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October 30, 2012, 07:15:57 AM |
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Si, ma la cosa importante è che finalmente un'organo ufficiale ed importante considera gli schemi delle monete virtuali dando un 'indicazione ai legislatori di cosa si tratta.
Quindi, in conclusione:
From the preliminary analysis in this report it can be concluded that, in the current situation, virtual
currency schemes:
–– do not pose a risk to price stability, provided that money creation continues to stay at a low
level;
–– tend to be inherently unstable, but cannot jeopardise financial stability owing to their
limited connection with the real economy, their low volume traded and a lack of wide user
acceptance;
–– are currently not regulated and are not closely supervised or overseen by any public authority,
even though participation in these schemes exposes users to credit, liquidity, operational and
legal risks;
–– could represent a challenge for public authorities, given the legal uncertainty surrounding these
schemes, as they can be used by criminals, fraudsters and money launderers to perform their
illegal activities;
–– could have a negative impact on the reputation of central banks, assuming the use of such systems
grows considerably and in the event that an incident attracts press coverage, since the public may
perceive the incident as being caused, in part, by a central bank not doing its job properly;
–– do indeed fall within central banks’ responsibility as a result of characteristics shared with
payment systems, which give rise to the need for at least an examination of developments and
the provision of an initial assessment.
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