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1061  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: November 29, 2023, 02:48:22 PM
There is no denying that Girona is the dark horse of La Liga this season, their performance improvement has been quite significant and they have turned into title contenders. The three giant La Liga clubs must pay great attention to Girona, because it is possible that they will continue to show consistency in the second half of the season. In terms of squad depth, they are considered average, but what they have shown is a real threat that must be anticipated from now on. I will wait to see how they do against Valencia and Barcelona, whether Michel squad is able to cause a surprise.
No one expected Girona to be top of the La Liga table this long. although they get caught by Madrid now, it's still massive for a team a team of Girona's caliber. Their impressive form and attacking style of play have made them a formidable opponent, and their ability to spread the goals around to multiple players makes them even more dangerous. I enjoy a lot on how their build attacks in transitional play. While their squad depth may not be the strongest, they have demonstrated a remarkable level of consistency and determination, which could pose a serious threat to the traditional La Liga powerhouses.

I think their that their two upcoming matches against Valencia and Barcelona will be the real test for quality in determining whether Girona can maintain their momentum and challenge for the title. Michel's tactical acumen and the team's unwavering spirit will undoubtedly play a significant role in their quest to cause an upset in the second half of the season.
1062  Economy / Gambling discussion / Re: ⚽ English Premier League Season: 2023/2024 on: November 27, 2023, 05:27:54 PM
Wow Chelsea got a trashing.  I expected them to get a draw and if ever they lost, maybe in something like a 1 - 0, 2 - 1.  But losing 4 - 1 shows there's def still something happening behind the scenes and Poch might not be the manager who could fix it.  And as the culture of modern football goes, we'll be seeing 'Poch Out' banners in home fixtures if losses like these keep coming up.

Chelsea's next match is vs Brighton at home...  Not a walk in the park.  And they're poor at home with a 1 W - 3 L - 3 D record.  :/
I feel like they are complacent a win against Spurs and a draw against Mancity, as they shouldn't be. Newcastle is a good team, but lost 1- 4 is still not acceptable. Poch need to realize that their improvement hasnt stopped at how they performed against Spurs and Mancity. They still need to improve in every aspect. The team havent had a character as a tough side.

Poch needs to stick to his plan and demands continuous progression from his players each game, this is no a time to maintain. Collective work ethic, tactical discipline, and attacking flair from Chelsea players havent been enough for Chelsea to compete with top teams.
1063  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: November 27, 2023, 05:04:21 PM
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Liverpool is the favourite to win the Europa this season due to their performance so far in the Europa and their domestic league aswell, considering that they look like almost the only biggest team  so far in the Europa this season except for a few team.

Liverpool's mentality is focused on winning the Europa this season because it looks like an opportunity for them to win the league this season, Liverpool is very much aware of the competition in the premier league of which they are still doing well there regardless so I don't think they will really be having issues at the Europa except when they will be joined by teams from the UCL , they may experience a bit of tough times but if they get past it then they can be sure to make to winning the league titles.
Liverpool's mentality in europe competition is undeniable, They are famous of it. They will be able to win europa league this season if they put this competition as their priority. I'm still unconvinced Liverpool put this competition as their priority because, so far, they never played with their strongest team, even though they are still so good, but it will be different in KO stage.

I dont know if Klopp will continue to play with 'second team' or will start their strongest team when they face a good team. If they continue like this, there will be chance for them slip out of ko stage. They have a great squad depth, but keeping on rotating starting players is very good idea, as they will face good teams in ko stage.
1064  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 27, 2023, 04:46:35 PM
The fourth matches of the group stages of the UEFA Champions League will be played tomorrow. The most interesting matches of the night are Milan-Dortmund and PSG-Newcastle. The matches will be tough fight between Milan-Dortmund and PSG-Newcastle but I feel like we will watch very enjoyable matches. The result of the matches between Milan-Dortmund and PSG-Newcastle are difficult to predict however in my opinion, the favorite teams are Paris and Milan. This group is the toughest group in the champions league groups, they all want to get the points and qualify for the next round which is impossible.
Playing all out will be done by these 4 clubs, because the 4 clubs still have a chance to get out of this group stage. Paris Saint Germain, Borussia Dortmund, Newcastle and AC Milan must be able to maximize their last 2 matches if they want to be in the round of 16.
Yes this will be a very interesting battle of these 4 clubs, I can say the last 2 matches will be their life and death match.
Meanwhile, maybe they will be helped by luck in their last 4 matches. Yes sometimes that's what they need, the goddess of luck.
This group is exciting to watch as all of them they have fair chance to progress. I think whoever teams that will progress to next round are the most ready teams to face their next two matches. I hope no team will have unexpected situation when they have to play the game. all four teams have performed very well in their last games. I hope they keep being in-form in Champions League games.

It's hard to predict who will progress from this group, judging by their stability of form, PSG remains favorite. Milan and Dortmund often have day-off, while Newcastle is provenly not strong enough when they play away from home. we will see some dramas will be produced from this group till the last games of the group. it will be excited.
1065  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: November 27, 2023, 04:26:38 PM
There were no changes to the table in the top 4, as the clubs there won their Week 12 matches.
Leverkusen survived the pressure they felt until the last week and they remain at the top of the table. This is something they must maintain, as Bayern Munich loom in the shadows in 2nd place. Once Leverkusen make a mistake, their position will be taken over by Bayern Munich. I hope Xabi can keep his team in a very good mentality, because mentality is needed when they are at the top of the table. Many clubs experience situations where their mentality must decline, and in the end it is very influential for the position of the standings they occupy.
I have big hope for Bayer Leverkusen to maintain their form till the end of the season, even though I doubt they can do it due to their squad depth is much weaker than Bayern Munchen. Two-three injuries will be big affection for them. Xabi Alonso need to have time management for their important players, because with their important players stay fit, it would be easier for Alonso to maintain the form of the team.

Bayer Leverkusen still need to improve their mentality stronger than ever, because competing with Bayern will invite big pressure throughout the season. There should be no hope for other teams to stop Bayern, Leverkusen need to challenge by their own.
1066  Economy / Economics / Re: Why is it difficult for people to get capital easily? on: November 27, 2023, 03:52:29 PM
I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country.
Large financial investments are not as simple as you may think, particularly when those large investments are made in business opportunities. To invest so much in a business when you are well aware that there is no guarantee of success requires a strong mentality. I've also learned that there is no such thing as free money anywhere therefore even these businesses take a lot of work to be successful. As a result, OP, you need to adjust your perspective on investment to begin living a luxurious lifestyle without having to put in a lot of labour.
The allure of achieving a luxurious lifestyle without putting in a lot of effort is understandable, but it needs to have realistic expectations and understand the realities of investing in businesses. while large financial investments in business opportunities can lead to significant financial gains, they come with inherent risks and require a strong entrepreneurial mindset.

Large investment in businesses involves a high degree of risk. The potential for high returns is comparable to a high probability of failure. Entrepreneurs must be prepared to accept the possibility of losing their investment and must have the resilience to handle setbacks. Instead of seeking a shortcut to a luxurious lifestyle without labor, it's better to adopt a more realistic and sustainable approach. True success is often a result of consistent effort and smart financial decisions over time.
1067  Economy / Economics / Re: What would you do in this situation? Invest or save? on: November 27, 2023, 03:38:36 PM
I'll keep the $15k and work to make up the $5k. There is no need to rush. It is a business just like a child I must take my time.with it to see it grow slowly and steadily. After I have gotten the 5k , I won't even quit my regular job. I'll Only do do when the balance sheet is looking good.
I agree with your opinion, we don't need to rush to build a business if the capital we have is not sufficient for the business we are going to build, it would be better for us to keep the capital we already have and continue working and saving the rest we have. needed to build the business that we will build and also we can prepare well ideas about the business that we will build.
Starting a business needs to have spare capital from the beginning business plan. You cant start a business using daily expenditure money, because when you start a business, it means you already have financial security for your daily expenditure. Business has always possibility of failure, even it's a small percentage. You cant risk your daily use money, it could be harmful for your living.

Starting a business plan is not just about idea and capital / financial management. It also needs financial management for daily use money which is apart from business. This is essential for financial security of living to avoid unexpected precedent that could happen in your business.
1068  Economy / Gambling discussion / Re: Who among you here is gambling at work? on: November 27, 2023, 03:21:21 PM
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Yeah, it depends on the job. Many office workers tend to use their time at social media sites like Facebook, etc. So I guess many of them would also just gamble as well.

I'm not sure if that affects too much their performance as usually they do this when there's not much else to do.
Social media use and gambling at work can both pose potential distractions and performance issues, but they have different effects in direct and long-term.

Social media use at work can disrupt foresight and productivity, the negative consequences are typically less severe and more direct. The Employees who are scrolling through social media feeds or responding to messages, lead to a decline in their work efficiency. This has direct effect to their work. Once they put their devices away, employees can typically resume their work without substantial harm.

Gambling at work can lead to more significant and long-lasting effects. The thrill of gambling can easily captivate an individual, leading them to spend more time and effort on it than their work. This can result in reduced productivity, missed deadlines, and even outright neglect of their job duties.
1069  Economy / Gambling discussion / Re: Winning Wisely: Strategies to Protect Your Bankroll on: November 27, 2023, 02:51:03 PM
Our underlying nature makes 'just one more game' appealing. The excitement of uncertainty and random rewards motivate. Your plan and self-regulation point is crucial here. Setting time and money limits - a practical test or a test of willpower and self-awareness? Recognizing risks and the games' design to appeal to our senses protects us against losses. Gambling discipline is illogical but vital. We bet for fun, but addiction is possible. This contradiction makes your plan vital. How does gambling fit into our lifestyle? A harmless diversion or a sneaky trap? We protect our economic and mental and emotional health by creating and following boundaries. You say discipline is about understanding and mastering our brains, not only resisting temptation. Didn't that win mean more than any table win?
Sometimes adrenaline controls the gamblers which lead to reckless bets. They lose control of their impulse and make irrational choices. The thrill of uncertainty and the possibility of unexpected rewards can be highly motivating, making it difficult to detach from the gambling experience. at this point, they even forget that they are hungry already. hehe

yeah.. Discipline is not just about resisting temptation, but also about understanding and mastering our brains. Gambling is also about striking a balance between enjoyment and responsibility. By understanding the risks and setting clear boundaries, we can do gambling while remains harmless pastime rather than a source of significant harm.
1070  Economy / Gambling discussion / Re: Why the rich win gambling more than the poor. on: November 27, 2023, 02:34:12 PM
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Yes, that's correct. Rich gamblers can do much more than other gamblers because they have more money so they can bet more. Even though they use small bets, they can gamble longer, but that doesn't guarantee they can win a lot of money because it will depend on their luck and skills. Gamblers who don't have a lot of money can also win when they can get lucky.

The risks that each gambler will accept are also clearly different and in fact, gamblers who don't have a lot of money can reduce the risk of losing big. They can play enough gambling with enough money and can also avoid problems that can arise from gambling.
Apart from the rich gamblers are not immune to the risks associated with gambling, They can gain potentially larger winnings that can cover up their losses, because they can put bet after bet due to their capital depth. They also feel less pressure to win that makes them more control of their emotions that makes them better at decisions making. Most of the times, rich gamblers are more rational at gambling.

Gamblers with limited funds may be more inclined to adopt a cautious approach and minimizing their bets, because they have bigger fear of losses. They have budget limit to stick to and bigger pressure on their own, because They need to prevent the negative consequences they can't afford.
1071  Economy / Gambling discussion / Re: Two Carreer skill benefit of gambling on: November 27, 2023, 02:06:42 PM
Professional way of critical thinking and what gamblers does in gambling have got difference. Gamblers look for a way to overcome the loss, which is to try the strategies and simple tricks. Not everyone succeed, only the luckiest succeed whereas the majority end up losing. In professional manner of critical thinking it needs to give effective outcome of atleast 80% success.
It is difficult to create a chance of winning that reaches 80%, even if it is done by a professional gambler. Because gambling only gives a 50% chance of winning. Unless you are smart enough to be able to cheat when gambling. But cheating in gambling is not something we should do because it is too risky.
I think it's depend on what gambling a gambler play and the frequency of the bet, if it's luck-based gambling, it has to be fifty-fifty chance or lower. if it's sport gambling, there are 80% win rate at one attempt, but it provides very low odd/rewards, like putting bet on who will win the game Real Madrid vs Cadiz. lol

I think gambling is always luck-based bet at the start which potentially changes onwards. Poker for example, It's fifty-fifty or lower chance to before the cards are distributed, it changes after the cards are distributed. But when gambling is played on certain duration with some amount of bets, It will never be more than 50% chance of winning.
1072  Economy / Gambling discussion / Re: Question for those who loose too frequently in gambling on: November 27, 2023, 01:39:50 PM

Gambling reflects many life components. It has risks and probable loss, but so does every things else. Despite obstacles, people pursue occupations, relationships, and aspirations out of optimism, ambition, and desperation. Isn't gambling an example of these human experiences?

Gambling can be a mirror of a character, because gambling has something to do with adrenaline or emotions and decisions making. Gambling provides hope and fear. Just as people pursue careers, relationships, and dreams despite the potential for failure, individuals engage in gambling with the hope of achieving their desired outcome.

It's a reminder that life is a journey which contains risks and uncertainties, and our decisions involve weighing potential gains against potential losses. It's a reminder that life is a gamble, and we must carefully navigate its uncertainties while striving for our aspirations.
1073  Economy / Gambling discussion / Re: Greed or risk on: November 27, 2023, 01:19:27 PM
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At the end of the day it depends on the person and his faith in whatever game that is played and in this situation this person definitely has that money to spare, plus he is confident that the game is going to come through. I am the kind of person that will cashout immediately i see a tangible profit because from experience i have been in such position and thinking the game will e a success, it failed in  the last minute. not everybody is lucky enough to see a huge cash out and it come through so to me it depends on the confidence level, if i feel confident enough not to cash out i leave the game until it is completed, but if i dont i take my profit and go.
I always think that gamblers are people who have enough time and money to spare, so then they can decide whatever they want with their money. Gamblers who don't bother to cash-out when they gain big are gamblers who know to enjoy the feeling of winning while they are still there at casino. I think this how gamblers should be, the gamblers who have risk tolerance.

Gamblers who see gambling as a moment for fun is a true gambler. they are not necessitated to make decisions based on money spent or gained. but then, reality is not always how it should be. Gamblers who have enough money to spare also can be depressed because of the losses. so..
pick your poison..
1074  Economy / Gambling discussion / Re: What I've learned so far as a gambler on: November 27, 2023, 12:47:48 PM
Not only that, apart from having to be able to control ourselves when gambling, we also have to play with full awareness. Because this awareness makes us unable to control ourselves so we don't gamble continuously which makes us experience many losses. Playing gambling must be done with full awareness so that we can control our emotions, and also have the ability to control ourselves so that we can master the game, not the game controlling us, and it is gamblers like that who are dangerous.
Playing at the right time and with sufficient capital is good gambling, because there is a time to gamble. And we have to bet when our conditions are good, so that we can enjoy the game in a relaxed and fun way where sometimes luck is always there.
Being a gambler needs to have high self-awareness. Gambler should be aware of situation when to put big or small bets, when to stop, and else. A gambler must not continuously gamble without having time to cooling down, because that can make a gambler carried away by emotions.

Playing at the right time and with sufficient capital is good gambling, because there is a time to gamble and there is times to observe. And we have to bet when the conditions are good, so that the game is enjoyable in a relaxed and fun way where sometimes luck is always there.
1075  Economy / Gambling discussion / Re: Ever heard about financing a gambler? on: November 27, 2023, 12:32:14 PM
The problem here is that people forget to document what will happen if the money is lost in gambling and will the borrower share the loss too?
Trusting someone or financing someone to gamble on your behalf doesn't necessarily require documentation, especially in the gambling world where words are often honored. When you fund someone to gamble, it implies a level of trust, and any potential benefits are typically shared according to the agreement. In the event of a loss, the responsibility falls on the financier, while the person gambling bears no responsibility for the losses. That's how it typically works.
yeah.. a funded gambler is of course gonna play gambling in casino, not online gambling, which means there is already documentation by casino and the gambler's activity is traceable. Trust plays a significant role in financial arrangements between individuals, especially in the world of gambling. When someone funds another person to gamble on their behalf, they are essentially placing their trust in that individual to manage their money responsibly and make informed bets.

It's important to establish clear expectations regarding the division of winnings and responsibilities in case of losses, when a gambler is funded. In the event of losses, the financier is ultimately responsible for bearing the financial burden. The person gambling, on the other hand, generally does not have any financial liability if they lose the money.
1076  Economy / Gambling discussion / Re: Dangerous chasing losses on: November 27, 2023, 11:21:32 AM
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Recovering losses as quickly as possible will not be as easy as imagined because we gamble where we will definitely lose again, so recovering from those losses takes time. If we can manage the deposit amount and also allocate enough time for gambling, we can manage the amount of money for gambling and try not to exceed the limit so that we don't experience large losses.

We also can't hope that luck will come after we experience a losing streak because luck will only come to the right person. We will only experience bigger losses, and if we win and don't stop immediately, greed will grow and tell us to continue gambling again, even though it is not a good decision because it will only result in bigger losses.
Recovering from gambling losses quickly is an unrealistic expectation. Gambling is an activity where there are more people who lose their money than people who gain money. Chasing losses often leads to a vicious cycle of desperation and further losses. Gambling should be a form of entertainment, not about make money.

People who like gambling should accept that the losses have occurred. Having fun with people is what gambling should be. The temptation to chase losses is strong, but it's a dangerous mindset. having more time with gambling will make the gambler loses himself.
1077  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: November 27, 2023, 10:55:30 AM
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I don't have anything to say, they'll have to prove themselves on Wednesday night as they travel to face Galatasaray. Galatasaray have familiar faces who has a good knowledge of how Manchester United plays. Manchester United played well yesterday they'll have to do same against Galatasaray. At least the defenders and midfielder's did well yesterday. Now Manchester United midfielder's should just make sure they support the attackers with enough passes.

They can beat Galatasaray, who I'm not so certain they'll defeat has got to be Bayern Munich. They'll need the miracle to defeat Bayern Munich.
Manchester United facing Galatasaray as an away game is a tough challenge remembering their away record is not so good. A win against Everton is a confidence boost, but also can be deceiving remembering Everton is not so good at the moment. Galatasaray's familiarity with Manchester United's playing style could pose a significant threat.

Manchester United need to fix their transitional attacks which is their best trait so far. They need the midfielders to provide calmness and quick decisions passes for their attackers to split opponents' defense. Galatasaray is a very difficult team to beat at their home. it needs a brilliant form to win this game. I think the last group game against Bayern is a bit easier Manchester United, because Bayern have already progress to next round and will play with relax.
1078  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 27, 2023, 10:35:30 AM
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Since Osimhen joined Napoli, he's been their key player and he's been doing his striking job perfectly without errors, even in times of emotional derailment from fans and the coach, he's still being able to keep his  mind focused, he's in no wise the best thing that's happened to Napoli, he's the best addition to the team, although Chelsea are having eyes on him but it's likely that Napoli won't let him slip without a very good replacement for him.

 However, his exit will place a threat to the teams performance subsequently and they may likely go back drastically. For Chelsea, he may not be able to cope immediately, he'd need time to blend and it's likely that the Chelsea pattern may not fit him, no doubt he's got the decision to make but he's got to weigh the options too considering that Chelsea can as well give him a whole new experience to football even though they're declining currently in their performance.
Victor Osimhen is consistently demonstrating his exceptional talent and determination. Despite facing challenges and criticism, he has remained focused on his performance and contributed significantly to the team. His potential departure to Chelsea would undoubtedly leave a significant loophole in Napoli's attack. Replacing such a prolific and influential player would be a difficult task, and his absence could potentially hinder the team's performance.

For Osimhen himself, a move to Chelsea could present a new chapter in his career and an opportunity to experience a different footballing environment. but then, adapting to a new league and team system could require time and adjustment, and there is no guarantee that he would immediately replicate his success at Napoli.
1079  Economy / Gambling discussion / Re: ⚽ Premier League 2023/2024 Discussion Thread ⚽ on: November 27, 2023, 10:29:34 AM
Haaland is still injured. Even though there is news saying that it is very likely that Haaland will be able to appear, I think Haaland will underperform in that match. I think City will still win the game but they have to work hard and build a consistent game. That is not an easy thing because Liverpool are also motivated to win and become leaders of the standings.
Haaland played and scored. He remained on the field throughout the match. I hope his injury has fully recovered. If he plays on the field before he is fully healed, it may cause more serious injuries. Haaland is of course an important player, but injuries are serious dangers and they need to be careful.
This proves that Haaland is so important for Mancity this season after losing Kevin de Bruyne due to injury. Haaland playing an important game while carrying injury is the risky taken by Guardiola to make sure his team play at the best form facing their toughest competitor.  For Guardiola to take this risk suggests that he is so serious at achieving more honors for mancity and himself.

Haaland is so lucky to have chance to play under Guardiola in a quality team. He realizes that his current club provide all opportunities for him to achieve more than average football players can have, because he is an talented and ambitious player.
1080  Economy / Economics / Re: "I saw my salary on a bottle of perfume today" on: November 27, 2023, 10:12:38 AM
Financial freedom is usually understood as having achieved a wealth that allows you to live without working for the rest of your life. I care more about, and already enjoy, partial financial freedom, because years of saving and investing give me a freedom of choice that if I didn't have money I wouldn't have. Besides, since I like what I do when I work, I am not obsessed with retiring. I think that if I had enough money not to work for the rest of my life I would work, at least part-time, or otherwise, in projects that I create.
well.. Financial freedom indeed allows you to enjoy further choices and flexibility in your life. It's giving you the peace of mind knowing that you have a fiscal bumper and the freedom to make decisions without being solely agitated by fiscal scores. The perspective on  withdrawal with fiscal is also stimulating. This is happiness.

The idea of pursuing work-related projects indeed after achieving  financial freedom is an excellent illustration of using your time and capability to produce impactful things. It's a testament to your drive and desire to contribute to society, indeed without the financial need to do so.
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