Any coin can be a scam at the end of the day, developer can still leave the project after 10 years of working with it and this is why we need to take profit always and don’t be too greedy on holding with your coins. There’s a lot of scam projects before, whether its big or not it can still affect the market, it will be hard to trust the market if you’re one of those victims. Biggest fraud is Limiting yourself from knowing better, cryptocurrency is not a safe investment well the most volatile price movements.

Whereas, the possibility of unifying banks/government and cryptocurrency could be achieve through the cryptocurrencies like XRP. Though, it is not our dream that banks could interfere with the cryptocurrency, there is currently no way of making the entire country great without funds intended only for the development of it.

Banks are indeed fearing cryptos. There are many countries where bitcoin doesn't have a legal framework, but the banks have banned them. They are literally freezing accounts of crypto traders. If they aren't bothered about cryptos, why would they do that? Cryptos are essentially seen as a business threat by the banks! But after 11 years of existence, probably some banks re fed up with the battle and trying to adopt it! Given a chance, banking lobby would be the frontrunner in opposing crypto adoption!

If you’re looking for short term profits then bitcoin might not be a great investment. It’s a very volatile asset & you could lose a lot of money.

Nobody ever HODLED long term & lost money though. I’ve made (unrealised/unsold) profits that I never even thought would be close to reality by HODLING. Bitcoin has & will make my life by HODLING so yes HODLING is a fantastic thing to do.

If you can afford to buy bitcoin & do nothing with it, simply sit on it for anything over 5 years then you will make ridiculously good profit that’s incomparable with any traditional fiat based stock/asset.

Just look at a chart detailing bitcoin’s price movements from the first block mined to the current day. The overall price trend is upwards & will continue to be.

According to estimates, the author of the Bitcoin White Paper has between 600,000 and 1,600,000 BTC. Satoshi's coming out could make him one of the wealthiest people worldwide.
https://www.quora.com/Who-holds-the-most-bitcoins

if you have both gold and btc and you need money thesedays your best option would be selling your gold because gold does not decline too much and you would earn some profits by hodling gold already but btc these days have fallen too much . best for btc is to hodl  .

  exchanging gold to btc is risky but as long as you pick the right time to exchange you will be fine  . btc is risky but once it pumped up you will be able to earn much compare to what youll be getting with your  gold  .

But there are some countries which have legalized bitcoins. How their government survive by this act ? I think this is lack of knowledge that if bitcoin is made mainstream currencies, it will hurt the government. We should see the case study on how the crypto friendly governments are operating. This way we can easily get information and adopt to crypto currencies.

Many predictions about bitcoin with a fantastic price increase but I'm not so sure about that especially with predictions of $50,000 and above, I just thought if bitcoin had reached the level of $ 15,000 it would probably be easier for longer but not directly soaring high but slowly but surely would go to the level high.
Predictions from anywhere I will not believe unless I see the definite market movements.

Market volatility is getting strong than I imagine. The more crypto becomes known worldwide, the more it becomes volatile.
And you are right, this fluctuation seems to give an advantage to us and this is a way to make us more profitable than of stable market. And I don't think we need to wonder and asking to put this to an end cause it surely won't happen.