is? I think it is better not to trade with your own necessary money. Because if you trade with your own necessary money and lose once in the trade, you will be disappointed in real life. And no one should think of making a living with crypto alone, but do a side job work of crypto. And your extra money will be used for this trade. Never trade by borrowing money from others. Should I say scammers? Or just thinking of profit so that if they lose, they will run away. I don't know where they get their confidence in asking for money from others just to trade. I am a trader, but I am scared of asking others to give me money so that I can trade. It is very stressful to gain profit using others' money since you'll always think that you should win and you shouldn't lose because it isn't your money. |
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In my perspective, investing in Bitcoin would be great because even though the price of bitcoin is falling, we can't deny that buying at lower price in Bitcoin is a discount. The more the price down, the more discount we get. Even though Banks is not risky but 3% annual rate is so small. By the way, base on my analysis of Bitcoin chart, we are in the very support area where demand is, and I will take this an opportunity.
We have an opportunity to buy BTC at a discount so don't waste this opportunity, I believe when the start of the year will easily reach $20k within a few days after the market recovery, I have allocated most of the funds from the bank for crypto investments and yearly we will get big profit because i believe BTC can reach 100% profit or $32k from current price, so why should we expect 3% profit from bank interest profit. Yes! It is best way to use money wisely when you avail this golden opportunity to invest in Bitcoin which is now available at very good price, and we might not see such low price in our life time. Though nobody can say with guarantee that Bitcoin will not slide down further, but as inflation is coming down, beginning of economic recovery in possible in 2023 which will certainly have good impact on all financial market including Bitcoin. The price of bitcoin now a days is not affordable like it was in previous weeks because the price is starting to climb. Though most of us here will say that anytime is the best time to buy, it is better to buy now than never. As long as you have money to purchase bitcoin, you can do so, regardless of whether the price is high. I am really hoping to be fruitful in the coming years, and I want to see another ATH. So cheers for the upcoming years! |
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That is a huge amount, but probably I will play dice games or card games since he can coach me and see if we are losing or not. Try also sports betting if there are any live games that you could watch and both enjoy. Any game as long as you both enjoy it and try to win some games so that both of you can earn profit, though it is not guaranteed since that is gambling.
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If we look from perspective of an employer they gain from resignation of a senior employee than losing for example if someone is working for years then probably they have to be paid higher so in case if the employee resign the employer can hire 2 freshers for the salary given for one senior employee which means more productive and more profits. I had seen lots of people complaining about their boss and company and keep telling they are going to quit soon but in reality they never did.
Yes, correct. I started to understand this thing when I worked with a big company now. It really doesn't matter if a senior level will resign it only matters to their teammate but for the higher ups, it could be another way for them to save a little since they will hire newbies or entry level candidates that can give lowball offer and can do the same job as the senior as time passes by. This will only affects to small company not bigger ones. Big companies believe that employees come and go so regardless of their seniority, they could automatically look for replacements just to continue their operation with the needed manpower. They are always ready for resignations, unlike small companies, as much as possible. They value their employees a lot because they are still the foundation and the body of the company. The attachment could only be between employees and other employees. Companies are ready for resignation if the employee has no big impact on the company like the employee has just doing the task that can be done by othe employee. I dont know but this kind of thing is offensive to me and i tend to do an payback on them by making the employed trust me and in the end left them hanging. I know it is bad but when i see that they usually threat other employees bad then that is the time i do my revenge by leaving them hanging so that they will realize the importance of employees to them |
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I thought I would buy 1 bitcoin and save it for 2 years. Because I know Bitcoin's past, what Bitcoin once was and what it is now. I know the current market situation is bad so I want to take advantage of this bad time for Bitcoin. I have faith that I will succeed. So those who thought of buying Bitcoin quickly bought it. Hope we all write a success story together.
If you bought two years ago, you still have profit, and it's big, and I am sure you will still reinvest your profit since it's been so long. I don't know what price you saw two years ago, but it is really far from the price right now. I am hoping that you will write a story that is kind of positive because what I am reading right now is that they are kind of saying that Bitcoin is a scam because they lost their profit (which we experience, but some will say that it isn't true). |
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How can you trust your wife not to cheat on you. Because there are millions of cases where the husband divorces the wife. What do you do then? Where your seed phrase know your wife? Well let's put it aside because when a divorce happens between a husband wife and both of them know about it you will be able to change your wallet. But you worry if ever your wife indulges in a strange act and suddenly runs away with someone else's hand. Then how do you save your funds ? I'm not saying this will happen to you. But unfortunately if something like this happens you will lose all your funds. Because here, whoever has the seed phrase can control the funds of that wallet. this is the matter
If you and your wife are already living together for a long years then you must know her attitude. If she isn't that trusted enough, then there is no need for you to share your private keys with her. In my case, I think my wife is trusted, that is why I already tell her about my crypto wallet and on how to access it via a pin code but I never talked about the private keys part yet, because I think she is too slow when it comes to those things. Yes if one lives together with his wife for a long year and they have more than one child then can the private key be shared by trusting his wife or husband. But I think it is better not to share the private key with such a husband wife who is together for less time. But this is just my personal opinion. Everyone can think differently because everyone thinks differently I was the victim of a big scam a few days ago. I shared the private key of my wallet with my girlfriend and the private key of my wallet was with my girlfriend. After breaking up with my girlfriend a few days ago, I suddenly woke up in the morning to find that she had taken all the money from my wallet to her wallet. I made a GD in the police station in the name of the ex-girlfriend. I don't know if I will get my money back. I think I will get my money back very easily. You wasn't been scam you just been blind with love lol. Anyway, you've just given your full trust to your girlfriend, even if the two of you have not yet married, but again, out of love, you've given everything and I can't blame you. Since you already knew that she was the one who took it, go after her and get your funds back. Also, what if she just did it so that both of you will get them back? lol, but seriously, go chase your funds on her. |
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It is true that some people have become rich through crypto trading in the recent times. But considering the high risk involved in trading, do you think it's proper/wise to trade with borrowed funds as your capital irrespective of your trading experience?
It depends, since if you don't have money or capital to start trading, then your only solution is to borrow funds, and if you wouldn't borrow, you wouldn't have anything with which to start. As I previously stated, taking risks can lead to success, but in this case, it is a do-or-die situation because if you lose it all in trading, you will undoubtedly be in debt that will be difficult to repay unless you have another source of income. I know most of you will say it's risky, so only spend your money or spend what you can afford to lose, but what if you are a talented person and your path is truly trading? How would you know if you won't borrow money to begin trading? |
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There's no excuses not to save no matter how low your salary is as long as you are determined to save. Yes, self-discipline and focus on your goal will make it work. However, if you just make a plan but without action plans, then it will remain a plan forever. Saving is hard, yes it is, but you can always make it happen if you have the high desires to work for it.
A dream will always remain a dream if you don't turn it into a goal. The goal must have a clear execution plan, otherwise it will not be achievable, and money is just a means to achieve our goal, money cannot be a valuable goal, because owning money will not make you happy, you need to understand why you need it. Therefore, it is important to understand why you save and then everything will work out, otherwise it will be a tedious process that you will soon abandon. There are also dreams that are unreachable or very difficult to achieve since we are always thinking that if we dream, we should dream big and those tend to be unachievable, which is not so good. We should dream that we can achieve it, or we should work on it even though it is very difficult and let it be a goal. I also not dreaming that i cant achieve since i really work hard just to achieve it |
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The biggest obstacle is probably the time to be able to produce it doesn't seem to be optimal so we can't get more income to be able to achieve the financial freedom we want. But I still believe that someday, I will be able to achieve the financial freedom I want and I still have to work hard from now on. There will be challenges to making more money, but we must keep going if we want to achieve it and remain confident that we can get what we want.
And until we don’t get enough time for that, financial freedom will never be achieved. Also, staying in comfort zone make us more lazy and even fearful to adopt new challenges in life. So if we will stick to it, then we will no longer see financial improvements and stability. Not unless we start taking some calculated risks and face them, then we can expect positive outcome for that. We have to move from our comfort zone to the uncomfortable zone to keep working hard to achieve what we want and most people are not ready to make that zone shift. They think my life is fine and it's okay if I can only get this result. They want something but are unwilling or lazy to make changes in their life because it is hard for them to do. If we are willing to do something harder, the results we get will surely follow according to the process we are doing. If you want to be successful, you need to take risks and get out of your comfort zone. Yes, it would be hard and stressful, but when you achieve this, you'll be successful and you can get what you want. We can't achieve this because we want to sit on our couch watching TV or scrolling through social media; I'm not saying this is bad, but we should only do it once a week or once a month to relax and then work out for our own good. Always remember fruit of success is always at the end of tunnel , we must go through darkness before we can achieve this. |
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I think convenience is what most people who are running to work as a freelancer crave. After the lockdown of covid-19, many people came to realize the convenience of working remotely, working at their own convenience without any boss stressing them out is something some people are not ready to give up.
Most especially in an advanced country like the united state where people's time is very valuable, am not surprised to see the high percentage.
Working without a boss or boss who often makes orders for his employees is a very amazing and extraordinary thing as long as the income is very good and enough to make savings after being used in life. But the question is whether everyone is able to work like that? I do not think so. Because some people still have to depend on the company so they still continue to work continuously in companies that have superiors or bosses. And that is really our point; we are going to school to get a decent job, so it means we are really looking forward to having a boss that will order us to do this and that. To be a businessman is not taught in school; we need to learn it for ourselves. It is very fulfilling to become a boss and run your own business because you will be the only one making orders (positive thought), and if the business is successful, you will be able to live your life to the fullest. |
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Besides by using an established franchise like Tekken then the professional players will have a massive advantage over everyone else, it seems to me that people do not really understand how good professionals really are, if you were to match a professional vs your average player the professional will win 10 out 10 times, so while the idea of the OP may seem to be good there are many reasons why this has never been implemented and why I do not think we will see it implemented at any casino soon.
Platform could have matching system for players. So player go against players having similar skillset. Anyhow, such system will plague the particular game with more hacker problem than what gaming industry already has. The match system wouldn't be a problem, but those scumbag cheaters and hackers are the problem mostly now that it involves money as a bet. I am sure they will find a way to win even if they cheat, so it would be the game developer's problem and also the casino's since it wouldn't be fair at all. There is still a lot of discussion about this kind of innovation in gambling, but for sure we could overcome it and we would see some sort of e-sports integrated into every online casino. |
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Id like to interject that Cars are 99% liabilities while property and houses are not.
so my op that the fact that cars are about to get repo'd is more of a balancing of the eco more then a large scale problem.
Cars can be used for your businesses, and that is not a liability for me. There’s a lot of defaulted loans since the pandemic started until now, and its expected that it will continue to increase because many are still suffering financially. Many economies sees their recovery in the next three years so probably we might see good improvements by next year but the trend for a repo cars might not be changed, it will continue to increase as well. Mostly, it is really used for business purposes, or other commuters will buy cars so that they can save time and fare. Here in our country, motorcycles are known to be affordable, so mostly those who are working far away usually buy or borrow money from the bank to buy motorcycles, as they are spending more on the fare than when they bought a motorcycle they could save. But still, there are other people (mostly rich) who use it for their daily things that they need to go to, but mostly, a car or motorcycle is not a liability as we need it for our source of income. |
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Most people are not capable to manage success, an example of this are lottery winners, I think most of us would think that if a person wins tens of millions on the lottery that should be enough to last those winners a lifetime, but it is not true, those people find themselves in financial trouble as they begin to spend that money as if it is never going to run out, so people go broke despite earning a lot of money because once they get the money they have pursued for so long they do not know how to keep it.
It’s all about our mindset, some were able to changed their life completely thru that winning while some just for only few days since they thinks that it is okay to spend all since they only got it thru winning and it deserves to be enjoyed in everything they wanted, most of the stories I heard were just how fast they spend their winning and how generous they are in giving, but it could be different if our money came from hard work if we waited alot in that winning we sure set our mind on what we gonna do, or if it’s from our trading we keep strategizing or in our investment we sure have set plans for it to grow more. And without a doubt you are right, those the get their money due to their luck or by an inheritance do not know how difficult it is to earn that money, which is why they end up squandering it, however the one that made that money by working hard and by managing their money responsibly knows how difficult it is to earn money and they will not waste it in stuff they do not need or want, so the mentality of the people is key and we have seen many examples of this on the past so we can demonstrate this is true. In inheritance, it is possible that they acquire it easily, but still, they will make the effort, and they are also stressed once they are already running the business, but again, it is not the same with others that they start from scratch. With luck, it is not working for the people that are lazy; they need to get up and work, and luck, or, let's say, opportunities, will come to them. Nowadays, you must be smart because you will be competing with others, and you must have a different strategy than others. |
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We are just humans which it is really that normal that we would be able to feel out some greed and fear
But we can minimize greed and fear as long as we know how to overcome them. It's very natural when we become greedy and feel afraid because indeed that is our nature as humans, something that everyone must have. We have repeatedly been through situations like this, so don't let us fall into the same hole because we are overcome by fear, which actually has a solution for it. A bear market like this will be an event that is sure to inspire fear, and don't let this (fear) be exploited more widely by FUD makers. We have emotions that is why we feel but this kind of behaviour or habit is not good and we need to change it for our good. The only positive impact that I can think of about greed is that we can learn that it is not good for us and for others and we can realize that we need to control our emotions and give chance to others, the same with fear, it can be positive to us towards making us safe but the same time how to play safe even if we have fears. |
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Without doubt, teachers are truly nation builders putting so much effort to ensure that they train professionals of various professions. I think teachers deserve more attention and rewards from the society. This way, they will be encouraged to do more.
But I could say that the government also saw this but they are not doing anything to increase their salary. The hard work that has been done by the teacher should be paid off since they are going overtime without being paid and doing lesson plans and it is not easy. All professionals are really teachers so without them we wouldn't see any professionals right now. We just not be thankful for them but also should push through their salary increase as it is also for the own good of the people that they are teaching. |
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Compared to a deposit, of course, investment is the best option to continue to grow our money, in the past, if we wanted to invest in stocks, we needed at least thousands of dollars, but now with $ 100 we can buy and choose the stocks we like, especially the presence of an application on a smartphone, which of course makes it easy for investors to invest, besides that it's even better if we also invest in the types that are currently trending, namely cryptocurrencies.
It doesn't that if you have money and a smartphone you can now invest in it and gain profit. It doesn't mean that it is trending you will get a ton of profit from it. That kind of mindset leads to losing your money and feeding the market. The key always is knowledge and research first before jumping to a conclusion into investing it, it doesn't mean you have the money you can invest and earn, you be going through a lot of processes first. |
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