^ Definitely right. CBDC will still remain centralized though it is digital which might be similar to bitcoins and other cryptocurrencies but the concept or the idea of decentralizing is not the same. Central banks and governments around the globe are rushing to create their own digital currency for reasons we can never know it until it is already implemented. Probably one of the reason could be this pandemic where fiat money can be a way to transmit the virus which is somehow not far from the reality it can help us even the government to avoid the continuous spread of covid 19. However, we cannot conclude that CBDC is a threat to bitcoin for the cryptocurrency is pretty different from it but probably they have this idea that creating CBDC can be used to regain the trust of people like us who believe that decentralized currency like bitcoin is better than fiat.

^ Probably you have a false impression with bitcoins and even sense that there's a little part in you that you regret investing in BTC but I am not sure of it. Though your idea of investing in bitcoin is still new however bitcoin world is like a sports league whether you are a new or a pro you still need to compete in order for you to gain. To become a pro in the long run though failures will always be around you always need to fight and play the game until you win in sports they don't look at you as a rookie if you are able to outperform the others including the pros and become profitable on your chosen field. And when you say bitcoin is only an investment then you only chose to become an audience in any sports game just sitting around watching others as they compete and become profitable in this industry.

^ Most commonly they sell when they need money.
I know that it is really hard to identify when will be the best time to sell or buy especially when you are new in bitcoin and even tenure couldn't give you an assurance on when will be the best time for trading there is no guarantee, predictions, and speculations, as well as your emotion, are the only thing that can give us an idea as to when we can do the trading. However you may do researches and utilized some platforms that show live graphs about the flow and actions in trading with that you may get little idea when you can buy or sell your bitcoins apparently, it remains not a guarantee and you must still cling to your best judgment.

^ We cannot presume that it will be better days for African countries for economic development doesn't rely only on the hand of a single person but it is so unjust to belittle someone just because of her ethnicity or gender we don't even know her capabilities yet until she started working besides I believe that she had shown excellence in her field prior of becoming part of the list on the choices who will take the position as the new WTO leader. It will be fair if we will give her a chance by supporting her because I know the mere fact that she was appointed she has already shown most of the people in the trading world for her exemplary actions in the past.

^ I definitely agree with the rest that it will be hard if you are planning to have your own cryptocurrency that has no external value but since you mentioned that surely it can be used outside then that is better since your plan appears to be very enticing as it addresses the flaws on the other poker room. Nevertheless, it probably still takes long before it could operate smoothly for developing such will not give you on where or when will the problem may occur but I will still look forward to playing in your poker room one of these days. Cheers to you buddy.

^ As a small-time gambler, I would still say yes. I started buying bitcoin for entertainment and that is gambling then I learned to trade afterward though fees may get higher if the bitcoin price increases but when you gamble with higher transaction fees and win then it can be paid off all your expenses. However, it is not always the case since the possibility of losing is present at all times then you may regret gambling when you lose and think that you should have just sold it, now you will ask me if this happens to me I would just tap my head and say to myself the first reason why I bought bitcoins in the first place and just regret after losing it when I was entertained on the game.

^ That is a good tutorial OP.
This is really of great help, I have already read few threads about the same post that if bitcoin holders died suddenly what will happen to his bitcoins if failed to give the key to someone, and I find this as the perfect answer to those posts. Cheers to you OP and to others whose helping bitcoin holders like me with the lock time feature. But as of now, I am still a small-time bitcoin holder but I perfectly know that in the future I will be using this or I think it will not be bad at all if we will just provide the key to whom we think worthy to inherit our bitcoins like in my case I am a single dad and I only have one kid and legally he will inherit everything that I have just need to teach him to keep it in secret.

^ I agree that you missed those time where bitcoins are still abundant and can be avail at a lower price, imagining if you arrived or started on an earlier year and able to keep it up to date then you too could have a "massive money" as well and we are on the same page LOL. But I am an optimistic individual and I don't take it bad weather I am late or not I know for sure that along the way I can still enrich what I have started now and gained what I have missed for years that I am not yet in this bitcoin world. In fact, tradings could be the best way for me and if not, still we can do some exchanges like selling products or rendering services and get paid by bitcoins, in that case, we can still earn and enrich our btc in our own simple ways.

^ I must agree that pandemic did not push us to the digital age since prior to this covid 19 pandemic most of us already use digital transactions but because of the lockdown, we were able to realized and maximize the utilization of digital transactions. As an employee of e-commerce I can say that because of this pandemic we experienced a big leap in our sales compared to the days when we still do not have this pandemic but I also want to reiterate that I am not enjoying this lockdown because I just want to say that it can be beneficial to some industry but the majority remains suffering from this so I conclude that it is still not good. Going back to the post of OP, we are forced to embrace the digital age, and industries or businesses are getting prepared for this sudden change but the question is do people or ordinary citizens are already equipped for the changes? Globally 1st world countries can easily adapt to these changes but how 'bout the people from 3rd world countries where technologies and accessibility to the equipment needed for this digital age are not abundant as with the 1st world countries, how will they adapt and survive?

^ Defi remains an ideology that is applicable to some like us nowadays since we have not reached the global acceptance of decentralized currencies. For me, this Defi will still be the absolute answer for equality when it comes to the financial aspect of the economy where it is being backed up of the same value to all nations globally. And to answer OPs post, I can't consider Defi as a threat either a supplement because it has the characteristics of centralized finance as well aside from the fact that centralized is still subject to one absolute government that will control the circulation of the said currency and backed it up of the value which can only be determined by the one who will hold the central finance which Defi does nOt possess.

^ On my end here I don't believe that the government has used btc and eth as a test monkey neither being controlled and manipulated by the government for cryptocurrencies remains decentralized up to date. And if the government has a plan of creating their own cryptocurrency then automatically it loses the essence of being decentralized because the new cryptocurrency they are planning to create will then be governed by the central bank which transparency will be more questionable. And if it were so bitcoin owners will still hold on to bitcoin's ideology of being decentralized which is favorable to everyone.

^ As far as I know bitcoins are subjected to capital gain tax and each transaction is also being charged for fees, in that case, I can say that bitcoin is not exempted from tax. And with regards to OPs concern if tax will be based on how long you held the bitcoin I agree that it will be difficult for the government to identify which of the bitcoins you are about to spend if it is going to be taxed as a short term or a long term asset and that gave me the idea where FIFO is being applied for bitcoins doesn't have serial number unlike with fiat money that is circulating in the market government can easily track how long it is being used since it was first released. However, that still remains the government couldn't know how long this particular fiat is being held by an individual compare to other assets like our properties (e.g cars, land etc.) they can easily trace how long you've been owning the property and get taxed for it if such.

^ I can say yes if they really want to be independent but becoming more powerful I doubt for there are still a lot of things to consider since china is not a free country and to think that Yuan is not being accepted globally then it will end up the same thing. However, it will only be one way for their government to have control on their citizen's money for it will still be centralized and digital which their central bank will still have full access to it to know the status of exchanges and tradings within the country. Sadly if they will just accept digital yuan in exchanges then local traders of china will definitely have a difficult time in the global market for it could also change the perception of the globe towards the digital yuan of china as well.

^ Governments will really do everything they can just to have control in the currency that is circulating in the economy, and they are using the situation where bitcoin owners are awaiting for the global acceptance of cryptocurrency in the market because if in case that decentralized currency will become the only means of exchanges then the government will have no ways of knowing the status of the economy. In fact, centralizing cryptocurrency is also one way of monitoring the identity of people who hold bitcoins or other stable coins which will possibly cause identity concerns in the future. In other words, it is beneficial for the central bank and the government if they can make cryptocurrency a centralized means of exchange and it is up to us bitcoin holders if we will let it happen just for the sake of global acceptance.

^ In the OP post obviously that is from a European country and it sounds to me that you are trying to threaten these Muslims for doing these crusades if such, I must agree that European are capable of doing things like what you mentioned beheading and the worst but we should understand that all of us are entitled to express ourselves and be heard regardless of our religion. Sadly it appears to me that in your post you are already claiming that leaders in the European countries have short-tempered. Nevertheless, they didn't want to listen because on my end I believe that these crusades and the likes will never happen if leaders of different countries understand each other and believe in one goal and that is to live in a world of peace.

^ I voted 50/50.
Going back to the basic knowledge of ratio and proportion multi bets gives us a higher chance of winning but still, it remains chances absolutely it will not give us any guarantee. Moreover, if we do multi bets and we lose in the game then it hurts because we also lose a bigger amount which we can still use for later games if we didn't bet it in one single game. While with single bet we only have a low chance of winning but if we only look gambling as entertainment then might as well do single bets besides in gambling we can never tell if it is your lucky day and no one can predict who will win and who will lose in the game.

^ I must agree that bettors sometimes get bored and they will do weird things to get rid of this boredom but if betting with sharks I totally disagree for it will be hard to find out the results and how reliable it will be. Aside from the expenses in tracking these sharks there will other things that they need to consider and will also cost a lot and the organizer will definitely in need of profit to compensate for these expenses which IMO will question the credibility of the people behind the betting event with sharks. Somehow we still cannot stop these people from doing these because it is our instinct to find and try things which we haven't experienced yet, but I hope if they will pursue this no animal will be exploited for someone's interest.

^ I have already seen slot machines that use a cashless payment before but adopting cashless payment to the casinos, in general, is good news for it shows people are starting to take another step in accepting digital transactions in the future. Digital wallet by Boyd Gaming's Blue Chip somehow gives me an idea of 50% chance of bitcoin acceptance and 50% chance of killing the ideology of bitcoins for if this digital wallet will be accepted globally without bitcoins as one of the currency then it may kill the bitcoin somehow but if they do accept bitcoins then it can also be an advantage to us for people who will embrace the concept of the digital wallet then people will also embrace bitcoins.

^ Regardless in play or pre-match betting would not guarantee anyone of their winnings for it is still another form of gambling and we all know that in gambling we couldn't predict when we will win or lose. However, in an in-play betting will give you a glance at how a particular team already performs during the game and you will have somehow can be more confident to whom you will place your bet but the world is still round that anytime the game may be favorable to the other team and you will still end up to nothing. Nevertheless, pre-match can be recommended to those who are confident and a loyal fan of a specific team that they would not mind their team will nail the game or lose. But any of these two might still give you the chance of winning anyway if you are fond of sports betting the ratio will still be the same 50% winning and 50% losing your money.