'I want to link my Bitcointalk name with BTCJam's. Verification code: 0440b299-929d-4c84-93e4-e7042ef32a92'

Gyft is the best one I've used so far, they've got quite a good number of merchants and the 3 % back is pretty nice. Its pretty good but obviously a couple steps below the end goal of seamless merchant integration.

Looks like he had "a stint at the Federal Reserve Bank of Chicago". Sounds like the right man for the job!

Definitely will happen but not in those black and white outcomes, a better comparison as a breakthrough innovation are Tesla cars in the automotive industry, as improvements and updates are pushed real time to adapt.