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81  Economy / Economics / Re: Stagnant Salaries vs. Inflationary Savings Tax on: May 02, 2024, 06:33:49 PM
~Snip
Actually, these two things are very difficult choices to choose, but because you only have these two options ready. So I will choose point A with a stagnant salary condition because there is still a salary that I can get every month. In fact, I can have a little freedom to do other things in order to increase my income so as not to be disturbed by real purchasing power which could tend to increase. Because for the second option in option B, of course this will be felt more by everyone even though it will be based on the amount of savings each person has.
I understand why you chose A as the answer, it's obviously because you have more sources of income instead of one. Then what about the others?
I don't think I should choose the first option when I am a businessman. Low taxes that are at least relevant to the provisions are the most reasonable thing for me to consider regardless of the current state of the country's economy. Choosing option B is also not bad in certain circumstances, but be aware that any income you receive in the form of salary will be taxed at varying rates.

Personal Income Tax or what in our country is called PPh OP is a tax imposed by the government on every person who receives income from certain types of work within the jurisdiction of our country. The percentage varies, from 5% to 30% based on conditions. However, not everyone needs to pay it as long as it is not included in the taxable income category.
82  Economy / Economics / Re: Surviving in this economy needs a new minds set on: May 02, 2024, 06:14:57 PM
~Snip
Life needs to be prepared and now the bad economic conditions have forced people to move to find solutions. Inflation has made several sectors start to have an impact and finally people are starting to have difficulty balancing income and expenses. In the midst of current economic conditions, we as individuals are required to work smarter and optimally because relying on energy/physical does not necessarily mean we can get out of economic difficulties. On the other hand, people take advantage of all the possibilities that exist and they will try something new with the availability of several sources such as investment.

Investing in bitcoin is not bad, but can people do that amidst economic instability? Never mind talking about investment, it is even difficult to meet people's daily food needs. To get out of this problem, we have to work long before it happens because if we work hard when inflation occurs, it is not a long-term solution but rather an effort to minimize the short term.
Investment is not something that needs to be forced, meaning that someone can invest at any time in assets that have the potential to grow in value in the long term when they have the budget. Inflation causes financial instability, so of course this affects a person's interest in investing. If they have more than one source of income, then they can still invest as much as they can afford. However, someone who only has enough money to meet their living needs then they only need to invest when they have more money.

Bitcoin is simply a good choice as a long-term investment asset, but not everyone needs to choose bitcoin as long as they cannot afford the risk. Bitcoin is not for everyone, but it is only for those who can bear the risks of volatility and other things.
83  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: April 29, 2024, 06:09:51 PM
~Snip
Barcelona have a high chance of winning today's game because they usually have hope in Valencia, which I know if they really tried their best in the game today, they will have the point that they need to drop down Girona in the table because they are just a point below them, but if they didn't have enough goals, Girona can still make it back to their 2nd position, which I know before the end of the fixed games, Barcelona might be in the 2nd position, but talking of real Madrid, we all know that they have given them an effective distance that based on the last few games that are remaining, I don't think they can meet up to Real Madrid, but due to consideration, Barcelona will win against Valencia.
Barcelona must win today's home game against Valencia if they want to maintain second place in the standings. Of course it is true that Barcelona has a high probability of winning at home, but I can still consider this match as a difficult match considering that Valencia will also still be fighting for their hopes of qualifying for the European zone next season.

Several main players are still injured, including De Jong and Gavi. Meanwhile, Barcelona has many options to play with in its squad. The line up has been published, I see Sergi Reberto and Pedri on the bench, Xavi gave them a break it seems. These two players will probably come on to replace other players in the second half, it is also very possible for Joao Felix and Feran Tores to get minutes in the second half. Barcelona wins, that's a big possibility today.
84  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 29, 2024, 05:53:50 PM
~Snip
The victory over Tottenham certainly means a lot for Arsenal and the three points achieved are very valuable because they were obtained at the headquarters of a team that is considered capable of stopping them. Arsenal have three more matches to complete all the matches played this season, two of which will be played at the Emirates stadium vs Bournemouth and vs Everton, one more match will be played at Manchester United headquarters. Nine points is of course Arsenal's target in these three matches. If they are able to maintain the performance they did when they beat Tottenham, perhaps Arsenal will get full points in every match.

If this scenario occurs, Manchester City will have to win all the remaining games this season to surpass Arsenal points tally. Tottenham is still Manchester City toughest challenge, winning is also their target so they can finish in a better ranking. It is still not certain who will win the Premier League title race this season because the two teams are only separated by one point.
Arsenal's performance is of course better than the 3 other teams they will face in the remainder of the season. I give Arsenal the better advantage in 2 of the 3 matches, while one of them is doubtful. The away match against Manchester United at Old Trafford is the most decisive match for Arsenal's chances this season, meaning I really expect Arsenal and Manchester United to play well which is difficult to predict.

Of course, Arsenal will actually be aiming for 9 points in the remaining match, but the worst possibility that Arsenal will face is only getting 7 points. I'm considering a draw in their away game against Manchester United, the rest I think Arsenal can win it easily.

85  Local / Bahasa Indonesia (Indonesian) / Re: [INFO] Signature Campaign [Hanya Pembayaran Bitcoin]| Ter-Update !!! on: April 29, 2024, 05:19:51 PM
Campaign baru dari CryptopreneurBrainboss.

Campaign ini membutuhkan setidaknya 16 peserta yang memenuhi persyaratan untuk membantu promosinya di forum bitcointalk. Rank yang dibutuhkan adalah Sr Member hingga Legendary dengan tingkat pembayaran yang sama $50 per minggunya. Beberapa persyaratan khusus perlu diperhatikan seperti setiap peserta yang akan melamar adalah mereka yang aktif dalam 30 hari terakhir serta memiliki jumlah persyaratan merit sebanyak 5 merit dalam 120 hari terakhir.

Campaign awalnya akan berlangsung selama 3 minggu berturut-turut, CryptopreneurBrainboss sudah memegang anggaran campaign di wallet escrow selama 3 minggu. Silahkan lamar jika tertarik.

Thread campaign: {OPEN} Spinarium Signature Campaign | Snr members+ | $50/week. {Funds Escrow]
86  Economy / Speculation / Re: Do not let the over excitement after the bull-run pull you out to danger on: April 28, 2024, 07:13:27 PM
~Snip
It will be childish for those who will want to do that because they will be exposing themselves to unnecessary danger and finger-pointing. Why will anyone go to brag before those who doubted them? If anyone who succeeds with their Bitcoin investment to a nice ROI must do anything loud, it should be for it to reflect on their improved lifestyle. That's the best way to announce it, not flaunting and throwing it in anyone's face. We've to be cautious with whatever we do with our success. There's too much envy out there.
The last point is indeed the most common thing in real life. It's hard to make other people understand the state of our economy, even if you never tell anyone about your wealth in bitcoin, that feeling still exists among people who find it hard to see others happy.

Even friends and family members can't be completely trusted with money, so being private is actually a must-have for anyone holding bitcoin. Not everyone likes other people's happiness, while some feel jealous about it. There is no need to tell anyone about money, proving we are better than them with money is not the right way. Personally I don't like to prove anything to others, it never changes anything.
87  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: April 28, 2024, 07:05:14 PM
~Snip
Yeah maybe that's luck for AS Roma even though we know this draw is not satisfactory for AS Roma as they are struggling to get close to Bologna in 4th place and AS Roma need 4 more points to equalize the points. Honestly, I'm not sure whether AS Roma can take over the top 4 because they are still concentrating on the European League and it is clear that AS Roma will prioritize this competition so that it will have an impact on their performance in Serie A. Apart from that, AS Roma also has to face Juventus and Atalanta in the next Serie A match, we can imagine how difficult it would be to catch Bologna in this situation.
I would say the opposite, Napoli were unlucky today because they failed to maintain their 2-1 lead when the match was almost over. Roma were lucky to prevent defeat, although they regretted it considering that Bologna also drew against Udinese. Roma remains in 5th position with a 4 point gap from Bologna, but they still have a chance to get closer and qualify for the Champions League next season.

The problem is, Roma may have to discover the fact that Atalanta will overtake them in the standings because Atalanta has 1 match in hand. Atalanta, which is 2 points below Roma, has the potential to surpass Roma with a gap of 1 point, but however, Roma still has the opportunity to qualify for the Champions League if Bologna's performance declines in the remainder of the season.
88  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: April 28, 2024, 06:46:50 PM
~Snip
Girona is still too tough for Las Palmas, Girona's prowess continues by securing victory at the opponent's headquarters. The additional three points made Girona succeed in overtaking Barcelona in second place, Barcelona, which has not yet played its 33rd match, still has the opportunity to take over second place.
This victory means Girona managed to secure tickets to the Champions League next season, they will probably be one of the busiest teams in the transfer market to prepare a stronger squad to face bigger competition. After failing to win at home, Las Palmas has no other goal this season other than securing its position to stay in La Liga.
In my opinion, Girona is in a safe position to qualify for the Champions League next season. They have a 13 point gap from Athletic Bilbao who are currently in 5th position.

Girona only needs to avoid defeat in the final 5 matches of this season, but I myself am not completely sure that Girona can win the full 15 points in the remaining matches. Especially the matches against Barcelona, ​​Villarreal and Valencia, these are 3 tough matches for Girona even though their performance so far can be expected to get points.

Real Madrid, Barcelona, ​​Girona and Atletico Madrid are the 4 teams that should qualify for the Champions League next season. I don't expect changes for the rest of the season, but a change in position between Barcelona and Girona in the battle for second place is still very possible.
89  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 28, 2024, 06:07:08 PM
~Snip
I agree with you. Real Madrid's strength is that they have a very dangerous counter attack. That could be a threat to teams that have ball control tactics. I think Bayern Munich is a team that also plays with ball possession so this will be a very difficult match for them. I'm sure Real Madrid will be able to win the semifinals and will go to the final and will be champions. No one doubts their quality this season. And after City lost, I thought nothing could stop Real Madrid from getting the 15th Champions League trophy in the club's history.
Real Madrid is a team that is far more favored than other teams in the semifinals to qualify for this season's Champions League final. Bayern Munich and its coach certainly have experience in the Champions League, both of them have even won the title in previous seasons, but this season Real Madrid is clearly the favorite.

Real Madrid's advantage in the semifinals is that they play at home in the second leg. Real Madrid will try to win the first leg at the Allianz Arena, but a draw is also a little safer. I believe Real Madrid can play better in home games, even if they lose the first leg then Real Madrid can be expected to recover in the second leg at home.
90  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 28, 2024, 06:00:42 PM
~Snip
I agree that Tottenham wished they had played confidently right from the beginning and not the tail end of the game but the thing with them is they don't really know how to take games serious. This is a derby and in the first leg, the Gunners played out a 2-2 draw. They didn't get a win but this should tell them something about how Arsenal knows how to prey on a weak defense and that's what Tottenham Hotspur defense was; weak.
 Bukayo Saka has become to the first English player to score home and away in a derby and I'd tell you for free, at this spate of confidence the Gunners are displaying, Tottenham Hotspur are no match for them.
Arteta really needs to work on David Raya though because I feel the more he keeps making such sloppy mistakes, it will be difficult to maintain clean sheets. With how they played from the first half, you could tell they were on their way to keeping their third clean sheet, and it would have been quite embarrassing had Spurs leveled the scores.
Arsenal's performance in the first half of the derby match was very impressive, but they were not very entertaining in the second half. Tottenham almost secured 1 point in the home game and prevented Arsenal from winning the match, but unfortunately that never happened.

In the end, Arsenal still leads the standings this week even though Manchester City also won their match against Nottingham. Manchester City has 1 postponed match against Tottenham, this match will be a difficult match for Manchester City in mid-May. Arsenal leads the current standings with a 1 point advantage over Manchester City, but considering that Manchester City has 1 match in hand, Arsenal has a lower chance of leading the standings until the end of the season.
91  Economy / Speculation / Re: Simple prediction: 2024 bitcoin at 200.000 dollars on: April 27, 2024, 04:47:14 PM
To be honest I can't expect much from May, I think it's because the distance between the halving and May is too close. The price of bitcoin doesn't rise that much in a month, even if you are really optimistic about the predictions. History doesn't always repeat itself and it doesn't have to be the same, but I can expect a high rise after a few months of the halving instead of one month.

I'm not saying $200k is impossible by May 2024, but it might be a bit too high to expect. I just hope that bitcoin will test its highest resistance again next May, it would be even better if the price prints a new ATH too for the $74k to $75k range.
92  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 04:19:13 PM
~Snip
Arsenal were previously predicted not to be able to deal with the pressure on the winning track until the end of the season, and even I thought that Arsenal would only be able to finish third before Liverpool's downfall began, but for now it is certainly quite surprising for us if Liverpool have not really been able to bounce back after their defeat to Atlanta in the Europa League.  The shock defeat to Everton and also today the draw against Westham has certainly closed Liverpool's chances of returning to the path of the championship competition because after all Liverpool's points gap with Manchester City and Arsenal is now starting to fall far behind, especially the remaining games are only 3 games left this season.

In the remaining four games owned by Arsenal at this time, of course, they are required to remain consistent in winning regardless of whether Manchester City slip up or not in the rest of their matches, Arsenal have faced Chelsea and won, but their real test will begin when they face Tottenham who have so far had a fairly good performance towards the end of the season.
Arsenal are certainly required to continue fighting for the title which they may still win this season, but the remaining matches this season are very tough which in turn makes many people doubt them. Manchester City has a better chance than Arsenal, but I myself never know whether Manchester City will win all the matches in the remaining season or Arsenal will lead the standings at the end of the season.

Tottenham, Manchester United and Everton are the key to Arsenal's chances in their title chase, but I don't think Arsenal can get through all of them with a win. While Liverpool have failed, it has caused deep disappointment in their squad after being favored to win the title this season.

~Snip
April has been tough for Liverpool. They were once title contenders but now seem like pretenders. Putting emotions aside, Jurgen Klopp has done a remarkable job for the club and his influence is evident. Liverpool's disappointing performance lately, it seems they may face more challenges ahead.
Arsenal fans are celebrating Liverpool's draw, but they are aware that tough matches lie ahead for their own team this season. It won't be smooth sailing for Arsenal, especially with Manchester City in a comfortable position. City seems to have the upper hand, and their experience could be crucial in the final stages of the season. but will Arsenal be able to stay in the title race until the end of the season?
Not only Liverpool, but several other teams also felt it, such as Manchester United and Tottenham. Liverpool will only be fighting to win Champions League spots, while Arsenal is expecting Manchester City to make mistakes in their next few matches.

By the way, Manchester United also failed to win today against a team that is actually in the relegation zone. Burnley played well throughout the match and I have to say that they deserved 1 point at Old Trafford.
93  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 03:35:11 PM
~Snip
That's how Manchester United play, even though their opponent is a team in the relegation zone, but if they are not in good condition they will have difficulty in the match, and this is one of the difficult matches for them to face the Burnley team. Even in possession of the ball they lost to their guests, their chances were no better than Burnley. I wouldn't be surprised if they lost this match, because they often show that.

The first half ended goalless, if they want to win this match, then they must be able to play better in the second half. Erik Ten Hag had to evaluate their game in this first half because there were so many shortcomings that they had to correct, they also couldn't develop their game which made it difficult for them to put further pressure on Burnley's defense. Chances are, this should be their chance to win this match. They shouldn't miss it, because it would be a shame if they missed an opportunity that was actually good for them.
Burnley proved that they are not a team to be underestimated. Manchester United have been really under pressure so far because in fact Burnley have really appeared with good spirit and cooperation. If Andre Onana hadn't had such a good performance, then I think Manchester United would have conceded a few goals to Burnley from the first half.

Both teams have had good performances since the first half. In fact, we have to see that the goalkeepers from both teams have to work hard to prevent goals from being conceded by opposing players. The defense was also well concentrated, so this was one of the most entertaining games of the weekend.
94  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: April 27, 2024, 03:14:08 PM
~Snip
All that was important in that game was just a goal to secure three points. It was very interesting to see Arda Güler scoring the only goal for Real Madrid to top more points.  I think the player made good of opportunity given to to him in the game. Real Madrid could not score more goals in the match against Real Sociedad because maybe they are reserving some energy for the Champions League coming games . The number of points Real Madrid have achieved so far for the season,  they don't need stress themselves much in laliga games, ut us very clear that the laliga title this season is for Real Madrid.
Arda Guler was in the right position when Dani Carvajal sent a cross towards him and Arda easily completed the pass into a goal. That was the only goal scored throughout the match, while Real Sociedad really appeared to be pressing despite failing to win points at home.

Of course it was a win that was expected by all Real Madrid fans and also anyone who bet on Real Madrid winning, but I admit that Real Sociedad had a good form throughout the match. Real Madrid is increasingly comfortable staying at the top of the standings without having to lose much focus on the Champions League in the coming days.
95  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 27, 2024, 02:47:54 PM
I don't know what happened to Liverpool, they got another bad result, even though they got 1 point, it could be said to be a bad result. As usual they dominated the match, and the result was the same as the previous match. Have they lost motivation now? If true, then I say they are a club that doesn't have a mentality because they easily give up with the results they have gotten recently.

Instead of making their farewell to Jurgen Klopp end on a sweet note, now they are showing completely unexpected results. With this result, they have lost the opportunity to continue competing to become champions. Because it is very likely that Arsenal and Manchester City will again achieve 3 points in their match. I think it is a big disappointment for Jurgen Klopp, because at the end of his tenure they had to accept unexpected results. Now they have to give up their dreams to celebrate the breakup with something good.
Liverpool have finally come out of the title hole this season and recently they dropped 10 points in the last 5 matches. Of course, it is not the result that Klopp most wants, who has decided to leave Liverpool at the end of the season. I can see a huge disappointment from Liverpool so far, but they need to keep moving instead of regretting it as much as they can.

Now Arsenal and Manchester City are the two rivals vying for the title, but Manchester City who has a game in hand looks more likely to lead the table with a points advantage considering its fixture list. There are many easy matches that Manchester City will have at the end of the season, while Arsenal have several tough matches.
96  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: April 26, 2024, 08:14:30 PM
~Snip
Real Madrid are in pretty good form this season but still Madrid may still have weaknesses that can be Bayern Munich's advantage later, I think for now beating Madrid of course will not be easy for Bayern Munich and Tuchel should be able to find a hole from the weakness of the strategy used by Ancelotti to at least open their chances of winning over Madrid later,  So far I think Madrid are strong contenders to win the Champions League although maybe 180+ minutes of semi-final all possibilities are possible

The first leg will be played at the Allianz Arena and of course it will be an advantage for Bayern Munich by getting the full support of the supporters, the first leg they should be able to use to win with a big score, so that way the second leg will be easier for them later, I think even though it is difficult but still Munich has the ability and also the possibility to be able to beat Madrid in the first leg later,Especially so far we can see the head to head of the two teams are quite balanced , besides that both are experienced teams and have a strong mentality in the Champions League so far.
Real Madrid is a team that plays with great ambition in every competition. They are the kings of the Champions League title where no team in the world can match their title tally so far, so Real Madrid is the favorite. But I agree, we never know whether they will actually qualify for the final this season when Bayern Munich also wants to be in the same place, I mean Bayern Munich also has good strength and mentality from the squad and also the coach.

Both teams have the same chance of qualifying for the final, only Real Madrid has an advantage because of its record. I expect something interesting in the semi-finals, but whoever gets through this stage is the team that is likely to be expected to win the title.
97  Economy / Speculation / Re: Road to 100k? on: April 26, 2024, 07:56:08 PM
After this Bitcoin halving Bitcoin price is not increasing as we expected, Bitcoin price going to 100k won't be very easy. We may have to wait a long time for this. But at the moment, those who can hold without panic are the only ones who can benefit. Bitcoin has always been a currency of this high potential. So you can fully trust and hold Bitcoin.
Don't worry, sooner or later $100k will become a reality. What you need to do now is be patient and accumulate if you have the budget, this is a smart choice when you expect big returns from Bitcoin at its peak price later. There is no point in hoping for a price of $100k if you don't have bitcoin, at least it won't benefit you.

The potential to reach $100k during this year is much greater than previous halvings, so put aside your worries and get your optimism higher than ever. If you don't have the budget, just hold onto existing bitcoins for longer and don't be affected by their price volatility.

98  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: April 26, 2024, 07:44:50 PM
~Snip
Do not underestimate the home side, because from the look of the game Real Sociedad are in possession and they are holding and playing the ball more than Real Madrid. It is 23 minutes and Real Sociedad have been in control.

Real Madrid is on 26 matches undefeated currently, and they only need 7 points to be crowded as King of Spain this season in Laliga. I just hope that these players will still win the match, even though they are not the first eleven. It is still 0-0.
Arda Guller scored a goal, meaning Real Madrid was 0-1 ahead of Real Sociedad. Real Madrid appeared to be pressing from the start of the match, but Real Sociedad looked more dangerous in their game. Sociedad had essentially scored a goal back to make it 1-1, but the goal was disallowed after the referee got a VAR call as Aurélien Tchouaméni was fouled before Takefusa Kubo scored.

Real Madrid has automatically increased its chances of winning this match because of its 0-1 advantage so far. Real Sociedad have been in good form so far and they also looked likely to score before the end of the first half. However, there is not much time left, Real Madrid is more likely to close the first half with a win.
99  Economy / Gambling discussion / Re: What is the least risky gambling game at online casinos? on: April 26, 2024, 07:36:31 PM
~Snip
Please recommend non-slot casino games that are fun and have interesting odds.
How about roulette, sports betting, live games or duel poker?
I hope you like one of the ones mentioned above, but if you are not used to playing it then you should learn first while betting with a minimum bet.

Skill-based games offer you a better challenge than luck-based games. There are many things you can expect from skill-based games, but most gamblers prefer to hope for luck instead of winning something with their skills. Personally, I find sports betting the most interesting, especially while watching live matches.
100  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: April 26, 2024, 07:19:54 PM
~Snip
Will Liverpool lose points in this match? I do not think so. They have already lost a lot of points for a few weeks and are far behind in the championship race.
We were talking about them becoming champions a month ago, but they could only win 1 victory in their last 4 matches. I think this situation will not continue like this any longer. Liverpool have had a really bad few weeks, they have to get back to their old form or they will finish the season in a very bad way. They will cause great disappointment
Liverpool failed to maintain consistent performance for the remainder of the season and they dropped too many points which knocked them out of the title race. Arsenal appeared impressive with 2 wins after losing to Aston Villa, while Liverpool only won 1 of 2 matches.

In this condition, Manchester City is again the favorite to defend its title. Manchester City have many easier games remaining in the season compared to Arsenal, it is even very possible for Manchester City to be at the top of the standings this week if Arsenal lose points against Tottenham. I wouldn't be surprised if the above scenario really happened, I mean Manchester City does have a big chance of retaining its title because of the consistency of its performance.
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