Okay first let me show you a post from a DT (xtraelv):
Which means if a lender takes account as collateral then lenders will be tagged. In this situation, there should have a solution either lender will take account as collateral or not. As it is already solved that account trader will be tagged. So now account trading is rare and if happen that is secretly(except only a few).
So, if taking account as collateral is untrustworthy for what lender will get negative trust. So, there should have few rules to avoid taking account as collateral as well as minimize loan default and scammed for trading reversible payment.

If it happened then we would be able to reduce scam both on loan as well as currency exchange. And account trading will reduce at least 96%.

I saw +3 as we still not created scam accusation waiting for his response.

It is the easiest way to avoid a scam. But few people who really need a loan and doesn't have valid collateral (the only altcoin is valid collateral according to me), lenders usually consider that (I think). I have seen several Reputed members even DT1 took a loan without collateral. And maximum reputed members are very honest. For example: actmyname asked for a loan of 0.25BTC without collateral where 2 people send so total received 0.5BTC. actmyname refunded 2nd sender. And repaid early to the first person. I also gave actmyname a loan of 0.25BTC without collateral and repaid on time as usual.

I am exactly at the same point as you.


As of my 3 examples above scammed could be stopped if the account was on collateral. Or at least 2nd person could stay away scamming. My opinion is that account can be taken as collateral only to stop more scamming, nothing else. Should not trade the account as grtthegreat did. Though grtthegreat not tagged I am not forcing anyone to tag or stay away from tagging. But base on other cases he should be done so.

Yes, that is risky for both the current lenders as well as other lenders also buy of reversed payment eg: skril/neteller/paypal etc.

I am also on the same point as you. I am also against account trading.
It is right that we should give the loan for unsecured collateral or poorly secured collateral on our own risk. But as you know all people are not on the same vessel. Few people give a loan while there is another active loan or take reversible payment. Which make looser for both person.

Hey, Lenders stop taking account as collateral otherwise you will be tagged. Also while giving loan please keep consideration this type of rule until forum moderator/DT to save you and us (the bitcointalk community).

There are too many posts here for account trading and taking account as collateral. Many days ago I contacted two DT regarding taking account as collateral. Their opinion was not to trade the account. Before posting more I want to say I am also a lender and took account as collateral. But today I saw it was against DT's opinion I already changed my lending terms.

As account trader cant be a trusted person we (lenders if trade any account then we should not be a trusted person too.)
If so why lenders will take into account as collateral:
My opinion regarding this is to prevent more scam. Let me tell you, how?
When someone takes a loan latter can take another loan by few minutes where all discussion will be in pm then will make public posts and then took a loan. In this case, 2 people will be looser.
For example: pinkman12345 took a loan 0.2BTC from mdayonliner and then took 0.25BTC from TucoRamirez source: https://bitcointalk.org/index.php?action=trust;u=288496 so for taking multiple loans borrower became greedy and left his/her account for negative. But if it was used as collateral then the 2nd person could stay safe also there was a chance to stay safe.

And incident happens with me and zazarb: meatmeat took two loans from us and flew. We could prevent this scam if we took the account as collateral.

Let me give you another example but different situation: Real14Hero took a loan from tracyspacy and then sold amazon gift card and didn't give that. Source: Real14Hero is scammer.

In this situation, I want to make 2 appeals where anyone should be accepted. But it will depend on other reputed members, forum moderators, DT etc.

1. Account can't be used as collateral
= If so, then any lender cant take multiple loans at the same time and also would not be able to sell anything which can be reversed.
Lenders will give neutral trust once give a loan. And will not give any loan if there is an active loan which can be seen on neutral trust. If lenders or Borrowers break the rules then they/s/he will get negative trust by DT.

2. The account can be used as collateral:
= If so, lenders will be responsible for trading that account. If seen any account trading then all accounts buyer/seller/sold account will be tagged.

Mine prefer method 1. Let's see what is saying by reputed forum members/DT/Moderators.


If any method cant set then what can happen:
= In this case, many people will not be able to take loan while urgency but has no altcoin as collateral. And/or lenders and traders (not account trader) will be scammed more.

Okay. I think below information might be helpful for you.
Both are from Pilipinas. Archive: sham100899 and fakegurutu
Also, both person uses all small letters. Which you can see from the above archive.
Edit:
fakegurutu sent 3 merit to sham100899 at 6/6/2018 4:29:58 AM and
sham100899 sent 2 merit to fakegurutu 6/6/2018 4:36:41 AM That means merit exchanged only within 7 merits.
Both are using the same platform of bitcoin wallet. sham100899 and fakegurutu

I don't think your proof is sufficient. Only giving merit each other can't proof merit abuse or merit trader. I think you should obtain more info if possible.

Congrats for running 6 projects at a time where all projects are being paid/ will be paid on BTC and LTC which I have not seen running by annyone until now but is running by you.

Post Archived at 13th December 2019: https://archive.md/YauW7#selection-551.0-577.255

Okay, then can you please tell why you have no proof of the current active loan? Why there is no post or no trust rating on OP's profile.

What happened: OP is trying to scam!
Why I am thinking that?:
Before your judgment please read my full post where I will provide several reasons behind my thinking.
1. Op has an open loan. See prof from archive link: https://archive.fo/AYRXG#selection-6175.0-6293.66
2. Op has taken a loan but there is no proof on his posts: https://archive.fo/qPdr0
3. There is a long gap according to op it is for his health issue. See archive: https://archive.fo/qPdr0#selection-513.0-513.297 But I do not think it is correct I think OP is lying. Why do I think so? Let me describe: Op received negative trust on 2016-09-21 but then game-protect was not a DT so op continued to use bitcointalk forum. But later game-protect became DT so op marked as a scammer and stopped to use bitcointalk forum by this profile. And recently game-protect excluded from DT so O again active and trying to take a loan and then flew away. Where already an open active loan which already told and still trying to take a loan. There might have more reason I will update more once I find them.
4. Op has no staked BTC address or removed those and as a result OP cant proof ownership by signing bitcoin signature.
5. After a long gap, Op started posting and all post to take loan.
6. Op is trying to take a loan by giving the account as collateral or without collateral.

You are right and I am sure Op is trying to scam. I will give an update regarding the scam attempt in less than an hour.

You are too much reputed and you are a higher ranked and also old member than me. But you gave a loan and you have not given any trust rating why? The op has no proof that you gave a loan. In this case, any lender may consider op as fresh and then allow loan and this way by taking multi-loan op can do scam. Please always try to give neutral trust once you give a loan to any person and on this way you can save yourself as well as other community members.

Sorry boss base on your rank, reputation you deserve 0 satoshi. Better try to take loan from bank or from someone whom you know.

Anyone can be marked as an idiot if s/he go against VINSIN. I have been marked as an idiot on the telegram, A little up of your post someone marked as an idiot. I think VINSIN is a great person who can call anyone as an idiot. So, don't be a worry for being called as an idiot by VINSIN.

Previous interest paid. TRX: https://www.blockchain.com/btc/tx/4d3445964c0adde22496c72e6bdafc2eddd1716a3265cad23ae175987b8149a1
New terms: Prinacipal amount 0.02BTC
Interest 5% per week. if failed repay interest then interest will be 1% per day.
Next repayment date: 1st February, 2019.

Loan request accepted.
ETH sent.
TRX: https://etherscan.io/tx/0x55fa3fdfe1f7f438a4d21537ee76eccc956fd1bdeab3446b7be0b229110704ca
Repayment Address: 0x032e9A4385e850C7cC912Ff59B1f47B71B9C75BE

Sorry but I have tried my known way but in my known way, I could not verify it that's why I am rejecting your loan request.

On BTC 0 Transaction: https://www.blockchain.com/btc/address/1DmJnCFmkX9dx7WD6hWio47bP1ZZFsXwzT
On ETH 0 transaction: https://ethplorer.io/address/0x236d1ab817acac30d573f541f7c51200d91b51a2#pageSize=100
ETC 0 transaction: http://gastracker.io/addr/0x887A2a703E2A7422b74098E0bB5CFe81Fd384A9
So I think still not received any dollar and no one has been scammed.