my topic was removed, i don't know why..
so i post it again.

which coins do you suggest is better to invest with before the end of 2020 ?

i see BCH and Litecoin has low transaction fees, and they are good coins actually.
i know most people will avoid BCH because it was free forked coin, but that was in past, today it's actual good coin.

what do you suggest ?

I used to have 14 ethereum but I got caught in the web of FOMO and I lost over 10 ethereum because the project I invested the ethereum on have dropped marginally, is this the end of the road for me? Or I still have hope? How can I recover?

Few years back, I could remember Cryptocurrency wasn't really known by most people and the idea was joked with, even I myself didn't have a thought on it, but the growth of crypto is now alarming that almost all my friends are into one or two of it. Looking into the future I suggest Cryptocurrency will suspend other past used currencies and take over, what do you think?

Most DeFi tokens are concentrated in hands of Top 500 Holders!   https://cointelegraph.com/news/analysis-most-defi-tokens-are-concentrated-in-hands-of-top-500-holders

If that is true, DeFi is like a sandbox game, with a very limited amount of players actually playing. Observing this from outside the crypto bubble it´s concerning that DeFi, while a good idea and worth investing, has such a small holders community.

Could that be a problem in the long run?

Hello, friends just wanted to start a thread on what you guys think your list of top Defi projects would be say a top 10 list? .. Also will NEO RIVAL ETHEREUM in this space?

Nowadays the Defi project is growing very fastly and many of the coins/tokens are successfully trading and many big investors are getting into it. So, I want some suggestions in investment in Defi coins/tokens and which Defi project should I can invest in, as a short time to get a good gain.

Sure, we have good DeFi project, but there is still high risks. For example, yEarn Finance token YFI already worth 19 130$, higher than bitcoin. The coin was issued on July 18, 2020 and started with $35. A month later, on August 18, its price had already reached $12,800, overtaking bitcoin. Today, the token has reached a price peak in the area above $19,000. In a month and a half, YFI rose by 50,000%. A coin that is only a month old is already so incredibly expensive, I could certainly be wrong, but this is the last coin I would invest in, too loud to call it a bubble, but it can't be anything else. Such a young project simply physically can't create such a real value in such a short period of time, this price is conditioned by faith in further growth, not by project development.

A lot of people are predicting that the DeFi space will be the catalyst of the next bull run, projects like Maker and Compound have been hugely successful recently and many DeFi projects have performed brilliantly in the bear market.

Name the projects you're excited about in the DeFi space and why you think they will be big..

I'll start with an ICO I've recently invested in called Bidao. BiDao is a new blockchain system that creates a trustless stablecoin and a new decentralized financial tool that allows leveraged trading in a trustless setup. In the beginning, BiDao will be completely integrated with the Binance Blockchain and BNB will be used as the collateral. In the future other Blockchains will also be integrated into the BiDao ecosystem.

They are founded by Bastian Aigner who is young guy with a solid tech background and strong education. He reminds me a bit of Vitalik, some people are so smart it's like they are operating on a different level to everyone else and he is like that.

Every DeFi projects that I ever knew are on that list, I think it's neatly completed, even new DeFi project like Oikos is on the list, good one coinmarketcap, DeFi is getting more impressive this year, honestly I believe we can have ICO success round two with DeFi

DeFi will continue but their trend will end in the next few years. Crypto will always be innovating all the time. Developers will always find interesting ideas for future Crypto developments. Nobody knows how Crypto will develop in the future but DeFi won't end.

The blockchain and cryptocurrency industry is an industry that is constantly changing and evolving. So it’s hard to give you a binary answer inmy opinion. I honestly love both the projects.

However when I look at it from a larger perspective, I realize that the industry is rapidly changing and the top project maybe something we least expect. I see a lot of development happening in the Web3 ecosystem with respect to Polkadot. I see new projects like Concordium which are exploring new paradigms like Faas( Finality as a Service ) and are backed by years of Academic Research. DeFi is changing the way we know Finance.

If there is one thing we can learn from the industry, its that change is the only constant and BTC is King. It has always been.

Ofcourse Ethereum is very innovative, it is infact one of the most innovative projects out there, but BTC will continue to dominate unless Ethereum brings something so huge that it will lead mass adoption and will be seen a better store of value than BTC. Ethereum was never intended to be a store of value.

As we see, the number of people being adopted to DeFi is increasing day-by-day. More and more people are getting interested in Decentralized Finances. Few days back, we also saw the $SUSHI thing. That's the reason, we would love to know your opinion.

What is the Future of DeFi?

what are the coins or tokens that you hold at the moment and explain why you choose that
hope this can help others in choosing what cryptocurrency is good for hold and has a bright future  ☺️ .
personally I invest in XLM and XRP , is both coin are good as a long-term investment ?

I think there's a lot of good DeFi out there and for sure some upcoming more but of course still there's some but not of them are good just like what you've posted Sushi drops from $9 to around $1 in just 5 days after listing then their team or the head of it dump their coins and it's been a topic lately.

It's so disappointing that I missed the YFI project when it listed at 35$, imagine if one has purchased only 2 tokens upon its listing. We would have made over a million percent return on investment. The Cryptocurrency industry could be very lucrative and I wish to find a project like YFI before it starts increasing this much.

Doesn't beat Stakenet's new upcoming Lightning based Wallet, coming for desktop and mobile.

You'll be able to hold a multitude of coins inside of it, and exchange in-wallet using their lightning based DECENTRALIZED exchange, hosted by masternodes in the backend. In other words, you will pay WAY less in fees than you're used to (due to lightning). Transactions will be INSTANT, and you wont lose control of your private keys, or need to rely on any centralized service, like Shapeshift.