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521  Economy / Economics / Re: Will they ever be able to afford a house? on: January 03, 2024, 03:23:37 AM
Let's study the case of an average representative Gen Z and X. What is important or missing in the description (linked below)? What would you advise?
These two generations are different because when it comes to technology that has developed, they both have different points of view. Gen Z is known to be quite shrewd and understands technology because there are actually many opportunities to make money in technology now. There are many young people who have succeeded in buying houses by utilizing technology and there are also many young people who have succeeded in developing businesses which are quite developed at this time. It depends on how young people can see the opportunities available to earn money and when young people are creative then I am sure this will be much easier.

I am not trying to compare today's young generation with other generations as you said. But what I understand is that humans have the same opportunity, but it depends on how they can take advantage of it. The ratio of building a house in the absence of money is very difficult because the costs required are quite large and the younger generation must be able to prepare themselves for it.
522  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 03, 2024, 02:31:22 AM
When top Clubs like Arsenal, Manchester city, Tottenham and others like Manchester united are all gradually getting down and down the league table, it's not surprising, or won't be of much surprise if Newcastle slips even further down from their current position which is 9.

Liverpool is actually amazing this season, lately, they have been performing incredibly well, and I only hope they got enough current or stamina to keep up with their good performance till the end of this seasons premier league, would be very interesting to see another club entirely different from Manchester city win the title this season.
I saw that after failing in the Champions League, Newcastle's condition was getting worse and it was very difficult for them to perform optimally to win the match. If you look at the number of players who have suffered injuries, it is true, as you said, that it is not surprising that Newcastle are again disappointing. If this does not change, Newcastle's condition will become even more difficult and it is possible that they will be further left behind at the bottom of the standings.

Even at the start of the season Liverpool showed an extraordinary game, I remember when Darwin Nunen managed to score two goals for their victory after playing with 10 people. Jurgen Klopp has succeeded in bringing Liverpool to the top of the standings and he just needs to be consistent to maintain that and I believe their chances of winning the Premier League are quite big.
523  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 03, 2024, 02:10:37 AM
Unknown? What do you mean?
Mbappe issues already spread anytime since the previous season. Although Real Madrid failed to sign him in the previous transfer window, it doesn't mean that Mbappe has no chance to move to Real Madrid. Moreover, Real Madrid still prioritizes Mbappe as their main target, meanwhile Mbappe still dreams to join Real Madrid. So, public (all people) must understand that Real Madrid has a good chance to sign him.

Mbappe mustn't renew his contract with PSG. If he extends his contract, he may play forever with PSG. I actually don't understand why PSG too relies on Mbappe for their attacking line. I think PSG will be better to sell him and get huge funds, then PSG can buy another top striker for their attacking line. PSG also can lower the salary for the new striker, it is probably lower that Mbappe's salary.
Maybe our friend didn't read the news or didn't see the transfer market process in the previous season, where Mbappe was almost certain to play for Real Madrid, but because PSG offered him a large salary, the deal ended. Mbappe has been linked with Real Madrid in previous seasons and the media has written a lot of news about it to the point where it has become quite talked about. I also saw some of the latest news from PSG where they will try to keep Mbappe from leaving to another club and they have taken an emotional approach with the players.

The drama about Mbappe is talked about endlessly and it will continue to be news that is quite shocking to the world. The presence of Luis Enrique as coach may be the reason why Mbappe is trying to be retained because the coach likes Mbappe's playing style. But that is not strong enough to break Mbappe's reasons for wanting to leave in the current transfer market.
524  Bitcoin / Bitcoin Discussion / Re: The general public still doesn't understand Bitcoin is still growing on: January 03, 2024, 01:22:30 AM
It hit me that the author, who presumably did a lot of research into the industry in order to write the book, is basing his book on the idea that crypto has collapsed permanently after having a short moment in the mainstream in 2021 (though you coulda said the exact same thing about 2017).

I almost laughed out loud cuz here is an author that did enough research to write an entire book, far more research into the space than the average person does, and even the author doesn't understand what anyone who actually participates in the market easily understands - that the market is cyclical and the 2022 crash was not an end event for the industry but simply the end of a market cycle leading into the next larger market cycle.
This is about how a writer understands and knows the bitcoin journey process and maybe the book you are looking at still has other connections. But he didn't explain the bitcoin process completely in just one book because the author's habit is usually to make readers come back to wait for the release of the next book and this is just my assumption. But if he says out of thin air that bitcoin has irreversibly regressed or collapsed in 2021, then I conclude he's not one of the authors worthy of being a favorite.

Why do I say that because he is too lazy to look for references regarding sources regarding Bitcoin's journey from when it was created to the process of its journey in the market until now. We know the four-year cycle in bitcoin and but to say that crypto in general has experienced a collapse is also wrong because the industry is basically growing.
525  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 02, 2024, 05:34:50 PM
Liverpool have never lost at Anfield and everyone knows that, Newcastle also didn't play with their key players of course the betting market also gives high odds on Newcastle compared to Liverpool, I wouldn't take the risk in betting on this match considering Liverpool seems to really want to win. get the full three points and solidify their position at the top of the current standings. I'm sure Liverpool will win against Newcastle today.
Liverpool again showed a positive trend after defeating Newcastle with a large enough score and this increasingly showed how Liverpool could give messages to some of their competitors in the standings. Salah returned to being a player who played a role in bringing Liverpool to win the match because thanks to the two goals printed, Liverpool could secure three points and the remaining two other goals were scored by Jones and Gakpo.

Newcastle really lost the shape of the game as usual and the injury of some players made everything change and now they are only able to get 29 points from 20 matches. If this condition continues, I am sure that Eddie Howe's foster children will get worse at the bottom of the standings and this condition is not good for them.
526  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 02, 2024, 04:24:53 PM
It cannot be denied that Mbappe's influence is quite big for PSG and if Mbappe leaves in the transfer this January then I am very sure that PSG's progress in the UCL will not be long.
The presence or absence of Mbappe I don't really put great hopes for PSG in the Champions League because if you pay attention when they have a trio of world attackers, they also cannot give anything. This is not about one person but how the coach can motivate other players and the condition of the coach is also quite a role to bring his team successful in any competition.

However even though Mbappe is still surviving doesn't mean he will be able to lift this team's performance alone, I think PSG is not worthy of becoming UCL champions this season because we have to look at the strength of the team as a whole and PSG does not deserve that, especially this season their performance is very good inconsistent.
PSG needs to consolidate a number of players and maybe Luis Enrique needs a lot of time to bring PSG to be one of the clubs calculated in the Champions League. Mbappe does have its own role in the squad but if you hope that this will not make PSG able to win the Champions League title. If it is true that Mbappe leaves, it is time for PSG to make a reshuffle to bring in other players and that's when they must set a target if they want to succeed in the Champions League.
527  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 02, 2024, 03:59:43 PM
Yes, PSG has large funds to build a squad with good depth. But unfortunately, as long as their squad has many star players, PSG is having difficulty finding a great and experienced coach at European level. Christophe Galtier and Mauricio Pochettino are not coaches who can have much influence on the game of a team like PSG, so it is natural that PSG's game scheme and game strategy are very uncertain.

This season PSG has Luis Enrique as an experienced coach. He must gain a lot of trust to adapt and perfect the team's game, including forming an ideal squad for defense, midfielders and strikers. If Enrique has many seasons at PSG, then I'm sure PSG will be in the Champions League final with him.
Have big funds but they are unable to maximize everything to compete in the Champions League and it is quite sad if you see a number of other clubs that are not much richer than PSG owners. There are times when we have to see why PSG is so difficult to compete with other clubs in the Champions League, they used to be linked because they did not have a visionary coach for the team and slowly they tried to fix it. Now Luis Enrique is projected to undergo a large mission and his ability will be enough to be waiting for?

If you rely on the strength that is owned now then I am not very sure PSG can bring champions to the Champions League. But for Ligue 1 they will never be doubted because this dominance has been going on long before Luis Enrique comes and the current task of how the coach can realize the dream of fans and the current club owner.
528  Bitcoin / Bitcoin Discussion / Re: What we all learnt this 2023 on: January 02, 2024, 03:08:58 PM
I think Telegram channels can only help you, and can help you enhance your experience a little bit more, but when you depend on Telegram channels to do something, it's definitely bad for you, because then you're just as good. Can't learn.
For me this is not effective because it depends on something to other people will not give birth to good knowledge and understanding. To improve experience might be able to learn many things and it is not only limited to the telegram channel because there are many social media also talking about the same. In the end they will ask for payment for all the tutorials they teach and the level of effectiveness may not be fully we can get.

The tendency of learning in others is good as a comparison material, but when someone cannot make his own study it will be very unfortunate. Learning from others to increase knowledge is not a problem and we are also required to have alternative knowledge to decide before drawing conclusions.
529  Economy / Trading Discussion / Re: Achieving a goal on: January 02, 2024, 02:51:43 PM
Also, It is an amount that I honestly don't want to lose since it counts significantly to my capital.
Background story, I have quite the portfolio that would count around 150k$ at current prices, some I sold early and some went greedy and lost.
You have to learn to control yourself because the trading process can actually be learned easily. The problem is that it's difficult to control yourself when you don't have effective methods and only you can control your greed or lack of patience. The trading process can be learned easily because there are many tutors and teachers available now, depending on whether you study it seriously or not.

I did learn a though lesson about patience tho.
Also, psychologically I am done with trading since the lost, I was great at it but one drunk night got me bad lol.
Don't drink and trade folks.
This had been warned long ago by people beforehand because when someone loses consciousness due to drunkenness it can have bad effects. I think what you need to do is stay away from drunken habits and that is important so that you can control yourself when involved in trading or investing and if you can't abandon that then any advice will be useless.
530  Local / Bahasa Indonesia (Indonesian) / Re: [HELP]Bantuan untuk menaikkan Rank (Newbie s.d Hero) V.2 [UPDATE] on: January 01, 2024, 05:25:11 PM
Selamat malam semuanya.
Berikut beberapa postingan yang saya ajukan untuk kali ini, mohon masukan, kritikan dan saran agar saya dapat meningkatkan kualitas postingan yang jauh lebih baik lagi untuk kedepannya.


Terima Kasih banyak untuk semuanya dan semoga Kasih Sayang akan tercurahkan untuk kita semua
531  Economy / Gambling discussion / Re: French Soccer League Predictions and Discussion Thread (Ligue 1) on: January 01, 2024, 05:02:08 PM
that's what happens in Ligue 1. because each club owner may have a different investment for their club. and the gap with other clubs will be clear when PSG can gather Mbappe, Messi, and Neymar. I'm sure no club in Ligue 1 could do that in that situation.
PSG seems to have to make plans for some of the top players in the transfer market that they can get. They have dominated in Ligue 1, but they will be doubted when they are in European competitions like the Champions League. PSG may have a chance to progress from the last 16 of the Champions League, but they will not win it.
Because the club owners have a lot of money, they were able to put together a front line that was quite dangerous in the previous few seasons. But in reality they are not able to provide anything different and that is not about Ligue 1 but other competitions that are much higher. Other clubs don't have the finances like PSG so not many can afford to buy quality players and when that can't be done then PSG will continue to dominate Ligue 1 without such strong competition.

PSG needs to build a more solid squad and maybe not just talk about a number of quality players because the previous season they had quite good strength. Now long-term projections need to be developed where Luis Enrique must be different from the previous coach and this will be a difficult job that Luis Enrique needs to do.
532  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 01, 2024, 04:13:24 PM
You cannot really ignore Real Madrid and Bayern Munich. Both of them have been a good team to be scared of. No matter how strong you are, you always need to be scared of Real Madrid in the UEFA Champions League. Real Madrid this season has been very well, very consistent and Bellingham is doing more than what he was expected. In my eyes, Real Madrid are the favorites to win the Champions League this season.

Bayern Munich is also on a very good run this season. Harry Kane is the top scorer in the whole of Europe this season. So they will be a very tough challenge for any team. PSG and Dortmund could probably become a problem for Manchester City as well.
These two teams are still quite favorites and this season will be a little different because a number of clubs will try to prepare many things to achieve success. Real Madrid has a different experience when playing in the Champions League and therefore the team that will face it must be quite careful. Real Madrid has always been a favorite in the Champions League even though it sometimes fails to go further and if you look at the number of trophies it has won, it is appropriate that other clubs are wary of it.

If you look at Bayern Munich, maybe it's like what you mentioned because currently they have quite a dangerous striker. Harry Kane's ability to score goals is truly extraordinary and this needs to be a concern for the opposing defense. Whether it's Bayern Munich, Real Madrid and Manchester City then there are a number of other teams that could possibly surprise us this season.
533  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 01, 2024, 03:07:30 PM
Newcastle United is no longer as tough as last season against big teams, especially this season. I don't think Newcastle will threaten Liverpool much at the moment, unless Liverpool feel Newcastle is their biggest threat in maintaining their position at the top of the standings. Liverpool must be able to maintain its good performance if they don't want to lose their position at the top of the standings, otherwise Manchester City will be very ready to take over the standings and lead it.

Liverpool is ahead in probability because they are playing at home, and moreover, Newcastle's performance is currently declining. Liverpool must not underestimate Newcastle in the slightest today, otherwise Liverpool must be prepared to lose points. Of course, this is the most interesting match at the beginning of 2024.
Newcastle have suffered quite a setback this season and they have suffered eight defeats so far in the Premier League. Eddie Howe's troops even suffered defeat against a much weaker team and against Liverpool Newcastle's condition was not good because a number of the players they had were injured. Liverpool will be far superior because apart from playing at home, they are currently also in quite impressive form so this match is Jurgen Klopp's step to stay at the top of the standings.

I think the match will be much easier because Newcastle is not strengthened by some of its core players so Newcastle's strength will definitely be much weaker than usual. Liverpool will definitely play for victory because they have the ambition to maintain their standings and victory is a must for them in this match.
534  Bitcoin / Bitcoin Discussion / Re: What we all learnt this 2023 on: January 01, 2024, 10:23:44 AM
Trading is risky and investment must be done wisely.
I recommend that you get some knowledge so you could do some analysis for yourself and check those signals before using them. This would help you have an idea of the risk your getting into.
Always do a good background check up before investing in any project.
Did you know that trading and investing are different and both must be done responsibly with knowledge. Investment does not require technical knowledge because you only need to invest in coins that have a level of maturity and most importantly the coin you choose has the ability to survive in the market like bitcoin. Trading requires being able to see many things because you can't get involved in it just relying on luck. Most people don't learn to understand trading properly, so on many occasions they lose money in such a short way.

Controlling risk also requires maturity because it is not easy to control risk when someone experiences losses in trading. That's why we have to know the difference between trading and investment and also see where we are compatible when we want to get involved in one of them.
535  Local / Bahasa Indonesia (Indonesian) / Re: Apa Kripto Itu Kejam? on: January 01, 2024, 09:09:52 AM
Crypto bisa dibilang kejam jika seseorang terlihat rakus untuk menghasilkan keuntungan, namun tidak mempertimbangkan segala kemungkinan yang akan terjadi daei efeknya. Itulah mengapa terlibat di crypto harus memiliki pengetahuan dan kesiapan mental yang jauh lebih baik agar seseorang tidak terjebak pada sesuatu yang jauh lebih merugikannya.
Bukan semata karena kesalahan dari cryptocurrency namun lebih kepada individualnya bagaimana menghadapi resiko yang terjadi saat berinvestasi di crypto, saya rasa yang bersangkutan bukan hanya loss di trading namun lebih ke future trading dan trading di spot masih ada sisa saldo yang bisa dijual dengan cara stop loss namun jika yang bersangkutan loss di future sama halnya dengan loss di judi. Sangat penting menimalisir resiko saat berinvestasi di crypto namun saya masih ragu ruang lingkup crypto yang dijadikan kambing hitam atas motif pembunuhan bisa saja pelaku korban dari investasi bodong mengatanamakan crypto atau dia loss di trading future.


Semua investasi memiliki dua sisi baik dan buruk namun tergantung dari individu masing-masing bagaimana menghadapi resiko saat berinvestasi, selain harus memiliki wawasan juga dituntut harus bisa mengontrol emosi terutama saat posisi rugi baik investasi krypto ataupun dalam hal berbisnis. Mungkin pelaku yang digambarkan OP bisa saja tidak bisa mengontrol emosinya jika memiliki bisnis dan posisi sedang bangkrut.
Tergantung bagaimana sudut pandang dan saya juga setuju dengan anda untuk tidak mengkambinghitamkan crypto atas proses pembunuhan yang terjadi. Secara individu kita sadar bahwa trading memiliki dampak resiko dan seharusnya ketika keterlibatan di sini tidak menggunakan uang orang lain karena ketika kita kehilangan atau loss akan menjadi beban. Meminimalisir resiko menjadi sebuah aturan yang harus di tingkatkan karena hampir segala hal memiliki dampak resiko, itu tergantung bagaimana seseorang dapat menanganinya.

Mengontrol emosional tidaklah mudah karena kita harus memiliki kemampuan untuk mengendalikan diri, jika seseorang terlibat di trading dengan cara yang memaksakan diri untuk menghasilkan keuntungan besar maka akan besar pula resiko yang mereka dapatkan. Kita tidak pernah tau apa yang sebenarnya terjadi karena bagaimanapun OP menggambarkan kejadian yang terjadi, belum tentu hal ini dipengaruhi oleh satu persoalan.
536  Bitcoin / Bitcoin Discussion / Re: Bitcoin as a Replacement for a College Savings Plan on: December 29, 2023, 07:28:35 PM
At this rate, I am seeing that now most corporate companies plan to remove the college degree requirement for jobs, which will transform the college education long term, and its looking like it won't even be needed unless you're going to be a PhD or a Lawyer etc etc.
I like this idea and companies should not need to look at a person's qualities based on their diploma but rather how job requirements can be seen from their individual skills. But unfortunately there are many countries that still consider a diploma to be a mandatory requirement for applying for a job, thus limiting people who have not studied to work in the corporate sector they want.

The traditional mutual fund / 529 plan isn't really needed anymore if college isn't going to be a requirement, but now I am more so just thinking of a life savings plan is a much better and more flexible option. Maybe just set them each up a wallet and load x amount each making quarterly contributions. By the time they are old enough surely they would have more money in that account anyways compared to the mutual fund, right?
It's even better when someone can prepare a much more productive investment while working at the company they want because if both can be run simultaneously it will be much better. At a minimum, money from work can be used to fulfill daily needs and the rest can be placed in bitcoin investments, for example. If necessary, we can run both simultaneously and that will be useful in the long term.
537  Bitcoin / Bitcoin Discussion / Re: How do you feel when you look at your first Bitcoin wallet? on: December 29, 2023, 06:33:04 PM
Just recently, I was tempted to check my first ever Bitcoin wallet to see what I have done in the past. I was so depressed seeing the volume of Bitcoin that have passed through my wallet without me saving a reasonable portion of it.
That also happened to me and when I saw the first wallet I created it was very tempting because the volume of bitcoin value was quite extraordinary. But that's nothing because consciously we are also slowly increasing the number of bitcoin holdings and have now reached a much larger volume level.

I have the feeling that many forum users too have similar experience; do kindly share just maybe I can feel a little better knowing that I'm not a lone.
But unfortunately the volume we see may no longer be anything because previously the bitcoin ownership in the wallet had been sold. Now is the time to return to preparing investments regularly and perhaps as an effort to increase the amount of bitcoin ownership we have to more.
538  Local / Bahasa Indonesia (Indonesian) / Re: Apa Kripto Itu Kejam? on: December 29, 2023, 06:06:46 PM
itu sebenarnya yang dinamakan pengin cepat kaya tapi kurang ilmu jadi sampe terjerat hutang.
masa depan nya yang cerah seorang mahasiswa UI hancur gara2 hal tersebut.
karena sebenarnya crypto currency yang gratisan pun banyak dari airdrop, bounty situs forum seperti bitcointalk ini pun juga bisa menghasilkan uang
Kelakuan yang tidak perlu di tiru bukan, bahkan ketika seseorang ingin mencapai kekayaan secara cepat tentu tidak tersedia dengan mudah karena dibutuhkan banyak hal untuk mencapai tahap kekayaan yang sebenarnya. Sayangnya tidak semua orang mengetahui bahwa di forum ini ada kampanye yang berbayar btc secara gratis dan juga tidak banyak orang yang mengatahui forum ini tentunya. Mengontrol emosi cukuplah di butuhkan agar orang tidak melakukan sesuatu yang merugikannya dan karena itulah dibutuhkan kesabaran dalam hal apapun sebelum kita terlibat di dalamnya.

Crypto bisa dibilang kejam jika seseorang terlihat rakus untuk menghasilkan keuntungan, namun tidak mempertimbangkan segala kemungkinan yang akan terjadi daei efeknya. Itulah mengapa terlibat di crypto harus memiliki pengetahuan dan kesiapan mental yang jauh lebih baik agar seseorang tidak terjebak pada sesuatu yang jauh lebih merugikannya.
539  Economy / Trading Discussion / Re: Maybe future trade is gambling on: December 29, 2023, 05:37:38 PM
Now my question is futures trade is actually gambling? Or how did he lose all his dollars?
It depends on how clamped a person is regarding understanding regarding futures trading. However, what needs to be understood is that trading is still trading and gambling is still gambling? When we are involved in any form of trading it is impossible to expect luck like the gambling activities we do. Because trading activities are only carried out if we understand how it works and most people misunderstand trading, so that at one point they experience losses that should not have occurred.

It is much more correct when we say that trading will be much riskier in the long term because the higher the leverage, the higher the risk. But what can limit all of that is only knowledge about trading itself because the more familiar you are with trading, the more experienced you will be in how to trade.
540  Other / Beginners & Help / Re: Unless the prime suspect is caught, everyone is a suspect. on: December 29, 2023, 05:16:02 PM
I will make a note: P.S. Be very conscious, stay alert, and learn to ask questions, make research and make every necessary inquiry before taking action. Before using any platform you were introduced to, do research about that new platform. Seek to know how reputable a platform is before engaging with it.

Stay private both on the internet and offline. If you think you can trust people offline because you know them, kindly remember that you only know those people facially; you don't know what's going on in their heads about you.
That's how it should be and everyone should make research beforehand when deciding to use a platform, exchange or anything related to the world of Cryptocurrency. How safe is it when we use it and maybe we will find the answer when we really know it and every decision must be taken based on great knowledge so that we don't make a mistake in choosing. Trusting people offline or online is not a problem, but what needs to be considered is whether they can be trusted.

We will be much safer being anonymous because other people don't need to know about our activities here, at least that's what I do and not many people know me personally when it comes to being involved in the crypto space. Maybe different people have different views, but I think being anonymous will be much safer for all forms of involvement here.
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