--- Sorry, I posted in the wrong forum and can't delete from here, I've posted it in Altcoin Discussions now--

I started following the UmbrellaCoin guys like a week back. Now I've not been on BitCoinTalk long enough, and till now just used to jump into currencies based on their valuation inside CoinMarketCap, but I am lately figuring that's too late. So after reading a few whitepapers, I narrowed down to 2-3 ICOs/ crowdsales I was interested in and one of those which piqued my interest was UmbrellaCoin. (https://www.umbrellacoin.org/) The things which really attracted me were it tackles an area (hidden costs of insurance) which even in the fiat currency world I've not seen anyone tackle, it deals with an industry which is known for bullying customers and leads to a terrible experience and it's formed full of devs from reputed companies. The last point piqued my interest even more when I saw this yesterday: https://medium.com/@umbrellacoin/dev-update-week-of-july-30th-c5a073206df4

Holy shit, they actually have a prototype/ beginnings a month before their crowdsale almost. So I was considering putting ~ 50 ETH into their Crowdsale. My questions to the community:

1) What's a decent amount to put into ICOs/crowdsales where you believe it's gotta chance. Personally my risk appetite in the stock market is ~30-40k USD total, so even 50 ETH scares me a little but I feel I might be missing the boat if I don't jump in.

2) Is it common or uncommon to have working prototypes for these coins much before their going public?

Thanks

Hello sir,
i want to ask, is it now too late to follow the signature Campaign?

because according to the requirements must keep signature for 2 weeks, and airdrop ends on the 12th september