If it's a lot, I'd rather use my money to make money, than it's saved and wasted free, managing money is very important now and should keep it in a safe place if you do not want to lose your money, better use to make money back can with investing or in property.
You're right, well each of us have different perception on how to deal but somehow we need to be realistic and be aware the possible happenings which may occur. Investing is way to manage another money as it will able to have a great amount of profit as time passes by. Also, if you are lucky enough definitely you can be have more money as you will add it for your financial stability.