One thing raqibmarvelous is that even if 1 in 50 are legit and true, its the scammers that ruin it for the rest in this world. Its them that makes people lose faith
in humanity. If there was no scammers in the world, it wouldn't be as strict and enforced. And people would be more likely to help each other.
But its that one person that screws over people that help others, and bashes them without feeling or regard, only caring about their personal gain, and about taking other's hard earn money for their pockets. Which in return reduces people from caring and helping each other.
I myself have been burned before, and will only lend money out to people with collateral in return, unless their trust is Insanely high, or I know them in real life
like a close family member, or a friend with for many years that I trust.
Its because of this, collateral is required, and a must. And I completely agree with the collateral statement of "no collateral no loan". There is a thread on it in the lending section you can take a look at it.
https://bitcointalk.org/index.php?topic=577765.0I been around long enough to remember the days when lending was less strict, and a bunch of no collateral loans, I did in the past myself did a few 5-50 BTC loans
in the days when BTC was $3-$30 each or so. But those days are long gone, and its a scammer heaven. I Remember the old days when the tomato thread got introduced,
and the newbie failure rates to return, and then the Vod that stepped up knowing this is wrong and must stop, being a massive contributor to the community. Anyone that is against Vod is a scammer.
I was here before tomato cage by only a few months, and registered 17 hours before Vod, which is quite the crazy time difference. Seen a lot, and was one of the early
ones in BTC in 2011.
But that's how the world works. Its the few that ruins it for everyone.
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