Coping with one source of income in this modern day life is really so difficult most times because every of your Bills will be dependent on only that one source and it is even not advisable in the first place to have only one source because if it fails that means your life might be in chaos due to the fact that getting a new job or a new source would be difficult so no matter how little our income is we should try and save some money from it so that we can use it to establish another source or use it as a backup tomorrow if our income generating source fails us.

My advice for you is that not all of your bills you need to settle at every time your income arrives, you need to do an opportunity cost that is giving more value to things you need the most. There are some bills that are of more important than the others so you give then more of priority and forget about those that are of less importance so that it will enable you not to run into debt and save some money as well then after which you might have gotten another source of income, you can now begin taking care of those bills.

Definitely, not only in gambling but one way or the other I have spent huge amount of money on something I thought it would be profitable to me but at the end it didn't work out as I expected, I didn't feel too bad because i already had it in mind that anything can happen so the same thing should also be applied in gambling as no matter any amount that one may have lost shouldn't make them to behave anyhow or become so violent and angry and when gambling we should know that winning is not guaranteed so that we won't feel the impact much if we don't win

Already I know that the ban CBN lifted on cryptocurrency was intentional so that they can have a statistical number of people who are using and investing on cryptocurrency across the country and am just Happy that despite that CBN lifted the ban a lot of Nigerians in the crypto space still prefers to use p2p for crypto transactions rather than coming out openly to make crypto related transactions that the government can easily track.

It's really funny how the price of BTC is skyrocketing and Naira is also appreciating but the appreciation of Naira is a welcome development as we hope to experience the price of Bitcoin soaring more higher while our currency gains more value, at least the price of goods and commodity would start reducing gradually in other to make life more affordable for people in the country. As at the time of writing this, the price of naira to dollars is around #1630 while the price of BTC is fluctuating around $58,986

You have a point because it would be better for the gambler to have a regular source of income rather than not having at all because since he doesn't have a means of steady income, it might make him become more addicted and desperate for winning then he can even go extra mile just to make sure he gets money to keep playing and hoping to win and it's very clear that people who doesn't have a steady means of income take loans from people just to fund their gambling and if it doesn't work out they can become so depressed and may even result to living some strange lifestyle.

You're correct on your definition of emergency fund but I also want to add that emergency fund is like an amount that should be set outside your budget Incase if there are things that would come up after you've made your budget already then you can use the emergency fund to settle it without having to touch your initial budget. When you use the word "all in" you are actually talking about Everything so during any investment, going all in isn't advisable as there is need to also have some reserved funds for miscellaneous while still carrying on with your investment strategy.

Actually you know newbies are always carried away by hypes and offers of huge bonuses without knowing that those are the strategies for scammers because without them listing those offers they know that people won't be interested snd just as you have stated, most newbies believes in get rich quick like as soon as they see an altcoin that's pumping heavily, they would assume that it would continue pumping without knowing that if scammers doesn't use such strategies then they can't convince the newbies so it would be good to stay away from any get rich quick adverts or schemes.

That's really the mentality of we humans as we always expect things to always go the way it used to be without having that knowledge that change is inevitable in life because as people grows and have more exposure that's how our way of reasoning changes and sometimes the reason why some persons get depressed if they couldn't meet up a standard that they were before is as a result of people trying to let them know about their past life and activities but it is your duty either to listen to them or just live your life the way you can without caring too much on how anyone feels about you whether you are moving forward or not is none of anyone's business.

It is very obvious that money can't buy happiness but it is good to have money because even if you are not truly happy, you would be glad and thankful that you have money to take care of your life endeavors and be able to get whatever you want in life despite that you are not completely happy due to one problem or the other that your money may not be able to solve but in most  cases, money brings happiness and makes one feel fulfilled in life.

Speculating Bitcoin to reach 1M may come to reality if we look back at the price movement of Bitcoin since it was invented till now and it's assumed that about 2 million Bitcoin is yet to be mined to complete Satoshi's already speculated total Bitcoin of 21 million and the remaining 2 million is expected to be mined within 120 years so making a speculation of Bitcoin reaching an ATH of 1M is achievable though it may not be within your speculation of 15-20 years.

I don't know where you got the narrative that being a graduate is a key to being wealthy but you should understand that the reasons for acquiring education is not centered on being rich but to gain knowledge so that you can be able to also interact and have quality conversations with other people because if you are not educated you would find it difficult to relate with people.

Being educated or being a graduate doesn't guarantee wealth but at least it will expose you to things you can get involved in and possibly become wealthy in life and being educated also helps to manage one's resources in a case where you are opportuned to have a lot of resources but if you are educated you would find it complex and unable to manage your resources very well.

Yeah, majority of those apps are malicious like sometimes after installing them it either begins to scan your phone automatically or it would notify you that you have some dangerous apps that needs cleaning and if you make an attempt to allow that cleaning, that's how you will just lose some of your vital apps or files stored in your phone.
Google really needs a serious upgrade on play store because the way hackers are going too extreme just to confuse or bypass some security checks is really alarming.

I believe you've already gotten the answers you needed from members of the forum that replied to your post about allowing alt account and registration without evil fee, I actually don't even know there's something called evil fee because I have never attempted to open another account but having gotten opinion from users here on how one can bypass the proxiban fee I now begin to wonder why is it that users who have alt accounts doesn't link it with each other so that the forum members can be aware of the owner of the alt maybe like give a neutral feedback indicating that the other account is his alt, the only person I've observed and saw he has an alt account of which he gave a neutral feedback that showed the connection of the both accounts is @hugeblack.

He has made it very obvious that he has an alt account which is fare enough for every one to see rather than some persons that has an alt and pretends to be someone else like I don't even know how a user can use an alt account to hide their identity for so long.

The Nigerian currency have been experiencing depreciation for a long time now and it is an issue of concern to her citizen as the devaluation has led to inflation and untold hardship on the people as every one is lamenting about the state of the Nigerian economy, though the cause of the devaluation has not really been specified and I must suggest that you move this topic to the Nigerian local board since the question is for Nigerians in the forum to answer and I believe you would get answers there rather than get it in this session.

I think you're obviously right because there's no way all your family or friends will ignore you totally without it being that that person is either mentally unstable or has a questionable character that made his loved ones discard his chats and don't care anymore about him so he should rather cross-examine himself to know actually what the cause might be and since he said they don't reply his chats he should get in touch with them facially and know the reasons for their actions then he would probably find out why they kept ignoring his chats and all that.

If the government like let them clampdown binance P2P there are still other exchanges that people would use to perform their p2p transactions so when one door closes, another opens, clamping down exchanges would not stop the devaluation of naira as they need to focus more on the root cause of naira devaluation for so many years now because our government knows the foundational causes of naira devaluation so until they cover that loophole then our currency would continue to suffer devaluation.

 I binance succumbs to these idea of the government then they would be the ones at a greater loss because a lot of Nigerians uses binance as their most preferred exchange so dancing to the tune of the government would further lead to reduction of the number of Nigerians that uses binance for their p2p transactions.

This attitude is very common among gamblers as some persons can even become aggressive when they are experiencing losses then in a case of winning they become so happy as some of them can even share part of the winnings with other gamblers around them, gambling shouldn't be played with emotions whether you win or not and one shouldn't be too emotionally attached to gambling such that any outcome of it would affect the gambler.

It's easy to survive in London because no matter the high cost of living over there, there is also high employment rate and good payments so as you're earning higher that's also how your expenses would be higher but whichever way it is let the income be coming then even if you spend huge and live a good life I think it's the dream of every one to live in a comfortable environment that the atmosphere is filled with people who are happy and succeeding and i must tell you that London is one of the most beautiful places in the world.

When a nation plans very well, then developments and huge achievements awaits them so I believe that the government of London really made good efforts to make London what it is today and any country can achieve even more than London if they make good use of their natural resources and invest more on human capacity development and in less than no time, such country would really grow "thicker skin" as an evidence of good and healthy living.

That's why online gambling is also good because you don't need anyone to pay you your winnings as you can just make withdrawals on your own without anyone even knowing though I also learnt that when a winning involves a huge amount of money that the gambler would undergo KYC on the online platform and do some verification and some gamblers also experienced that some KYC information takes longer time before validation so it's really frustrating when one wins a bet and finds it difficult to get his/her winning and most of this gambling companies are very dubious as what some of them does is to delay winnings and wait for a massive loss so that they can pay you from losses of other gamblers.

Though I don't know much about what causes the movement of Bitcoin price but from my findings I get to understand that the number of spot Bitcoin ETFs flows also determines the velocity of Bitcoin price so speculating the price of Bitcoin by month end to be around $60k is rather too close because the inflows may not really be that much so I suggest your speculations should be towards a longer time instead of a shorter interval.