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441  Economy / Economics / Re: On retirement on: December 09, 2023, 01:36:15 PM
Yes, retirement is doing something you want to do. It's been years now since I stopped doing the 8-5 daily office cycle. I missed it somehow and I might take another 8-5 if it's I am very interested, like traveling and maybe teaching history or social studies.

However, my main goal is to have a stable business that is inclined to my hobbies and interests. The difference though when having a business is there are risks like losing money and failing to profit. While having an interesting job in a company is financially risk-free.
When someone is still actively working and he can make good use of his money then when retirement arrives his life will definitely be much better and he won't have to work as hard anymore. You must have prepared yourself thoroughly when you decided to stop working 8-5 every day and the goal of stopping was accompanied by another desire to develop your potential in business. I am also a small business owner selling clothing and the life I live is much more independent than working under someone else's system.

There will definitely be risks when we intend to develop a business just like we invest in bitcoin. But speaking of freedom, developing skills and time are efforts that we organize ourselves so that work will be much more productive. Working in the government and corporate sectors is regulated by their system even though the level of risk is small, but talking about freedom and hobbies we will have a little difficulty developing them.
442  Economy / Speculation / Re: Can anyone be a Bitcoin speculation expert? on: December 08, 2023, 06:29:22 PM
I've come across plenty of speculation about Bitcoin even before joining the forum. I remember when people said that the current rise in the price of Bitcoin doesn't necessarily mean it's a bull run. Even now, with Bitcoin at $44k, there are still speculations that it will dip.
That's how speculation works because even though a sharp price increase can occur at any time, there will be times when it will be corrected again below the initial estimated price. Prediction is a reference for looking at estimated prices and from there comes the price prediction that you want to make, but no one can guarantee the level of certainty because we are talking about speculative prices that can change.

If by any chance bitcoin goes below 36k or further they would say they were right  about this. I want to know if it is possible for someone to be a bitcoin expert. Like a person who is always right about his/her speculations even if it takes sometime to be confirmed.
Talking about predictions can never be as accurate as desired because there are times when prices change quickly. If there are bitcoin experts who are able to predict prices accurately, many people will become richer when the bullish season arrives. After all, there will always be someone who predicts the price of Bitcoin at any time, but no one can guarantee its accuracy.
443  Other / Beginners & Help / Re: how can the community support newcomers in navigating the crypto space? on: December 08, 2023, 05:15:00 PM
We're all pioneers in the crypto world, and helping newcomers is key to fostering a thriving community. Share your valuable advice for someone new to crypto payments and let's build a supportive network. How can we make the journey smoother for those just stepping in? 🚀 Drop your insights below and let's empower each other! 
No one has an obligation to be a pioneer as you describe because it is voluntary work that anyone can do if they have the intention. Learn first what they want to know and create posts to get answers from users who are much more knowledgeable. Expecting 80% of the time to get input or lessons from other people is the act of the lazy and that's not what beginners should do.

If you are one of the pioneers as you describe then give newcomers an idea of how they can avoid being scammed. The basis for avoiding fraud must be seen from the extent of their knowledge, not whether they want to learn or not, because opportunities will always be exploited by people who want to cheat.
444  Economy / Economics / Re: On retirement on: December 08, 2023, 04:13:57 PM
What term retirement usually denotes to is, to stop working. People often don't like job, so to retire usually tends to be on top of the list. However, if one likes what he does, he will do something similar to pass the time even after retirement. 
In our area retirement indicates that people have entered sufficient work period as given by the company and the government, they will get compensation in the form of security deposits from the workplace. Usually working in the government sector has a guarantee of old age so that many people in our area are competing to find this job. There are many things that can be done when entering retirement and taking some money to build a business or just enjoy old age.

Some people who have achieved good financial freedom will enjoy retirement in far more productive activities such as joining the social community or developing their hobbies. So that they really enjoy old age as planned and when successfully enjoying it, I think we have prepared a good life before retirement arrives.
445  Bitcoin / Bitcoin Discussion / Re: Would it be enough to buy 100 dollars worth of Bitcoin every month? on: December 08, 2023, 03:23:00 PM
Maybe they have a much higher income than me because they have a job. I think I can only invest $100 a month for the next year or two, would that be enough? I am worried about missing big bull market with halving and etf approval.
The amount is not a measure but how consistently you can buy with that $100 every month, there are many people who buy with small amounts but they are consistent. If you miss the bullish market before the halving then there is no need to worry because the cycle will start again and this is why you don't need to worry about bitcoin when buying it because there is a four-year cycle that can always provide significant price spikes.

You are still lucky enough to be able to buy $100 every month because there are many people out there who may not be able to touch bitcoin for reasons of not having money. So keep it up is because you will see something that is optimal when carried out consistently and whether the purchase is big or small is just a matter of numbers.
446  Economy / Economics / Re: Luxury and spending lifestyle fastest way to poverty rich kids on: December 07, 2023, 05:10:06 PM
Isn't luxury life make their children's future become better? they get everything what they want and buy anything they want, so the parents make sure their children aren't lack of anything. Parenting is really hard, neither luxury life or poor life has it's own privilege, I think it's harder to teach children if the parent is rich than the poor, since the children has no motivation to survive with their own income.
A luxurious life cannot guarantee that a child can live a better life, but it is natural for parents to want to see their children live in affluent conditions. Parenting style will determine how a child can be responsible for himself and the role of parents is needed to guide their children to be more focused. Rich and poor is just a matter of luck for a child who is born without being able to choose, but in my opinion the difficulty of educating is not only difficult when they become rich and vice versa for poor children.

Parental assertiveness is one way to educate children to be more obedient and it is an obligation for parents to teach their children to be responsible for themselves and the environment. After they can be responsible for themselves are they taught how to earn money and poor parents will have difficulty guiding their children to achieve the desired level of wealth because they do not have sufficient resources.
447  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: December 07, 2023, 04:35:56 PM
Ten hag is always trying to do his best to make sure manchester united will always be able to climbing up. The only problem if sometimes you can't even expect if there was a problem occured to the players. Glad to see that the players who were always getting blamed by the fans are performing so crazily at the middle of season. I must be named all of them and they are meguire and tominay. Even meguire has become a player of the month and this proves that if those dudes are still very important for the club.

Manchester united was almost kicking him from the club in the last summer transfer season. Anything is still remain unpredictable in the football. You can say that if manchester united was doing very important thing but in fact if it is also performing so perfect right now.
People are unable predicting the situation to be even better than before. It's unpredictable to see tominay and meguire play so well together. It would be a mistake to sell meguire.  
Maguire is a typical player who works hard even though he received a lot of criticism from fans and was benched by Erik Ten Hak, but when he was given the opportunity because Luke Shaw, Martinez and Bissaka were injured he made good use of it. If you pay attention, Maguire is one of the players who is very serious when playing and he is trying to restore his performance even though he is under great pressure. Maguire can be said to be one of the best players this month and in the last match against Chelsea his contribution was so great that Man United managed to win the match.

The percentage of qualifying for the round of 16 is quite small, but we still have hope and hopefully Man United can beat Bayern Munich with a bigger margin. Onana needs to be rested by Erik Ten Hak and I really hope that Bayindir is given a chance in the last match of the group phase so that there is a difference in that match.
448  Economy / Gambling discussion / Re: Saudi Professional League 2023/2024 on: December 07, 2023, 04:04:55 PM
The few times Damac FC Vs Al Ittihad have met have been very competitive games. Damac FC being the stronger side won three of the five matches, and drew the remaining two matches. Damac FC attack is very tough defense section and strong due to which victory is guaranteed in most of the matches. Damac FC can definitely win this match as their attacking department is very quick and Al Ittihad will try hard enough today with their strength to perform well.
Damac FC's performance was quite good in this match and they managed to score a quick goal through Koudou in the 12th minute so the match was quite fierce. Both teams played more openly in playing short and long passes, but I haven't seen good accuracy when both teams are in the opponent's penalty box. In the additional minutes of the first half, Hamdalah managed to equalize through a penalty, but unfortunately four minutes later Koudou scored another goal for Damac FC.

Al Ittihad needs a win so as not to be displaced by Al-Taawoun in fourth place in the standings because Al-Taawoun will face Al-Fayha. But unfortunately they are already one goal behind Damac FC, let's see in the second half whether Al Ittihad is able to score a goal or will concede again. Because if they lose this match then their position in the top four will be shifted to Al-Taawoun.
449  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: December 07, 2023, 03:16:12 PM
I don't know what Arteta was thinking when he put Raya in the starting XI. I think Raya made two blunders in that match, CMIIW. Namely the second and third goals and gave Luton a 3-2 lead. What was Arteta thinking by not playing Ramsdale? This could be a reference for Arsenal's future opponents. I think Arsenal has quite a weakness in defense, especially the goalkeeper. This will be dangerous if they face a team with quite good goal productivity.
David Raya played well at Brentford so that Arsenal recruited him in the 2023 summer transfer market, but his arrival at Arsenal has not produced positive results because in the previous matches he also made mistakes which resulted in goals. Luckily, in the match against Luton, Rice managed to get a chance to score in the added minute of time because otherwise Arsenal would have experienced a draw in the match.

Arsenal's defense is not too bad because if you pay attention they haven't conceded a big goal in every game this season, it's just that the goalkeeper's performance has been less consistent. Ramsdale played well even though he also made several mistakes, but I like Ramsdale more than David Raya because so far he has not fully adapted to Arteta's strategy scheme.
450  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: December 07, 2023, 02:07:19 PM
There are several ways for Barcelona to redeem Cancelo and Felix from their parent club, the easiest is to release several existing players or barter. The club income can also come from several things, especially if Barcelona wins a championship trophy, either La Liga or the Champions League. Then there are television broadcast rights and jerseys and so on, but what we know is that these two players are priced quite high for Barcelona's financial crisis to reach.

But I also believe that the club management and officials really understand the team needs, and Xavi has definitely informed us of his direction and plans for the future. On the other hand, the way Barcelona management moves in the transfer market using the model of borrowing players will not always be effective, they must consistently orbit wonderkids from La Masia products. Management must see the opportunity well, give them playing minutes, release them to other clubs and Barcelona will benefit.
Will it be effective to sell several players who have large salaries at the club because they are important pillars currently under Xavi's tutelage. Releasing several important players can actually make the team unstable because they will lose players who have been united with their teammates. Likewise, regarding the championship title and what percentage Barcelona can win these two titles this season because there are many competitors who are much stronger, especially in the Champions League and La Liga.

Broadcasting rights and Jerseys will not provide much profit and may not be able to offset the high player salaries. The La Masia product wonderkids do not have the experience to face crucial matches and this can also cause problems because they are currently playing in the Champions League. Barcelona wants to recruit some experienced players to help the team become stronger and I think that's why they want Cancelo and Felix as permanent players.
451  Economy / Gambling discussion / Re: CASHOUT OR NOT???? on: December 06, 2023, 05:39:38 PM
It depends on how often you come close to winning a bet or how many times you have won your bet. If you have always been losing, you would be tempted very much to cash out or if you have a pressing need for money. Anyway, we all deal with cash out differently. Some gamblers don't really like the cash out option, they feel it deprives them of the full potential winning when they cash out and it wins but what about when you don't cash out and it loses, those gamblers who support cash out have that as a reason that they use cash out. That's individual differences in gambling and the use of cash out.
Gamblers who often take the opportunity in every gambling they do will not make a victory of the responsibility and I am sure they will continue the remaining two matches. Of course anyone will be tempted by the previous victory, but when we put a small money continuing the match is the most likely choice. Back again as you say that it depends on how each individual responds to every possibility that will occur and can minimize the risk of defeat is also not wrong if you want to take cash from the previous victory.

Well that depends on if he is an active gambler that does a high staking but I doubt he is, the more reason he came to solicit for advise. If he is an active gambler, he must have been seeing such cases and would have by now decided on how to be handling cash out issues. There are different levels of cash out, small or big cash out depending on how much used in the staking and if the gambler won't have high blood pressure if he allows the cash out go and ended up not winning the game. I think he is not a big staker and that money would be very much needed to him.
If he is not an active gambler, maybe the opportunity to continue the remaining two matches is unlikely, but in accordance with the renewal he submitted has continued. I agree that active gamblers do not need to ask for advice to continue or withdraw cash because they know how to handle gambling. He also said that initially involved with small capital in gambling, only he was confused to continue or stop with a number of wins he had obtained. It was entirely the decision because we never knew how the real incident after he made a post and the picture taken.
452  Economy / Economics / Re: Luxury and spending lifestyle fastest way to poverty rich kids on: December 06, 2023, 04:19:18 PM
Of course, some parents want their children's lives to be better than their own and some of them give their children luxury because they can't feel when they are the same age as their children and there are also some parents who can limit it even though they give them a luxurious life, there are also some who too much to give their children a luxurious life that they cannot take advantage of, which is very detrimental to their children.

By giving them lessons about life, children will certainly be able to learn and make good use of what their parents have given them so that what they have been given will not be in vain, they can take advantage of what their parents have given them.
Giving the luxury of life to their children is not wrong, but if parents do not teach them responsibility and give them more freedom over these luxuries it will be a big problem. When they are adults and have their own responsibilities, they will not easily respond to problems because they are not used to living under pressure. There are many children of rich people who, when their parents go bankrupt, experience big problems because they are not taught to be responsible for their own ability to earn income, so their lives are much worse when that happens.

Parents should be responsible for ensuring that their children's future is better and if luxury can make them lazy and forget themselves then they should need to be evaluated. Talking about our children's future, we may not be able to predict it accurately, but we can prepare carefully to make it better. The role of parents in supervising is quite important because if they ignore it, children will forget to learn to be responsible for their lives.
453  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: December 06, 2023, 03:23:02 PM
I still give United a 20% of chances, for me is most difficult to see them winning the game against Bayern Munich than wait for the draw between Copenague and Galatasaray. Because the other two little teams are gonna be so idiot that they destroy themselves with a draw who doesnt help any of them
That is much better than some fans who are quite pessimistic about their club and I am also one of the people who still has high hopes for Man United qualifying for the round of 16 even though it is certainly impossible. But when it comes to football, nothing is impossible because things can go unexpectedly and I hope that Man United's performance against Bayern Munich can be much better and win the match with a slightly bigger score.

Man United doesn't need to think about how the other two teams will play and also doesn't need to wait for the results because the most important thing is that Man United has to win. At least if Man United can win the match against Bayern Munich it can make a number of fans feel satisfied compared to a draw like the previous match.
454  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: December 06, 2023, 02:38:20 PM
So what happened to the defenders? Are they not suppose to clear the ball before the ball gets to Luton Town players? The defenders also should be looked at. I don't really like this pointing of one finger to a particular player. Last night, I can only blame him for the goal scored by Rose Barkley. That went pass him too easy, he should have done enough to stop that ball from going though. David Raya has got to be Mikel Arteta's first choice goalkeeper, how do you even expect him to dump him on the bench? That's not happening.

There was nothing wrong with the lineup, The Polish left full back that played from the first half should habe made good in runs. Gladdens me to see Arteta reading that game well. Zichenko in influenced the midfied alongside Rice 
David Raya became the mainstay of Arteta this season, even though compared to Ramsdale's appearance, it was no less good but for some reason Arteta preferred to install David Raya even when facing a crucial match. Luton was able to look for opportunities even though Arsenal controlled the match and they could take advantage of every time there was an opportunity to score goals. The level of accuracy of the chance of scoring goals is much better Luton compared to Arsenal but still different quality makes Luton have to lose in additional minutes of time through Rice's goal.

The entry of Zichenko made Arsenal's midfield more alive and Rice's combination was also quite helpful. This victory feels so perfect because almost Arsenal have to lose two points when facing the lower -board team and Arteta needs to consider the Ramsdale goalkeeper in David Raya's condition who always makes mistakes.
455  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: December 06, 2023, 02:06:06 PM
Ansu Fati was already on loan to Brighton, they need to take a consideration to sell Raphinha and Pedri, they still have Gundongan, Pedri and De Jong. They need to let go one of their popular player if they want to sign Felix or Cancelo, if not then they will keep using a same lineup in the next season or many seasons in the future.
If in the transfer market last summer Barcelona can use the free transfer player to be recruited, but for the transfer market now in my opinion it is difficult if you don't have money. Selling several popular players to cover the cost of purchasing Cancelo or wanting to permanent Felix is also not necessarily maximum because they need good players for the current team's needs. Unstable financial conditions can cause problems for the club because they have a number of players who receive large salaries.

The options for Barcelona may not be much but I'm sure they have a way to anticipate this problem. After qualifying for the last 16 of the Champions League even though the last match has not yet taken place, the team's needs will be far more important and they need several other players as supporters.
456  Economy / Economics / Re: Idea and money are very important to investment. on: December 03, 2023, 01:50:21 PM
If you have idea on a particular investment, it will help you to follow the straight way that will lead you to some stage that will make you to believe that you are close to your destination of greatness, and if you have money and idea, very easy for you to grow higher in your investment which the two are very important to investors because, you will know the type of business to invest your money which you have the idea that it will bring a good profits to you in the future. Do you believe idea and money are very important in investment? Or can you succeed with money without idea in that investment.
There are many people who don't have the ideas and money to build a business because the life they are currently living is so difficult. Not everyone can run a business because developing a business isn't just about ideas and money. Just look at how many people have money and ideas when building a business but competition means they have to close the business because it is not growing. If someone only has ideas and money to build a business, it doesn't necessarily mean it can develop because as I said, competition often makes people unable to adapt.

If we have the money to run a business, then first make a survey to find out what business is suitable for us to develop, because not all businesses are suitable to be developed in one place, not to mention talking about competition with other people. The market needs for the business we are developing are necessary because when we know we will easily reach the market in marketing the products we sell.
457  Bitcoin / Bitcoin Discussion / Re: Parental Guild on Bitcoin on: December 03, 2023, 12:15:51 PM
Few Questions I will like to get you own input on

Is buying Bitcoin or cryptocurrency good for Kids?
Of course it's good, but having to wait for him to grow up so he knows how to run it and saving bitcoins as a preparatory step for him is much better. Because when he can be responsible for himself then bitcoin can be used to achieve the goal of financial improvement for himself.

How do you teach a kid to secure Bitcoin incase you are not there?
It's complicated because when you are not in bitcoin then there is no way to advise them and it is also quite difficult to teach children about bitcoin if we are not directly involved in it.

Should authorities or agencies place age restriction on owning Bitcoin?
Every exchange requires KYC, which means that the children involved must be of sufficient age, unless you store bitcoin in a wallet that does not require KYC. Basically there is no age limit for people to get involved in Bitcoin, but it is impossible for young children to get involved in it
458  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: December 02, 2023, 06:02:09 PM
I think the best offer is going to come from Real Madrid. After all, they are the ones who actually want to bring in Mbappé. But I wonder if Real Madrid is actually going to approach him again. Because they literally had been betrayed by Mbappé previously. Mbappé actually used the name of Real Madrid to get money from PSG. So I don't know if Real Madrid will actually try to get him so badly. And at the same time, it is not going to be a terrible idea for Man City to sell Haaland and try to get Mbappé. Or maybe even a trade. The thing is, if PSG actually goes to sell Mbappé, the amount of clubs that will try to get him are huge.
The upcoming transfer market will be the last opportunity for Mbappe to join Real Madrid and it also depends on how Real Madrid views the team's needs if they want to bring in Mbappe. Of course buying a striker like Mbappe provides a big advantage for Real Madrid because he is not the typical striker who waits for the ball to score a goal, so the arrival of Mbappe to Real Madrid will provide a much stronger quality squad. The problem is whether Florentino Perez wants to prepare fresh funds to bring Mbappe back to the Santiago Bernabeu because Mbappe previously betrayed them in the previous transfer market.

I see that there are a number of other strikers who also have the potential to become the best strikers at Real Madrid, such as Haaland, Jonathan David and Victor Osimhen. These three strikers are also suitable to play at Real Madrid because they have good quality and perhaps talking about the price, only Haaland is slightly more expensive, while Jonathan David and Victor Osimhen may still be standard enough to buy.
459  Economy / Gambling discussion / Re: Most gamblers do not believe they can consistently make money, that's why... on: December 02, 2023, 04:51:39 PM
Gambling is a double edged 2 sided bet, I mean there is a 50% chance of winning and a 50% chance of losing. Winning is possible, but there are very few calculations from gamblers who experience defeat. Usually, gambling site managers pay affiliates or influencers endorsements through pre-arranged game wins. After winning, they will post the winnings on social media, accompanied by proof of withdrawal, this trick is very effective in attracting the attention of other people to play on the site.

The bookies also have the same goal as you, wanting to always win. However, your hope of winning is not certain, but the dealer's victory is certain. So for this reason gambling cannot be used as a place to earn consistently, you also have to understand and learn from gambling experiences where you lose more often than you win.
It is the same as hoping for luck because the certainty of making money consistently is still quite risky and uncertain. Gambling sites do try to advertise their services through several influencers or more precisely artists who have a large number of followers on social media. This method is believed to be quite effective and very appropriate for finding a market to attract sympathetic users because they try to play promotional strategies with some of the evidence provided.

A number of people even often say this, when you want to make money consistently then become a bookie or owner of a gambling site because if you intend to be involved in gambling to make consistent profits it will be far from possible. If we are involved in gambling ten times for example and if we count the winnings no more than 4 times and the rest we lose or lose and most likely offset the capital.
460  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: December 02, 2023, 03:55:34 PM
Arsenal average 2.07 goals per game, which is 6th in the league, but Arsenal concede the fewest goals. It seems to me that these two indicators taken together are enough to get the best possible results.
That means we can say Arsenal's defense is much better than a number of other strong teams this season. Arsenal are already two goals ahead through Saka and Odegaard, I think this will be an easy match for Arteta to get full points and in the first half the match also looked so easy because Arsenal were able to control the match quite dominantly.

I also think that Newcastle will win - United had a period when luck smiled on them but this does not mean that they are no longer a rubbish team.
I'm surprised that as a Liverpool fan you think of Arsenal and not City  Wink
I don't think it will be easy for Newcastle to win the match this time because a number of players have returned to the team so they will be a little stronger in the defensive area. The presence of Luke Shaw and Bissaka can provide a different color because both of them are also diligent in helping attacks through the wings. I think a draw is much more likely because we are talking about competition in the standings so Man United will definitely not let Newcastle win the match easily. It seems like Liverpool fans haven't seen how Man City has been able to overtake Arsenal in the last 10 matches last season so they see Arsenal more as a competitor now Grin.
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