XLM is funded by BILLIONS of XRP.

Also, they signed IBM to use XLM for cross border payments around the world.

Stellar essentially has IBM selling XLM's use case to the world.

Will this bring IBM out of its 30 year slump or will it finally send it into bankruptcy?
Only time will tell...

BTC has finally died.

Butt hurt.

I couldn't of said it any better myself.

However, I see a $0.60 max just based on the price always goes higher than we think then dumps even lower.

Yayyy I invested in XRP at $0.006 and now it's  $0.25. I'm a moron, I never knew it felt this good to be a moron.

 Thank you for this humbling experience!

Just an fyi, the billion xrp released per month is correct. However, whatever xrp isn't used/sold/loaned etc will be put back into escrow every month.

So just for a fun example, in January I expect ripple to have 600 million xrp that wasn't needed out of the 1 billion released out of escrow. So this 600 million xrp will go back into escrow. Then we do it again in February and so on.

Even a broken clock is right twice a day...

I bought 4500 Golem at $0.024 mid March. I've slowly sold it down to 1500 Golem.
Golem just like several others has been great for investing and trading the last few months.
 IMO Golem is a long term 5 plus year HODL with profits made from trading crypto. Funds that I can afford to lose.
I'd love to see Golem drop and to accumulate more over the next few years but it may just continue to keep reaching new highs.

Nobody knows if you should buy $500 worth of Golem 10 times over the next 30 days or buy $5000 worth of Golem over the next 3 days.

I believe in their use case, I'm sure you have done your due diligence

I agree it is the most successful project based on Ethereum. But I don't see it hitting  $1 and staying around that range for years to come.

We are definitely just at the beginning stages of this whole new asset class.

However, nobody can tell you where the price of XRP will go.
Yea I wish it could go to a $1, but I can see it being stable at $0.50 for the next 2 years as well which would be a huge success still to me.

If you are "ok to hold long term 2 years+" then adding xrp to your portfolio or trapper keeper over the next 6 months can be justified.
Others are ready to hodl for 5-10 years.
Just know there is a large group of people that bought xrp at $0.00666 for years and if you bought now it would be around $0.25. Thats pretty expensive to me.

If I were buying now, I'd be looking more to actually using XRP for settlement/cross-border payments/goods and services, not to sell for a native currency like others around here that have made millions of $$$ who have been in XRP from the beginning.

I watched their CEO on cnbc today. He could of done better. I wish he would of corrected the interviewer that this cryptocurrency can be traded to other currencies like usd.

Yep, since 2013.
"They" have beat down ripple/xrp all the way from $0.006 to $0.40 then back down to $0.25.
While lurkers, who have accumulated over the last 4 years, are looking ahead to 2018/2019.

Some are against everything ripple stands for and would rather miss a 10000% return in a 5 year span (March 2017-March 2022) than provide liquidity/value to Ripple Inc by buying xrp. Others just don't think ahead of tonight's dinner.

Some are just here to feed their kids.

Hahaha the last time they "did it" was this week. And it's going to happen again next week, and the week after that. Maybe a lil extra the week of Christmas. You know for some tax writeoffs.

This old and drawnout topic about ripple's distribution of its 100 billion XRP created at the genesis ledger by Jed is  like having the birds and the bees conversation with a new kid every day.

Don't ask me for the genesis ledger, i don't have it.

So you plan on directly walking into a bank to buy xrp (a digital asset for payments) at the counter to take home and do what buy other things with it because of the "Liquidity"?
Sounds contradictory to me.

Yeah, "they" also want ripple to open a Series C round of funding for actual equity.
But ripple may not ever "really" need it because of.... you guessed it. It starts with an X and ends in a P.

Ripple might make an acquisition by the end of the year.

The regulators received their xrp a long, long time ago...

Not all. Some People are in at $0.006

Nice try, but try again. This time dont generalize.

Remember, some people here aren't in this just to make money.

XRP can drop to $0.03 tomorrow, oh well.

It's funny seeing all these people hating on ripple for their own EPIC reasons. While others have sat quietly making 35x their money in the last 2 months.

All while ripple has distributed xrp openly going on 4 years now and people still say this is new.

So ripple selling/loaning hundreds of millions of XRP weekly at or around market price to institutions is a bad thing?
No, it's called demand.

At the same time, consumers all around the world are buying xrp at $0.25 thinking its cheap not knowing there is 99.9billion compared to max 21million btc.

It's not ripples fault these millenials would rather have a few thousand xrp that can be settled in seconds compared to 0.001 btc that has been stuck for last 48 hours.

XRP has gone up around 1600% since then. hahaha

Yea ripple distributed another 70,763,393 XRP between April 16th and April 30th.
XRP has about doubled since.