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3281  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 08, 2015, 07:53:09 PM
Smokey's Daylily Gardens

 

 

 

 


Hybridizer & Show Garden





 

 

 


Hybridizer Seedlings

 

Just a few of the gorgeous daylilies from Smokey's

     

     

     

     
3282  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 08, 2015, 12:05:50 AM

DNotes also hosts long term savings plans (CRISP) for children, employees, retirees and students. Haley Mullet, a medical student and a third year employee of Smokey Daylily Gardens and new CRISP for students savings account holder states:

    “Working in the farm is hard work but it has been rewarding and inspiring to work with a group of professionals who truly want to be the best in class including a genuine concern and contribution to our financial future”.

To help students like Haley to keep up with costly student loans DNotes are hosting free giveaways for CRISP for Students account holders. CRISP accounts are free, the giveaway will continue with a limited supply of free DNotes.


That's right Haley! CRISP for Students account holders will be some of the first to realize the ground-breaking implications of blockchain technology, and the DNotes currency itself. The article states that Haley is employed at Smokey Daylily Gardens. This garden business is already established as the best in it's class, but is now strategizing to be an early DNotes adopter, and will become not just the best, but reach a level that is unattainable by it's industry peers.

The DNotes team are working very hard to ensure that the community, present and future, have the most accessible, reliable and stable means to accumulate long-term wealth. There is no better medium to get free DNotes than the CRISP for Students program, and everybody has an equal opportunity to get in early by following this link: https://dnotesvault.com/crisp-for-students.php

I believe I can make a fair presumption that Smokey's Garden will also be the first business to sign up for the soon to be released CRISP for Employee benefits program. Hayley can get her first DNotes by signing up for the student CRISP at no cost to herself, gain more through the employee benefits CRISP, invest them and earn interest on them with the DNotes retirement CRISP - and maybe, if all goes well, DNotes will play a part relieving the pressures of student debt, and provide a little (or a big) nest egg for her to retire with. The CRISP for Kid's plan will allow these benefits to be trans-generational. All Hayley will need to do is decide what she would really like to do with her life if money were not a considering factor.  It is my personal view that DNotes will take care of much of people's long-term financial worries. Some students may choose to take the courses at university that lead to careers with higher potential remuneration. It would be my personal view, that money is no motivating factor - we all want it - but sometimes at the price of our happiness? I don't want to sound like I'm preaching - but imagine the potential, and value in a scenario where an individual can live their life doing non-remunerative work for social benefit like charitable causes, or a 'creative-commons' artist that doesn't claim copyright, but still lives and retire comfortably?

The charitable worker would make a difference in many other peoples lives (so will CRISP for Charity), the artist will express themselves and bring themselves joy - and to many others by not demanding a fee for their work. I think this is an example of working for mutual benefit. What I'm alluding to, is that money, in whatever form, equates to freedom. People who get in on this opportunity early, may find themselves with an excessive amount of freedom to choose career paths they thought they otherwise couldn't afford. I can see much more than just monetary value from getting in early on opportunities that present themselves like this one.

Thank you TeeGee. Your post illustrates very well how the CRISP programs tie together. I encourage everyone to take advantage of these programs now.
3283  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 08, 2015, 12:00:28 AM



Smokeys Daylily Gardens Accepts Chicago’s Digital Currency DNotes And Bitcoin For Daylily Purchases



Bitcoin Press Release: Chicago based digital currency DNotes can now be used to buy flowers at Smokeys Gardens, one of the largest daylily growers in the world.

Coldwater, Michigan. Smokeys Daylily Gardens, established in 2007 and one of the largest daylily growers in the world, becomes the first merchant to accept DNotes as a form of payment for daylily purchases. This is a pilot project to demonstrate the significant benefits to merchants in accepting DNotes, a proven stable digital currency built from the ground up with trust and integrity.

Hailing from Chicago, Bitcoin alternative DNotes was created on February 18, 2014, with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. DNotes has taken a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation. Using blockchain technology, embedded features to prevent inflation and exemplary means of storage; DNotes may very well exceed fiat money in global online payments in the future.

The same team that created DNotes built Smokeys Daylily Gardens in a highly fragmented industry with a blurred line between a business and a hobby. A solid business plan with a firm commitment to be the best in class, coupled with hard work and flawless execution quickly led the seven year old company to be one of the largest daylily growers in the world.

Daylily is the second largest selling perennial plant with 79,360 registered cultivars according to AHS (American Hemerocallis Society) Smokeys Gardens offers the best selections of high end daylilies. Using a single 38 acre farm, highly trained and motivated employees, the best farm equipment and the most efficient processes, Smokeys gardens plants, harvests, and ships more daylily plants in one week than most of its competitors in an entire season.

Co-owner Rocky DeLucenay pointed out that,

    “Efficiency and highly motivated employees are the key elements for small business owners to remain successful these days. We are always interested to save money where we can.”

She went on to explain that 100% of the business is processed online using paypal, credit and debit cards with some personal checks. The merchant fees along with charge backs often average around 8% of revenue. The cost of transactions using DNotes is near zero, while protecting the company from fraud and chargebacks. Unlike Bitcoin which has been highly volatile, DNotes is a stable digital currency with a proven record of reliable appreciation.

DNotes also hosts long term savings plans (CRISP) for children, employees, retirees and students. Haley Mullet, a medical student and a third year employee of Smokey Daylily Gardens and new CRISP for students savings account holder states:

    “Working in the farm is hard work but it has been rewarding and inspiring to work with a group of professionals who truly want to be the best in class including a genuine concern and contribution to our financial future”.

To help students like Haley to keep up with costly student loans DNotes are hosting free giveaways for CRISP for Students account holders. CRISP accounts are free, the giveaway will continue with a limited supply of free DNotes.

Chicago business leader and co-founder of DNotes Alan Yong is a strong advocate of small business owners, and is concerned about underfunded retirees and the constant struggles of small business owners. The need to constantly use high interest credit cards to supplement cash flow coupled with high transaction cost, reversed charges and credit card fraud has continued to put a damper on employers’ ability to support pay raises and facilitate job growth. There has never been a more urgent time for the employer and the employee to foster a new mindset of partnership to confront these new realities for mutual benefits and survival.

DNotes is committed to encourage and promote this new partnership by offering CRISP For Employee Incentive Benefits along with CRISP for Retirement, both with the potential for high returns. Accepting DNotes as payment is a significant competitive edge leading to revenue gain and meaningful savings that can be used as employee incentive benefits and owners retirement savings. As the first real world business to accept DNotes as a payment method Smokeys Daylily Gardens is ahead of the curve; well positioned to reap the rewards of instant transactions and low transaction fees.

Anyone wishing to learn more about Chicago’s very own global digital currency DNotes can contact Alan Yong at contact@dnotescoin.com. He will be attending the Chicago Bitcoin Meetup on Tuesday May 12, 2015 if you wish to meet him in person. http://www.meetup.com/The-Chicago-Bitcoin-Center-at-1871-Official-Meetup/

To learn more about Smokeys Daylily Gardens please go to: http://smokeysdaylilygardens.com/

To learn more about DNotes please go to: http://dnotescoin.com

To buy DNotes with Bitcoin please go to: http://poloniex.com/exchange#btc_note

Media Contact:

Name: Rocky DeLucenay

Email: rocky@smokeysdaylilygardens.com

Phone: (260) 687-9567



Congratulations Smokey's!!

The press release is great!

"She went on to explain that 100% of the business is processed online using paypal, credit and debit cards with some personal checks. The merchant fees along with charge backs often average around 8% of revenue. The cost of transactions using DNotes is near zero, while protecting the company from fraud and chargebacks."  8% is a ridiculous amount to pay in fees for accepting credit cards and Paypal.  8% vs 0% using DNotes...  Has there ever been a time that anyone can think of when merchants around the globe had the opportunity to increase their bottom line like this?

These high rates are a burden on business worldwide. Distributed transaction processing and security via digital currencies is a realistic solution to help mitigate that burden. Very exciting times.
3284  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 07, 2015, 11:54:26 PM
Sighting on Yahoo Finance


Smokeys Daylily Gardens Accepts Chicago's Digital Currency DNotes And Bitcoin For Daylily Purchases

Chicago based digital currency DNotes can now be used to buy flowers at Smokeys Gardens, one of the largest daylily growers in the world.

COLDWATER, Mich., May 7, 2015 /PRNewswire/ -- Smokeys Daylily Gardens, established in 2007 and one of the largest daylily growers in the world, becomes the first merchant to accept DNotes as a form of payment for daylily purchases. This is a pilot project to demonstrate the significant benefits to merchants in accepting DNotes, a proven stable digital currency built from the ground up with trust and integrity.


Hailing from Chicago, Bitcoin alternative DNotes was created on February 18, 2014, with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. DNotes has taken a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation. Using blockchain technology, embedded features to prevent inflation and exemplary means of storage; DNotes may very well exceed fiat money in global online payments in the future.

The same team that created DNotes built Smokeys Daylily Gardens in a highly fragmented industry with a blurred line between a business and a hobby. A solid business plan with a firm commitment to be the best in class, coupled with hard work and flawless execution quickly led the seven year old company to be one of the largest daylily growers in the world.

Daylily is the second largest selling perennial plant with 79,360 registered cultivars according to AHS (American Hemerocallis Society) Smokeys Gardens offers the best selections of high end daylilies. Using a single 38 acre farm, highly trained and motivated employees, the best farm equipment and the most efficient processes, Smokeys gardens plants, harvests, and ships more daylily plants in one week than most of its competitors in an entire season.

Co-owner Rocky DeLucenay pointed out that,

"Efficiency and highly motivated employees are the key elements for small business owners to remain successful these days. We are always interested to save money where we can."

She went on to explain that 100% of the business is processed online using paypal, credit and debit cards with some personal checks. The merchant fees along with charge backs often average around 8% of revenue. The cost of transactions using DNotes is near zero, while protecting the company from fraud and chargebacks. Unlike Bitcoin which has been highly volatile, DNotes is a stable digital currency with a proven record of reliable appreciation.

DNotes also hosts long term savings plans (CRISP) for children, employees, retirees and students. Haley Mullet, a medical student and a third year employee of Smokey Daylily Gardens and new CRISP for students savings account holder states:

"Working in the farm is hard work but it has been rewarding and inspiring to work with a group of professionals who truly want to be the best in class including a genuine concern and contribution to our financial future."

To help students like Haley to keep up with costly student loans DNotes are hosting free giveaways for CRISP for Students account holders. CRISP accounts are free, the giveaway will continue with a limited supply of free DNotes.

Chicago business leader and co-founder of DNotes Alan Yong is a strong advocate of small business owners, and is concerned about underfunded retirees and the constant struggles of small business owners. The need to constantly use high interest credit cards to supplement cash flow coupled with high transaction cost, reversed charges and credit card fraud has continued to put a damper on employers' ability to support pay raises and facilitate job growth. There has never been a more urgent time for the employer and the employee to foster a new mindset of partnership to confront these new realities for mutual benefits and survival.

DNotes is committed to encourage and promote this new partnership by offering CRISP For Employee Incentive Benefits along with CRISP for Retirement, both with the potential for high returns. Accepting DNotes as payment is a significant competitive edge leading to revenue gain and meaningful savings that can be used as employee incentive benefits and owners retirement savings. As the first real world business to accept DNotes as a payment method Smokeys Daylily Gardens is ahead of the curve; well positioned to reap the rewards of instant transactions and low transaction fees.

Anyone wishing to learn more about Chicago's very own global digital currency DNotes can contact Alan Yong at contact@dnotescoin.com He will be attending the Chicago Bitcoin Meetup on Tuesday May 12, 2015 if people wish to meet him in person. http://www.meetup.com/The-Chicago-Bitcoin-Center-at-1871-Official-Meetup/

To learn more about Smokeys Daylily Gardens please go to: http://smokeysdaylilygardens.com/

To learn more about DNotes please go to: http://dnotescoin.com

To buy DNotes with Bitcoin please go to: http://poloniex.com/exchange#btc_note

Media Contact:

Name: Rocky DeLucenay

Email: rocky@smokeysdaylilygardens.com

Phone: (260) 687-9567

3285  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 07, 2015, 08:06:09 PM



Smokeys Daylily Gardens Accepts Chicago’s Digital Currency DNotes And Bitcoin For Daylily Purchases



Bitcoin Press Release: Chicago based digital currency DNotes can now be used to buy flowers at Smokeys Gardens, one of the largest daylily growers in the world.

Coldwater, Michigan. Smokeys Daylily Gardens, established in 2007 and one of the largest daylily growers in the world, becomes the first merchant to accept DNotes as a form of payment for daylily purchases. This is a pilot project to demonstrate the significant benefits to merchants in accepting DNotes, a proven stable digital currency built from the ground up with trust and integrity.

Hailing from Chicago, Bitcoin alternative DNotes was created on February 18, 2014, with an objective to meet the full functions of fiat currency as a unit of account, store of value and medium of exchange within three years. DNotes has taken a very different path since day one in building a trustworthy stable digital currency with reliable long term appreciation. Using blockchain technology, embedded features to prevent inflation and exemplary means of storage; DNotes may very well exceed fiat money in global online payments in the future.

The same team that created DNotes built Smokeys Daylily Gardens in a highly fragmented industry with a blurred line between a business and a hobby. A solid business plan with a firm commitment to be the best in class, coupled with hard work and flawless execution quickly led the seven year old company to be one of the largest daylily growers in the world.

Daylily is the second largest selling perennial plant with 79,360 registered cultivars according to AHS (American Hemerocallis Society) Smokeys Gardens offers the best selections of high end daylilies. Using a single 38 acre farm, highly trained and motivated employees, the best farm equipment and the most efficient processes, Smokeys gardens plants, harvests, and ships more daylily plants in one week than most of its competitors in an entire season.

Co-owner Rocky DeLucenay pointed out that,

    “Efficiency and highly motivated employees are the key elements for small business owners to remain successful these days. We are always interested to save money where we can.”

She went on to explain that 100% of the business is processed online using paypal, credit and debit cards with some personal checks. The merchant fees along with charge backs often average around 8% of revenue. The cost of transactions using DNotes is near zero, while protecting the company from fraud and chargebacks. Unlike Bitcoin which has been highly volatile, DNotes is a stable digital currency with a proven record of reliable appreciation.

DNotes also hosts long term savings plans (CRISP) for children, employees, retirees and students. Haley Mullet, a medical student and a third year employee of Smokey Daylily Gardens and new CRISP for students savings account holder states:

    “Working in the farm is hard work but it has been rewarding and inspiring to work with a group of professionals who truly want to be the best in class including a genuine concern and contribution to our financial future”.

To help students like Haley to keep up with costly student loans DNotes are hosting free giveaways for CRISP for Students account holders. CRISP accounts are free, the giveaway will continue with a limited supply of free DNotes.

Chicago business leader and co-founder of DNotes Alan Yong is a strong advocate of small business owners, and is concerned about underfunded retirees and the constant struggles of small business owners. The need to constantly use high interest credit cards to supplement cash flow coupled with high transaction cost, reversed charges and credit card fraud has continued to put a damper on employers’ ability to support pay raises and facilitate job growth. There has never been a more urgent time for the employer and the employee to foster a new mindset of partnership to confront these new realities for mutual benefits and survival.

DNotes is committed to encourage and promote this new partnership by offering CRISP For Employee Incentive Benefits along with CRISP for Retirement, both with the potential for high returns. Accepting DNotes as payment is a significant competitive edge leading to revenue gain and meaningful savings that can be used as employee incentive benefits and owners retirement savings. As the first real world business to accept DNotes as a payment method Smokeys Daylily Gardens is ahead of the curve; well positioned to reap the rewards of instant transactions and low transaction fees.

Anyone wishing to learn more about Chicago’s very own global digital currency DNotes can contact Alan Yong at contact@dnotescoin.com. He will be attending the Chicago Bitcoin Meetup on Tuesday May 12, 2015 if you wish to meet him in person. http://www.meetup.com/The-Chicago-Bitcoin-Center-at-1871-Official-Meetup/

To learn more about Smokeys Daylily Gardens please go to: http://smokeysdaylilygardens.com/

To learn more about DNotes please go to: http://dnotescoin.com

To buy DNotes with Bitcoin please go to: http://poloniex.com/exchange#btc_note

Media Contact:

Name: Rocky DeLucenay

Email: rocky@smokeysdaylilygardens.com

Phone: (260) 687-9567


3286  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 07, 2015, 03:16:10 PM
Great news for our industry!

Bitcoin Exchange Receives First License in New York State

New York State’s top financial regulator has granted the first license to a Bitcoin exchange, allowing it to open legally to customers across the country.

“This is a big deal, not just for us, but for the entire Bitcoin industry,” itBit’s chief executive, Charles Cascarilla, said.

http://www.nytimes.com/2015/05/08/business/dealbook/bitcoin-exchange-receives-first-license-in-new-york-state.html?_r=0
3287  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 07, 2015, 02:29:57 AM
I'm sure Ron Paul stance on the Federal Reserve is not news to many of you. It is still recommended read and highlights why digital currency is necessary.

Also, if you watch the video at the end of the article there is an interview with a coin.mx spokesperson. Is anyone familiar with this exchange and how it is structured?
The way they spoke in the video as if it was a club, and club members were free to trade with each as long as the are mindful of their local regulations. If not, I plan to create an account and check it out tomorrow.

After 40 Years of Looking, Ron Paul Finds Bitcoin

Ron Paul started talking about the serious problems of the Federal Reserve system in the 1970s. In his words, the ability to control the supply of money was “throughout history, the most sought-after monopolistic power of man” (below). He was generally greeted by the sound of crickets, both by fellow politicians and practically everyone else.

For an unfathomable reason, Paul was re-elected to U.S. Congress over and over again for the next 40 years, all the while speaking out against the Fed and its monetary practices of inflation, fractional-reserve lending, bailouts and “foreign aid.” There was no aspect of the dollar's nefarious doings that Paul didn't decry to anyone who would listen.

Like most in Austrian economics (the economic school of thought Paul espouses), he saw the remedy to Fed-caused depressions and recessions as precious metals — a return to gold and silver currencies. “End the Fed” became both a mantra and a best-selling book title released by Paul during his 2008 and 2012 presidential campaigns.

But Paul's political career did not result in the legal abolition of the Fed. Not even close. Not by a long shot. But it did leave a large portion of an entire generation hungry for a new money — an alternative currency — as a way to, as some put it, “Ignore the Fed.”

http://cointelegraph.com/news/114161/after-40-years-of-looking-ron-paul-finds-bitcoin



One of the interesting things to note, would be the potential implications for financial integration with crypto's that transcend geopolitical bounds. I imagine if enough people in two countries, say, the USA and Canada adopted DNotes as the dominant currency, it would not only insulate the wealth of those holders from Federal Reserve policy, but lead to rapid integration of financial markets in both countries. Partner banks may offer crypto-specific lending rates, and these rates would probably be very similar world-wide, rather than being enforced parochially by the local Government's interest rate set for it's own backed currency (dollar). The US FED could have a 2% interest rate, and banks would lend at 5%, but the same banks and/or different players would offer "crypto-lending rates" that could eliminate the 2% rate added by the Fed, and everybody could borrow at 3%.

I imagine such financial integration would be very worthwhile to developing nations - they would likely pay a slightly higher premium still because of risk. I also think it's interesting that crypto that makes its way to developing nations today, that then rises in value like DNotes will, will then mean a lot of purchasing power for citizens in those nations. Their currency will also be secure, and protected from internal political turmoil - the value/price of their DNotes will be dictated mostly by players in the relatively more politically and financially stable western world.



Hi TeeGee. I wish I have more time to respond to your post but you made such an excellent point about a focused strategy of generating significant adoption in the US and Canada, and the rest of the world will follow. From a winning strategy standpoint that is exactly correct. Blanketing Chicago to get the country to participate is based on the same principle. We are also reactively building grass root groups around the world. What it means is that I response to every inquiry that comes in with my best efforts without proactively seeking them out. DNotes is a well deserved case study. We are loaded with the best winning strategies and the execution of them at their best. That is precisely why we are so confident that DNotes will be very successful.

Those of you on my distribution received an email from me today. That is a true sample of many email replies I have been sending all day long. These are real efforts in positioning DNotes for rapid growth.

This post reminded me to sign up for coin.mx account today. I just got through reading their terms and conditions. They are not a company, they are a club, and by signing up I agree that I will not share any transaction information with anyone. It was a very interesting read, the site seems like it has a lot of traffic, I'm just not sure how they can legally do business in the US this way.
3288  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 05:50:33 PM
Wup.... i think Dnotes products are CRISP plans and will be easy grow value with them, users . private fund investors, venture capital or corporations easy
and take profits from them.

Use DNotes as coin for unbanked people .... yeah its posible but you need a traders net arround the world selling and promoting DNotes to this people its the only way i see to complish this function. if not how anyone can buy DNotes without using a bank ? yeah findind a bitcoin trader...

Merchant adoption i see much more complicated, only way i see is that one big corporation start use CRISP and decide including sells in DNotes too, this will be a super hit ! for DNotes user and for corporation too.

keep good working Team  Wink

U.S. Treasury Penalizes Ripple Labs

WASHINGTON--U.S. authorities hit Ripple Labs, Inc. Tuesday with a $700,000 penalty for failing to follow anti-money- laundering rules

http://m.nasdaq.com/article/us-treasury-penalizes-ripple-labs-20150505-01880

not problem for them just issue 1 milion more centraliced coins and pay XD

Thank you infovortice

You are correct, mass merchant adoption will be complicated and some key players will likely pave the way. It will be an important step in DNotes growth.
3289  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 04:06:55 PM
I'm sure Ron Paul stance on the Federal Reserve is not news to many of you. It is still recommended read and highlights why digital currency is necessary.

Also, if you watch the video at the end of the article there is an interview with a coin.mx spokesperson. Is anyone familiar with this exchange and how it is structured?
The way they spoke in the video as if it was a club, and club members were free to trade with each as long as the are mindful of their local regulations. If not, I plan to create an account and check it out tomorrow.

After 40 Years of Looking, Ron Paul Finds Bitcoin

Ron Paul started talking about the serious problems of the Federal Reserve system in the 1970s. In his words, the ability to control the supply of money was “throughout history, the most sought-after monopolistic power of man” (below). He was generally greeted by the sound of crickets, both by fellow politicians and practically everyone else.

For an unfathomable reason, Paul was re-elected to U.S. Congress over and over again for the next 40 years, all the while speaking out against the Fed and its monetary practices of inflation, fractional-reserve lending, bailouts and “foreign aid.” There was no aspect of the dollar's nefarious doings that Paul didn't decry to anyone who would listen.

Like most in Austrian economics (the economic school of thought Paul espouses), he saw the remedy to Fed-caused depressions and recessions as precious metals — a return to gold and silver currencies. “End the Fed” became both a mantra and a best-selling book title released by Paul during his 2008 and 2012 presidential campaigns.

But Paul's political career did not result in the legal abolition of the Fed. Not even close. Not by a long shot. But it did leave a large portion of an entire generation hungry for a new money — an alternative currency — as a way to, as some put it, “Ignore the Fed.”

http://cointelegraph.com/news/114161/after-40-years-of-looking-ron-paul-finds-bitcoin



One of the interesting things to note, would be the potential implications for financial integration with crypto's that transcend geopolitical bounds. I imagine if enough people in two countries, say, the USA and Canada adopted DNotes as the dominant currency, it would not only insulate the wealth of those holders from Federal Reserve policy, but lead to rapid integration of financial markets in both countries. Partner banks may offer crypto-specific lending rates, and these rates would probably be very similar world-wide, rather than being enforced parochially by the local Government's interest rate set for it's own backed currency (dollar). The US FED could have a 2% interest rate, and banks would lend at 5%, but the same banks and/or different players would offer "crypto-lending rates" that could eliminate the 2% rate added by the Fed, and everybody could borrow at 3%.

I imagine such financial integration would be very worthwhile to developing nations - they would likely pay a slightly higher premium still because of risk. I also think it's interesting that crypto that makes its way to developing nations today, that then rises in value like DNotes will, will then mean a lot of purchasing power for citizens in those nations. Their currency will also be secure, and protected from internal political turmoil - the value/price of their DNotes will be dictated mostly by players in the relatively more politically and financially stable western world.



Great points. The entire financial system will have to adapt to digital currency and likely become much more competitive in the coming years.
3290  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 02:36:03 PM


I would like to see DNOTES cooperatives sprout in every town and village, especially in the areas where peeps don't have banks, engaging in cottage and small industry/sustainability projects then stakeholders and workers in the cooperative can also benefit... COOPS are the best distribution of wealth micro/economics model there can be at this time of our civilization..


You are exactly correct, Qiwomen2. Among others, that is one of DNotes core missions. I am in the process of engaging many local and international organizations, introducing them to DNotes and our different projects targeting various global issues. DNotes is not the total solution. It is a vehicle to enable the most viable solutions when working together in concert with other international organizations, including those like Bill and Melinda Gates foundation who are extremely well funded. Together, many local/micro projects can thrive leading many to rise from poverty.

Our community and potential investors need to know that DNotes is a digital currency for everyone and not just the privileged few. Our missions are ambitious and even aggressive. That is factually correct. We have embarked on a very bold mission. It has taken us over a year to build a solid foundation and our own ecosystem system utilizing highly scalable building blocks. To me, it is not the size or scope of the project. It is about developing winning strategies and great executions at the most opportune time.







What technologies are most important to the future and success of DNotes?

1 ) An easy to use merchant payment verification system that doesn't require a third party
2 ) Cloud storage of the blockchain. Wallets sync with cloud instantly and no lag time at startup. This is a centralized item, however, but would be of great benefit. Instant syncing, instant sending, etc.
3 ) Versatile tipping program for various websites and social media outlets
4 ) POS style reward system
5 ) Making DNotes secure for everyone to use no matter their situation
6 ) Instant exchange functionality for the DNotesVault
7 ) Total smartphone solution for all DNotes functionality including vault and instant exchange functionality


What major issues with the existing financial system can DNotes solve?

1 ) Instant transfers of money.
2 ) Micro transactions, under $1 are not feasible. The transaction fees make micro transactions unprofitable if not impossible.

What services are most important to the future and success of DNotes?

1 ) Direct and simple fiat to DNotes exchange.
2 ) DNotes investment fund that is SEC approved and tradeable on a major stock exchange
3 ) Accessibility and Ease of Use
4 ) CLEARLY outlining benefits, programs, future of DNotes
5 ) 24/7 support
6 ) Multilingual support
7 ) Assurance of store of value
8 ) Credit/Debit Card
9 ) ATM services
10 ) Refill service for prepaid/sim cards

What major obstacles does DNotes face to achieve success?

1 ) Half of the world's population does not have banking access and is therefore excluded from participating in economic growth.
2 ) Combating and rising above the bad reputation bitcoin has (whether it is deserved or not).
3 ) Mainstream media negativity of any cryptocurrency in general.
4 ) Develop global name recognition. When people think "crypto" or "Bitcoin" now, they should simply think "DNotes" in the future.

What will aid the growth/evolution of DNotes, leading to mass adoption?

1 ) COOP's in Micro Communities
2 ) Micro-lending bank like Kiva or Grameen


Qiwoman, adding your comment in the new section. Looking for suggestions to add to the new section.


Oh wow thank you, I am so honored to be of some little use. What about our own para banking system? A micro-lending bank like Kiva or Grameen to also assist in helping combat global poverty? This would also bring in long term revenue as well which adds to the value of the coin plus helps so many people that can't get any banking help due to their situation.

Thank you Qiwoman, you have always been a big help here.
3291  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 05:16:17 AM
I'm sure Ron Paul stance on the Federal Reserve is not news to many of you. It is still recommended read and highlights why digital currency is necessary.

Also, if you watch the video at the end of the article there is an interview with a coin.mx spokesperson. Is anyone familiar with this exchange and how it is structured?
The way they spoke in the video as if it was a club, and club members were free to trade with each as long as the are mindful of their local regulations. If not, I plan to create an account and check it out tomorrow.

After 40 Years of Looking, Ron Paul Finds Bitcoin

Ron Paul started talking about the serious problems of the Federal Reserve system in the 1970s. In his words, the ability to control the supply of money was “throughout history, the most sought-after monopolistic power of man” (below). He was generally greeted by the sound of crickets, both by fellow politicians and practically everyone else.

For an unfathomable reason, Paul was re-elected to U.S. Congress over and over again for the next 40 years, all the while speaking out against the Fed and its monetary practices of inflation, fractional-reserve lending, bailouts and “foreign aid.” There was no aspect of the dollar's nefarious doings that Paul didn't decry to anyone who would listen.

Like most in Austrian economics (the economic school of thought Paul espouses), he saw the remedy to Fed-caused depressions and recessions as precious metals — a return to gold and silver currencies. “End the Fed” became both a mantra and a best-selling book title released by Paul during his 2008 and 2012 presidential campaigns.

But Paul's political career did not result in the legal abolition of the Fed. Not even close. Not by a long shot. But it did leave a large portion of an entire generation hungry for a new money — an alternative currency — as a way to, as some put it, “Ignore the Fed.”

http://cointelegraph.com/news/114161/after-40-years-of-looking-ron-paul-finds-bitcoin

3292  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 02:48:06 AM
Are CRISP For Students and CRISP For Charity targeting the 2.5 billion unbanked, the tools Bill and Melinda Gates have been waiting for. Let us know what you think?



Source: http://www.gatesfoundation.org/who-we-are/general-information/letter-from-bill-and-melinda-gates

The core mission of CRISP For Charity is indeed to engage the top 2% to work with DNotes and International charity organizations to help alleviate various global problems including poverty and the 2.5 billion unbanked.

CRISP For Students will be positioned as a conduit to scholarship funds, grants and other student aids.

It is delightful and encouraging that Bill and Melinda Gates have specifically mentioned these two areas. I am very passionate about pursuing every possible avenue for DNotes to be a global digital currency with a purpose so that much good can be done for humanity.


I think this is a perfect match with so many of us here feeling so strongly on helping the less fortunate.  Everything they are working on could benefit from the CRISP programs.  I'm impressed with all their initiatives and for me personally, my charity of choice here would be "new techniques to help farmers in developing countries grow more food and earn more money."

I know he has been busy getting shipping started for the daylily farm, but I'm sure that is something Smokey would be really interested in as well.
3293  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 06, 2015, 12:51:32 AM
I don't know if I would call this a Bitcoin-like system but it is interesting and certainly inspired by Bitcoin.

Someone's built a Bitcoin-like system for real gold

Once you've sunk your cash into the system, you'll be allocated the equivalent weight of gold in one of ten vaults around the world. Then, when it comes time for you to buy something, you can do so from the BitGold site, your mobile device or with a BitGold Mastercard.

http://www.engadget.com/2015/05/05/bitgold-bitcoin-but-for-gold/
3294  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 05, 2015, 04:16:18 PM
"Bitcoin Investment Trust’s GBTC Begins Trading on Public Markets"

The publicly traded shares of the Bitcoin Investment Trust (BIT) have officially started trading under the ticker GBTC. For the first time in its history, Bitcoin can now be bought and sold on the public markets. According to posts on Reddit and Twitter, it seems like some of the trades that so far have gone through indicate that GBTC is trading much higher than on actual Bitcoin exchanges – relatively speaking. Some traders have paid up to the equivalent of US$1750 per bitcoin.


Seriously? There's a problem here. Why would an investor pay $1750.00 for a commodity traded in a fund that is available for $240.00 in other markets? 

Read the article and it doesn't exactly make sense to me either. I did find this snippet;

"However, this ensures that the average individual can now purchase shares of bitcoin without having to own the physical asset; further, it gives them an easy outlet for adding bitcoin to their retirement account."

3295  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 05, 2015, 04:02:03 PM


I would like to see DNOTES cooperatives sprout in every town and village, especially in the areas where peeps don't have banks, engaging in cottage and small industry/sustainability projects then stakeholders and workers in the cooperative can also benefit... COOPS are the best distribution of wealth micro/economics model there can be at this time of our civilization..


You are exactly correct, Qiwomen2. Among others, that is one of DNotes core missions. I am in the process of engaging many local and international organizations, introducing them to DNotes and our different projects targeting various global issues. DNotes is not the total solution. It is a vehicle to enable the most viable solutions when working together in concert with other international organizations, including those like Bill and Melinda Gates foundation who are extremely well funded. Together, many local/micro projects can thrive leading many to rise from poverty.

Our community and potential investors need to know that DNotes is a digital currency for everyone and not just the privileged few. Our missions are ambitious and even aggressive. That is factually correct. We have embarked on a very bold mission. It has taken us over a year to build a solid foundation and our own ecosystem system utilizing highly scalable building blocks. To me, it is not the size or scope of the project. It is about developing winning strategies and great executions at the most opportune time.







What technologies are most important to the future and success of DNotes?

1 ) An easy to use merchant payment verification system that doesn't require a third party
2 ) Cloud storage of the blockchain. Wallets sync with cloud instantly and no lag time at startup. This is a centralized item, however, but would be of great benefit. Instant syncing, instant sending, etc.
3 ) Versatile tipping program for various websites and social media outlets
4 ) POS style reward system
5 ) Making DNotes secure for everyone to use no matter their situation
6 ) Instant exchange functionality for the DNotesVault
7 ) Total smartphone solution for all DNotes functionality including vault and instant exchange functionality


What major issues with the existing financial system can DNotes solve?

1 ) Instant transfers of money.
2 ) Micro transactions, under $1 are not feasible. The transaction fees make micro transactions unprofitable if not impossible.

What services are most important to the future and success of DNotes?

1 ) Direct and simple fiat to DNotes exchange.
2 ) DNotes investment fund that is SEC approved and tradeable on a major stock exchange
3 ) Accessibility and Ease of Use
4 ) CLEARLY outlining benefits, programs, future of DNotes
5 ) 24/7 support
6 ) Multilingual support
7 ) Assurance of store of value
8 ) Credit/Debit Card
9 ) ATM services
10 ) Refill service for prepaid/sim cards

What major obstacles does DNotes face to achieve success?

1 ) Half of the world's population does not have banking access and is therefore excluded from participating in economic growth.
2 ) Combating and rising above the bad reputation bitcoin has (whether it is deserved or not).
3 ) Mainstream media negativity of any cryptocurrency in general.
4 ) Develop global name recognition. When people think "crypto" or "Bitcoin" now, they should simply think "DNotes" in the future.

What will aid the growth/evolution of DNotes, leading to mass adoption?

1 ) COOP's in Micro Communities


Qiwoman, adding your comment in the new section. Looking for suggestions to add to the new section.
3296  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 05, 2015, 12:38:58 AM
"I have never seen any business or industry as challenging as this one."

This really encourages me, Dyna. I have taken a lot of flak over this. Sales is not my background. But it doesn't need to be to comprehend that sitting in your mom's basement, waiting for Money Bags Investors to find you, isn't gonna end well.

One coin, a technically fine crypto, explicitly took this position; and failed horribly.

Mark (IndiaMikeZulu), Australia

I'm sure many have fallen by the wayside in a similar fashion. Dyna has a point there, however all that means is we all need to keep on our toes and ensure DNotes is growing everyday. This forum is an important part of that.
3297  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 04, 2015, 05:27:43 PM
The failure of NameCoin:

“It's a pity, because these guys are all absolutely brilliant computer scientists, but they have zero idea how to spread something and get adoption.”

http://cointelegraph.com/news/114129/why-namecoin-didnt-take-off-a-cautionary-tale

Worth a read...



I'm glad you mentioned this. Here is another quote from CryptoMoms

Quote from: CryptoMoms
Interesting article here on women in bitcoin. To summarize it is suggesting that the majority of women are less interested in the technology and potential to solve the worlds financial problems, and more interested in how it can impact their daily lives and management of their accounts.

Why women stay away from bitcoin

They care less about the payment process than the retail experience, says Izabella Kaminska

...
Well, I’d say the heart of that problem is the fact that bitcoin doesn’t solve any of the pressing problems that women, as traditional custodians of the family wallet, have with payments. To make women want to use bitcoin in large numbers you would need to show it will solve a pressing payments problem better than the current system. But bitcoin’s primary problem-solving capacity lies more in defending privacy and circumventing the need to trust others.
...

Source: http://www.ft.com/cms/s/0/0d52ab06-ef41-11e4-a6d2-00144feab7de.html?utm_content=buffer272e7&utm_medium=social&utm_source=twitter.com&utm_campaign=buffer#axzz3YuyeKz6L

To reach the other 99% of the world, DNotes is focused on what this technology can do for people and how it can help them in their daily lives. It will be a progression, with many steps and transformations to get to that end goal of mass adoption. When you step back and take a good look at the landscape and what digital currency can be in the future, it's easy to see DNotes is heading in the right direction.
3298  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 04, 2015, 03:42:52 PM

What technologies are most important to the future and success of DNotes?

1 ) An easy to use merchant payment verification system that doesn't require a third party
2 ) Cloud storage of the blockchain. Wallets sync with cloud instantly and no lag time at startup. This is a centralized item, however, but would be of great benefit. Instant syncing, instant sending, etc.
3 ) Versatile tipping program for various websites and social media outlets
4 ) POS style reward system
5 ) Making DNotes secure for everyone to use no matter their situation
6 ) Instant exchange functionality for the DNotesVault
7 ) Total smartphone solution for all DNotes functionality including vault and instant exchange functionality


What major issues with the existing financial system can DNotes solve?

1 ) Instant transfers of money.
2 ) Micro transactions, under $1 are not feasible. The transaction fees make micro transactions unprofitable if not impossible.

What services are most important to the future and success of DNotes?

1 ) Direct and simple fiat to DNotes exchange.
2 ) DNotes investment fund that is SEC approved and tradeable on a major stock exchange
3 ) Accessibility and Ease of Use
4 ) CLEARLY outlining benefits, programs, future of DNotes
5 ) 24/7 support
6 ) Multilingual support
7 ) Assurance of store of value
8 ) Credit/Debit Card
9 ) ATM services
10 ) Refill service for prepaid/sim cards

What major obstacles does DNotes face to achieve success?

1 ) Half of the world's population does not have banking access and is therefore excluded from participating in economic growth.
2 ) Combating and rising above the bad reputation bitcoin has (whether it is deserved or not).
3 ) Mainstream media negativity of any cryptocurrency in general.
4 ) Develop global name recognition. When people think "crypto" or "Bitcoin" now, they should simply think "DNotes" in the future.


Adding the investment fund to the list of services. Let me know if anyone comes up with anything else. I also would like to add something about how DNotes will likely grow/evolve.
3299  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 04, 2015, 03:17:34 PM
Not that long ago, Bitcoin was worth significantly less than what DNotes is worth today. I would venture to say that DNotes is significantly better positioned, certainly more stable. Could DNotes ever attract that kind of big money one day? What do you think?


Certainly. We actually have an advantage in that Bitcoin paved the road, we only have to travel it, cleaning up the trash as we go. Not that this is an easy task but, seeing the mistakes and successes of our predecessor allows us to avoid the pitfalls and potholes.

And, we have experienced drivers who understand finance and business, Bitcoin had none of these in the early days and look how far it has come. I find it interesting in the Gates flyer above that Buffett says "Don't just go for the safe projects, take on the really tough problems". There's a hypocritical slant to that remark since he considers crypto as garbage. Lets prove him wrong.

Also, there is this undertone in the Bitcoin world, not so much in the Altcoin world but still prevalent, that there can be only one, a "winner" if you will, That's simply not the case. I see multiple crypto currencies co existing each with a slightly different market and purpose and perhaps, even geographical foot print.

So, the answer is a resounding YES! DNotes can be worth as much or more than Bitcoin is today but, the thing we need to remember is that it does not have to be. Our focus should not be on matching or exceeding Bitcoin's current value, it should be on continuing the slow stead rise of value, adoption and stability. This is a mistake so many (all?) cryptos are making. The only yardstick there creators and supporters use to measure success is the valuation of the token.

This constant fixation on price is what drives people out of the industry, developers and users alike. Think about it for a moment, is there anyone here that would be upset if DNotes reached a valuation of 5 USD in 3 years? How about 2 USD? Would a holder of 100,000 DNotes be upset by these valuations?

There was a movie where they said "If you build it, they will come." Well, they were not entirely correct. If you build it, support it, steer it through the deadly minefield that is finance and continue to promote and improve it, they will come.

Personally, I am very pleased with the current state of DNotes as a store of value. Show me a stock, or a commodity, that has, and will continue, to perform as well that doesn't cost an arm and a leg to buy in any quantity. This is a brave new world and we need to navigate it carefully with all our skills lest we founder on the rocks. The shipwrecks of impatience and greed are all around us, but, we have hitched our fate to a competent captain and crew. Landfall is just around the corner...

PS: I would like to see an easier way for non crypto savvy people to purchase DNotes. I think this is one the most important ways to improve DNotes uptake with the general population.

  
Thanks, RJF. This is an exceptional post. There is nothing else I need to add. I encourage everyone to read carefully. Print it, circulate it and hang one up as your refrigerator bill board.

Great post RJF, this will be a great quote.
3300  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][NOTE]DNotes - CRISP for Students launched! on: May 04, 2015, 02:08:24 AM
Are CRISP For Students and CRISP For Charity targeting the 2.5 billion unbanked, the tools Bill and Melinda Gates have been waiting for. Let us know what you think?



Source: http://www.gatesfoundation.org/who-we-are/general-information/letter-from-bill-and-melinda-gates
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