Short and clear,
No!
Even if you have some money to spend, no cloud mining is worth biying!
This. you want group buys. and don't muck about with cexio or altcoins both too risky, they could collapse tomorrow. earn yourself a few hundredths of coins with your gpu, use pooler-miner with your cpu threads, point them both at hashco.ws or middlecoin. meanwhile sell your nvidia to a gamer and get a ati. give up games altogether, read this whole forum and everything else besides and sell that whole pc claiming she mines bitcoin very well, and build a scrypt mining rig. right now as an example you need
BTC.2, may take some time to save up, to buy into a group buy, where you own a share of a big miner like the x-3 , for 40 ghs starting ~end Feb, see dzmc in my sig, you want round 17. r17 closing very soon, though, if you don't have .2 right now dz always comes up with something. have to say sorry dz his other open rounds right now not worth it. other group buys exist, almost all take btc, some are very scammy. or buy into kncminingop in my sig, they'll take even less than .2 (not sure why i settled on that figure, forgive me if i make assumptions). Their current gb is for a neptune but they might vote to change to x-3 as it comes sooner.
neither of these will run off with your btc, but neither can promise to make more if you invest
don't worry if you got shit all btc, don't compare self to big boys here. watch video in my sig.
treat every 1btc like it's worth $45,000 to half mil in 5 to ten tears
you have no credit card i guess, good dont bother, if you have a bank account or cash ever, use localbitcoins to buy bits of btc for cash or bank transfer. research it and your chosen merchant for a long time first