Ripple, XRP - Crypto-currency platform for payment systems, focused on transactions with currency exchange without refunds. Designed by Ripple. A peculiarity is the consensus register (ledger). The system was launched in 2012. The protocol supports "tokens" representing fiduciary money, crypto foreign exchange, stock exchanges or other objects such as miles of frequent flying passengers or minutes of mobile communication. In essence, Ripple is based on an open shared database, uses the negotiation process, which allows you to make an exchange in a distributed process.

The network is decentralized and can operate without the participation of Ripple . As of the end of 2017, Ripple is among the top ten crips in terms of market capitalization, along with Bitcoin, Ethereum, and others.

The Ripple protocol is used by companies such as UniCredit, UBS or Santander, which are increasingly used by banks and payment networks as a computable infrastructure technology. The publication of American Banker explains this in that "from the point of view of banks, distributed registries, such as the Ripple system, have several advantages over cryptic currencies, such as bitcoin," including price and security.

Actually, I do not know anything about NXT. But I bought them at 0.00008000sts, simply because it was down 30% from yesterday, I keep buying when the price drops to 0.00007000sts, and continue to buy when 0.00000065000sts. I think any crypto down more than 40% will come back strong, I have a little anxiety plus a little scared. Because I put all the assets into the NXT.

Pleas give me a advice.

Can somebody tell me about MyEtherWallet? I heard that it is unsafe and you can lose all your money. But what if I won't give nobody my private key? How can another users get access to my coins?