I heard that the banking system of P2P transfers works much worse in Europe. To confirm transfers, you need to call the bank or send a fax.
There may be a misunderstanding or something I simply don't know, but aren't all the transfers in banking business involving at least a bank? So no P2P there. It's account from bank1 to account in bank2.
And I've never had to call or fax anyone for my transfers, I've just done them from the bank app on my phone and that's all.
Plus, maybe the older types of bank transfers were worse and needed that kind of checking you're talking about, but nowadays, with SEPA for example, all is faster and automated.
CBDC will give more opportunities for people to easily and quickly make P2P transfers and exchange cryptocurrencies for CBDC.
CBDCs can indeed make faster the interaction between fiat and crypto - pretty much like stable coins work. But only that will not make me cheer for them; they're far too powerful weapons against people's privacy and that's not OK.