I think that you need to choose between the type wallet. If you think that a hardware wallet is good, then you can choose Electrum. If you therefore need a wallet for Ethereum or ERC-20 tokens, you can use Metamask or MyEtherwallet.
If you choose the right ICOs then you can have a quick return on investment. In the latest weeks have the investors of Open Network and Nexo had good returns on their investments. On the other side were there also ICOs who get under the ICO price, so it is very important to research for a good project.
It is a centralized exchange and the regulations are every dag stronger and stronger. Therefore I think that it is normal that they are asking KYC for users. On the other site are there enough solutions if you wants an exchange without KYC (mostly decentralized exchanges like forkdelta and idex).
For me are it completely different projects. If you wants a payment solution who is fast and cheap, then you can choose Litecoin to invest. Otherwise if you want a blockchain solution with a great platform, you can choose NEO.
Benim bildigim bu ICO, yani Bluewhale Foundation, kisa sure icerisinde hard cap'e ulasti. Zaten dediginiz gibi buyuk bir kismi private sale'de satilmisti ve basarili bir giris yapacaga benziyor. Bu arada BWX ile ilgili detaylar icin: https://icodrops.com/blue-whale/
Egretia-ANN show us the latest updates about this project. I had some time and looked at the AMA with KBIT and in my opinion will Egretia be great. What they want to do on the blockchain is very promising.