You have written a long story which I do not want to make any more argument.
I have an offer and that is trying to take part in a good signature campaign and work hard. And then you would be able to earn the profit. In the meantime make your profile more reputed and stake your bitcoin wallet. If you really in need loan then people may consider your case. Base on your profile condition I do not think anyone will give you any loan without collateral.

I agree with it only about 25% rest 75% they are alter. Experienced merit abuser detector will be able to judge properly what that actually should be.

As account trading is not trustworthy taking account as collateral means 0 collateral and if default then from there lender can get 0 satoshi. But by taking account as collateral may decrease more scam activity as Borrower will not have any access of the account. But if the lender is the same of borrower I mean if lender trades the account then his personal account as well as selling account should be tagged negatively. As happened for grtthegreat

Reserve

Archive to shorten the post.
Partial Repayment, Combine all into one, new loan amount and repayment date are confirmed.

Why only account buyer will be tagged? If tag requires then it should be both for seller and buyer. Isn't it?

You have received the highest number of valid collateral according to your lending time. It is because you are a DT as well as a high ranked person, no negative trust etc.
On the other hand Crypto Capital is a member and also no positive trust, no DT power as a result though s/he has escrowed fund yet almost no loan with valid collateral.

For zazarb who is a reputed member as well as high ranked got a good number of valid collateral but not better than yours comparing time.

Probably you have not read my lending rules and edited time of those rules. That incident happened before my new rules. And edited rules marked as red. Also after editing archived that. See post number 2.

Okay first let me show you a post from a DT (xtraelv):
Which means if a lender takes account as collateral then lenders will be tagged. In this situation, there should have a solution either lender will take account as collateral or not. As it is already solved that account trader will be tagged. So now account trading is rare and if happen that is secretly(except only a few).
So, if taking account as collateral is untrustworthy for what lender will get negative trust. So, there should have few rules to avoid taking account as collateral as well as minimize loan default and scammed for trading reversible payment.

If it happened then we would be able to reduce scam both on loan as well as currency exchange. And account trading will reduce at least 96%.

I saw +3 as we still not created scam accusation waiting for his response.

It is the easiest way to avoid a scam. But few people who really need a loan and doesn't have valid collateral (the only altcoin is valid collateral according to me), lenders usually consider that (I think). I have seen several Reputed members even DT1 took a loan without collateral. And maximum reputed members are very honest. For example: actmyname asked for a loan of 0.25BTC without collateral where 2 people send so total received 0.5BTC. actmyname refunded 2nd sender. And repaid early to the first person. I also gave actmyname a loan of 0.25BTC without collateral and repaid on time as usual.

I am exactly at the same point as you.


As of my 3 examples above scammed could be stopped if the account was on collateral. Or at least 2nd person could stay away scamming. My opinion is that account can be taken as collateral only to stop more scamming, nothing else. Should not trade the account as grtthegreat did. Though grtthegreat not tagged I am not forcing anyone to tag or stay away from tagging. But base on other cases he should be done so.

Yes, that is risky for both the current lenders as well as other lenders also buy of reversed payment eg: skril/neteller/paypal etc.

I am also on the same point as you. I am also against account trading.
It is right that we should give the loan for unsecured collateral or poorly secured collateral on our own risk. But as you know all people are not on the same vessel. Few people give a loan while there is another active loan or take reversible payment. Which make looser for both person.

Hey, Lenders stop taking account as collateral otherwise you will be tagged. Also while giving loan please keep consideration this type of rule until forum moderator/DT to save you and us (the bitcointalk community).

There are too many posts here for account trading and taking account as collateral. Many days ago I contacted two DT regarding taking account as collateral. Their opinion was not to trade the account. Before posting more I want to say I am also a lender and took account as collateral. But today I saw it was against DT's opinion I already changed my lending terms.

As account trader cant be a trusted person we (lenders if trade any account then we should not be a trusted person too.)
If so why lenders will take into account as collateral:
My opinion regarding this is to prevent more scam. Let me tell you, how?
When someone takes a loan latter can take another loan by few minutes where all discussion will be in pm then will make public posts and then took a loan. In this case, 2 people will be looser.
For example: pinkman12345 took a loan 0.2BTC from mdayonliner and then took 0.25BTC from TucoRamirez source: https://bitcointalk.org/index.php?action=trust;u=288496 so for taking multiple loans borrower became greedy and left his/her account for negative. But if it was used as collateral then the 2nd person could stay safe also there was a chance to stay safe.

And incident happens with me and zazarb: meatmeat took two loans from us and flew. We could prevent this scam if we took the account as collateral.

Let me give you another example but different situation: Real14Hero took a loan from tracyspacy and then sold amazon gift card and didn't give that. Source: Real14Hero is scammer.

In this situation, I want to make 2 appeals where anyone should be accepted. But it will depend on other reputed members, forum moderators, DT etc.

1. Account can't be used as collateral
= If so, then any lender cant take multiple loans at the same time and also would not be able to sell anything which can be reversed.
Lenders will give neutral trust once give a loan. And will not give any loan if there is an active loan which can be seen on neutral trust. If lenders or Borrowers break the rules then they/s/he will get negative trust by DT.

2. The account can be used as collateral:
= If so, lenders will be responsible for trading that account. If seen any account trading then all accounts buyer/seller/sold account will be tagged.

Mine prefer method 1. Let's see what is saying by reputed forum members/DT/Moderators.


If any method cant set then what can happen:
= In this case, many people will not be able to take loan while urgency but has no altcoin as collateral. And/or lenders and traders (not account trader) will be scammed more.

Okay. I think below information might be helpful for you.
Both are from Pilipinas. Archive: sham100899 and fakegurutu
Also, both person uses all small letters. Which you can see from the above archive.
Edit:
fakegurutu sent 3 merit to sham100899 at 6/6/2018 4:29:58 AM and
sham100899 sent 2 merit to fakegurutu 6/6/2018 4:36:41 AM That means merit exchanged only within 7 merits.
Both are using the same platform of bitcoin wallet. sham100899 and fakegurutu

I don't think your proof is sufficient. Only giving merit each other can't proof merit abuse or merit trader. I think you should obtain more info if possible.

Congrats for running 6 projects at a time where all projects are being paid/ will be paid on BTC and LTC which I have not seen running by annyone until now but is running by you.

Post Archived at 13th December 2019: https://archive.md/YauW7#selection-551.0-577.255

Okay, then can you please tell why you have no proof of the current active loan? Why there is no post or no trust rating on OP's profile.

What happened: OP is trying to scam!
Why I am thinking that?:
Before your judgment please read my full post where I will provide several reasons behind my thinking.
1. Op has an open loan. See prof from archive link: https://archive.fo/AYRXG#selection-6175.0-6293.66
2. Op has taken a loan but there is no proof on his posts: https://archive.fo/qPdr0
3. There is a long gap according to op it is for his health issue. See archive: https://archive.fo/qPdr0#selection-513.0-513.297 But I do not think it is correct I think OP is lying. Why do I think so? Let me describe: Op received negative trust on 2016-09-21 but then game-protect was not a DT so op continued to use bitcointalk forum. But later game-protect became DT so op marked as a scammer and stopped to use bitcointalk forum by this profile. And recently game-protect excluded from DT so O again active and trying to take a loan and then flew away. Where already an open active loan which already told and still trying to take a loan. There might have more reason I will update more once I find them.
4. Op has no staked BTC address or removed those and as a result OP cant proof ownership by signing bitcoin signature.
5. After a long gap, Op started posting and all post to take loan.
6. Op is trying to take a loan by giving the account as collateral or without collateral.