Так я и сам этого не понимаю, я об этом выше писал что такие монеты это просто утопия какаято, такого не бывает, так как они противоречать законам рынка, не может быть просто таких монет.

LOL.. why should the banks work with one of their competitors? It is like saying that Coke should distribute Pepsi in their corporate office. One of the basic concepts of Bitcoin is to avoid storage of money by third parties. If you have some coins, then you can store them by yourselves by creating a wallet. You don't need the help from a third party like bank. And this is an existential threat to the banks. If people can store their money by themselves and can transact them as they like, then why should they be dependent on the banks?

The bank works by circulating their money. I think it would be hard for Cryptocurrency to do that.
The price is volatile, so investors, lenders, and borrowers would have difficulty adjusting to the system.

After all the latest rumors surrounding tether and bitfinex I've decided to swap all my usdt to DAI stable coin instead, it seems things are getting hotter sir USDT right now and anything can happen, I'm not sure about binance exchange since they are also on fire right now, I don't know how safe BUSD is

I think that banks count cryptocurrency still a high risk asset. They are more afraid, that one day altcoins creator will perform an exit scam or will drop the price to zero, and the banks will have to cover all losses and negotiations with customer, instead of altcoins creator. There are no major support for crypto, compared with, for example, with US dollar. Who is behind US dollar ? Whole country. Who is behind dogecoin? No idea.

If I have $10,000 on my account, they cant just disappear or turn useless or crap. If I had 100,000 dogecoin on my bank account, there is a chance that one day they will become untransferable or useless. I will blame bank for that.

That's certainly true, mate. Decentralized or centralized stablecoins wouldn't make much difference if they're backed by government-issued currencies. Crypto is all about being an alternative to the current monetary system by providing people a new kind of money that's backed by algorithms instead of a central authority. Believe me, stablecoins are nothing more than a glorified version of Fiat. They're essentially experimental versions of CBDCs (Central Bank Digital Currencies). While decentralized stablecoins are backed by crypto assets and algorithms (instead of real world currencies), they're essentially governed by the issuer (like it's the case with DAI). We might as well forget about decentralizing stablecoins, as they rely on centralized currencies. Stablecoins are certainly useful for traders, but extremely risky for long-term investors.

Nonetheless, time will tell us the fate of the stablecoin industry as governments devise new regulations that would either stifle or stimulate its growth. With most governments' skepticism towards crypto/Blockchain tech, one would guess they won't be friendly towards stablecoins. The situation is worse when stablecoins mimic Fiat in every way. Governments wouldn't want stablecoins to replace Fiat in its entirety, leading them to crack down on stablecoin issuers themselves. At least, traditional cryptocurrencies will be able to stand the test of time as they're independent (sort of) from the current monetary system. Just my opinion

Not because this topic is not allowed to be mentioned, but because there is a discussion about this topic. The forum does not allow posting duplicate topics. I saw this kind of topic in the Bitcoin discussion before, and I remembered that I also responded to it, so the reason for deleting it is that the topic is repeated.

I like bitcoin but I also love how ethereum use case can work on different defi and blockchain application. But cant really hate any of these two cause bitcoin as we all knew is the king of all crypto and eth is the 2nd in position that literally climbing up the ladder. I am excited how eth will move forward from the plan migration to different dapps out there.

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Curious OP why you said this topic is banned? Only users can get banned and the topics are just locked if they ate redundant or off topic.

In simple words, crypto takes control away from the banks and gives it back to the people. Banks always want control within their grasp and that is the sole reason why crypto is often seen as a threat to the banks.

Actually, it is near impossible for banks to work in tandem with bitcoins because if you read the whitepaper of BTC, and if I remember correctly, the sole intention to create crypto was to take control away from the banks because of the way they treat people and how much control they had.

Something meant to destroy or disrupt the banking sector cannot work with banks, obviously. And the banks do know it very well, they are just helpless because they cannot control it.

It's because cryptocurrency is decentralized and they need to make a platform where they can make it centralized or they can make money out of it. I have known a wallet/exchange that is regulated by the bank in my country and they did make money out of it. The only problem is that people doesn't have full access of the wallet(decentralized wallet) information but you have full control of your funds.

In solving this problem, I took as an example the existing US financial system.
Assuming that Ethereum is the Dollar, and the smart contract is the Office of the Comptroller of the Currency of the United States (OCC), and ETH-WORLD tokens are the Securities of the US Treasury, we get a financial model of a new decentralized economic system based on cryptocurrency. I implemented all this in my project, in contrast to the existing Fiat, it completely lacks an external emission regulator and is managed by the smart contract program.
http://prosh.info/smartcontract.html

What you mention are just general banking features that are known to the public. I ask again, what is the actual mechanism for the bank to implement them? Are you sure there is no "secret system" behind it? Studying it is not enough just to consult an ordinary bank employee who has a limited level of knowledge. You have to take other approaches including "insider".

Simply put, we know that blockchain is a brilliant idea and was created 11 years ago, but why haven't banks adopted it yet if you think a change is needed? What's the problem?
I sm sure that your ideas have been thought of by others before you.

У вас же была русскоязычная тема.
https://bitcointalk.org/index.php?topic=5234992
Не показали ее, чтобы не прочитали критику?

https://bitcointalk.org/index.php?topic=5199863
почитайте о признаках пирамиды. Здесь их нет, и нет сверхприбылей.

Мошенники всегда опережают, и это беда децентрализованных систем, т.к тут нет оперативного регулирования.

риски присутствуют: если стоимость эфира упадет, но
никто не заставляет менять эфир на DAI(SAI) под 65 % актива, можно поменять и под 10-30%, что уменьшит риски потерять эфир на падении.

другой риск- это сами смартконтракты. Их изучало много специалистов, пока жалоб нет.


https://coinmarketcap.com/currencies/single-collateral-dai/markets/

пока стейблкоины торгуются на 3х биржах, обменниках   - это проблема

Crypto and banks have one very big difference and that is their structure itself.
Banks are centralized while crypto is decentralized. This itself is enough explanation as to why they aren't working with each other.

Banks are often used as a third party whenever there is a transaction from Person A to Person B. With crypto, banks isn't needed because they can just transfer without them. With this, the revenue or profit of the banks will be affected heavily thus they don't want cryptocurrency. One thing more is that they can't control it that is why they don't want it.

Before starting this project, you should have a strong banking background yourself to create ideas that are not against regulations.

Back to the subject title... Why don't you ask the bank itself? It is not the independent desire of bankers to want to update their financial systems, but regulations still regulate them or they are not allowed to operate. You need to keep in mind that there are several points in blockchain technology that contradict how banks work.

I believe that banks do not accept cryptocurrency as they are two different systems and they cannot exist with each other. At the same time, there is a struggle between banks and cryptocurrencies, and if suddenly banks start accepting cryptocurrencies, it means that the current financial system is gone and another system came instead. But now it is too early to say, since it is not yet clear who will win this battle, bankers or digital devices.