09 - Becassine

thank you

Ils demandent encore et encore, au cas où quelques euros viendraient d'un baby sitting au black je suppose ... Même papi et mamie ne peuvent plus virer de l'argent en cadeau sur les livrets des petits enfants. Quand on sait le niveau de corruption au sommet des Etats et le niveau de chipotage pour les simples citoyens, plus le temps passe, plus l'écart se creuse ...

Je viens seulement de lire cette histoire, malheureusement la vidéo citée dans le thread us a été supprimée.

Déjà je ne comprends pas qu'on laisse 70 000 dollars sur un wallet metamask, ensuite sur les CEX comme Kraken il y a plein de solutions pour éviter les retraits frauduleux (d'ailleurs le hacker n'a pas réussi à faire de retraits sur coinbase).

Après un vol comme ça, l'unique solution est de se plonger dans le stoicisme et lire Carl Jung et consorts ...

If the seeds could be compromised in the future, there would be immediate panic, and BTC could well collapse and even become worthless.

But so many banks and investment funds have invested in bitcoin, I suppose they've verified that this is unlikely impossible.

It also seems obvious that all the people who know BTC will buy if it dumps (and if they have liquidity to do so).

Les livrets A et LEP subissent une nouvelle baisse.

À compter du 1er août 2025 :

Le taux d’intérêt annuel du livret A est fixé à 1,7 % (contre 2,4 % entre le 1er février 2025 et le 31 juillet 2025)

Le taux d’intérêt annuel du livret d'épargne populaire (LEP) est fixé à 2,7 % (contre 3,5 % entre le 1er février 2025 et le 31 juillet 2025).


Pour un placement de 10 000 euros sur un Livret A du 1er janvier au 31 décembre 2025, les intérêts générés s'élèvent à environ 210,83 euros (hors inflation)

Maintenant calculons le résultat avec une inflation de 1% :

1. Les intérêts de 210,83 euros sur 10 000 euros correspondent à un taux d’intérêt nominal moyen annualisé d’environ : (210,83 / 10 000) × 100 = 2,1083 %.

2. Avec une inflation de 1 %, le taux d’intérêt réel est : Taux réel ≈ 2,1083 % - 1 % = 1,1083 %.

3. Le gain réel en termes de pouvoir d’achat est obtenu en appliquant le taux réel au capital initial : Gain réel = Capital × Taux réel = 10 000 × (1,1083 / 100) = 110,83 euros.

En tenant compte de l’inflation de 1 % en 2025, le gain réel des intérêts d’un placement de 10 000 euros sur un Livret A est d’environ 110,83 euros.

Le montant maximum qu'un particulier peut déposer sur un livret A est 22 950 euros, soit 254,36 euros de gain sur l'année, inflation comprise, soit 21,20 euros par mois, ce qui correspond à un abonnement box grosso modo.

Je ne sais pas si les gens font réellement le calcul, parce qu'immobiliser 23 000  euros pour payer son abonnement de box, c'est vraiment pas très rentable ...

Il les a déjà vendues 

J'ai vu différents délais à respecter pour les banques mais bon si elles ne respectent pas ces délais, elles ne sont jamais véritablement sanctionnées. Parfois c'est tout aussi efficace de le faire soi-même, ça doit prendre à peu près autant de temps de changer les IBAN à droite et à gauche.

However, some sources indicate the opposite.



The local population isn't going to change their habits overnight, not to mention the logistical equipment needed to understand and adopt Bitcoin. A reliable internet network, PCs or smartphones, as well as educational materials. Regarding educational materials, there are very comprehensive and free training courses like "Mi Primer Bitcoin."

It takes time; it's clear that even in countries with access to everything, like in Europe (equipment and information), a very large percentage of the population is not interested in Bitcoin (and even has no idea what it is).

I also note that the Kingdom of Bhutan began accumulating BTC (around 2019, I believe) without even informing its population at first.

For those who have already tried to orange pill friends or family, it's extremely difficult because people aren't ready to change their habits, whether they are educated or not. So changing the habits of an entire population that doesn't necessarily have access to information is a huge challenge and takes time.

But accumulating Bitcoin in the national treasury, as large private companies are doing, is already a good start—a very good one, even.

It's worth noting in this poll that the top-ranked figures are considered by Western mainstream media to be dreadful dictators.

Yet, the Salvadoran population now seems relieved by the end of insecurity in the country, while the French population, on the other hand, sees gangs proliferating across the country.

The good management and the desire to accumulate Bitcoin in the treasury (for example Buthan or Salvador) also reflect a genuine commitment to the people. In France, it's the opposite, with shameless waste of public money and a total rejection of BTC mining, even though the country is one of the largest electricity producers in the world.

Between those who bought or mined BTC when it was only worth a few cents and spent it all on anything and everything (or sold it for a few dollars), those who always hesitated (because they thought BTC was too expensive or too risky), there are also all the others who don't know about Bitcoin! And there are many, many of them.

There's no need to regret it because it's pointless.
I remember an old tweet (unfortunately I couldn't find it) from a young father who had created a wallet for his child and wrote, in 2017, that he never would have thought his son would be richer than himself when he was only a few years old. There are also some great stories with Bitcoin!

I think that today, especially seeing the attacks and kidnappings linked to cryptocurrencies, it's safer to not talk about it anymore. If a very good friend wants to know more, I could give him links to read and learn, but that's it. People have to take charge and learn for themselves too. Most people are too used to wanting everything without making any effort.

I remind you that Christine Lagarde, who headed the IMF for many years until 2019, was always very hostile to Bitcoin. Kristalina Georgieva, who succeeded her, also advocates the establishment of central bank digital currencies. She is less fiercely hostile to BTC, but remains attached to the traditional system, citing terrorism and money laundering (even though money laundering and terrorism obviously existed long before Bitcoin).

Say what you will, but El Salvador's debt represents 85% of its GDP, while France's debt is 114% of its GDP. While Salvadorans have not adopted BTC as a means of payment, financial flows linked to BTC-related tourism have increased considerably (the decline in crime also inevitably brings more tourists). Accumulating BTC in one's treasury is both forward-looking and intelligent; adoption by locals will come gradually.

Not to mention that adopting an unknown currency doesn't happen overnight. In Europe, we had no choice but to accept the euro, even if we didn't want it.

The president of El Salvador is undoubtedly a pioneer. He is criticized by other nations for his security policy or his purchases of Bitcoin, and despite threats from the IMF, he stands firm. He is truly a great president, and I hope he will teach a good lesson to the right-thinking Westerners (which is already happening in a way).

There's a good chance that a rich or very rich person will remain rich and even pass their wealth on to their children. A rich person can invest in anything and sometimes even lose money (without it really being a problem)

It seems to me that Bitcoin is the only one that can allow a poor (or less poor) person to fight inflation. Of course, it has to be possible to obtain it in their country, which I imagine isn't that easy everywhere in the world.

In any case, if we take the example of real estate: a middle-class person wants to buy a house. The bank tells him/her that to borrow, he/she needs 5% of the amount. But what if, while waiting to accumulate this 5%, prices have increased by 10%?

Bitcoin is, over time, a real hedge against inflation. We've seen this in recent years, with FIAT currency melting like snow in the sun. Whether you're poor or less poor, I only see BTC as a savings option.

For employees who live in a country where bills are in FIATs, the only thing that would be interesting is to have the salary in fiat and if they want, the bonuses in btc.

It's a bit like the Australian baseball team Perth Heat which has a very interesting approach to the question since it is a rather playful approach: 1st professional sports team to offer bonuses in btc to its players but also to offer fans to send satoshis via the lightning network to their favorite players, live during a match during a remarkable action for example.

In France it is forbidden to receive one's salary in any way other than FIAT, i.e. in euros.

With the European travel rule, states want to track and identify BTC addresses, and that doesn't seem to bother the majority of people.

Despite everything, Binance is losing a few customers in Europe due to the numerous and improbable documents that the platform now requires. Tangem Pay will, of course, have an audience that isn't bothered by KYC because the ultimate goal of this audience is solely to make a profit. This audience isn't particularly interested in anything else, I think.

Some CBs linked to platforms have been banned in France because it's not easy to recover the 30% flat tax with people who pay with this type of card. TangemPay will certainly have difficulty establishing itself in France, unless Tangem sends the statements directly to the tax authorities and the tax authorities then inform the taxpayer of the amount to be paid. Some will undoubtedly be in for some surprises.

Quand les gens n'ont pas d'arguments vraiment intéressants qui amènent à des discussions passionnantes et contradictoires, on a toujours le droit à toutes les insultes possibles. On l'a vu pendant cette crise covid, impossible de discuter sereinement, il fallait être absolument d'accord avec toutes les mesures stupides et inefficaces. Sinon on était traité de complotistes, antisémites ou que sais-je encore.

Désormais c'est l'antisémitisme et l'islamophobie qui sont utilisés à toutes les sauces sans aucun débat un tant soit peu constructif. Patrickus tu veux défendre ton point de vue sioniste à tel point que tu te permets d'insulter les gens sans même savoir qui ils sont vraiment puisque cela ne t'intéresse pas du tout, le monde n'est pas binaire comme tu l'imagines et la réalité est différente de celle que tu vois sur ta TV.

Les guerres sont toutes horribles, les propagandes pour exciter les peuples les uns contre les autres sont machiavéliques, au bout du compte les perdants sont toujours les mêmes : les peuples, les gens "normaux" veulent vivre tranquilles dans leur maison avec leurs enfants ou leur famille. Ou même tout seul.

La propagande se répète depuis toujours et il y a toujours des Patrickus pour déverser leur haine, mais de leur canapé. Je suppose que Patrickus n'a pas eu son fils traumatisé ou handicapé revenant d'un pays en guerre.

J'en ai vu des films de guerre, j'ai même pleuré en regardant "hair" ou encore Platoon ou d'autres. Mais c'était des films. Je ne regarde plus ce genre de films, maintenant je préfère des films d'amour.

C'est vraiment triste tout ça.

It is true that these are fairly unverifiable figures, but with the new European travel rule and reporting requirements, this should give more precise figures (in Europe).

The fact remains that some countries like the USA must have many more holders than Europeans. If I take the case of France, it is not tomorrow that the population will adopt bitcoin. The population is generally quite resistant to "new things" and when we see the number of victims of scams in France, we say to ourselves that there is a real problem with IT and cybersecurity in our country.

We must also add to this, even with deepl and google translate, an aversion to foreign languages ​​while a lot of interesting informations are in English. Recently, kidnappings on our soil (related to cryptocurrencies) and their media coverage will not help adoption. Education levels are generally declining, and the brave people who continue to inform their fellow citizens against all odds sometimes also end up getting tired of finding themselves up against a wall.

38 pages already discussing the pizza contest, you are simply extraordinary, it would be so cool to meet IRL (and taste the pizzas of course). This forum will never cease to amaze me 

Does that mean we should eat pizza all year round? There's no way I'm gaining weight for a contest