Ini benar. Jadi Paylater itu meskipun ada bunganya tapi tidak begitu besar dan cukup membantu jika ada keperluan mendadak. Setahu saya fungsi paylater juga hanya sebagai pembayaran. Artinya beli barang dulu bayarnya nanti. Jadi azas manfaatnya benar-benar terasa. Bunganya juga cukup ringan. Saya pribadi menganggap bunga itu adalah laba nya si pinjol sama kayak abang-abang yang jual di tanah abang yang mengambil laba. Sedangkan kalau pinjol itu pertama bunga nya besar sekali seperti yang agan moderator jelaskan. Belum lagi biaya administrasi dan macam-macamnya. Saya pernah berjumpa dengan kawan yang minjam pinjol 500.000 setelah potong ini itu jadi 440.000 tapi bayarnya 580.000 untuk 2 bulan. Di situ saja kita bisa melihat betapa mencekiknya jeratan pinjol ini.

1. Istilah STMJ sebenarnya saya kira kurang relevan dan itu adalah persepsi yang keliru karena disebutkan bahwa ketika seseorang melakukan shalat maka ia akan terhindar dari maksiat. Ada banyak referensi kalau membahas ini tapi kesimpulannya adalah meskipun disebut sebagai negara yang religius tapi coba lihat disekeliling kita ada berapa banyak orang yang shalat? Mungkin lebih tepat kalau kita sebut sebagai Islam KTP sih saya kira.

2. Jawabannya bisa tapi harus dimulai dari pemerintahnya dulu, dari atasannya dulu. Saya kira kalau mulai dari diri sendiri dulu akan susah karena saya bersikap realistis aja. Coba liat berapa banyak penjudi yang memilih untuk berhenti dan yang terpaksa berhenti karena peraturan? Ada tidak orang korupsi yang bertobat lalu mengembalikan uang negara sebelum ketahuan. Yang banyak justru mengembalikan ketika sudah ketahuan, jadi saya kira pemerintah dengan hukumnya berperan cukup penting dalam hal ini.

NFT is not a scam, because it is not something like cheating people. It's just that NFTs also shouldn't be as expensive and important as they have become. People are overhyping NFTs as the digital asset of the future and I don't agree with that. NFTs are very easy and anyone can make them. What is the value of such a thing?

Even meme coins won't last more than a year. People think that meme coins will be like Shiba and Doge when I can say that Shiba and Doge are exceptions and not role models for other meme coins. This is a mistake people make in judging and drawing conclusions about meme coins. Let's see how many meme coins end up being shitcoins and useless.

Berarti tetangga anda ada 2 kemungkinan. Pertama dianya itu sudah kenak tipu lalu karena tidak ingin hanya dia yang tertipu, diajaklah istri agan agar bisa merasakan kena tipu juga. Kedua, agan bilang meskipun dah tahu itu ponzi tapi dia tetap nyari referensi, artinya dia itu pemain. Dia mengajak istri agan agar dia mendapatkan keuntungan. Sudah jelas itu bukan sifat yang baik karena seharusnya kalo kita tahu itu bisnis adalah penipuan, maka kita pasti akan mencegah tetangga atau saudara kita untuk bergabung di bisnis tersebut.

Susah memang berdebat dengan orang seperti itu. Tapi di sisi lain kadang geram juga saya melihat kepercayaan diri mereka pada bisnis model tersebut. Biasanya kan bisnis ponzi itu bertahan dalam hitungan bulan. Dan nantinya mereka akan menhilang dengan sendirinya karena tidak mampu lagi membayar member baru. Dan sebelum hari H, kalau saya melihat orang-orang itu saya bakal geram dengan sendirinya sambil memohon agar hari H itu dipercepat saja biar mereka kapok dan sadar.

Sekarang ini banyak sekali para senior yang sangat ramah dan support dengan member baru ataupun member lama yang mulai aktif kembali. Hal ini ibarat energi positif yang disebarkan oleh para senior. Jadinya banyak member-member SFI yang mulai bersemangat kembali melakukan postingan ataupun memulai topik pembahasan.
Penambahan sub board baru juga memberikan dampak yang positif dimana tidak ada lagi yang namanya keraguan takut topik yang dibahas akan tidak sesuai dengan board. Setiap member bisa berkesempatan menjelajahi dan beraktivitas di board mana yang dia sukai. Jadi pernyataan OP bahwa BTT mulai ditinggalkan ada benarnya jika itu bukan pada tahun 2023. Karena dulu memang pernah ada masanya keaktifan member di lokal cukup sedikit dan sejak tahun 2023 memang terlihat adanya peningkatan yang terus menerus.

Yes that makes perfect sense. I have also said before that it will be difficult for a superstar to carry the national team alone. But I hope that in the Haaland era, Norway will have several players who can support Haaland. A superstar will indeed have a big impact on the national team, but support from 10 other players is also needed. Winning a big tournament as a national team will be quite difficult if you don't have teammates who can provide support. This is the same as what Gareth Bale experienced when he was in his prime.

Yeah as I mentioned, in the lightweight class there are Dustin, Justin, Dariush and Chandler who round out the top 5. They are all monsters. That's why I say that if new blood is needed then these monsters should fight with new faces in this class in the top 10 like Gamrot, Fiziev, Dawson and Tsarukyan. Beneil already fought Gamrot and Justin fought Fiziev. Is it possible to make Tsarukyan vs. Dustin and Chandler vs. Dawson (if he wins against Green) fights?

Islam vs Oliveira 2 can be said to be the most awaited fight this year. Although I have a hard time seeing how Oliveira will beat Makhacev. Seriously Makhacev's only defeat was 7 years ago and that too via knockout. And Makhacev now has much better striking. I don't know maybe someone can tell me how Oliveira will win this match?

If we talk about fresh blood, there are Gamrot, Fiziev, and Dawson who in my opinion have the potential to be in the top 5 of the LW division. But the problem is that currently those in the top 5 are truly monsters. Therefore I am actually really looking forward to fighting with fresh blood, Gaetjhe once beat Fiziev and Dariush won over Gamrot so I think Oliveira, The Diamond and The Iron should choose new opponents.


Honestly, I'm not that interested in Fight Night this time. What I mean is that I'll still watch the games but there aren't any games that I'm excited about. Hopefully I can enjoy this UFC card.

I also think that way. The market is unpredictable. There are no truly sophisticated bots that can know for sure market movements. I've seen bots that can actually make a profit. The way it works is by taking profit when there is a price increase that has been regulated in the system. However, this will not always produce a profit. And I think buying bots is still ineffective for now. Or maybe it's just me who hasn't found a truly effective Bot?

I can assume that those who collect $0.000xx worth of shitcoins and then hope to get $1 are greedy people and don't want the process of collecting money. They don't know that it is a delusion that will never come true. I mean what causes the coin to rise 100x but they have a huge total supply?
Yes I agree with you. If you want to buy shitcoins, it's better to buy and sell directly when you get a little profit. In terms of investment, I prefer BTC. Without doubt.

Of course, other coins have a better chance of fetching a better price. I also agree that Monero is a good coin. But is it worth it for investors to save the coins and then hope to make a profit? I do not think so. The price of Monero is the same as XRP in that there are not too many significant movements. I think that's one of the key factors that makes Monero pricing not so popular.

When the coin has sufficient market capitalization and sufficient trading volume, it will be listed on top exchanges.  They are also business people.  The company profits obtained are also a consideration before registering a coin.  The point I mean here is, all exchanges will of course include the top 30 in their exchange, but the problem is coins below the top 30. Because the difference in coins listed by each exchange is there.  Examples like PEPE are listed on almost all exchanges but in reality they are not good projects.  Currently the price has fallen far from their stated expectations.

OP asked which altcoin is the best and most trusted.  I think BTC won't count because it's not an altcoin.  For me the best altcoins at the moment are BNB and ETH.  I don't know about other altcoins because I'm a little skeptical, especially if the altcoin doesn't have enough use yet.  If you have to choose the remaining three, then MATIC is a good choice too.  XRP and HBAR are also possible options.

No problem, buddy  . It was great talking to you because I think we're both pretty excited for the Chandler vs Conor fight. The drama that has been building on TUF should already be a great selling point for both of them. Chandler's students were able to achieve more on TUF because Chandler's team beat Conor's team 5-0. Very excited waiting for the fight between the two of them.
But my question is does Conor have the motivation to sign a contract to fight? I feel like the drama on TUF alone isn't enough to make this fight a reality.

Membuat bounty/campaign sebagai pekerjaan utama bukan opsi yang bagus bagi saya juga. Seperti yang agan kawetsriyanto kalaupun kita bisa mendapatkan cuan dari bounty dengan skill kita katakanlah kita bisa menghandle kampanye sosmed, signcamp dan kampanye konten, yang dengan hal itu tentu saja kita bisa mendapatkan lebih banyak pemasukan dibanding kebanyakan member lain. Namun bounty itu tidak bersifat permanen. Memang saat ini ada beberapa campaign yang berbayar btc yang sudah jalan lebih dari beberapa bulan, seperti sinbad, yomix, duelbits, dll. Tapi tetap saja lebih baik menjadikan bounty sebagai sampingan saja. Banyak member-member disini yang menjadikan bounty sebagai tempat pemasukan tambahan, dan kalaupun kita menjadikan bounty/campaign sebagai pekerjaan utama sementara, Ketika dapat rejeki lebih dari campaign, seyogyanya uang itu kita pergunakan untuk membuat usaha nyata seperti membuka usaha atau jasa.

After this match I think Assane Diao will be the center of attention of big European teams. He has composure and a good skillset as a left winger. In that match, the Spanish national team players really caught my attention. According to transfermarkt Assane has a value of 200k pounds but I think in the next transfer market his market value will increase many times over.
Overall Real Betis dominated the game but Granada had more shots on target. Fair result for both teams.

Roma's defeat against Genoa didn't come as much of a surprise to me. They are indeed in a positive trend after not losing in the last 3 matches. But Roma are still showing their inconsistency this season. I think the depth of the squad they have has an influence. Roma does not have reserve players who are at the same level as the main players. This will have bad consequences if the team has a busy schedule. Genoa has a rest period of 2 days longer than Rome. And I think that also influenced the performance of both teams in this match.

What made Chelsea recruit Pocchettino was because Pochettino is a typical coach who can accept the composition of the existing squad. Chelsea have spent more than 600 million pounds on players in the last two transfer windows. I think Chelsea needs a coach who can not spend a lot of money buying more players. But still this is a big gamble for Chelsea management because if this gamble fails and Chelsea doesn't qualify for any European competition next season, I think the fans will be really angry about this.