When growing up as a child in my elementary classes we were taught in commerce and economic subjects that savings account with banks are entitled to either weekly or monthly interested added into the account by the banks, as a way of encouraging savings amongst middle or average earners in the society. But growing up to an adult I am seeing an incongruous practice to that ideology as was been taught in my elementary days. What a shame! As reverse is rather the case.

Starching money in the bank as savings don't just only reduce  initial deposit amount through consistent unreasonable different charges but also also posed on the individual the possibility of not having access to your money when needed and even in the very amount needed to withdraw because of regulatory and centralized power placed in the hands of one man called the government. And all of these regulations only work in favour of the regulator at the centre.

This thread is informed by a trending news in the financial market I came across a day ago. According to a domestic newspaper VANGUARD, "The Central Bank of Nigeria through the governor of the bank has issued 48 hours deadline to commercial banks to deposit not less than N6.96trillion of customers' deposit into it's account".
A directive that was issued on Tuesday 27, Sept, 2022, for commercial banks to increase their CRR to 32.5 per cent with effect from 28, Sept, 2022. (CRR is the percentage or proportion of a bank's total cash deposit that must be kept as reserves with the CBN).
Source: www.legit.ng

Many bank customers have no knowledge yet on how this directive will affect them as the commercial banks will in turn create some restrictions on customers in anyway possible as to place a limit to their withdrawal amounts. A situation where an individual has money but can't access it in the amount desired to use in solving a pressing need aszhe case may be, cause on the other hand the commercial banks wouldn't want a situation where they will not have enough money within their confine to run their own business to making profit for themselves.
All these at the detriment and cost of the powerless customer.

This among other issues had made me stunch proponent and advocate of cryptocurrency especially Bitcoin as the best alternative to starching or savings, with probably just a very insignificant amount of Fiat money for bank savings if you so wish. Cause the centrality and regulatory authority enjoyed by the government woul never make for decisions in the best interest of the ordinary citizens.
An argument many out there can relate with.

Don't just rush in a hurry to accuse or allege on someone what you don't know. There maybe many threads about Candlesticks chart but definitely not same with this. I poured this out out of my very understanding of long periods of study.

Anyways, thanks for the suggestion on the board I ought to have posted.

Hey newbie's/beginners in the cryptocurrency community do you have a preamble understanding of the candlesticks on the chart, otherwise referred by some as the Japanese candlesticks? Does it interest you to have an idea of the significance of the different candlesticks? Am sure we're are all here to learn and earn and so it will sure be of interest!

Candlesticks tells us when to buy or sell. It gives us a view of the strength of either the sellers or buyers against the other and what is happening with market. The candlesticks it's like it tells stories on the chart (market stories). Although not all candlesticks are that important but having an idea of them could be of immense usefulness to your choice and strategy of trading.

Let's look at a few such as: Hammer candlestick, Inverted hammer candlestick, Doji candlestick, and Engulfing candlestick.

* HAMMER CANDLESTICK : this candlestick is just like the normal carpenter's hammer in shape and an approved hammer candle body should be at most one third of the hammer body. Hammer candles signals the trader at the end of a downtrend. In other words, it is a bullish candlestick pattern.

* INVERTED-HAMMER CANDLESTICK: as the name implies, it signals the end of a downtrend. It's like a hammer in an upside down position.

* DOJI CANDLESTICK  : this candlestick appear as an equilibrium between buyers and sellers in the market, and the smaller the Doji the better. They don't stand alone as they appear or make more meaning when in between other candles, perhaps that's why it is referred to as equilibrium between buyers and sellers. Doji candlestick makes much sense when the body is almost absent, they mostly appear at the top of a trend.

* ENGULFING CANDLESTICK    :we have engulfing bullish candlesticks and engulfing bearish candlesticks. The bullish engulfing candlestick indicates a heavy buying pressure whereas the engulfing  bearish candlestick indicates a heavy selling pressure on the market.

 One trick here is that, It will suffice you to know that these candlesticks makes much sense when they happen in higher time frames or support and resistance zones. So if you would be trading on lower time frames then, try contrasting the appearance of the candlesticks in higher time frames to that of your lower time frames how they tend to both appear. For it's would most likely give a better insight and understanding of how to place and execute your trade especially for scalpers.

This is just a preamble as beginner. You will have a much better understanding of these candlesticks when you do your own more research on them on either YouTube and other friendly sources.

Ethereum drops after proof-of-stake.
Source' channelsnews.com

My worry right now is that, is it going to drop worst more than it has already and what are the chances of it pulling up within the shortest possible period?

As am getting the feeling of withdrawing my asset before it gets worst or am I been too haste.

Recently I have been mining with a lot of different cryptocurrency platforms that looks so promising and real to work out eventually as claimed. How I got to encounter these alt coin mining platforms (am not sure if the right word to use is platform) was through a good friend of mine whom which we're in same shit together due to a pressing need that needs a lot of money for us to procure for our proposed business.

He has been introducing me into lots of these mining platforms he gets from some persons he meets online, who claimed to be paying them for lots of months, and so for a people that needs money to run a pressing need we will both engage into it out of desperation, we will end up buying a mining machine from these platforms with even the little money we have that was supposed to be a starting point of savings to our proposed business plan. To cut the whole story short, we have engaged into four different platforms just in the past two months which initially only one paid just ones and crashed, the very last one we had to purchase the platform mining machine for $250 only to get bursted like the previous ones within a space of two weeks while waiting for the 30days interval for eligible withdrawal.

Although I believe there might be some real genuine mining platforms that are really trustworthy and paying but I can't say for sure which is genuine.
Am just using this to remind people out here to be very careful and exercise some patience in doing some few research about these kind of issues or as it relates to this kind of situation. Our desperation has really cost us even the little we had in the process of getting more.

Despite all of these, we are still unperturbed and will really welcome any real genuine mining  platform that is trusted and working as we're in really need of funds for our business plan, but this time I'll put in a lot research work on whatever comes out way to know it's trustworthiness before involving.
Thank you!

This is a story told by someone I came in contact with in a conventional business meeting I attended within the weekend as we were having a group discussion. The purpose of bringing this here is to bring to the knowledge of some beginners and even old users in the forum about such platforms, and to create awareness of careful even in desperate times. Further more I promised the fellow that I was going to get back to him with probable solutions to what he's looking for, and so I'll really appreciate anyone in the forum that can give any genuine information on this so I can get back a feedback to the fellow.

The best one can do to avoid falling into scam be you a beginner or an old user in this community is to create the attitude of avoidance to all those juicy offers and mouthwatering offers those scammers use in getting their victims.

Learn to avoid clicking on almost every site that look promising to you, try do more verifications and research on the said promos, bonuses or promises such may be offering, perhaps you could contact others that have debt knowledge about the business ask questions about it, and stop having the fear of losing out if you don't do it immediately, for there's always market opportunities in the crypto business.

 Irrespective of the much passion i have to make others also benefit from the knowledge of cryptocurrency as I do today, I also take exception in certain cases as to declining from engaging with some persons about it.

Based on what my mind tells me, I may just say please go do the research for yourself and learn the hard way so you don't come pointing blaming fingers on me especially when there's no clear cut to use in exonerating myself should the person get gullible and make a loss of asset in the process.
Just like in this case all fingers are pointing on one person but it might probably be that there's more to the story than meet the eyes.

The AC Milan  vs Dinamo Zagreb match which I vision it to end with not more than 2 goals in the favour of no team as both teams in the first ten minutes if he game are playing with great carefulness especially Zagreb cause this match will really give than an edge to their next game as they are regarded as underdogs in their group.

Interesting yeah the match was, but what baffles me is how Barcelona were so unable to convert a 10 goal on target they had in the first half of the game into a one goal. And moreso, Barcelona players were just falling on the pitch anyhow with the ball as if they were playing without confidence against Bayern.

Barcelona needs to do better than this, though today game had ended in Bayern favour but there's another day so they should make it count when it comes.

With the result of today's game between Arsenal and man United the table is open at the top as there's no much difference in points among the teams. Arsenal really tried in their best form but that's not what we want to hear it's the results at the of the game that speaks out who's better and United Nas shown that in tonight's game.

I believe that what he meant by Arsenal needs the win more than man UTD is that Arsenal has much to gain based on the position they are on the  table, first position is much of a responsibility and all eyes are on you more than any other not to talk of man UTD that not even in the top four of the table yet.

So the difference in expectations between the two teams is clear and that's why arsenal needs the win or even a draw more than man UTD. Cause losing to man UTD may definitely lead to the start of Arsenal dropping down the table unlike man UTD.

Investment is good an idea, but that doesn't mean we should pour out all that comes into our porce into investment and forget that there's a place for savings which investment can't replace in as much as it is important.

Both concept has it's own role and one can't be made to be more important than the other based in theur different role they fulfill depending on the time and the factors that be.

Tuchel just haven't settled the loophole in his team, it's actually not much of a defensive issue for Chelsea as a team lacks a definite striker one whose job in the team is just about fishing for goals. Looking at the begenning of the first half, Chelsea had good chances but their was no finisher to convert these chances to goals and if this is not tackled I don't see Chelsea doing well in the UCL this season neither.

Basically anyone going into any trade no matter the part of the world that they may come from their intent is profit making from any trade they initiate. Right from the age of barter trade through to legal tender and now the world has upgraded to an age of digital asset still the intent of profit making remain constant for all traders and investors.

Many persons fail to give importance to financial planning in same vein they do with profit making in their trades. The hidden truth here is that, the profit you making in your trades or investments can't be felt or recognized without a thorough financial planning system, and that is what makes the former and the latter inseparable (symbiotic) when it comes to building wealth.

The world of digital assets, such as cryptocurrency have created an unimaginable opportunities at different  spheres for every individual to maximize and technically make as much profit as one can no matter your location and that's one of the beauty of cryptocurrency.

Here a very few tips on how to create a financial plan for yourself.(I may not be a financial expert but certainly these tips has been working for me for long now).

*Make it a rule to regulate your expenses, don't just spend all because you desire to spend. The more you give into spending based on desire, unknown to you it will turn into a habit. So therefore, look inwards and eliminate any form of unnecessary expenses.

*Don't rush into any investment or trade without a safe financial plan. As this could save you from any form of financial wreck.

*Endeavor to set a  financial target for yourself and possible means to achieving it and also create room for adjustments just in case of obstacles but don't keep your focus away from your target.
Mind you, sometimes you may not hit your target, but not to worry, cause financial target helps you to have track knowledge of your financial growth within a framed of time.

* This may sound somehow to some persons but I'll still say it anyway, and that is, Take your health seriously for it's only he that is healthy can think of making profit and financial plans. No wonder they say, "health is wealth".

On this note, I say learn the habit to be reading books that's teaches on how to utilize the financial instruments within your possession to create wealth for yourself. Stop reading what I call anyhow books, for you are not an anyhow person.

More ideas on financial planning are welcome as I believe to learn and benefit from you too.

It still baffles me to believe that in all the nine goals scored Mohammed Salah name never did appeared on the goal list not even on goal assist. Doesn't this make Liverpool fans give some concern?

Today games in the EPL showed that the league is getting stronger and harder by the week. As Arsenal escaped from their unstoppable winning streams keeping a hundred percent wins in the past fur games.

Let me sound this loud and clear; when you try to make gambling as a source of loss recovery and source of income you'll rather end up becoming the source of income to others.
While I say this I'll also advise you keep faith and hope alive go out there and source for a legit source of income that would pay your debt for it's not the end up of life but rather life for you has just begun.

Even countries owe debts not talk of an individual. So calm down and be useful.

The bottom line is, never see gambling as a source of living!

Let the table not turn around against lewandowski owing to the 2:8 disgrace He helped Bayern Munich against Barcelona about two years ago as he is now in Barcelona I hope he do not get to face same disgrace when Barcelona will meet with Bayern.

Or is he going to repay Bayern the favor rather? That I don't know!
The group C is one such group that made me shroud shoulders when it was presented at first cause it has the best rivals that will bring the supposed excitement we the lovers of football expects.
Another group that caught my attention is group A, thr likes of Ajax, Liverpool , Napoli and rangers for sure they're all of a right match put together, especially as Liverpool haven't been impressive in the EPL this season in their previous 3games.

We look forward  to see the excitement, the agony in the faces of all eventually anyway!

One would have expected that as a newbie questions that are focused on how you can leverage on the opportunities made available here in the forum in acquiring and gaining expertise in everything about Bitcoin and other cryptocurrencies and how the decentralized system operates.

Many newcomers may not know that there's so much benefits to get from this forum that much outweighs just having a merit.

show me how to fish, don't give me the fish........ how about that?

Merit! Merit!! Merit!!!
I understand that feeling mate, that feeling  where you had to make threads you feel are with quality driven content that might attract merit but to your surprise no merit came in in the form of appraisal or motivation.

The truth is what might seem good for you may not be same to the next user cause perhaps the information that they're looking for is  just not in your thread.

If you love reading then I'll advise you take quality time to read these materials below if you want to have what it takes to build yourself and create value and earn the merit you seek for.

Beginners guide:
https://bitcointalk.org/index.php?topic=4928968.0


A must read for an absoulte beginner: https://learnmeabitcoin.com/
If you like reading books: https://aantonop.com/books/iom/

Lastly, I'll like to encourage you with just one merit in your journey and not that I feel you deserve it.

Education is not same thing as been schooled, for someone can be a non graduate buy still be educated and learned in many ways than just attending online or classroom teaching.
Today we have many that have gone through the fout walls of school but are not educated, can't be counted as educated so ordinarily we can say school is not the only means to education as an end.


On the other hand, for you being a graduate doesn't mean you're entitled to an employment you can be self employed and still do fine.